How to send money to Colombia from Switzerland with the best CHF-COP rate

The cheapest option overall is Wise, giving your recipient 7,476,828.95 COP when you send CHF 2,000.

Below we’ve compared 4 ways to send money from Switzerland to Colombia.

Best companies for CHF/COP transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 2,000 CHF transfer

Best companies for CHF/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 28.07 1 CHF = 3791.6300 COP +0.12% vs mid-market Recipient gets $ 7'476'828.95 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 28.071 CHF = 3791.6300 COP
$ 7'476'828.95You payCHF 2'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 3734.2800 COP +1.65% vs mid-market Recipient gets $ 7'468'560.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 3734.2800 COP
$ 7'468'560.00You payCHF 2'000.00

Run a live search

Showing top Switzerland to Colombia deals for 2,000 CHF. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee CHF 28.07 1 CHF = 3791.6300 COP +0.12% vs mid-market Recipient gets $ 7'476'828.95 Same day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 28.071 CHF = 3791.6300 COP
$ 7'476'828.95You payCHF 2'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 3734.2800 COP +1.65% vs mid-market Recipient gets $ 7'468'560.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 3734.2800 COP
$ 7'468'560.00You payCHF 2'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 10.50 1 CHF = 3748.8572 COP +1.26% vs mid-market Recipient gets $ 7'458'351.42 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 10.501 CHF = 3748.8572 COP
$ 7'458'351.42You payCHF 2'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Western Union

Pay via Debit card
Fee CHF 0.00 1 CHF = 3724.9113 COP +1.90% vs mid-market Recipient gets $ 7'449'823.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 3724.9113 COP
$ 7'449'823.00You payCHF 2'000.00

Western Union

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 3724.9113 COP +1.90% vs mid-market Recipient gets $ 7'449'823.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 3724.9113 COP
$ 7'449'823.00You payCHF 2'000.00

Xe

Pay via Debit card
Fee CHF 12.00 1 CHF = 3734.2800 COP +1.65% vs mid-market Recipient gets $ 7'423'748.64 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 12.001 CHF = 3734.2800 COP
$ 7'423'748.64You payCHF 2'000.00

Xe

Pay via Credit card
Fee CHF 12.00 1 CHF = 3734.2800 COP +1.65% vs mid-market Recipient gets $ 7'423'748.64 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 12.001 CHF = 3734.2800 COP
$ 7'423'748.64You payCHF 2'000.00

Wise

Pay via Debit card
Fee CHF 49.25 1 CHF = 3791.6300 COP +0.12% vs mid-market Recipient gets $ 7'396'522.22 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 49.251 CHF = 3791.6300 COP
$ 7'396'522.22You payCHF 2'000.00

Wise

Pay via Credit card
Fee CHF 95.55 1 CHF = 3791.6300 COP +0.12% vs mid-market Recipient gets $ 7'220'969.75 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
CHF 95.551 CHF = 3791.6300 COP
$ 7'220'969.75You payCHF 2'000.00
How Our Results Work
Mid-market rate: 1 CHF = 3796.2745 COP Updates every 60 minutes.

How to send money from Switzerland to Colombia

Pick a company

Start with the cheapest, which is Wise at 7,476,828.95 COP for a CHF 2,000 transfer.

Wise was the cheapest on 21 of the 30 days it quoted fr.2,000 transfers to Colombia.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Colombia?

How much CHF you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 11% of the transfers from CHF 6,000 it quoted, and in 30% of all the transfers it quoted.

Cheapest service
CHF 1'0001.29%CHF 2.50$ 3'739'117.67with bank transfer to bank deposit+$ 32'020.09
CHF 2'000This page0.12%CHF 28.07$ 7'476'828.95with bank transfer to bank deposit+$ 58'120.55
CHF 5'0000.27%CHF 0.00$ 18'920'743.93with bank transfer to bank deposit+$ 277'665.05
CHF 6'0000.27%CHF 0.00$ 22'720'483.45with bank transfer to bank deposit+$ 331'914.20
CHF 25'0000.25%CHF 0.00$ 94'577'735.12with bank transfer to bank deposit+$ 1'352'904.70

Mid-market rate: 1 CHF = 3796.2745 COP

CHF/COP Exchange Rate History

Is today a good time to send money from Switzerland to Colombia?

The cheapest way to send CHF to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 2,000 CHF transfers to Colombia.

