MoneyTransfers

How to send money to Russia from Switzerland with the best CHF-RUB rate

The cheapest option overall is Regency FX, giving your recipient 603’256.89 RUB when you send CHF 6’000.

Below we’ve compared 2 ways to send money from Switzerland to Russia.

Best companies for CHF/RUB transfers

2 of 2 providers

Last updated on 10 November 2026

Based on 6,000 CHF transfer

Best companies for CHF/RUB transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 100.5428 RUB +0.27% vs mid-market Recipient gets ₽ 603'256.89 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Russia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 100.5428 RUB
₽ 603'256.89You payCHF 6'000.00
Promoted

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 100.3109 RUB +0.50% vs mid-market Recipient gets ₽ 601'865.64 Minutes - 24 hours
7 reviews
Personal account managerReceive to bank account

Ways to receive money in Russia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 100.3109 RUB
₽ 601'865.64You payCHF 6'000.00

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Showing top Switzerland to Russia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 100.5428 RUB +0.27% vs mid-market Recipient gets ₽ 603'256.89 Minutes - 24 hours
9 reviews
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Russia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 100.5428 RUB
₽ 603'256.89You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 100.3109 RUB +0.50% vs mid-market Recipient gets ₽ 601'865.64 Minutes - 24 hours
7 reviews
FastestOur top pick
Personal account managerReceive to bank account

Ways to receive money in Russia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 100.3109 RUB
₽ 601'865.64You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 100.8150 RUB Updates every 60 minutes.

How to send money from Switzerland to Russia

Pick a company

Start with the cheapest, which is Regency FX at 603’256.89 RUB for a CHF 6’000 transfer.

Regency FX was the cheapest on 28 of the 28 days it quoted fr.6’000 transfers to Russia.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 1 ways to pay, including bank transfer.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Russia?

How much CHF you send to Russia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 1'0000.65%CHF 0.00₽ 100'016.79with bank transfer to bank deposit₽ 0.00
CHF 5'0000.27%CHF 0.00₽ 502'238.60with bank transfer to bank deposit+₽ 579.14
CHF 6'000This page0.27%CHF 0.00₽ 603'256.89with bank transfer to bank deposit+₽ 695.63
CHF 25'0000.25%CHF 0.00₽ 2'511'617.10with bank transfer to bank deposit+₽ 3'147.39

Mid-market rate: 1 CHF = 100.8150 RUB

CHF/RUB Exchange Rate History

Is today a good time to send money from Switzerland to Russia?

The cheapest way to send CHF to RUB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6’000 CHF transfers to Russia.

RUB received for CHF 6'000, after fees

Tue, 10 Nov 2026Mid-market rate₽ 604'890.09 Regency FX ₽ 603'256.89Regency FX₽ 603'256.89OFX₽ 601'865.64

570'000
580'000
590'000
600'000
610'000
620'000
At the mid-market rateWith the cheapest optionRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.9960 – ₽ 605'976.25
Regency FX Cheapest 100.7234 CHF 0.00 ₽ 604'340.11 −₽ 1'636.14
OFX 100.4911 CHF 0.00 ₽ 602'946.36 −₽ 3'029.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.6276 – ₽ 603'765.47
Regency FX Cheapest 100.3559 CHF 0.00 ₽ 602'135.31 −₽ 1'630.16
OFX 100.1244 CHF 0.00 ₽ 600'746.65 −₽ 3'018.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.7906 – ₽ 598'743.44
Regency FX Cheapest 99.5211 CHF 0.00 ₽ 597'126.83 −₽ 1'616.61
OFX 99.2916 CHF 0.00 ₽ 595'749.72 −₽ 2'993.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 101.1743 – ₽ 607'045.92
Regency FX Cheapest 100.9011 CHF 0.00 ₽ 605'406.90 −₽ 1'639.02
OFX 100.6684 CHF 0.00 ₽ 604'010.69 −₽ 3'035.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 101.4121 – ₽ 608'472.79
Regency FX Cheapest 101.1383 CHF 0.00 ₽ 606'829.91 −₽ 1'642.88
OFX 100.9051 CHF 0.00 ₽ 605'430.42 −₽ 3'042.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 101.8664 – ₽ 611'198.38
Regency FX Cheapest 101.5914 CHF 0.00 ₽ 609'548.15 −₽ 1'650.23
OFX 101.3571 CHF 0.00 ₽ 608'142.39 −₽ 3'055.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 101.8664 – ₽ 611'198.38
Regency FX Cheapest 101.5914 CHF 0.00 ₽ 609'548.15 −₽ 1'650.23
OFX 101.3571 CHF 0.00 ₽ 608'142.39 −₽ 3'055.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.6363 – ₽ 603'817.70
Regency FX Cheapest 100.3646 CHF 0.00 ₽ 602'187.40 −₽ 1'630.30
OFX 100.1331 CHF 0.00 ₽ 600'798.62 −₽ 3'019.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.9708 – ₽ 605'824.82
Regency FX Cheapest 100.6982 CHF 0.00 ₽ 604'189.10 −₽ 1'635.72
OFX 100.4659 CHF 0.00 ₽ 602'795.70 −₽ 3'029.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.5655 – ₽ 597'392.75
Regency FX Cheapest 99.2966 CHF 0.00 ₽ 595'779.79 −₽ 1'612.96
OFX 99.0676 CHF 0.00 ₽ 594'405.79 −₽ 2'986.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.9409 – ₽ 593'645.13
Regency FX Cheapest 98.6737 CHF 0.00 ₽ 592'042.29 −₽ 1'602.84
OFX 98.4462 CHF 0.00 ₽ 590'676.90 −₽ 2'968.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.5264 – ₽ 585'158.44
Regency FX Cheapest 97.2631 CHF 0.00 ₽ 583'578.51 −₽ 1'579.93
OFX 97.0388 CHF 0.00 ₽ 582'232.65 −₽ 2'925.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.9208 – ₽ 593'524.93
Regency FX Cheapest 98.6537 CHF 0.00 ₽ 591'922.41 −₽ 1'602.52
OFX 98.4262 CHF 0.00 ₽ 590'557.31 −₽ 2'967.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.3627 – ₽ 584'176.13
Regency FX Cheapest 97.0998 CHF 0.00 ₽ 582'598.86 −₽ 1'577.27
OFX 96.8759 CHF 0.00 ₽ 581'255.25 −₽ 2'920.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.6873 – ₽ 586'123.67
Regency FX Cheapest 97.4235 CHF 0.00 ₽ 584'541.13 −₽ 1'582.54
OFX 97.1988 CHF 0.00 ₽ 583'193.05 −₽ 2'930.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.5027 – ₽ 585'016.49
Regency FX Cheapest 97.2395 CHF 0.00 ₽ 583'436.95 −₽ 1'579.54
OFX 97.0152 CHF 0.00 ₽ 582'091.41 −₽ 2'925.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.1790 – ₽ 583'074.10
Regency FX Cheapest 96.9166 CHF 0.00 ₽ 581'499.80 −₽ 1'574.30
OFX 96.6931 CHF 0.00 ₽ 580'158.73 −₽ 2'915.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 97.3559 – ₽ 584'135.68
Regency FX Cheapest 97.0931 CHF 0.00 ₽ 582'558.51 −₽ 1'577.17
OFX 96.8692 CHF 0.00 ₽ 581'215.00 −₽ 2'920.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.3844 – ₽ 590'306.62
Regency FX Cheapest 98.1188 CHF 0.00 ₽ 588'712.79 −₽ 1'593.83
OFX 97.8925 CHF 0.00 ₽ 587'355.09 −₽ 2'951.53

