How to send money to the UK from Switzerland with the best CHF-GBP rate

The cheapest option overall is Key Currency, giving your recipient 5’436.92 GBP when you send CHF 6’000.

Below we’ve compared 8 ways to send money from Switzerland to the United Kingdom.

Best companies for CHF/GBP transfers

8 of 8 providers

Last updated on 10 November 2026

Based on 6,000 CHF transfer

Best companies for CHF/GBP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 17.39 1 CHF = 0.9083 GBP +0.02% vs mid-market Recipient gets £ 5'433.89 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 17.391 CHF = 0.9083 GBP
£ 5'433.89You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9052 GBP +0.36% vs mid-market Recipient gets £ 5'431.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9052 GBP
£ 5'431.20You payCHF 6'000.00

Run a live search

Showing top Switzerland to United Kingdom deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9062 GBP +0.25% vs mid-market Recipient gets £ 5'436.92 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in UK with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 0.9062 GBP
£ 5'436.92You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9060 GBP +0.27% vs mid-market Recipient gets £ 5'435.83 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in UK with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9060 GBP
£ 5'435.83You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9057 GBP +0.30% vs mid-market Recipient gets £ 5'434.20 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in UK with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9057 GBP
£ 5'434.20You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 17.39 1 CHF = 0.9083 GBP +0.02% vs mid-market Recipient gets £ 5'433.89 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 17.391 CHF = 0.9083 GBP
£ 5'433.89You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9052 GBP +0.36% vs mid-market Recipient gets £ 5'431.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9052 GBP
£ 5'431.20You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.9039 GBP +0.50% vs mid-market Recipient gets £ 5'423.30 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in UK with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 0.9039 GBP
£ 5'423.30You payCHF 6'000.00

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 0.9052 GBP +0.36% vs mid-market Recipient gets £ 5'398.61 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 0.9052 GBP
£ 5'398.61You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 0.9052 GBP +0.36% vs mid-market Recipient gets £ 5'398.61 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 0.9052 GBP
£ 5'398.61You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 0.9076 GBP +0.09% vs mid-market Recipient gets £ 5'394.50 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 0.9076 GBP
£ 5'394.50You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 0.8957 GBP +1.40% vs mid-market Recipient gets £ 5'374.24 Minutes - 2 days

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 0.8957 GBP
£ 5'374.24You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 89.50 1 CHF = 0.9076 GBP +0.09% vs mid-market Recipient gets £ 5'364.55 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 89.501 CHF = 0.9076 GBP
£ 5'364.55You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 0.9084 GBP Updates every 60 minutes.

How to send money from Switzerland to UK

Pick a company

Start with the cheapest, which is Key Currency at 5’436.92 GBP for a CHF 6’000 transfer.

Key Currency was the cheapest on 25 of the 25 days it quoted fr.6’000 transfers to the UK.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to UK?

How much CHF you send to the UK heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 96% of the transfers from CHF 6,000 it quoted, and in 96% of all the transfers it quoted.

Cheapest service
CHF 1'0000.09%CHF 1.50£ 905.27with bank transfer to bank deposit+£ 8.22
CHF 5'0000.27%CHF 0.00£ 4'524.71with bank transfer to bank deposit+£ 25.24
CHF 6'000This page0.25%CHF 0.00£ 5'436.92with bank transfer to bank deposit+£ 25.48
CHF 25'0000.20%CHF 0.00£ 22'647.19with bank transfer to bank deposit+£ 103.70
CHF 50'0000.20%CHF 0.00£ 45'278.81with bank transfer to bank deposit+£ 195.57

Mid-market rate: 1 CHF = 0.9084 GBP

CHF/GBP Exchange Rate History

Is today a good time to send money from Switzerland to UK?

The cheapest way to send CHF to GBP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6’000 CHF transfers to the UK.

GBP received for CHF 6'000, after fees

Tue, 10 Nov 2026Mid-market rate£ 5'450.55 Key Currency £ 5'436.92Key Currency£ 5'436.92Regency FX£ 5'435.83TorFx£ 5'434.20