COP received for CHF 2'000, after fees

Wed, 28 Oct 2026Mid-market rate$ 7'592'549.10 Wise $ 7'476'828.95Wise$ 7'476'828.95Xe$ 7'468'560.00Revolut$ 7'458'351.42

7.2M
7.4M
7.6M
7.8M
8.0M
8.2M
At the mid-market rateWith the cheapest optionWiseXeRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 4046.0010 – $ 8'092'002.04
Wise Cheapest 4040.3300 CHF 28.07 $ 7'967'247.94 −$ 124'754.10
Revolut 3997.3967 CHF 10.50 $ 7'952'820.82 −$ 139'181.22
Xe 3961.9800 CHF 0.00 $ 7'923'960.00 −$ 168'042.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 4000.8394 – $ 8'001'678.74
Western Union Cheapest 3939.0502 CHF 0.00 $ 7'878'101.00 −$ 123'577.74
Wise 3990.8800 CHF 28.07 $ 7'869'736.00 −$ 131'942.74
Xe 3933.2700 CHF 0.00 $ 7'866'540.00 −$ 135'138.74
Revolut 3946.9157 CHF 10.50 $ 7'852'388.78 −$ 149'289.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 3962.9503 – $ 7'925'900.69
Xe Cheapest 3905.5500 CHF 0.00 $ 7'811'100.00 −$ 114'800.69
Wise 3939.2700 CHF 28.07 $ 7'767'964.69 −$ 157'936.00
Revolut 3880.5266 CHF 10.50 $ 7'720'307.68 −$ 205'593.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 4001.4466 – $ 8'002'893.26
Wise Cheapest 3987.4600 CHF 28.07 $ 7'862'992.00 −$ 139'901.26
Revolut 3947.8301 CHF 10.50 $ 7'854'208.00 −$ 148'685.26
Xe 3891.6900 CHF 0.00 $ 7'783'380.00 −$ 219'513.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 3950.0356 – $ 7'900'071.21
Wise Cheapest 3939.0800 CHF 28.07 $ 7'767'590.02 −$ 132'481.19
Xe 3881.7900 CHF 0.00 $ 7'763'580.00 −$ 136'491.21
Revolut 3893.2619 CHF 30.50 $ 7'667'779.29 −$ 232'291.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 3984.5391 – $ 7'969'078.15
Wise Cheapest 3939.0800 CHF 28.07 $ 7'767'590.02 −$ 201'488.13
Xe 3881.7900 CHF 0.00 $ 7'763'580.00 −$ 205'498.15
Revolut 3893.2619 CHF 30.50 $ 7'667'779.29 −$ 301'298.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 3977.3477 – $ 7'954'695.31
Wise Cheapest 3940.3500 CHF 28.07 $ 7'770'094.38 −$ 184'600.93
Xe 3881.7900 CHF 0.00 $ 7'763'580.00 −$ 191'115.31
Revolut 3881.4996 CHF 10.50 $ 7'722'243.50 −$ 232'451.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 3854.4967 – $ 7'708'993.40
Western Union Cheapest 3808.2806 CHF 0.00 $ 7'616'562.00 −$ 92'431.40
Xe 3805.5600 CHF 0.00 $ 7'611'120.00 −$ 97'873.40
Revolut 3813.0662 CHF 10.50 $ 7'586'095.25 −$ 122'898.15
Wise 3845.3700 CHF 28.07 $ 7'582'800.46 −$ 126'192.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 3889.5782 – $ 7'779'156.40
Wise Cheapest 3880.1200 CHF 28.07 $ 7'651'325.03 −$ 127'831.37
Revolut 3833.5985 CHF 10.50 $ 7'626'944.31 −$ 152'212.09
Xe 3800.6100 CHF 0.00 $ 7'601'220.00 −$ 177'936.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3898.3027 – $ 7'796'605.32
Wise Cheapest 3889.9000 CHF 28.07 $ 7'670'610.51 −$ 125'994.81
Revolut 3847.2168 CHF 10.50 $ 7'654'037.75 −$ 142'567.57
Xe 3819.4200 CHF 0.00 $ 7'638'840.00 −$ 157'765.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 3883.8275 – $ 7'767'654.94
Wise Cheapest 3878.1900 CHF 28.07 $ 7'647'519.21 −$ 120'135.73
Revolut 3836.5667 CHF 10.50 $ 7'632'849.37 −$ 134'805.57
Xe 3792.6900 CHF 0.00 $ 7'585'380.00 −$ 182'274.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 3851.3046 – $ 7'702'609.24
Western Union Cheapest 3790.6825 CHF 0.00 $ 7'581'366.00 −$ 121'243.24
Wise 3842.9100 CHF 28.07 $ 7'577'949.52 −$ 124'659.72
Xe 3775.8600 CHF 0.00 $ 7'551'720.00 −$ 150'889.24
Revolut 3796.2641 CHF 30.50 $ 7'476'742.13 −$ 225'867.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 3851.3046 – $ 7'702'609.24
Western Union Cheapest 3790.6825 CHF 0.00 $ 7'581'366.00 −$ 121'243.24
Wise 3842.9100 CHF 28.07 $ 7'577'949.52 −$ 124'659.72
Xe 3775.8600 CHF 0.00 $ 7'551'720.00 −$ 150'889.24
Revolut 3795.7968 CHF 30.50 $ 7'475'821.75 −$ 226'787.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 3858.6472 – $ 7'717'294.32
Wise Cheapest 3846.6400 CHF 28.07 $ 7'585'304.82 −$ 131'989.50
Revolut 3799.3612 CHF 10.50 $ 7'558'829.02 −$ 158'465.30
