The cheapest option overall is Key Currency, giving your recipient 934,850.14 KES when you send CHF 6,000.
Below we’ve compared 4 ways to send money from Switzerland to Kenya.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/KES transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 54.47 1 CHF = 156.2370 KES -0.02% vs mid-market | Recipient gets KES 928'912.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 54.471 CHF = 156.2370 KES KES 928'912.00You payCHF 6'000.00 | |||
| Promoted  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 155.8084 KES +0.25% vs mid-market | Recipient gets KES 934'850.14 Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 155.8084 KES KES 934'850.14You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Kenya deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much CHF you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 155.8084 KES +0.25% vs mid-market | Recipient gets KES 934'850.14 Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 155.8084 KES KES 934'850.14You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 155.7771 KES +0.27% vs mid-market | Recipient gets KES 934'662.70 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 155.7771 KES KES 934'662.70You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 54.47 1 CHF = 156.2370 KES -0.02% vs mid-market | Recipient gets KES 928'912.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 54.471 CHF = 156.2370 KES KES 928'912.00You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 155.2451 KES +0.61% vs mid-market | Recipient gets KES 922'698.95 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 155.2451 KES KES 922'698.95You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 185.50 1 CHF = 155.2451 KES +0.61% vs mid-market | Recipient gets KES 902'672.34 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 155.2451 KES KES 902'672.34You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 156.1989 KES Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 934,850.14 KES for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 2 ways to pay, including bank transfer and debit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.61% | CHF 1.80 | KES 154'919.49with bank transfer to bank deposit | +KES 1'827.38 | |
| CHF 6'000This page | 0.25% | CHF 0.00 | KES 934'850.14with bank transfer to bank deposit | +KES 10'090.91 | |
| CHF 25'000 | 0.20% | CHF 0.00 | KES 3'890'139.28with bank transfer to bank deposit | +KES 8'262.08 |
Mid-market rate: 1 CHF = 156.1989 KES
4 companies send money from Switzerland to Kenya, across broker, app, multi-currency account, global account, and online, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 928,912 KES.
The fee is 54.47 CHF, with a -0.02% on top of CHF/KES rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in KES (be it payments or travelling).
Wise converts CHF 6,000 with a -0.02% exchange-rate markup and lets you hold CHF and KES in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.54.47 on a fr.6,000 transfer, and the money lands within an hour.
You can also save recipients and create automated scheduled transfers to Kenya.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer and debit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Kenya or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/KES).
I suggest , since the more KES you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/KES rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Kenya.
A global account lets you hold KES alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 934,850.14 KES.
The transfer can be paid for by bank transfer and debit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Kenya.
In Kenya, they can get KES delivered as bank deposit.
You pay fr.6,000.00
KSh934,850
Cheapest
You pay fr.6,000.00
KSh902,672
-KSh32,178
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Kenya, these are the best options in our comparison.
Cheapest way to send money to Kenya
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 934,850.14 KES, which is 0.02% more than the next best option.
Fastest way to send money to Kenya
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 922,698.95 KES in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a KES requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much KES arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 155.995383 KES
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 4 of them sending CHF to Kenya, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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