How to send money to Liechtenstein from Germany with the best EUR-CHF rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 6,447.68 CHF after fees and the exchange rate.

We’ve compared 5 money transfer companies in more detail below.

Best companies for EUR/CHF transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9235 CHF +0.01% vs mid-market Recipient gets CHF 6,435.27 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9235 CHF
CHF 6,435.27You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9129 CHF +1.16% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9211 CHF +0.27% vs mid-market Recipient gets CHF 6,447.68 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9211 CHF
CHF 6,447.68You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9235 CHF +0.01% vs mid-market Recipient gets CHF 6,435.27 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9235 CHF
CHF 6,435.27You pay€7,000.00

Wise

Pay via iDEAL
Fee €41.80 1 EUR = 0.9235 CHF +0.01% vs mid-market Recipient gets CHF 6,425.90 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€41.801 EUR = 0.9235 CHF
CHF 6,425.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.50 1 EUR = 0.9213 CHF +0.25% vs mid-market Recipient gets CHF 6,420.92 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.501 EUR = 0.9213 CHF
CHF 6,420.92You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 0.9186 CHF +0.54% vs mid-market Recipient gets CHF 6,396.14 Minutes - 5 days
0 reviews

Ways to receive money in Liechtenstein with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 0.9186 CHF
CHF 6,396.14You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9129 CHF +1.16% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9129 CHF +1.16% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.9129 CHF +1.16% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Wise

Pay via Debit card
Fee €86.72 1 EUR = 0.9235 CHF +0.01% vs mid-market Recipient gets CHF 6,384.41 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€86.721 EUR = 0.9235 CHF
CHF 6,384.41You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 0.9213 CHF +0.25% vs mid-market Recipient gets CHF 6,376.24 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 0.9213 CHF
CHF 6,376.24You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €128.80 1 EUR = 0.9235 CHF +0.01% vs mid-market Recipient gets CHF 6,345.55 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€128.801 EUR = 0.9235 CHF
CHF 6,345.55You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 0.9236 CHF Updates every 60 minutes.

How to send money from Germany to Liechtenstein

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 29 of the 29 days it quoted €7,000 transfers to Liechtenstein.

On a 7,000 EUR transfer, Regency FX delivers the most CHF.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/CHF rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Liechtenstein?

How much EUR you send to Liechtenstein heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €7,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€1,0000.25%€0.50CHF 920.84with bank transfer to bank deposit+CHF 15.06
€5,000-0.01%€23.10CHF 4,594.18with bank transfer to bank deposit+CHF 56.81
€7,000This page0.27%€0.00CHF 6,447.68with bank transfer to bank deposit+CHF 47.41
€50,0000.25%€0.00CHF 46,061.81with bank transfer to bank deposit+CHF 213.78

Mid-market rate: 1 EUR = 0.9236 CHF

EUR/CHF Exchange Rate History

Is today a good time to send money from Germany to Liechtenstein?

The cheapest way to send EUR to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Liechtenstein.

CHF received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateCHF 6,465.14 Regency FX CHF 6,447.68 Deutsche Bank CHF 6,396.14Regency FXCHF 6,447.68WiseCHF 6,435.27RevolutCHF 6,420.92Extra cost of a bankCHF 51.54