No data was collected on Sat, 31 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 97.4751 – ₽ 584'850.55
Regency FX Cheapest 97.2119 CHF 0.00 ₽ 583'271.45 −₽ 1'579.10
OFX 96.9877 CHF 0.00 ₽ 581'926.29 −₽ 2'924.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 98.6383 – ₽ 591'830.03
Regency FX Cheapest 98.3720 CHF 0.00 ₽ 590'232.09 −₽ 1'597.94
OFX 98.1451 CHF 0.00 ₽ 588'870.88 −₽ 2'959.15

No data was collected on Tue, 3 Nov 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 100.2657 – ₽ 601'593.99
Regency FX Cheapest 99.9949 CHF 0.00 ₽ 599'969.69 −₽ 1'624.30
OFX 99.7643 CHF 0.00 ₽ 598'586.02 −₽ 3'007.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.3288 – ₽ 601'972.67
Regency FX Cheapest 100.0579 CHF 0.00 ₽ 600'347.35 −₽ 1'625.32
OFX 99.8271 CHF 0.00 ₽ 598'962.81 −₽ 3'009.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.9882 – ₽ 599'929.19
Regency FX Cheapest 99.7182 CHF 0.00 ₽ 598'309.38 −₽ 1'619.81
OFX 99.4883 CHF 0.00 ₽ 596'929.54 −₽ 2'999.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.8522 – ₽ 599'112.92
Regency FX Cheapest 99.5826 CHF 0.00 ₽ 597'495.32 −₽ 1'617.60
OFX 99.3529 CHF 0.00 ₽ 596'117.36 −₽ 2'995.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 99.9306 – ₽ 599'583.89
Regency FX Cheapest 99.6608 CHF 0.00 ₽ 597'965.01 −₽ 1'618.88
OFX 99.4310 CHF 0.00 ₽ 596'585.97 −₽ 2'997.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.7612 – ₽ 604'566.97
Regency FX Cheapest 100.4891 CHF 0.00 ₽ 602'934.64 −₽ 1'632.33
OFX 100.2574 CHF 0.00 ₽ 601'544.14 −₽ 3'022.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 100.8150 – ₽ 604'890.09
Regency FX Cheapest 100.5428 CHF 0.00 ₽ 603'256.89 −₽ 1'633.20
OFX 100.3109 CHF 0.00 ₽ 601'865.64 −₽ 3'024.45

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RUB per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RUB on every transfer from Switzerland.

Right now, Regency FX pays 603’256.89 RUB on 6’000 CHF, which is 1’633.20 RUB less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 609’548.15 RUB.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Russia.

We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 82 comparisons

    Cheapest every time

  2. OFXAppeared in 110 comparisons

    Cheapest in 25% of them

Based on 119 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most RUB, and it was also the cheapest in 100% of the 82 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Russia.

OFX (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to Russia.

Ways to send money from Switzerland to Russia

2 companies send money from Switzerland to Russia, across currency broker, and more.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Russia or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/RUB).

I suggest , since the more RUB you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/RUB rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Russia.

A global account lets you hold RUB alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive RUB in Russia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 603’256.89 RUB.

The transfer can be paid for by bank transfer.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Russia.

In Russia, they can get RUB delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    ₽603,257

    Cheapest

Things to know before sending CHF to Russia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RUB transfer options

For a CHF 6’000 transfer to Russia, these are the best options in our comparison.

Cheapest way to send money to Russia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 603’256.89 RUB, which is 0.23% more than the next best option.

Fastest way to send money to Russia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 603’256.89 RUB in minutes - 24 hours.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to RUB requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 2 of them sending CHF to Russia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 119 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/RUB transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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