Best companies for CHF/KES transfers
3 of 3 providers Last updated on 10 November 2026
Based on 6,000 CHF transfer Best companies for CHF/KES transfers Sort Cheapest
Promoted Key Currency Pay via Bank transfer	Fee CHF 0.00 1 CHF = 158.4221 KES +0.25% vs mid-market	Recipient gets KES 950'532.48 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 158.4221 KES KES 950'532.48You payCHF 6'000.00
Promoted Regency FX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 158.3903 KES +0.27% vs mid-market	Recipient gets KES 950'341.90 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 158.3903 KES KES 950'341.90You payCHF 6'000.00
Run a live search Showing top Switzerland to Kenya deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much CHF you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee CHF 0.00 1 CHF = 158.4221 KES +0.25% vs mid-market	Recipient gets KES 950'532.48 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 158.4221 KES KES 950'532.48You payCHF 6'000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 158.3903 KES +0.27% vs mid-market	Recipient gets KES 950'341.90 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 158.3903 KES KES 950'341.90You payCHF 6'000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee CHF 56.50 1 CHF = 157.9790 KES +0.53% vs mid-market	Recipient gets KES 938'947.95 Within minutes
10 reviews FastestOur top pick Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 157.9790 KES KES 938'947.95You payCHF 6'000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee CHF 185.50 1 CHF = 157.9790 KES +0.53% vs mid-market	Recipient gets KES 918'568.67 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 157.9790 KES KES 918'568.67You payCHF 6'000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 CHF = 158.8191 KES Updates every 60 minutes.

Why compare

CHF/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Switzerland to Kenya

Pick a company

Start with the cheapest, which is Key Currency at 950’532.48 KES for a CHF 6’000 transfer.

Key Currency was the cheapest on 23 of the 23 days it quoted fr.6’000 transfers to Kenya.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Kenya?

How much CHF you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.


CHF 500	0.90%	CHF 0.00	KES 78'575.77with debit card to bank deposit	+KES 1'358.75
CHF 1'000	0.53%	CHF 1.80	KES 157'711.90with bank transfer to bank deposit	+KES 3'299.96
CHF 5'000	0.27%	CHF 0.00	KES 791'065.71with bank transfer to bank deposit	+KES 13'957.57
CHF 6'000This page	0.25%	CHF 0.00	KES 950'532.48with bank transfer to bank deposit	+KES 10'934.73
CHF 25'000	0.20%	CHF 0.00	KES 3'957'749.51with bank transfer to bank deposit	+KES 45'150.04

Mid-market rate: 1 CHF = 158.8191 KES

CHF/KES Exchange Rate History

Is today a good time to send money from Switzerland to Kenya?

The cheapest way to send CHF to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6’000 CHF transfers to Kenya.

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KES on every transfer from Switzerland.

Right now, Key Currency pays 950’532.48 KES on 6’000 CHF, which is 2’382.29 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 952’589.32 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 148 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 53 comparisons
Cheapest every time
Regency FXAppeared in 74 comparisons
Cheapest in 28% of them
RevolutAppeared in 128 comparisons
Cheapest in 24% of them

Based on 148 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Regency FX (today's second cheapest) was the cheapest in only 28% of its comparisons, so it's rarely the cheapest option for transfers to Kenya.

Ways to send money from Switzerland to Kenya

3 companies send money from Switzerland to Kenya, across currency broker, app, multi-currency account, and global business account, and more.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in KES (be it payments or travelling).

Revolut converts CHF 6’000 with a 0.53% exchange-rate markup and lets you hold CHF and KES in one account.

Over the past month, it came out cheapest among multi-currency accounts on 10% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Revolut charges fr.56.50 on a fr.6’000 transfer, and the money lands within minutes.

Over the past month, Revolut was the cheapest app on 10% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to Kenya.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer and debit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Kenya or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/KES).

I suggest , since the more KES you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/KES rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Kenya.

A global account lets you hold KES alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 950’532.48 KES.

