How to send money to Turkey from Switzerland with the best CHF-TRY rate

The cheapest option overall is Key Currency, giving your recipient 367’459.75 TRY when you send CHF 6’000.

Below we’ve compared 8 ways to send money from Switzerland to Turkey.

Best companies for CHF/TRY transfers

8 of 8 providers

Last updated on 10 November 2026

Based on 6,000 CHF transfer

Best companies for CHF/TRY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 16.39 1 CHF = 61.3980 TRY 0.00% vs mid-market Recipient gets ₺ 367'381.69 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.391 CHF = 61.3980 TRY
₺ 367'381.69You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 60.5443 TRY +1.40% vs mid-market Recipient gets ₺ 363'265.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 60.5443 TRY
₺ 363'265.80You payCHF 6'000.00

Run a live search

Showing top Switzerland to Turkey deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 61.2433 TRY +0.25% vs mid-market Recipient gets ₺ 367'459.75 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Türkiye with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 61.2433 TRY
₺ 367'459.75You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 61.2310 TRY +0.27% vs mid-market Recipient gets ₺ 367'386.07 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Türkiye with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 61.2310 TRY
₺ 367'386.07You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 16.39 1 CHF = 61.3980 TRY 0.00% vs mid-market Recipient gets ₺ 367'381.69 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.391 CHF = 61.3980 TRY
₺ 367'381.69You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 61.0898 TRY +0.50% vs mid-market Recipient gets ₺ 366'538.79 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Türkiye with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 61.0898 TRY
₺ 366'538.79You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 61.0804 TRY +0.52% vs mid-market Recipient gets ₺ 366'482.40 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 61.0804 TRY
₺ 366'482.40You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 61.1931 TRY +0.33% vs mid-market Recipient gets ₺ 363'701.46 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 61.1931 TRY
₺ 363'701.46You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 60.5443 TRY +1.40% vs mid-market Recipient gets ₺ 363'265.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 60.5443 TRY
₺ 363'265.80You payCHF 6'000.00

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 60.5372 TRY +1.40% vs mid-market Recipient gets ₺ 363'223.37 Minutes - 2 days

Ways to receive money in Türkiye with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 60.5372 TRY
₺ 363'223.37You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 89.50 1 CHF = 61.1931 TRY +0.33% vs mid-market Recipient gets ₺ 361'682.09 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 89.501 CHF = 61.1931 TRY
₺ 361'682.09You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 60.5443 TRY +1.40% vs mid-market Recipient gets ₺ 361'086.21 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 60.5443 TRY
₺ 361'086.21You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 60.5443 TRY +1.40% vs mid-market Recipient gets ₺ 361'086.21 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 60.5443 TRY
₺ 361'086.21You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 61.3968 TRY Updates every 60 minutes.

How to send money from Switzerland to Turkey

Pick a company

Start with the cheapest, which is Key Currency at 367’459.75 TRY for a CHF 6’000 transfer.

Key Currency was the cheapest on 26 of the 28 days it quoted fr.6’000 transfers to Turkey.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Turkey?

How much CHF you send to Turkey heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 93% of the transfers from CHF 6,000 it quoted, and in 93% of all the transfers it quoted.

Cheapest service
CHF 1'0000.01%CHF 4.91₺ 61'099.82with bank transfer to bank deposit+₺ 885.82
CHF 5'0000.27%CHF 0.00₺ 305'811.01with bank transfer to bank deposit+₺ 3'469.85
CHF 6'000This page0.25%CHF 0.00₺ 367'459.75with bank transfer to bank deposit+₺ 2'978.49
CHF 25'0000.20%CHF 0.00₺ 1'530'033.95with bank transfer to bank deposit+₺ 12'163.78

Mid-market rate: 1 CHF = 61.3968 TRY

CHF/TRY Exchange Rate History

Is today a good time to send money from Switzerland to Turkey?

The cheapest way to send CHF to TRY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6’000 CHF transfers to Turkey.