6.300
6.350
6.400
6.450
6.500
6.550
6.600
6.650
At the mid-market rateWith the cheapest optionWith a bankRegency FXWiseRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9466 – CHF 6,626.54
Regency FX Cheapest 0.9441 €0.00 CHF 6,608.65 −CHF 17.89
Wise 0.9467 €31.65 CHF 6,597.29 −CHF 29.25
Revolut 0.9452 €40.50 CHF 6,577.79 −CHF 48.75
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9458 – CHF 6,620.47
Regency FX Cheapest 0.9432 €0.00 CHF 6,602.59 −CHF 17.88
Wise 0.9458 €31.65 CHF 6,590.67 −CHF 29.80
Revolut 0.9443 €40.50 CHF 6,571.89 −CHF 48.58
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9470 – CHF 6,629.04
Regency FX Cheapest 0.9444 €0.00 CHF 6,611.14 −CHF 17.89
Wise 0.9470 €31.65 CHF 6,599.03 −CHF 30.01
Revolut 0.9454 €40.50 CHF 6,579.35 −CHF 49.68
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9340 – CHF 6,537.66
Regency FX Cheapest 0.9314 €0.00 CHF 6,520.01 −CHF 17.65
Wise 0.9339 €31.65 CHF 6,507.74 −CHF 29.92
Revolut 0.9320 €40.50 CHF 6,486.15 −CHF 51.51
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9327 – CHF 6,528.77
Regency FX Cheapest 0.9302 €0.00 CHF 6,511.15 −CHF 17.62
Wise 0.9327 €31.65 CHF 6,499.73 −CHF 29.04
Revolut 0.9296 €110.50 CHF 6,404.24 −CHF 124.53
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9350 – CHF 6,544.84
Regency FX Cheapest 0.9325 €0.00 CHF 6,527.17 −CHF 17.67
Wise 0.9327 €31.65 CHF 6,499.73 −CHF 45.11
Revolut 0.9295 €110.50 CHF 6,403.60 −CHF 141.24
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9286 – CHF 6,500.45
Regency FX Cheapest 0.9261 €0.00 CHF 6,482.89 −CHF 17.55
Wise 0.9288 €31.65 CHF 6,472.55 −CHF 27.89
Revolut 0.9273 €40.50 CHF 6,453.43 −CHF 47.01
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9330 – CHF 6,530.85
Regency FX Cheapest 0.9305 €0.00 CHF 6,513.22 −CHF 17.63
Wise 0.9330 €31.65 CHF 6,501.47 −CHF 29.38
Revolut 0.9314 €40.50 CHF 6,481.84 −CHF 49.01
Deutsche Bank 0.9264 €37.05 CHF 6,450.49 −CHF 80.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9344 – CHF 6,540.63
Regency FX Cheapest 0.9319 €0.00 CHF 6,522.97 −CHF 17.66
Wise 0.9344 €31.65 CHF 6,510.88 −CHF 29.75
Revolut 0.9328 €40.50 CHF 6,491.99 −CHF 48.64
Deutsche Bank 0.9286 €37.05 CHF 6,465.86 −CHF 74.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9324 – CHF 6,526.78
Regency FX Cheapest 0.9299 €0.00 CHF 6,509.16 −CHF 17.62
Wise 0.9324 €31.65 CHF 6,496.94 −CHF 29.84
Revolut 0.9309 €40.50 CHF 6,478.79 −CHF 47.99
Deutsche Bank 0.9271 €37.05 CHF 6,455.02 −CHF 71.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9332 – CHF 6,532.12
Regency FX Cheapest 0.9306 €0.00 CHF 6,514.48 −CHF 17.64
Wise 0.9330 €31.65 CHF 6,501.47 −CHF 30.65
Revolut 0.9316 €40.50 CHF 6,483.27 −CHF 48.85
Deutsche Bank 0.9271 €37.05 CHF 6,455.02 −CHF 77.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Regency FX Cheapest 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
Wise 0.9299 €31.65 CHF 6,479.87 −CHF 27.27
Deutsche Bank 0.9245 €37.05 CHF 6,437.25 −CHF 69.89
Revolut 0.9270 €110.50 CHF 6,386.28 −CHF 120.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Regency FX Cheapest 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
Wise 0.9299 €31.65 CHF 6,479.87 −CHF 27.27
Deutsche Bank 0.9245 €37.05 CHF 6,437.25 −CHF 69.89
Revolut 0.9270 €110.50 CHF 6,386.28 −CHF 120.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9309 – CHF 6,515.96
Regency FX Cheapest 0.9283 €0.00 CHF 6,498.37 −CHF 17.59
Wise 0.9308 €31.65 CHF 6,486.49 −CHF 29.47
Revolut 0.9294 €40.50 CHF 6,468.02 −CHF 47.94
Deutsche Bank 0.9245 €37.05 CHF 6,437.59 −CHF 78.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9311 – CHF 6,518.02
Regency FX Cheapest 0.9286 €0.00 CHF 6,500.42 −CHF 17.60
Wise 0.9312 €31.65 CHF 6,488.93 −CHF 29.09
Revolut 0.9296 €40.50 CHF 6,469.30 −CHF 48.72
Deutsche Bank 0.9259 €37.05 CHF 6,447.00 −CHF 71.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9329 – CHF 6,530.45
