The cheapest option overall is Regency FX, giving your recipient 450,530.5 PHP when you send CHF 6,000.
Below we’ve compared 7 ways to send money from Switzerland to Philippines.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/PHP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 26.93 1 CHF = 75.2813 PHP +0.01% vs mid-market | Recipient gets ₱ 449'660.47 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 26.931 CHF = 75.2813 PHP ₱ 449'660.47You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 74.6787 PHP +0.82% vs mid-market | Recipient gets ₱ 448'072.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 74.6787 PHP ₱ 448'072.20You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Philippines deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much CHF you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 75.0884 PHP +0.27% vs mid-market | Recipient gets ₱ 450'530.50 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 75.0884 PHP ₱ 450'530.50You payCHF 6'000.00 | |||
 TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 75.0658 PHP +0.30% vs mid-market | Recipient gets ₱ 450'394.97 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 75.0658 PHP ₱ 450'394.97You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 26.93 1 CHF = 75.2813 PHP +0.01% vs mid-market | Recipient gets ₱ 449'660.47 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 26.931 CHF = 75.2813 PHP ₱ 449'660.47You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 74.9152 PHP +0.50% vs mid-market | Recipient gets ₱ 449'491.47 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 74.9152 PHP ₱ 449'491.47You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 1.06 1 CHF = 74.7700 PHP +0.70% vs mid-market | Recipient gets ₱ 448'540.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 1.061 CHF = 74.7700 PHP ₱ 448'540.00You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 74.6787 PHP +0.82% vs mid-market | Recipient gets ₱ 448'072.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 74.6787 PHP ₱ 448'072.20You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 75.0203 PHP +0.36% vs mid-market | Recipient gets ₱ 445'883.25 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 75.0203 PHP ₱ 445'883.25You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 74.6787 PHP +0.82% vs mid-market | Recipient gets ₱ 445'383.77 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 74.6787 PHP ₱ 445'383.77You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 74.6787 PHP +0.82% vs mid-market | Recipient gets ₱ 445'383.77 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 74.6787 PHP ₱ 445'383.77You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 185.50 1 CHF = 75.0203 PHP +0.36% vs mid-market | Recipient gets ₱ 436'205.63 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 75.0203 PHP ₱ 436'205.63You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 75.2917 PHP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 450,530.5 PHP for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | CHF 3.99 | ₱ 75'049.35with credit card to bank deposit | +₱ 6'103.76 | ||
| CHF 6'000This page | 0.27% | CHF 0.00 | ₱ 450'530.50with bank transfer to bank deposit | +₱ 3'575.90 | |
| CHF 25'000 | 0.25% | CHF 0.00 | ₱ 1'876'133.66with bank transfer to bank deposit | +₱ 15'013.29 |
Mid-market rate: 1 CHF = 75.2917 PHP
7 companies send money from Switzerland to Philippines, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 449,660.47 PHP.
The fee is 26.93 CHF, with a 0.01% on top of CHF/PHP rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in PHP (be it payments or travelling).
Wise converts CHF 6,000 with a 0.01% exchange-rate markup and lets you hold CHF and PHP in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.26.93 on a fr.6,000 transfer, and the money lands same day.
You can also save recipients and create automated scheduled transfers to Philippines.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Philippines or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/PHP).
I suggest , since the more PHP you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/PHP rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Philippines.
A global account lets you hold PHP alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 450,530.5 PHP.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Philippines.
In Philippines, they can get PHP delivered as bank deposit.
You pay fr.6,000.00
₱450,531
Cheapest
You pay fr.6,000.00
₱445,384
-₱5,147
You pay fr.6,000.00
₱445,384
-₱5,147
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Philippines, these are the best options in our comparison.
Cheapest way to send money to Philippines
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 450,530.5 PHP, which is 0.03% more than the next best option.
Fastest way to send money to Philippines
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 445,883.25 PHP in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a PHP requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much PHP arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 75.121881 PHP
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 7 of them sending CHF to Philippines, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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