We’ve compared 7 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you $7,954.54 with Regency FX at 1.3258 USD per GBP, about 0.1% more than the next best option.
| 7 of 7 providers Last updated on 28 October 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/USD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £22.53 1 GBP = 1.3295 USD -0.01% vs mid-market | Recipient gets $7,946.75 Same day | |
Ways to receive money in Ecuador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £22.531 GBP = 1.3295 USD $7,946.75You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 1.3193 USD +0.76% vs mid-market | Recipient gets $7,915.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.3193 USD $7,915.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Ecuador deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much GBP you're planning to spend in Ecuador. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 1.3258 USD +0.27% vs mid-market | Recipient gets $7,954.54 Minutes - 24 hours | |
Ways to receive money in Ecuador with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.3258 USD $7,954.54You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £22.53 1 GBP = 1.3295 USD -0.01% vs mid-market | Recipient gets $7,946.75 Same day | |
Ways to receive money in Ecuador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £22.531 GBP = 1.3295 USD $7,946.75You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £41.52 1 GBP = 1.3295 USD -0.01% vs mid-market | Recipient gets $7,921.50 Same day | |
Ways to receive money in Ecuador with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £41.521 GBP = 1.3295 USD $7,921.50You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 1.3193 USD +0.76% vs mid-market | Recipient gets $7,915.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.3193 USD $7,915.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 1.3193 USD +0.76% vs mid-market | Recipient gets $7,915.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.3193 USD $7,915.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 1.3193 USD +0.76% vs mid-market | Recipient gets $7,915.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.3193 USD $7,915.80You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 1.3182 USD +0.84% vs mid-market | Recipient gets $7,909.20 Minutes - 24 hours | |
Ways to receive money in Ecuador with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 GBP = 1.3182 USD $7,909.20You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.3049 USD $7,829.40You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.3049 USD $7,829.40You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 1.3182 USD +0.84% vs mid-market | Recipient gets $7,909.20 Minutes - 24 hours | |
Ways to receive money in Ecuador with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 GBP = 1.3182 USD $7,909.20You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.3049 USD $7,829.40You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.3049 USD $7,829.40You pay£6,004.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £50.75 1 GBP = 1.3273 USD +0.15% vs mid-market | Recipient gets $7,896.63 Within minutes | |
Ways to receive money in Ecuador with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £50.751 GBP = 1.3273 USD $7,896.63You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 1.3100 USD +1.47% vs mid-market | Recipient gets $7,860.00 Minutes | |
Ways to receive money in Ecuador with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 GBP = 1.3100 USD $7,860.00You pay£6,000.00 Cash pickupMinutesAvailable via:Delgado Cash Pickup, Easypagos Cash Pickup, Global Envios Cash Pickup Free1 GBP = 1.3100 USD $7,860.00You pay£6,000.00 Card depositMinutesAvailable via:Pay To Card £1.471 GBP = 1.3100 USD $7,860.00You pay£6,001.47 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 1.3049 USD +1.86% vs mid-market | Recipient gets $7,829.40 Minutes - 24 hours | |
Ways to receive money in Ecuador with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.3049 USD $7,829.40You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.3049 USD $7,829.40You pay£6,004.99 | |||
| Wise Pay via Credit card | Fee £155.29 1 GBP = 1.3295 USD -0.01% vs mid-market | Recipient gets $7,770.25 Same day | |
Ways to receive money in Ecuador with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £155.291 GBP = 1.3295 USD $7,770.25You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 1.2930 USD +2.77% vs mid-market | Recipient gets $7,758.24 Minutes - 5 days | |
Ways to receive money in Ecuador with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 1.2930 USD $7,758.24You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 1.3273 USD +0.15% vs mid-market | Recipient gets $7,714.45 Within minutes | |
Ways to receive money in Ecuador with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 1.3273 USD $7,714.45You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 1.3293 USD Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to Ecuador, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 23 of the 27 days it quoted £6,000 transfers to Ecuador.
On a 6,000 GBP transfer, Regency FX delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/USD rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
How much GBP you send to Ecuador heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 86% of the transfers from £6,000 it quoted, and in 86% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.08% | £0.00 | $664.15with debit card to bank deposit | +$5.94 | |
| £1,000 | -0.28% | £0.00 | $1,331.50with debit card to bank deposit | +$21.06 | |
| £2,000 | -0.26% | £0.00 | $2,663.00with debit card to bank deposit | +$41.15 | |
| £6,000This page | 0.27% | £0.00 | $7,954.54with bank transfer to bank deposit | +$81.86 | |
| £10,000 | 0.27% | £0.00 | $13,256.94with bank transfer to bank deposit | +$137.27 | |
| £50,000 | 0.24% | £0.00 | $66,240.00with bank transfer to bank deposit | +$465.32 | |
| £250,000 | 0.20% | £0.00 | $331,581.26with bank transfer to bank deposit | +$2,718.08 |
Mid-market rate: 1 GBP = 1.3293 USD
The cheapest way to send GBP to USD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Ecuador.