5'410
5'420
5'430
5'440
5'450
5'460
5'470
5'480
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9078 – £ 5'446.79
Key Currency Cheapest 0.9055 CHF 0.00 £ 5'433.17 −£ 13.62
Regency FX 0.9053 CHF 0.00 £ 5'432.08 −£ 14.71
TorFx 0.9051 CHF 0.00 £ 5'430.45 −£ 16.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9067 – £ 5'439.99
Key Currency Cheapest 0.9044 CHF 0.00 £ 5'426.39 −£ 13.60
Regency FX 0.9042 CHF 0.00 £ 5'425.30 −£ 14.69
TorFx 0.9039 CHF 0.00 £ 5'423.67 −£ 16.32
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.9069 CHF 17.39 £ 5'425.35 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9099 – £ 5'459.61
Key Currency Cheapest 0.9077 CHF 0.00 £ 5'445.96 −£ 13.65
Regency FX 0.9075 CHF 0.00 £ 5'444.87 −£ 14.74
TorFx 0.9072 CHF 0.00 £ 5'443.23 −£ 16.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9103 – £ 5'462.04
Key Currency Cheapest 0.9081 CHF 0.00 £ 5'448.38 −£ 13.66
Regency FX 0.9079 CHF 0.00 £ 5'447.29 −£ 14.75
TorFx 0.9076 CHF 0.00 £ 5'445.65 −£ 16.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9106 – £ 5'463.49
Key Currency Cheapest 0.9083 CHF 0.00 £ 5'449.83 −£ 13.66
Regency FX 0.9081 CHF 0.00 £ 5'448.73 −£ 14.76
TorFx 0.9078 CHF 0.00 £ 5'447.10 −£ 16.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9106 – £ 5'463.49
Key Currency Cheapest 0.9083 CHF 0.00 £ 5'449.83 −£ 13.66
Regency FX 0.9081 CHF 0.00 £ 5'448.73 −£ 14.76
TorFx 0.9078 CHF 0.00 £ 5'447.10 −£ 16.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9098 – £ 5'459.08
Key Currency Cheapest 0.9076 CHF 0.00 £ 5'445.43 −£ 13.65
Regency FX 0.9074 CHF 0.00 £ 5'444.34 −£ 14.74
TorFx 0.9071 CHF 0.00 £ 5'442.70 −£ 16.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9078 – £ 5'446.63
Key Currency Cheapest 0.9055 CHF 0.00 £ 5'433.01 −£ 13.62
Regency FX 0.9053 CHF 0.00 £ 5'431.92 −£ 14.71
TorFx 0.9050 CHF 0.00 £ 5'430.29 −£ 16.34
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.9055 CHF 17.39 £ 5'417.18 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9098 – £ 5'459.05
Key Currency Cheapest 0.9076 CHF 0.00 £ 5'445.40 −£ 13.65
Regency FX 0.9074 CHF 0.00 £ 5'444.31 −£ 14.74
TorFx 0.9071 CHF 0.00 £ 5'442.67 −£ 16.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9083 – £ 5'449.53
Key Currency Cheapest 0.9060 CHF 0.00 £ 5'435.91 −£ 13.62
Regency FX 0.9058 CHF 0.00 £ 5'434.82 −£ 14.71
TorFx 0.9055 CHF 0.00 £ 5'433.18 −£ 16.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9062 – £ 5'437.25
Key Currency Cheapest 0.9039 CHF 0.00 £ 5'423.65 −£ 13.60
Regency FX 0.9038 CHF 0.00 £ 5'422.57 −£ 14.68
TorFx 0.9035 CHF 0.00 £ 5'420.94 −£ 16.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9062 – £ 5'437.25
Key Currency Cheapest 0.9039 CHF 0.00 £ 5'423.65 −£ 13.60
Regency FX 0.9038 CHF 0.00 £ 5'422.57 −£ 14.68
TorFx 0.9035 CHF 0.00 £ 5'420.94 −£ 16.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9069 – £ 5'441.42
Wise Cheapest 0.9070 CHF 17.39 £ 5'425.96 −£ 15.46
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9063 – £ 5'437.80
Key Currency Cheapest 0.9040 CHF 0.00 £ 5'424.21 −£ 13.59
Regency FX 0.9039 CHF 0.00 £ 5'423.12 −£ 14.68
TorFx 0.9036 CHF 0.00 £ 5'421.49 −£ 16.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9062 – £ 5'437.00
Key Currency Cheapest 0.9039 CHF 0.00 £ 5'423.41 −£ 13.59
Regency FX 0.9037 CHF 0.00 £ 5'422.32 −£ 14.68
TorFx 0.9034 CHF 0.00 £ 5'420.69 −£ 16.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9069 – £ 5'441.37
Key Currency Cheapest 0.9046 CHF 0.00 £ 5'427.77 −£ 13.60
Regency FX 0.9044 CHF 0.00 £ 5'426.68 −£ 14.69
TorFx 0.9042 CHF 0.00 £ 5'425.05 −£ 16.32
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.9082 CHF 17.39 £ 5'433.12 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.9051 CHF 17.39 £ 5'415.05 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9060 – £ 5'436.26
Key Currency Cheapest 0.9038 CHF 0.00 £ 5'422.67 −£ 13.59
Regency FX 0.9036 CHF 0.00 £ 5'421.58 −£ 14.68
TorFx 0.9033 CHF 0.00 £ 5'419.95 −£ 16.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9071 – £ 5'442.52
Key Currency Cheapest 0.9048 CHF 0.00 £ 5'428.91 −£ 13.61
Regency FX 0.9046 CHF 0.00 £ 5'427.82 −£ 14.70
TorFx 0.9044 CHF 0.00 £ 5'426.19 −£ 16.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9123 – £ 5'473.72
Key Currency Cheapest 0.9100 CHF 0.00 £ 5'460.04 −£ 13.68
Regency FX 0.9098 CHF 0.00 £ 5'458.94 −£ 14.78
TorFx 0.9096 CHF 0.00 £ 5'457.30 −£ 16.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9088 – £ 5'452.67
Key Currency Cheapest 0.9065 CHF 0.00 £ 5'439.04 −£ 13.63
Regency FX 0.9063 CHF 0.00 £ 5'437.95 −£ 14.72
TorFx 0.9061 CHF 0.00 £ 5'436.32 −£ 16.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9092 – £ 5'454.98
Key Currency Cheapest 0.9069 CHF 0.00 £ 5'441.34 −£ 13.64
Regency FX 0.9067 CHF 0.00 £ 5'440.25 −£ 14.73
TorFx 0.9064 CHF 0.00 £ 5'438.61 −£ 16.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9123 – £ 5'473.54
Key Currency Cheapest 0.9100 CHF 0.00 £ 5'459.85 −£ 13.69
Regency FX 0.9098 CHF 0.00 £ 5'458.76 −£ 14.78
TorFx 0.9095 CHF 0.00 £ 5'457.12 −£ 16.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9125 – £ 5'474.95
Key Currency Cheapest 0.9102 CHF 0.00 £ 5'461.26 −£ 13.69
Regency FX 0.9100 CHF 0.00 £ 5'460.17 −£ 14.78
TorFx 0.9098 CHF 0.00 £ 5'458.53 −£ 16.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9125 – £ 5'474.95
Key Currency Cheapest 0.9102 CHF 0.00 £ 5'461.26 −£ 13.69
Regency FX 0.9100 CHF 0.00 £ 5'460.17 −£ 14.78
TorFx 0.9098 CHF 0.00 £ 5'458.53 −£ 16.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9118 – £ 5'471.06
Key Currency Cheapest 0.9096 CHF 0.00 £ 5'457.38 −£ 13.68
Regency FX 0.9094 CHF 0.00 £ 5'456.29 −£ 14.77
TorFx 0.9091 CHF 0.00 £ 5'454.64 −£ 16.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9084 – £ 5'450.55
Key Currency Cheapest 0.9062 CHF 0.00 £ 5'436.92 −£ 13.63
Regency FX 0.9060 CHF 0.00 £ 5'435.83 −£ 14.72
TorFx 0.9057 CHF 0.00 £ 5'434.20 −£ 16.35