The transfer can be paid for by bank transfer and debit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Kenya.

In Kenya, they can get KES delivered as bank deposit.

1

Bank transfer Bank deposit

You pay fr.6,000.00

KSh950,532

Cheapest
2

Debit card Bank deposit

You pay fr.6,000.00

KSh918,569

-KSh31,964

Things to know before sending CHF to Kenya

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/KES transfer options

For a CHF 6’000 transfer to Kenya, these are the best options in our comparison.

Cheapest way to send money to Kenya

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 950’532.48 KES, which is 0.02% more than the next best option.

Fastest way to send money to Kenya

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 938’947.95 KES in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to KES requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 3 of them sending CHF to Kenya, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 148 comparisons across 5 amounts.

This page covers the cheapest and fastest options for CHF/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Switzerland

Send money to Kenya

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	156.0031	–	KES 936'018.86
Key Currency Cheapest	155.6131	CHF 0.00	KES 933'678.82	−KES 2'340.04
Regency FX	155.5819	CHF 0.00	KES 933'491.61	−KES 2'527.25
Revolut	155.1596	CHF 56.50	KES 922'191.02	−KES 13'827.84

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	155.6513	–	KES 933'907.56
Key Currency Cheapest	155.2621	CHF 0.00	KES 931'572.79	−KES 2'334.77
Regency FX	155.2310	CHF 0.00	KES 931'386.01	−KES 2'521.55
Revolut	154.8010	CHF 56.50	KES 920'059.68	−KES 13'847.88

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	154.8308	–	KES 928'984.63
Key Currency Cheapest	154.4437	CHF 0.00	KES 926'662.17	−KES 2'322.46
Regency FX	154.4127	CHF 0.00	KES 926'476.37	−KES 2'508.26
Revolut	153.7779	CHF 56.50	KES 913'978.93	−KES 15'005.70

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	156.6850	CHF 54.47	KES 931'575.00	–
Revolut	155.8069	CHF 56.50	KES 926'038.07	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.4820	–	KES 944'891.97
Key Currency Cheapest	157.0883	CHF 0.00	KES 942'529.74	−KES 2'362.23
Regency FX	157.0568	CHF 0.00	KES 942'340.76	−KES 2'551.21
Revolut	156.6582	CHF 56.50	KES 931'098.27	−KES 13'793.70

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.5170	–	KES 945'102.17
Key Currency Cheapest	157.1232	CHF 0.00	KES 942'739.41	−KES 2'362.76
Regency FX	157.0917	CHF 0.00	KES 942'550.39	−KES 2'551.78
Revolut	156.6897	CHF 116.50	KES 921'883.93	−KES 23'218.24

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.5851	–	KES 945'510.42
Key Currency Cheapest	157.1911	CHF 0.00	KES 943'146.64	−KES 2'363.78
Regency FX	157.1596	CHF 0.00	KES 942'957.54	−KES 2'552.88
Revolut	156.7613	CHF 56.50	KES 931'710.71	−KES 13'799.71

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.3390	–	KES 944'034.14
Key Currency Cheapest	156.9457	CHF 0.00	KES 941'674.06	−KES 2'360.08
Regency FX	156.9142	CHF 0.00	KES 941'485.25	−KES 2'548.89
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	157.6010	CHF 54.47	KES 937'021.00	–
Revolut	156.7307	CHF 56.50	KES 931'528.80	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	158.5272	–	KES 951'162.91
Key Currency Cheapest	158.1308	CHF 0.00	KES 948'785.00	−KES 2'377.91
Regency FX	158.0991	CHF 0.00	KES 948'594.77	−KES 2'568.14
Revolut	157.5961	CHF 56.50	KES 936'672.12	−KES 14'490.79

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.7538	–	KES 946'522.85
Key Currency Cheapest	157.3594	CHF 0.00	KES 944'156.54	−KES 2'366.31
Regency FX	157.3279	CHF 0.00	KES 943'967.24	−KES 2'555.61
Revolut	157.0714	CHF 56.50	KES 933'553.82	−KES 12'969.03