Wed, 28 Oct 2026Mid-market rate$7,976.08 Regency FX $7,954.54 Barclays $7,758.24Regency FX$7,954.54Wise$7,946.75Xe$7,915.80Extra cost of a bank$196.30
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3234 | – | $7,940.34 | |
| | 1.3198 | £0.00 | $7,918.90 | −$21.44 |
| | 1.3236 | £22.53 | $7,911.48 | −$28.86 |
| | 1.3136 | £0.00 | $7,881.60 | −$58.74 |
| | 1.2884 | £0.00 | $7,730.50 | −$209.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3264 | – | $7,958.24 | |
| | 1.3228 | £0.00 | $7,936.76 | −$21.48 |
| | 1.3264 | £22.53 | $7,928.82 | −$29.42 |
| | 1.3165 | £0.00 | $7,899.00 | −$59.24 |
| | 1.2877 | £0.00 | $7,726.12 | −$232.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3229 | – | $7,937.19 | |
| | 1.3193 | £0.00 | $7,915.76 | −$21.43 |
| | 1.3227 | £22.53 | $7,906.40 | −$30.79 |
| | 1.3131 | £0.00 | $7,878.60 | −$58.59 |
| | 1.2901 | £0.00 | $7,740.48 | −$196.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3211 | – | $7,926.81 | |
| | 1.3176 | £0.00 | $7,905.41 | −$21.40 |
| | 1.3211 | £22.53 | $7,896.54 | −$30.27 |
| | 1.3112 | £0.00 | $7,867.20 | −$59.61 |
| | 1.2870 | £0.00 | $7,721.82 | −$204.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3243 | – | $7,945.80 | |
| | 1.3207 | £0.00 | $7,924.35 | −$21.45 |
| | 1.3239 | £22.53 | $7,913.57 | −$32.23 |
| | 1.3091 | £0.00 | $7,854.60 | −$91.20 |
| | 1.2862 | £0.00 | $7,717.10 | −$228.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3211 | – | $7,926.30 | |
| | 1.3239 | £22.53 | $7,913.57 | −$12.73 |
| | 1.3175 | £0.00 | $7,904.90 | −$21.40 |
| | 1.3091 | £0.00 | $7,854.60 | −$71.70 |
| | 1.2862 | £0.00 | $7,717.10 | −$209.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3226 | – | $7,935.72 | |
| | 1.3190 | £0.00 | $7,914.29 | −$21.43 |
| | 1.3226 | £22.53 | $7,905.80 | −$29.92 |
| | 1.3125 | £0.00 | $7,875.00 | −$60.72 |
| | 1.2841 | £0.00 | $7,704.56 | −$231.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3229 | – | $7,937.51 | |
| | 1.3193 | £0.00 | $7,916.08 | −$21.43 |
| | 1.3232 | £22.53 | $7,909.09 | −$28.42 |
| | 1.3133 | £0.00 | $7,879.80 | −$57.71 |
| | 1.2841 | £0.00 | $7,704.56 | −$232.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3244 | – | $7,946.50 | |
| | 1.3208 | £0.00 | $7,925.04 | −$21.46 |
| | 1.3242 | £22.53 | $7,915.66 | −$30.84 |
| | 1.3146 | £0.00 | $7,887.60 | −$58.90 |
| | 1.2849 | £0.00 | $7,709.23 | −$237.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3201 | – | $7,920.85 | |
| | 1.3166 | £0.00 | $7,899.46 | −$21.39 |
| | 1.3200 | £22.53 | $7,890.56 | −$30.29 |
| | 1.3101 | £0.00 | $7,860.60 | −$60.25 |
| | 1.2850 | £0.00 | $7,709.97 | −$210.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3238 | – | $7,942.55 | |
| | 1.3202 | £0.00 | $7,921.10 | −$21.45 |
| | 1.3238 | £22.53 | $7,913.27 | −$29.28 |
| | 1.3141 | £0.00 | $7,884.60 | −$57.95 |
| | 1.2850 | £0.00 | $7,709.97 | −$232.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3241 | – | $7,944.90 | |
| | 1.3206 | £0.00 | $7,923.45 | −$21.45 |
| | 1.3235 | £22.53 | $7,911.18 | −$33.72 |
| | 1.3061 | £0.00 | $7,836.60 | −$108.30 |
| | 1.2871 | £0.00 | $7,722.78 | −$222.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3241 | – | $7,944.90 | |
| | 1.3206 | £0.00 | $7,923.45 | −$21.45 |
| | 1.3235 | £22.53 | $7,911.18 | −$33.72 |
| | 1.3060 | £0.00 | $7,836.00 | −$108.90 |
| | 1.2871 | £0.00 | $7,722.78 | −$222.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
 | 1.3243 | £0.00 | $7,945.80 | – |
| | 1.3242 | £22.53 | $7,915.37 | – |
 | 1.3157 | £0.00 | $7,894.49 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3238 | – | $7,942.84 | |
| | 1.3202 | £0.00 | $7,921.39 | −$21.45 |
| | 1.3236 | £22.53 | $7,912.08 | −$30.76 |
| | 1.3132 | £0.00 | $7,879.20 | −$63.64 |
| | 1.2876 | £0.00 | $7,725.40 | −$217.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3154 | – | $7,892.19 | |
| | 1.3129 | £0.00 | $7,877.40 | −$14.79 |
| | 1.3118 | £0.00 | $7,870.88 | −$21.31 |
| | 1.3155 | £22.53 | $7,863.66 | −$28.53 |
| | 1.3056 | £0.00 | $7,833.60 | −$58.59 |
| Bank No quote collected this day | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3245 | – | $7,947.07 | |
