How to send money to Liechtenstein from Germany with the best EUR-CHF rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 6,586.37 CHF after fees and the exchange rate.

We’ve compared 4 money transfer companies in more detail below.

Best companies for EUR/CHF transfers

4 of 4 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,576.03 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€31.651 EUR = 0.9437 CHF
CHF 6,576.03You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9409 CHF +0.27% vs mid-market Recipient gets CHF 6,586.37 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9409 CHF
CHF 6,586.37You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,576.03 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€31.651 EUR = 0.9437 CHF
CHF 6,576.03You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €41.80 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,566.45 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€41.801 EUR = 0.9437 CHF
CHF 6,566.45You pay€7,000.00

Wise

Pay via Debit card
Fee €86.72 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,524.06 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€86.721 EUR = 0.9437 CHF
CHF 6,524.06You pay€7,000.00

Wise

Pay via Credit card
Fee €128.80 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,484.35 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€128.801 EUR = 0.9437 CHF
CHF 6,484.35You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €110.50 1 EUR = 0.9410 CHF +0.26% vs mid-market Recipient gets CHF 6,482.94 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€110.501 EUR = 0.9410 CHF
CHF 6,482.94You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €149.00 1 EUR = 0.9410 CHF +0.26% vs mid-market Recipient gets CHF 6,446.71 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€149.001 EUR = 0.9410 CHF
CHF 6,446.71You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 0.9435 CHF Updates every 60 minutes.

How to send money from Germany to Liechtenstein

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most CHF.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/CHF rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Liechtenstein

There are 4 companies for sending money from Germany to Liechtenstein, across app, broker, online, multi-currency account, and global account, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to Liechtenstein gets you 6,576.03 CHF with a €31.65 fee and -0.03% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For large transfers from Germany

Currency brokers

For buying property, moving to Liechtenstein, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/CHF which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Liechtenstein.

Be it overseas suppliers and contractors, receiving CHF payments, or holding CHF and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and CHF in one account.

You get CHF bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert CHF to EUR or EUR to CHF whenever you need.

The best multi currency account is Wise, it adds ~-0.03% markup and charges small fees.

Ways to fund EUR and receive CHF in Liechtenstein

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 6,586.37 CHF.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Liechtenstein.

The recipient in Liechtenstein can receive CHF by bank deposit.

To receive CHF by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    fr.6,586

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    fr.6,566

    -fr.20

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    fr.6,524

    -fr.62

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    fr.6,484

    -fr.102

Things to know before sending money from Germany to CHF

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/CHF transfer options

For a €7,000 transfer to Liechtenstein, these are the best options:

Cheapest way to send money to Liechtenstein

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,586.37 CHF, which is 0.16% more than the next best option.

Fastest way to send money to Liechtenstein

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,586.37 CHF in minutes - 24 hours.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into CHF sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-CHF Exchange Rate

Finding the best rate to send money from Germany to Liechtenstein

The EUR/CHF rate can move noticeably within a week, changing the amount your recipient gets in CHF.

Mid-market rate:1 EUR = 0.943457 CHF

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 4 of them on EUR to Liechtenstein, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.