Regency FX Cheapest 0.9304 €0.00 CHF 6,512.81 −CHF 17.64
Wise 0.9327 €31.65 CHF 6,499.38 −CHF 31.07
Revolut 0.9313 €40.50 CHF 6,481.25 −CHF 49.20
Deutsche Bank 0.9269 €37.05 CHF 6,454.30 −CHF 76.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9308 – CHF 6,515.52
Regency FX Cheapest 0.9283 €0.00 CHF 6,497.92 −CHF 17.60
Wise 0.9308 €31.65 CHF 6,486.49 −CHF 29.03
Revolut 0.9284 €30.50 CHF 6,470.43 −CHF 45.09
Deutsche Bank 0.9269 €37.05 CHF 6,454.30 −CHF 61.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9282 – CHF 6,497.21
Regency FX Cheapest 0.9257 €0.00 CHF 6,479.67 −CHF 17.54
Wise 0.9282 €31.65 CHF 6,468.02 −CHF 29.19
Revolut 0.9259 €30.50 CHF 6,453.36 −CHF 43.85
Deutsche Bank 0.9250 €37.05 CHF 6,440.79 −CHF 56.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Regency FX Cheapest 0.9256 €0.00 CHF 6,479.25 −CHF 17.54
Wise 0.9262 €31.65 CHF 6,453.74 −CHF 43.05
Deutsche Bank 0.9207 €37.05 CHF 6,410.79 −CHF 86.00
Revolut 0.9227 €100.50 CHF 6,366.14 −CHF 130.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Wise Cheapest 0.9262 €31.65 CHF 6,453.74 −CHF 43.05
Deutsche Bank 0.9207 €37.05 CHF 6,410.79 −CHF 86.00
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9244 – CHF 6,470.63
Regency FX Cheapest 0.9219 €0.00 CHF 6,453.15 −CHF 17.48
Wise 0.9244 €31.65 CHF 6,441.19 −CHF 29.44
Revolut 0.9221 €30.50 CHF 6,426.24 −CHF 44.39
Deutsche Bank 0.9197 €37.05 CHF 6,403.52 −CHF 67.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9272 – CHF 6,490.13
Regency FX Cheapest 0.9247 €0.00 CHF 6,472.61 −CHF 17.52
Wise 0.9271 €31.65 CHF 6,460.36 −CHF 29.77
Deutsche Bank 0.9197 €37.05 CHF 6,403.52 −CHF 86.61
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9260 – CHF 6,482.27
Regency FX Cheapest 0.9235 €0.00 CHF 6,464.77 −CHF 17.50
Wise 0.9261 €31.65 CHF 6,453.04 −CHF 29.23
Revolut 0.9236 €30.50 CHF 6,436.78 −CHF 45.49
Deutsche Bank 0.9219 €37.05 CHF 6,418.81 −CHF 63.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9227 – CHF 6,459.08
Regency FX Cheapest 0.9202 €0.00 CHF 6,441.64 −CHF 17.43
Wise 0.9228 €31.65 CHF 6,430.39 −CHF 28.68
Revolut 0.9201 €30.50 CHF 6,412.41 −CHF 46.66
Deutsche Bank 0.9194 €37.05 CHF 6,401.77 −CHF 57.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9225 – CHF 6,457.28
Regency FX Cheapest 0.9200 €0.00 CHF 6,439.84 −CHF 17.44
Wise 0.9224 €31.65 CHF 6,427.95 −CHF 29.33
Revolut 0.9202 €30.50 CHF 6,413.28 −CHF 44.00
Deutsche Bank 0.9184 €37.05 CHF 6,394.74 −CHF 62.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Regency FX Cheapest 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
Wise 0.9242 €31.65 CHF 6,440.15 −CHF 29.81
Deutsche Bank 0.9185 €37.05 CHF 6,395.47 −CHF 74.49
Revolut 0.9205 €100.50 CHF 6,351.06 −CHF 118.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Regency FX Cheapest 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
Wise 0.9242 €31.65 CHF 6,440.15 −CHF 29.81
Deutsche Bank 0.9185 €37.05 CHF 6,395.47 −CHF 74.49
Revolut 0.9205 €100.50 CHF 6,351.06 −CHF 118.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.81
Regency FX Cheapest 0.9218 €0.00 CHF 6,452.34 −CHF 17.47
Wise 0.9243 €31.65 CHF 6,440.50 −CHF 29.31
Revolut 0.9216 €30.50 CHF 6,423.21 −CHF 46.60
Deutsche Bank 0.9184 €37.05 CHF 6,394.78 −CHF 75.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9241 – CHF 6,468.71
Regency FX Cheapest 0.9216 €0.00 CHF 6,451.25 −CHF 17.46
Wise 0.9243 €31.65 CHF 6,440.50 −CHF 28.21
Revolut 0.9218 €30.50 CHF 6,424.64 −CHF 44.07
Deutsche Bank 0.9198 €37.05 CHF 6,404.52 −CHF 64.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9236 – CHF 6,465.14
Regency FX Cheapest 0.9211 €0.00 CHF 6,447.68 −CHF 17.46
Wise 0.9235 €31.65 CHF 6,435.27 −CHF 29.87
Revolut 0.9213 €30.50 CHF 6,420.92 −CHF 44.22
Deutsche Bank 0.9186 €37.05 CHF 6,396.14 −CHF 69.00