TRY received for CHF 6'000, after fees

Tue, 10 Nov 2026Mid-market rate₺ 368'380.70 Key Currency ₺ 367'459.75Key Currency₺ 367'459.75Regency FX₺ 367'386.07Wise₺ 367'381.69

350'000
355'000
360'000
365'000
370'000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.3165 – ₺ 355'899.07
Key Currency Cheapest 59.1682 CHF 0.00 ₺ 355'009.32 −₺ 889.75
Regency FX 59.1564 CHF 0.00 ₺ 354'938.14 −₺ 960.93
Wise 59.3135 CHF 16.45 ₺ 354'905.29 −₺ 993.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.2421 – ₺ 355'452.63
Key Currency Cheapest 59.0940 CHF 0.00 ₺ 354'564.00 −₺ 888.63
Regency FX 59.0822 CHF 0.00 ₺ 354'492.91 −₺ 959.72
Wise 59.1888 CHF 16.45 ₺ 354'159.14 −₺ 1'293.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 58.9378 – ₺ 353'626.93
Key Currency Cheapest 58.7905 CHF 0.00 ₺ 352'742.86 −₺ 884.07
Regency FX 58.7787 CHF 0.00 ₺ 352'672.13 −₺ 954.80
Wise 58.9390 CHF 16.46 ₺ 352'663.86 −₺ 963.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.6249 – ₺ 357'749.31
Key Currency Cheapest 59.4758 CHF 0.00 ₺ 356'854.94 −₺ 894.37
Regency FX 59.4639 CHF 0.00 ₺ 356'783.39 −₺ 965.92
Wise 59.6182 CHF 16.44 ₺ 356'729.08 −₺ 1'020.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.0585 – ₺ 360'350.71
Key Currency Cheapest 59.9083 CHF 0.00 ₺ 359'449.84 −₺ 900.87
Regency FX 59.8963 CHF 0.00 ₺ 359'377.77 −₺ 972.94
Wise 60.0503 CHF 16.43 ₺ 359'315.17 −₺ 1'035.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.9490 – ₺ 359'694.20
Wise Cheapest 60.0936 CHF 16.43 ₺ 359'574.26 −₺ 119.94
Key Currency 59.7992 CHF 0.00 ₺ 358'794.97 −₺ 899.23
Regency FX 59.7872 CHF 0.00 ₺ 358'723.03 −₺ 971.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 59.9490 – ₺ 359'694.20
Wise Cheapest 60.0936 CHF 16.43 ₺ 359'574.26 −₺ 119.94
Key Currency 59.7992 CHF 0.00 ₺ 358'794.97 −₺ 899.23
Regency FX 59.7872 CHF 0.00 ₺ 358'723.03 −₺ 971.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.1233 – ₺ 360'739.66
Key Currency Cheapest 59.9730 CHF 0.00 ₺ 359'837.81 −₺ 901.85
Regency FX 59.9609 CHF 0.00 ₺ 359'765.66 −₺ 974.00
Wise 60.1221 CHF 16.43 ₺ 359'744.79 −₺ 994.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.0876 – ₺ 360'525.51
Key Currency Cheapest 59.9374 CHF 0.00 ₺ 359'624.20 −₺ 901.31
Wise 60.0904 CHF 16.43 ₺ 359'555.11 −₺ 970.40
Regency FX 59.9253 CHF 0.00 ₺ 359'552.09 −₺ 973.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.1526 – ₺ 360'915.32
Key Currency Cheapest 60.0022 CHF 0.00 ₺ 360'013.03 −₺ 902.29
Regency FX 59.9901 CHF 0.00 ₺ 359'940.85 −₺ 974.47
Wise 60.1501 CHF 16.43 ₺ 359'912.33 −₺ 1'002.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.5413 – ₺ 363'247.65
Key Currency Cheapest 60.3899 CHF 0.00 ₺ 362'339.53 −₺ 908.12
Wise 60.5470 CHF 16.42 ₺ 362'287.82 −₺ 959.83
Regency FX 60.3778 CHF 0.00 ₺ 362'266.88 −₺ 980.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.4478 – ₺ 362'687.09
Key Currency Cheapest 60.2967 CHF 0.00 ₺ 361'780.38 −₺ 906.71
Regency FX 60.2846 CHF 0.00 ₺ 361'707.84 −₺ 979.25
Wise 60.4452 CHF 16.42 ₺ 361'678.69 −₺ 1'008.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.2414 – ₺ 361'448.23
Key Currency Cheapest 60.0908 CHF 0.00 ₺ 360'544.61 −₺ 903.62
Regency FX 60.0787 CHF 0.00 ₺ 360'472.32 −₺ 975.91
Wise 60.2349 CHF 16.43 ₺ 360'419.74 −₺ 1'028.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.2414 – ₺ 361'448.23
Key Currency Cheapest 60.0908 CHF 0.00 ₺ 360'544.61 −₺ 903.62
Regency FX 60.0787 CHF 0.00 ₺ 360'472.32 −₺ 975.91
