How to send money to Gibraltar from Switzerland with the best CHF-GIP rate

The cheapest option overall is Regency FX, giving your recipient 5,415.03 GIP when you send CHF 6,000.

Below we’ve compared 2 ways to send money from Switzerland to Gibraltar.

Best companies for CHF/GIP transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/GIP transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9025 GIP +0.27% vs mid-market Recipient gets £ 5'415.03 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Gibraltar with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9025 GIP
£ 5'415.03You payCHF 6'000.00

Run a live search

Showing top Switzerland to Gibraltar deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9025 GIP +0.27% vs mid-market Recipient gets £ 5'415.03 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Gibraltar with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9025 GIP
£ 5'415.03You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 89.50 1 CHF = 0.9055 GIP -0.06% vs mid-market Recipient gets £ 5'351.75 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Gibraltar with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 89.501 CHF = 0.9055 GIP
£ 5'351.75You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 0.9049 GIP Updates every 60 minutes.

How to send money from Switzerland to Gibraltar

Pick a company

Start with the cheapest, which is Regency FX at 5,415.03 GIP for a CHF 6,000 transfer.

Regency FX was the cheapest on 24 of the 24 days it quoted fr.6,000 transfers to Gibraltar.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Gibraltar?

How much CHF you send to Gibraltar heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 1'000-0.10%CHF 7.00£ 899.47with debit card to bank deposit£ 0.00
CHF 5'0000.27%CHF 0.00£ 4'509.11with bank transfer to bank deposit+£ 22.72
CHF 6'000This page0.27%CHF 0.00£ 5'415.03with bank transfer to bank deposit+£ 31.64
CHF 25'0000.25%CHF 0.00£ 22'536.22with bank transfer to bank deposit£ 0.00

Mid-market rate: 1 CHF = 0.9049 GIP

CHF/GIP Exchange Rate History

Is today a good time to send money from Switzerland to Gibraltar?

The cheapest way to send CHF to GIP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 CHF transfers to Gibraltar.

GIP received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rate£ 5'429.69 Regency FX £ 5'415.03Regency FX£ 5'415.03Revolut£ 5'351.75

5'250
5'300
5'350
5'400
5'450
5'500
5'550
At the mid-market rateWith the cheapest optionRegency FXRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9051 – £ 5'430.82
Regency FX Cheapest 0.9027 CHF 0.00 £ 5'416.16 −£ 14.66
Revolut 0.9061 CHF 89.50 £ 5'355.38 −£ 75.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9079 – £ 5'447.18
Regency FX Cheapest 0.9054 CHF 0.00 £ 5'432.48 −£ 14.70
Revolut 0.9037 CHF 89.50 £ 5'341.22 −£ 105.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9031 – £ 5'418.31
Regency FX Cheapest 0.9006 CHF 0.00 £ 5'403.68 −£ 14.63
Revolut 0.9043 CHF 89.50 £ 5'344.92 −£ 73.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9158 – £ 5'495.03
Regency FX Cheapest 0.9134 CHF 0.00 £ 5'480.20 −£ 14.83
Revolut 0.9142 CHF 89.50 £ 5'403.45 −£ 91.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9125 – £ 5'475.17
Regency FX Cheapest 0.9101 CHF 0.00 £ 5'460.39 −£ 14.78
Revolut 0.9101 CHF 149.50 £ 5'324.26 −£ 150.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9095 – £ 5'457.10
Regency FX Cheapest 0.9071 CHF 0.00 £ 5'442.37 −£ 14.73
Revolut 0.9100 CHF 149.50 £ 5'323.73 −£ 133.37