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Germany.

Right now, Regency FX pays 6,447.68 CHF on 7,000 EUR, which is 17.46 CHF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,611.14 CHF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Liechtenstein.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 45 comparisons

    Cheapest every time

  2. WiseAppeared in 78 comparisons

    Cheapest in 28% of them

  3. RevolutAppeared in 72 comparisons

    Cheapest in 15% of them

  4. Deutsche BankAppeared in 71 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CHF, and it was also the cheapest in 100% of the 45 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Liechtenstein.

Wise (today's second cheapest) was the cheapest in only 28% of its comparisons, so it's rarely the cheapest option for transfers to Liechtenstein.

Ways to send money from Germany to Liechtenstein

There are 5 companies for sending money from Germany to Liechtenstein, across app, broker, online, multi-currency account, global account, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to Liechtenstein gets you 6,435.27 CHF with a €31.65 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 6,396.14 CHF vs 6,447.68 CHF with Regency FX.

We found Deutsche Bank was the cheapest bank on 23 of the 23 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Liechtenstein, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/CHF which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Liechtenstein.

Be it overseas suppliers and contractors, receiving CHF payments, or holding CHF and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and CHF in one account.

You get CHF bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert CHF to EUR or EUR to CHF whenever you need.

The best multi-currency account is Wise, it adds ~0.01% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive CHF in Liechtenstein

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 6,447.68 CHF.

Our data shows that Regency FX gets your recipient 51.54 CHF more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Liechtenstein.

The recipient in Liechtenstein can receive CHF by bank deposit.

To receive CHF by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    fr.6,448

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    fr.6,426

    -fr.22

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    fr.6,390

    -fr.57

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    fr.6,390

    -fr.57

Things to know before sending money from Germany to Liechtenstein

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/CHF transfer options

For a €7,000 transfer to Liechtenstein, these are the best options:

Cheapest way to send money to Liechtenstein

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,447.68 CHF, which is 0.19% more than the next best option.

Fastest way to send money to Liechtenstein

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,420.92 CHF in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into CHF sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 5 of them on EUR to Liechtenstein, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/CHF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.