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GBP per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GBP on every transfer from Switzerland.

Right now, Key Currency pays 5’436.92 GBP on 6’000 CHF, which is 13.63 GBP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 5’461.26 GBP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the UK.

We've tracked 150 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 82 comparisons

    Cheapest in 96% of them

  2. Regency FXAppeared in 112 comparisons

    Cheapest in 27% of them

  3. TorFxAppeared in 112 comparisons

    Never the cheapest

Based on 150 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most GBP, and it was also the cheapest in 96% of the 82 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to the UK.

Regency FX (today's second cheapest) was the cheapest in only 27% of its comparisons, so it's rarely the cheapest option for transfers to the UK.

Ways to send money from Switzerland to UK

8 companies send money from Switzerland to the United Kingdom, across currency broker, online, app, global business account, and multi-currency account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6’000 CHF gets your recipient 5’433.89 GBP.

The fee is 17.39 CHF, with a 0.02% markup on top of the CHF/GBP rate.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in GBP (be it payments or travelling).

Wise converts CHF 6’000 with a 0.02% exchange-rate markup and lets you hold CHF and GBP in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.17.39 on a fr.6’000 transfer, and the money lands within an hour.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to the UK.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in the UK or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/GBP).

I suggest , since the more GBP you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/GBP rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in the UK.

A global account lets you hold GBP alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive GBP in UK

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 5’436.92 GBP.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to the United Kingdom.

In the United Kingdom, they can get GBP delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    £5,437

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    £5,399

    -£38

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    £5,399

    -£38

Things to know before sending CHF to UK

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/GBP transfer options

For a CHF 6’000 transfer to the United Kingdom, these are the best options in our comparison.

Cheapest way to send money to the United Kingdom

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 5’436.92 GBP, which is 0.02% more than the next best option.

Fastest way to send money to the United Kingdom

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 5’394.50 GBP in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to GBP requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 8 of them sending CHF to the United Kingdom, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 150 comparisons across 5 amounts.

This page covers the cheapest and fastest options for CHF/GBP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.