| | 1.3209 | £0.00 | $7,925.61 | −$21.46 |
| | 1.3244 | £22.53 | $7,916.86 | −$30.21 |
| | 1.3146 | £0.00 | $7,887.60 | −$59.47 |
| | 1.2787 | £0.00 | $7,672.21 | −$274.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3321 | – | $7,992.70 | |
| | 1.3285 | £0.00 | $7,971.12 | −$21.58 |
| | 1.3322 | £22.53 | $7,963.19 | −$29.51 |
| | 1.3224 | £0.00 | $7,934.40 | −$58.30 |
| | 1.2954 | £0.00 | $7,772.31 | −$220.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3296 | – | $7,977.90 | |
| | 1.3326 | £22.53 | $7,965.88 | −$12.02 |
| | 1.3261 | £0.00 | $7,956.36 | −$21.54 |
| | 1.3142 | £0.00 | $7,885.20 | −$92.70 |
| | 1.2957 | £0.00 | $7,774.43 | −$203.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3296 | – | $7,977.90 | |
| | 1.3326 | £22.53 | $7,965.88 | −$12.02 |
| | 1.3261 | £0.00 | $7,956.36 | −$21.54 |
| | 1.3141 | £0.00 | $7,884.60 | −$93.30 |
| | 1.2957 | £0.00 | $7,774.43 | −$203.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3325 | – | $7,995.20 | |
| | 1.3289 | £0.00 | $7,973.61 | −$21.59 |
| | 1.3325 | £22.53 | $7,965.28 | −$29.92 |
| | 1.3224 | £0.00 | $7,934.40 | −$60.80 |
| | 1.2947 | £0.00 | $7,768.02 | −$227.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3348 | – | $8,009.08 | |
| | 1.3312 | £0.00 | $7,987.45 | −$21.63 |
| | 1.3350 | £22.53 | $7,979.62 | −$29.46 |
| | 1.3248 | £0.00 | $7,948.80 | −$60.28 |
| | 1.2947 | £0.00 | $7,768.02 | −$241.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3395 | – | $8,037.02 | |
| | 1.3359 | £0.00 | $8,015.32 | −$21.70 |
| | 1.3395 | £22.53 | $8,006.52 | −$30.50 |
| | 1.3292 | £0.00 | $7,975.20 | −$61.82 |
| | 1.3022 | £0.00 | $7,813.07 | −$223.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3408 | – | $8,044.67 | |
| | 1.3372 | £0.00 | $8,022.95 | −$21.72 |
| | 1.3409 | £22.53 | $8,014.89 | −$29.78 |
| | 1.3308 | £0.00 | $7,984.80 | −$59.87 |
| | 1.3022 | £0.00 | $7,813.07 | −$231.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.3375 | £0.00 | $8,025.00 | – |
| | 1.3338 | £0.00 | $8,002.93 | – |
| | 1.3379 | £22.53 | $7,997.56 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3375 | – | $8,024.70 | |
| | 1.3338 | £0.00 | $8,003.03 | −$21.67 |
| | 1.3377 | £22.53 | $7,996.06 | −$28.64 |
| | 1.3186 | £0.00 | $7,911.60 | −$113.10 |
| | 1.3009 | £0.00 | $7,805.11 | −$219.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3375 | – | $8,024.70 | |
| | 1.3338 | £0.00 | $8,003.03 | −$21.67 |
| | 1.3377 | £22.53 | $7,996.06 | −$28.64 |
| | 1.3174 | £0.00 | $7,904.40 | −$120.30 |
| | 1.3009 | £0.00 | $7,805.11 | −$219.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.3362 | £0.00 | $8,017.20 | – |
| | 1.3351 | £22.53 | $7,980.22 | – |
| | 1.3296 | £0.00 | $7,977.87 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3324 | – | $7,994.62 | |
| | 1.3288 | £0.00 | $7,973.03 | −$21.59 |
| | 1.3325 | £22.53 | $7,964.98 | −$29.64 |
| | 1.3223 | £0.00 | $7,933.80 | −$60.82 |
| | 1.2955 | £0.00 | $7,773.02 | −$221.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.3293 | – | $7,976.08 | |
| | 1.3258 | £0.00 | $7,954.54 | −$21.54 |
| | 1.3295 | £22.53 | $7,946.75 | −$29.33 |
| | 1.3193 | £0.00 | $7,915.80 | −$60.28 |
| | 1.2930 | £0.00 | $7,758.24 | −$217.84 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.3293 | – | $7,976.08 | |
|---|---|---|---|---|
| Bank No quote collected this day | – | – | – | – |
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Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more USD per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of USD on every transfer from UK.
Right now, Regency FX pays 7,954.54 USD on 6,000 GBP, which is 21.54 USD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 8,025 USD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ecuador.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest in 92% of them
Never the cheapest
Cheapest in 5% of them
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest in 86% of them
Cheapest in 6% of them
Cheapest in 1% of them
Never the cheapest
Based on 196 comparisons across 7 amounts over the last 30 days.
Cheapest in 89% of them
Cheapest in 2% of them
Cheapest in 1% of them
Never the cheapest
