How to send money to Canada from Switzerland with the best CHF-CAD rate

The cheapest option overall is Wise, giving your recipient 10,205.01 CAD when you send CHF 6,000.

Below we’ve compared 7 ways to send money from Switzerland to Canada.

Best companies for CHF/CAD transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 6,000 CHF transfer

Best companies for CHF/CAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 14.73 1 CHF = 1.7050 CAD 0.00% vs mid-market Recipient gets $ 10'205.01 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 14.731 CHF = 1.7050 CAD
$ 10'205.01You payCHF 6'000.00
Promoted

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.6999 CAD +0.30% vs mid-market Recipient gets $ 10'199.32 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Canada with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.6999 CAD
$ 10'199.32You payCHF 6'000.00

Run a live search

Showing top Switzerland to Canada deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee CHF 14.73 1 CHF = 1.7050 CAD 0.00% vs mid-market Recipient gets $ 10'205.01 Same day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 14.731 CHF = 1.7050 CAD
$ 10'205.01You payCHF 6'000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.7007 CAD +0.25% vs mid-market Recipient gets $ 10'204.43 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Canada with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 1.7007 CAD
$ 10'204.43You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.7004 CAD +0.27% vs mid-market Recipient gets $ 10'202.38 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Canada with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.7004 CAD
$ 10'202.38You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.6999 CAD +0.30% vs mid-market Recipient gets $ 10'199.32 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Canada with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.6999 CAD
$ 10'199.32You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.6965 CAD +0.50% vs mid-market Recipient gets $ 10'178.86 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Canada with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.6965 CAD
$ 10'178.86You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 1.7039 CAD +0.06% vs mid-market Recipient gets $ 10'127.32 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Canada with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 1.7039 CAD
$ 10'127.32You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.6811 CAD +1.40% vs mid-market Recipient gets $ 10'086.79 Minutes - 2 days

Ways to receive money in Canada with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 1.6811 CAD
$ 10'086.79You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 1.7050 CAD Updates every 60 minutes.

How to send money from Switzerland to Canada

Pick a company

Start with the cheapest, which is Wise at 10,205.01 CAD for CHF 6,000 transfer.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 1 ways to pay, including bank transfer.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Canada?

How much CHF you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
CHF 1'000CHF 1.50$ 1'701.08with bank transfer to bank deposit+$ 248.00
CHF 6'000This page0.00%CHF 14.73$ 10'205.01with bank transfer to bank deposit+$ 32.99
CHF 25'0000.20%CHF 0.00$ 42'483.01with bank transfer to bank deposit+$ 156.44

Mid-market rate: 1 CHF = 1.7050 CAD

Ways to send money from Switzerland to Canada

7 companies send money from Switzerland to Canada, across broker, global account, online, app, and multi-currency account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 10,205.01 CAD.

The fee is 14.73 CHF, with a 0% on top of CHF/CAD rate.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in CAD (be it payments or travelling).

Wise converts CHF 6,000 with a 0% exchange-rate markup and lets you hold CHF and CAD in one account.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfers apps are the easiest to start with.

Wise charges fr.14.73 on a fr.6,000 transfer, and the money lands next day.

You can also save recipients and create automated scheduled transfers to Canada.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Canada or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/CAD).

I suggest , since the more CAD you send the better rate you get.

Brokers charge no fees, so settle with the one that gives you the best CHF/CAD rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Canada.

A global account lets you hold CAD alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive CAD in Canada

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 10,205.01 CAD.

The transfer can be paid for by bank transfer.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Canada.

In Canada, they can get CAD delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    $10,205

    Cheapest

Things to know before sending CHF to Serbia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RSD transfer options

For a CHF 6,000 transfer to Canada, these are the best options in our comparison.

Cheapest way to send money to Canada

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 10,205.01 CAD, which is 0.01% more than the next best option.

Fastest way to send money to Canada

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,127.32 CAD in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but CHF transfer to a CAD requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

Live CHF-CAD Exchange Rate

Compare the CHF to CAD exchange rate

The rate you secure determines how much CAD arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.

Mid-market rate:1 CHF = 1.703398 CAD

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 7 of them sending CHF to Canada, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.