Wise 60.2349 CHF 16.43 ₺ 360'419.74 −₺ 1'028.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.2303 – ₺ 361'382.08
Key Currency Cheapest 60.0798 CHF 0.00 ₺ 360'478.62 −₺ 903.46
Wise 60.2418 CHF 16.43 ₺ 360'461.03 −₺ 921.05
Regency FX 60.0677 CHF 0.00 ₺ 360'406.34 −₺ 975.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.1148 – ₺ 360'688.77
Key Currency Cheapest 59.9645 CHF 0.00 ₺ 359'787.05 −₺ 901.72
Regency FX 59.9525 CHF 0.00 ₺ 359'714.91 −₺ 973.86
Wise 60.1154 CHF 16.43 ₺ 359'704.70 −₺ 984.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.0315 – ₺ 360'188.99
Key Currency Cheapest 59.8814 CHF 0.00 ₺ 359'288.52 −₺ 900.47
Wise 60.0342 CHF 16.43 ₺ 359'218.84 −₺ 970.15
Regency FX 59.8694 CHF 0.00 ₺ 359'216.48 −₺ 972.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.1776 – ₺ 361'065.72
Key Currency Cheapest 60.0272 CHF 0.00 ₺ 360'163.06 −₺ 902.66
Regency FX 60.0151 CHF 0.00 ₺ 360'090.84 −₺ 974.88
Wise 60.1790 CHF 16.43 ₺ 360'085.26 −₺ 980.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.8386 – ₺ 365'031.75
Key Currency Cheapest 60.6865 CHF 0.00 ₺ 364'119.17 −₺ 912.58
Regency FX 60.6744 CHF 0.00 ₺ 364'046.16 −₺ 985.59
Wise 60.6925 CHF 16.41 ₺ 363'159.04 −₺ 1'872.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.6132 – ₺ 363'679.34
Key Currency Cheapest 60.4617 CHF 0.00 ₺ 362'770.14 −₺ 909.20
Regency FX 60.4496 CHF 0.00 ₺ 362'697.40 −₺ 981.94
Wise 60.5246 CHF 16.42 ₺ 362'153.79 −₺ 1'525.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.6132 – ₺ 363'679.34
Key Currency Cheapest 60.4617 CHF 0.00 ₺ 362'770.14 −₺ 909.20
Regency FX 60.4496 CHF 0.00 ₺ 362'697.40 −₺ 981.94
Wise 60.5246 CHF 16.42 ₺ 362'153.79 −₺ 1'525.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 60.8405 – ₺ 365'042.90
Key Currency Cheapest 60.6884 CHF 0.00 ₺ 364'130.29 −₺ 912.61
Regency FX 60.6762 CHF 0.00 ₺ 364'057.28 −₺ 985.62
Wise 60.8342 CHF 16.41 ₺ 364'006.91 −₺ 1'035.99
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 61.1532 CHF 16.40 ₺ 365'916.29 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 61.2643 CHF 16.40 ₺ 366'581.07 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.3213 – ₺ 367'928.02
Key Currency Cheapest 61.1680 CHF 0.00 ₺ 367'008.20 −₺ 919.82
Regency FX 61.1558 CHF 0.00 ₺ 366'934.61 −₺ 993.41
Wise 61.3214 CHF 16.40 ₺ 366'922.73 −₺ 1'005.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.2950 – ₺ 367'769.87
Key Currency Cheapest 61.1417 CHF 0.00 ₺ 366'850.44 −₺ 919.43
Regency FX 61.1295 CHF 0.00 ₺ 366'776.89 −₺ 992.98
Wise 61.2836 CHF 16.40 ₺ 366'696.55 −₺ 1'073.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.1130 – ₺ 366'678.02
Key Currency Cheapest 60.9602 CHF 0.00 ₺ 365'761.32 −₺ 916.70
Regency FX 60.9480 CHF 0.00 ₺ 365'687.99 −₺ 990.03
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.1610 – ₺ 366'966.26
Key Currency Cheapest 61.0081 CHF 0.00 ₺ 366'048.85 −₺ 917.41
Regency FX 60.9959 CHF 0.00 ₺ 365'975.46 −₺ 990.80
Wise 61.1013 CHF 16.40 ₺ 365'605.74 −₺ 1'360.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.3647 – ₺ 368'187.93
Key Currency Cheapest 61.2112 CHF 0.00 ₺ 367'267.46 −₺ 920.47
Regency FX 61.1990 CHF 0.00 ₺ 367'193.82 −₺ 994.11
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 61.3968 – ₺ 368'380.70
Key Currency Cheapest 61.2433 CHF 0.00 ₺ 367'459.75 −₺ 920.95
Regency FX 61.2310 CHF 0.00 ₺ 367'386.07 −₺ 994.63
Wise 61.3980 CHF 16.39 ₺ 367'381.69 −₺ 999.01