Xe 3775.8600 CHF 0.00 $ 7'551'720.00 −$ 165'574.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 3838.3429 – $ 7'676'685.88
Wise Cheapest 3838.3500 CHF 28.07 $ 7'568'957.52 −$ 107'728.36
Revolut 3797.2439 CHF 10.50 $ 7'554'616.69 −$ 122'069.19
Xe 3772.8900 CHF 0.00 $ 7'545'780.00 −$ 130'905.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 3831.8904 – $ 7'663'780.72
Wise Cheapest 3823.3800 CHF 28.07 $ 7'539'437.72 −$ 124'343.00
Revolut 3787.0452 CHF 10.50 $ 7'534'326.41 −$ 129'454.31
Xe 3754.0800 CHF 0.00 $ 7'508'160.00 −$ 155'620.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 3853.0073 – $ 7'706'014.54
Wise Cheapest 3854.9100 CHF 28.07 $ 7'601'612.68 −$ 104'401.86
Revolut 3811.8804 CHF 10.50 $ 7'583'736.00 −$ 122'278.54
Xe 3769.9200 CHF 0.00 $ 7'539'840.00 −$ 166'174.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 3841.9866 – $ 7'683'973.13
Wise Cheapest 3838.2400 CHF 28.07 $ 7'568'740.60 −$ 115'232.53
Revolut 3799.1052 CHF 10.50 $ 7'558'319.86 −$ 125'653.27
Xe 3756.0600 CHF 0.00 $ 7'512'120.00 −$ 171'853.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3842.8770 – $ 7'685'753.92
Wise Cheapest 3853.1700 CHF 28.07 $ 7'598'181.52 −$ 87'572.40
Xe 3784.7700 CHF 0.00 $ 7'569'540.00 −$ 116'213.92
Revolut 3805.0897 CHF 30.50 $ 7'494'124.23 −$ 191'629.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3842.8770 – $ 7'685'753.92
Wise Cheapest 3853.1700 CHF 28.07 $ 7'598'181.52 −$ 87'572.40
Xe 3784.7700 CHF 0.00 $ 7'569'540.00 −$ 116'213.92
Revolut 3805.0897 CHF 30.50 $ 7'494'124.23 −$ 191'629.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3852.9571 – $ 7'705'914.11
Wise Cheapest 3848.6600 CHF 28.07 $ 7'589'288.11 −$ 116'626.00
Revolut 3808.5379 CHF 10.50 $ 7'577'086.18 −$ 128'827.93
Xe 3784.7700 CHF 0.00 $ 7'569'540.00 −$ 136'374.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 3829.6710 – $ 7'659'341.92
Wise Cheapest 3826.5200 CHF 28.07 $ 7'545'629.58 −$ 113'712.34
Xe 3762.0000 CHF 0.00 $ 7'524'000.00 −$ 135'341.92
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3852.7530 – $ 7'705'506.03
Wise Cheapest 3842.7700 CHF 28.07 $ 7'577'673.45 −$ 127'832.58
Revolut 3794.6814 CHF 10.50 $ 7'549'518.69 −$ 155'987.34
Xe 3768.9300 CHF 0.00 $ 7'537'860.00 −$ 167'646.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 3892.8729 – $ 7'785'745.82
Wise Cheapest 3885.9000 CHF 28.07 $ 7'662'722.79 −$ 123'023.03
Revolut 3844.6518 CHF 10.50 $ 7'648'934.79 −$ 136'811.03
Xe 3802.5900 CHF 0.00 $ 7'605'180.00 −$ 180'565.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 3880.4286 – $ 7'760'857.26
Western Union Cheapest 3826.2885 CHF 0.00 $ 7'652'577.00 −$ 108'280.26
Wise 3872.9900 CHF 28.07 $ 7'637'265.17 −$ 123'592.09
Xe 3816.4500 CHF 0.00 $ 7'632'900.00 −$ 127'957.26
Revolut 3832.5761 CHF 10.50 $ 7'624'910.06 −$ 135'947.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 3843.7836 – $ 7'687'567.21
Xe Cheapest 3770.9100 CHF 0.00 $ 7'541'820.00 −$ 145'747.21
Wise 3797.8300 CHF 28.07 $ 7'489'054.91 −$ 198'512.30
Revolut 3768.3346 CHF 30.50 $ 7'421'734.94 −$ 265'832.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 3843.7836 – $ 7'687'567.21
Xe Cheapest 3770.9100 CHF 0.00 $ 7'541'820.00 −$ 145'747.21
Wise 3797.8300 CHF 28.07 $ 7'489'054.91 −$ 198'512.30
Revolut 3768.3346 CHF 30.50 $ 7'421'734.94 −$ 265'832.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 3834.1755 – $ 7'668'350.91
Wise Cheapest 3828.5600 CHF 28.07 $ 7'549'652.32 −$ 118'698.59
Xe 3770.9100 CHF 0.00 $ 7'541'820.00 −$ 126'530.91
Revolut 3787.0305 CHF 10.50 $ 7'534'297.26 −$ 134'053.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 3806.8713 – $ 7'613'742.67
Xe Cheapest 3758.0400 CHF 0.00 $ 7'516'080.00 −$ 97'662.67
Wise 3803.7400 CHF 28.07 $ 7'500'709.02 −$ 113'033.65
Revolut 3745.8106 CHF 10.50 $ 7'452'290.25 −$ 161'452.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 3796.2745 – $ 7'592'549.10
Wise Cheapest 3791.6300 CHF 28.07 $ 7'476'828.95 −$ 115'720.15
Xe 3734.2800 CHF 0.00 $ 7'468'560.00 −$ 123'989.10
Revolut 3748.8572 CHF 10.50 $ 7'458'351.42 −$ 134'197.68