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.2629	–	KES 943'577.42
Key Currency Cheapest	156.8697	CHF 0.00	KES 941'218.47	−KES 2'358.95
Regency FX	156.8383	CHF 0.00	KES 941'029.76	−KES 2'547.66
Revolut	156.6318	CHF 116.50	KES 921'543.25	−KES 22'034.17

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.0713	–	KES 942'428.09
Key Currency Cheapest	156.6787	CHF 0.00	KES 940'072.02	−KES 2'356.07
Regency FX	156.6473	CHF 0.00	KES 939'883.53	−KES 2'544.56
Revolut	156.0109	CHF 56.50	KES 927'250.55	−KES 15'177.54

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	156.9113	–	KES 941'468.00
Key Currency Cheapest	156.5191	CHF 0.00	KES 939'114.33	−KES 2'353.67
Regency FX	156.4877	CHF 0.00	KES 938'926.03	−KES 2'541.97
Revolut	156.0033	CHF 56.50	KES 927'205.46	−KES 14'262.54

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	156.4270	CHF 54.47	KES 930'041.00	–
Revolut	155.5700	CHF 56.50	KES 924'630.29	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	156.8900	–	KES 941'340.05
Key Currency Cheapest	156.4978	CHF 0.00	KES 938'986.70	−KES 2'353.35
Regency FX	156.4664	CHF 0.00	KES 938'798.43	−KES 2'541.62
Revolut	156.0164	CHF 56.50	KES 927'283.31	−KES 14'056.74

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	158.2852	–	KES 949'710.91
Key Currency Cheapest	157.8894	CHF 0.00	KES 947'336.63	−KES 2'374.28
Regency FX	157.8578	CHF 0.00	KES 947'146.69	−KES 2'564.22
Revolut	157.5201	CHF 56.50	KES 936'220.53	−KES 13'490.38

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	157.5060	CHF 54.47	KES 936'457.00	–
Revolut	156.7803	CHF 116.50	KES 922'417.15	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sun, 1 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	157.5446	–	KES 945'267.37
Key Currency Cheapest	157.1507	CHF 0.00	KES 942'904.20	−KES 2'363.17
Regency FX	157.1192	CHF 0.00	KES 942'715.15	−KES 2'552.22
Revolut	156.6394	CHF 116.50	KES 921'588.09	−KES 23'679.28

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	158.1833	–	KES 949'099.91
Key Currency Cheapest	157.7879	CHF 0.00	KES 946'727.16	−KES 2'372.75
Regency FX	157.7562	CHF 0.00	KES 946'537.34	−KES 2'562.57
Revolut	157.3559	CHF 56.50	KES 935'244.92	−KES 13'854.99

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	159.0388	–	KES 954'232.82
Key Currency Cheapest	158.6412	CHF 0.00	KES 951'847.24	−KES 2'385.58
Regency FX	158.6094	CHF 0.00	KES 951'656.40	−KES 2'576.42
Revolut	158.2209	CHF 56.50	KES 940'385.74	−KES 13'847.08

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	159.1628	–	KES 954'976.76
Key Currency Cheapest	158.7649	CHF 0.00	KES 952'589.32	−KES 2'387.44
Regency FX	158.7331	CHF 0.00	KES 952'398.33	−KES 2'578.43
Revolut	158.2997	CHF 56.50	KES 940'854.22	−KES 14'122.54

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	159.3330	CHF 54.47	KES 947'319.00	–
Revolut	158.4531	CHF 56.50	KES 941'766.29	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	158.7760	CHF 54.47	KES 944'007.00	–
Revolut	157.9342	CHF 56.50	KES 938'681.68	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	158.2990	CHF 54.47	KES 941'171.00	–
Revolut	157.5403	CHF 116.50	KES 926'888.18	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

How to send money to Kenya from Switzerland with the best CHF-KES rate

Best companies for CHF/KES transfers