The cheapest option overall is Western Union, giving your recipient 7,875,268 COP when you send CHF 2,000.
Below we’ve compared 4 ways to send money from Switzerland to Colombia.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 2,000 CHF transfer Best companies for CHF/COP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 28.07 1 CHF = 3984.9100 COP -0.13% vs mid-market | Recipient gets $ 7'857'963.58 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 28.071 CHF = 3984.9100 COP $ 7'857'963.58You payCHF 2'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 3919.4100 COP +1.53% vs mid-market | Recipient gets $ 7'838'820.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 3919.4100 COP $ 7'838'820.00You payCHF 2'000.00 | |||
Run a live search Showing top Switzerland to Colombia deals for 2,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to COP rates. | |||
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much CHF you're planning to spend in Colombia. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit card | Fee CHF 0.00 1 CHF = 3937.6338 COP +1.06% vs mid-market | Recipient gets $ 7'875'268.00 Minutes - 2 days | |
Ways to receive money in Colombia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 3937.6338 COP $ 7'875'268.00You payCHF 2'000.00 | |||
| Western Union Pay via Bank transfer | Fee CHF 0.00 1 CHF = 3937.6338 COP +1.06% vs mid-market | Recipient gets $ 7'875'268.00 Minutes - 2 days | |
Ways to receive money in Colombia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 3937.6338 COP $ 7'875'268.00You payCHF 2'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 28.07 1 CHF = 3984.9100 COP -0.13% vs mid-market | Recipient gets $ 7'857'963.58 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 28.071 CHF = 3984.9100 COP $ 7'857'963.58You payCHF 2'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 3919.4100 COP +1.53% vs mid-market | Recipient gets $ 7'838'820.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 3919.4100 COP $ 7'838'820.00You payCHF 2'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 10.50 1 CHF = 3919.3940 COP +1.53% vs mid-market | Recipient gets $ 7'797'634.40 Within minutes | |
Ways to receive money in Colombia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 10.501 CHF = 3919.3940 COP $ 7'797'634.40You payCHF 2'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee CHF 12.00 1 CHF = 3919.4100 COP +1.53% vs mid-market | Recipient gets $ 7'791'787.08 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 12.001 CHF = 3919.4100 COP $ 7'791'787.08You payCHF 2'000.00 | |||
| Xe Pay via Credit card | Fee CHF 12.00 1 CHF = 3919.4100 COP +1.53% vs mid-market | Recipient gets $ 7'791'787.08 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 12.001 CHF = 3919.4100 COP $ 7'791'787.08You payCHF 2'000.00 | |||
| Wise Pay via Debit card | Fee CHF 49.25 1 CHF = 3984.9100 COP -0.13% vs mid-market | Recipient gets $ 7'773'563.18 Same day | |
Ways to receive money in Colombia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 49.251 CHF = 3984.9100 COP $ 7'773'563.18You payCHF 2'000.00 | |||
| Wise Pay via Credit card | Fee CHF 95.55 1 CHF = 3984.9100 COP -0.13% vs mid-market | Recipient gets $ 7'589'061.85 Same day | |
Ways to receive money in Colombia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 95.551 CHF = 3984.9100 COP $ 7'589'061.85You payCHF 2'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 3979.6604 COP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 7,875,268 COP for CHF 2,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | CHF 0.00 | $ 3'927'202.00with debit card to bank deposit | +$ 63'540.82 | ||
| CHF 2'000This page | 1.06% | CHF 0.00 | $ 7'875'268.00with debit card to bank deposit | +$ 76'250.98 | |
| CHF 6'000 | 0.27% | CHF 0.00 | $ 23'814'921.85with bank transfer to bank deposit | +$ 245'940.11 | |
| CHF 25'000 | 0.25% | CHF 0.00 | $ 99'138'325.74with bank transfer to bank deposit | +$ 1'390'579.87 |
Mid-market rate: 1 CHF = 3979.6604 COP
4 companies send money from Switzerland to Colombia, across app, online, multi-currency account, global account, in person, and broker, and more.
For one-off transfers
Online services like Western Union are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Western Union, 2,000 CHF gets your recipient 7,875,268 COP.
The fee is 0 CHF, with a 1.06% on top of CHF/COP rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in COP (be it payments or travelling).
Wise converts CHF 2,000 with a -0.13% exchange-rate markup and lets you hold CHF and COP in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Western Union charges fr.0 on a fr.2,000 transfer, and the money lands minutes - 2 days.
You can also save recipients and create automated scheduled transfers to Colombia.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Colombia or moving your wealth, a broker like Xe charges no fee and works on a margin instead (1.53% on CHF/COP).
I suggest , since the more COP you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/COP rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Colombia.
A global account lets you hold COP alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CHF 2,000 gives your recipient 7,875,268 COP.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Colombia.
In Colombia, they can get COP delivered as bank deposit.
You pay fr.2,000.00
$7,875,268
Cheapest
You pay fr.2,000.00
$7,875,268
$0
You pay fr.2,000.00
$7,791,787
-$83,481
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 2,000 transfer to Colombia, these are the best options in our comparison.
Cheapest way to send money to Colombia
The cheapest option is Western Union, funded by debit card with bank deposit for the payout. Your recipient gets 7,875,268 COP, which is 0.22% more than the next best option.
Fastest way to send money to Colombia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,797,634.4 COP in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a COP requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much COP arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 4,031.095177 COP
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 4 of them sending CHF to Colombia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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