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 2'000, after fees, as quoted by each company. The mid-market line shows what CHF 2'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of COP on every transfer from Switzerland.

Right now, Wise pays 7,476,828.95 COP on 2,000 CHF, which is 115,720.15 COP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,967,247.94 COP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 136 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. WiseAppeared in 104 comparisons

    Cheapest in 30% of them

  2. XeAppeared in 129 comparisons

    Cheapest in 9% of them

  3. RevolutAppeared in 120 comparisons

    Cheapest in 11% of them

Based on 136 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most COP, but it was the cheapest in only 30% of the 104 comparisons it appeared in over the past month.

Xe (today's second cheapest) was the cheapest in only 9% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Switzerland to Colombia

4 companies send money from Switzerland to Colombia, across app, online, multi-currency account, global account, broker, and in person, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 2,000 CHF gets your recipient 7,476,828.95 COP.

The fee is 28.07 CHF, with a 0.12% markup on top of the CHF/COP rate.

In our comparisons over the past month, it was the cheapest online service on 21 of the 30 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in COP (be it payments or travelling).

Wise converts CHF 2,000 with a 0.12% exchange-rate markup and lets you hold CHF and COP in one account.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.28.07 on a fr.2,000 transfer, and the money lands same day.

Over the past month, Wise was the cheapest app on 70% of the days it appeared for fr.2,000 transfers.

You can also save recipients and create automated scheduled transfers to Colombia.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Colombia or moving your wealth, a broker like Xe charges no fee and works on a margin instead (1.65% on CHF/COP).

I suggest , since the more COP you send the better rate you get.

Our analysis shows Xe was the cheapest broker in 8% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/COP rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Colombia.

A global account lets you hold COP alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive COP in Colombia

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 2,000 gives your recipient 7,476,828.95 COP.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Colombia.

In Colombia, they can get COP delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.2,000.00

    COL$7,476,829

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.2,000.00

    COL$7,449,823

    -COL$27,006

  3. 3
    Credit card Bank deposit

    You pay fr.2,000.00

    COL$7,423,749

    -COL$53,080

Things to know before sending CHF to Colombia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/COP transfer options

For a CHF 2,000 transfer to Colombia, these are the best options in our comparison.

Cheapest way to send money to Colombia

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,476,828.95 COP, which is 0.11% more than the next best option.

Fastest way to send money to Colombia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,458,351.42 COP in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to COP requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 4 of them sending CHF to Colombia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 136 comparisons across 5 amounts.

This page covers the cheapest and fastest options for CHF/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.