Based on 445 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most USD, and it was also the cheapest in 86% of the 102 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Ecuador.
Wise (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Ecuador.
There are many ways to send money to Ecuador from the UK, including app, online, broker, multi-currency account, global account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to Ecuador, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £22.53 in fees, has -0.01% markup, lets you save recipient details, and USD will arrive in minutes.
Over the past month, Wise was the cheapest app on 87% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized USD transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 7 companies we compared, Wise is the cheapest online service and will get you $7,946.75 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Ecuador, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/USD rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 98% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to Ecuador, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Ecuador will be able to collect $7,909.2 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 90% of days in the past month.
For spending and receiving
Multi-currency accounts let you hold and spend US Dollars abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to USD will get you $7,946.75 after fees.
If you don’t have USD in your account, your GBP will auto-convert whenever you pay with Wise in Ecuador.
Once you have USD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Ecuador, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to Ecuador.
On a £6,000 transfer, banks like Barclays will add 2.77% markup, getting you $7,758.24 vs $7,954.54 with Regency FX.
We found Barclays was the cheapest bank on 26 of the 29 days it appeared for this amount.
Pay-in and pay-out methods will affect how much GBP you deposit and how much USD your recipient gets. Use the table below to see how different options change how much you pay and what they get.
Our data shows that Regency FX gets your recipient 196.3 USD more than Barclays, today's cheapest bank, on the same £6,000.
The overall best and cheapest way to send £6,000 to Ecuador is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive USD.
You have 3 pay-in options for transfers to Ecuador, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is debit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Ecuador by bank deposit, card deposit, and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Ecuador is with card deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you $7,909.2 on a £6,000 transfer).
Digital wallets
Your recipient can receive USD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
$7,955
Cheapest
You pay £6,000.00
$7,922
-$33
You pay £6,000.00
$7,916
-$39
You pay £6,000.00
$7,909
-$45
You pay £6,000.00
$7,909
-$45
You pay £6,000.00
$7,860
-$95
You pay £6,004.99
$7,829
-$125
You pay £6,004.99
$7,829
-$125
There are a few nuances you should consider before sending GBP to Ecuador such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to Ecuador:
Cheapest way to send money to Ecuador
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get $7,954.54, which is 0.1% more than the next best option.
Fastest way to send money to Ecuador
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get $7,896.63 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/USD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 7,954.54 USD, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like Barclays on the other hand, will get you $7,758.24, that’s £0 in fees but 2.77% in FX fees.
There is no UK tax for the act of sending money to Ecuador.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 7 regulated companies offering money transfers from the UK to Ecuador in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/USD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/USD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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