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TRY per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TRY on every transfer from Switzerland.

Right now, Key Currency pays 367’459.75 TRY on 6’000 CHF, which is 920.95 TRY less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Turkey.

We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 58 comparisons

    Cheapest in 93% of them

  2. Regency FXAppeared in 85 comparisons

    Cheapest in 27% of them

  3. WiseAppeared in 115 comparisons

    Cheapest in 31% of them

Based on 119 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Regency FX (today's second cheapest) was the cheapest in only 27% of its comparisons, so it's rarely the cheapest option for transfers to Turkey.

Ways to send money from Switzerland to Turkey

8 companies send money from Switzerland to Turkey, across currency broker, online, app, multi-currency account, and global business account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6’000 CHF gets your recipient 367’381.69 TRY.

The fee is 16.39 CHF, with a 0% markup on top of the CHF/TRY rate.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in TRY (be it payments or travelling).

Wise converts CHF 6’000 with a 0% exchange-rate markup and lets you hold CHF and TRY in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.16.39 on a fr.6’000 transfer, and the money lands within 3 hours.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to Turkey.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Turkey or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/TRY).

I suggest , since the more TRY you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/TRY rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Turkey.

A global account lets you hold TRY alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive TRY in Turkey

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 367’459.75 TRY.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Turkey.

In Turkey, they can get TRY delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    ₺367,460

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    ₺361,682

    -₺5,778

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    ₺361,086

    -₺6,374

Things to know before sending CHF to Turkey

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/TRY transfer options

For a CHF 6’000 transfer to Turkey, these are the best options in our comparison.

Cheapest way to send money to Turkey

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 367’459.75 TRY, which is 0.02% more than the next best option.

Fastest way to send money to Turkey

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 363’701.46 TRY in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to TRY requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 8 of them sending CHF to Turkey, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 119 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/TRY transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.