No data was collected on Mon, 5 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9094 – £ 5'456.53
Regency FX Cheapest 0.9070 CHF 0.00 £ 5'441.79 −£ 14.74
Revolut 0.9080 CHF 89.50 £ 5'366.66 −£ 89.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9045 – £ 5'427.11
Regency FX Cheapest 0.9021 CHF 0.00 £ 5'412.46 −£ 14.65
Revolut 0.9063 CHF 89.50 £ 5'356.45 −£ 70.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9084 – £ 5'450.26
Regency FX Cheapest 0.9059 CHF 0.00 £ 5'435.54 −£ 14.72
Revolut 0.9086 CHF 89.50 £ 5'370.20 −£ 80.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9115 – £ 5'469.10
Regency FX Cheapest 0.9091 CHF 0.00 £ 5'454.33 −£ 14.77
Revolut 0.9089 CHF 89.50 £ 5'371.89 −£ 97.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9112 – £ 5'467.22
Regency FX Cheapest 0.9087 CHF 0.00 £ 5'452.46 −£ 14.76
Revolut 0.9089 CHF 149.50 £ 5'317.37 −£ 149.85
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.9089 CHF 149.50 £ 5'317.37 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9083 – £ 5'449.72
Regency FX Cheapest 0.9058 CHF 0.00 £ 5'435.01 −£ 14.71
Revolut 0.9071 CHF 89.50 £ 5'361.64 −£ 88.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9087 – £ 5'452.18
Regency FX Cheapest 0.9062 CHF 0.00 £ 5'437.46 −£ 14.72
Revolut 0.9061 CHF 89.50 £ 5'355.59 −£ 96.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9005 – £ 5'403.22
Regency FX Cheapest 0.8981 CHF 0.00 £ 5'388.63 −£ 14.59
Revolut 0.9062 CHF 89.50 £ 5'356.00 −£ 47.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9172 – £ 5'503.32
Regency FX Cheapest 0.9147 CHF 0.00 £ 5'488.46 −£ 14.86
Revolut 0.9095 CHF 89.50 £ 5'375.82 −£ 127.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9147 – £ 5'488.15
Regency FX Cheapest 0.9122 CHF 0.00 £ 5'473.33 −£ 14.82
Revolut 0.9098 CHF 89.50 £ 5'377.43 −£ 110.72
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.9095 CHF 149.50 £ 5'321.28 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.9095 CHF 149.50 £ 5'321.28 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9106 – £ 5'463.33
Regency FX Cheapest 0.9081 CHF 0.00 £ 5'448.58 −£ 14.75
Revolut 0.9097 CHF 89.50 £ 5'376.59 −£ 86.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9107 – £ 5'464.17
Regency FX Cheapest 0.9082 CHF 0.00 £ 5'449.42 −£ 14.75
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9066 – £ 5'439.70
Regency FX Cheapest 0.9042 CHF 0.00 £ 5'425.01 −£ 14.69
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.9091 CHF 89.50 £ 5'373.27 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9080 – £ 5'448.19
Regency FX Cheapest 0.9056 CHF 0.00 £ 5'433.48 −£ 14.71
Revolut 0.9078 CHF 89.50 £ 5'365.62 −£ 82.57
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.9052 CHF 149.50 £ 5'295.96 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9063 – £ 5'438.09
Regency FX Cheapest 0.9039 CHF 0.00 £ 5'423.41 −£ 14.68
Revolut 0.9057 CHF 149.50 £ 5'298.61 −£ 139.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9052 – £ 5'430.93
Regency FX Cheapest 0.9027 CHF 0.00 £ 5'416.27 −£ 14.66
Revolut 0.9059 CHF 89.50 £ 5'354.60 −£ 76.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9047 – £ 5'428.00
Regency FX Cheapest 0.9022 CHF 0.00 £ 5'413.35 −£ 14.65
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9049 – £ 5'429.69
Regency FX Cheapest 0.9025 CHF 0.00 £ 5'415.03 −£ 14.66
Revolut 0.9055 CHF 89.50 £ 5'351.75 −£ 77.94

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GIP per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GIP on every transfer from Switzerland.

Right now, Regency FX pays 5,415.03 GIP on 6,000 CHF, which is 14.66 GIP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 5,488.46 GIP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Gibraltar.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 65 comparisons

    Cheapest every time

  2. RevolutAppeared in 92 comparisons

    Cheapest in 37% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most GIP, and it was also the cheapest in 100% of the 65 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Gibraltar.

Revolut (today's second cheapest) was the cheapest in only 37% of its comparisons, so it's rarely the cheapest option for transfers to Gibraltar.

Ways to send money from Switzerland to Gibraltar

2 companies send money from Switzerland to Gibraltar, across broker, app, multi-currency account, and global account, and more.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in GIP (be it payments or travelling).

Revolut converts CHF 6,000 with a -0.06% exchange-rate markup and lets you hold CHF and GIP in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Revolut charges fr.89.5 on a fr.6,000 transfer, and the money lands within minutes.

Over the past month, Revolut was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Gibraltar.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer and debit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Gibraltar or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/GIP).

I suggest , since the more GIP you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/GIP rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Gibraltar.

A global account lets you hold GIP alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive GIP in Gibraltar

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 5,415.03 GIP.

The transfer can be paid for by bank transfer and debit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Gibraltar.

In Gibraltar, they can get GIP delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    £5,415

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    £5,352

    -£63

Things to know before sending CHF to Gibraltar

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/GIP transfer options

For a CHF 6,000 transfer to Gibraltar, these are the best options in our comparison.

Cheapest way to send money to Gibraltar

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 5,415.03 GIP, which is 1.17% more than the next best option.

Fastest way to send money to Gibraltar

The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 5,351.75 GIP in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to GIP requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 2 of them sending CHF to Gibraltar, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/GIP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.