How to send money to UK from Switzerland with the best CHF-GBP rate
The cheapest option overall is Key Currency, giving your recipient 5,467.7 GBP when you send CHF 6,000.
Below we’ve compared 8 ways to send money from Switzerland to United Kingdom.
Best companies for CHF/GBP transfers
8 of 8 providers
Last updated on 4 September 2026iThis page updates weekly. We collect, store, and analyze CHF/GBP exchange rates from our comparisons.
This page updates weekly. We collect, store, and analyze CHF/GBP exchange rates from our comparisons.
Based on 6,000 CHF transfer
Best companies for CHF/GBP transfers
All money transfer offers for CHF/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
All money transfer offers for CHF/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in UK with Xe when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9099 GBP
£ 5'459.40You payCHF 6'000.00
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Showing top Switzerland to United Kingdom deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
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Showing companies that send from a business account. Run a business search to get live CHF to GBP rates.
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These companies offer multi-currency accounts for spending GBP. We suggest doing a live search based on how much CHF you're planning to spend in United Kingdom.
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These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 CHF = 0.913568 GBPUpdates every 60 minutes.
Transfer details
Transfer details
How to send money from Switzerland to UK
Pick a company
Start with the cheapest, which is Key Currency at 5,467.7 GBP for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
Verify and send
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
Ways to send money from Switzerland to UK
8 companies send money from Switzerland to United Kingdom, across broker, online, app, global account, and multi-currency account, and more.
For one-off transfers
Online transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 5,464.7 GBP.
The fee is 17.39 CHF, with a 0.02% on top of CHF/GBP rate.
For spending and receiving
Multi-currency accounts
A multi-currency account is useful if you earn in Swiss francs but spend money in GBP (be it payments or travelling).
Wise converts CHF 6,000 with a 0.02% exchange-rate markup and lets you hold CHF and GBP in one account.
For regular transfers
Money transfer apps
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.17.39 on a fr.6,000 transfer, and the money lands within an hour.
You can also save recipients and create automated scheduled transfers to UK.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Currency brokers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in UK or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/GBP).
I suggest , since the more GBP you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/GBP rate.
For companies paying across borders
Global accounts
Converting every payment separately adds extra work for Swiss businesses with regular costs in UK.
A global account lets you hold GBP alongside CHF and pay from the balance.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 5,467.7 GBP.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to United Kingdom.
In United Kingdom, they can get GBP delivered as bank deposit.
1
Bank transfer→Bank deposit
You pay fr.6,000.00
£5,468
Cheapest
2
Debit card→Bank deposit
You pay fr.6,000.00
£5,432
-£36
3
Credit card→Bank deposit
You pay fr.6,000.00
£5,432
-£36
Things to know before sending CHF to Serbia
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
1
Compare CHF/RSD transfer options
For a CHF 6,000 transfer to United Kingdom, these are the best options in our comparison.
Cheapest way to send money to United Kingdom
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 5,467.7 GBP, which is 0.02% more than the next best option.
Fastest way to send money to United Kingdom
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 5,424.31 GBP in within minutes.
2
Switzerland is in SEPA, but CHF is not a SEPA currency
Swiss banks can make SEPA payments in euros, but CHF transfer to a GBP requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
3
Gift tax depends on your canton
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
Live CHF-GBP Exchange Rate
Compare the CHF to GBP exchange rate
The rate you secure determines how much GBP arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 0.913368 GBP
How we analyse the market
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 8 of them sending CHF to United Kingdom, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
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