Revolut is the fastest way to send money from Spain to Ecuador, with transfers arriving in within minutes.
For the cheapest option, Regency FX will get you 7,945.8 USD on 7,000 EUR transfer.
| 2 of 2 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/USD transfers | |||
| Promoted  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1351 USD +0.27% vs mid-market | Recipient gets $7,945.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1351 USD $7,945.80You pay€7,000.00 | |||
Run a live search Showing top Spain to Ecuador deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in Ecuador. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1351 USD +0.27% vs mid-market | Recipient gets $7,945.80 Minutes - 24 hours | |
Ways to receive money in Ecuador with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1351 USD $7,945.80You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.1359 USD +0.20% vs mid-market | Recipient gets $7,871.03 Within minutes | |
Ways to receive money in Ecuador with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1.1359 USD $7,871.03You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.1359 USD +0.20% vs mid-market | Recipient gets $7,700.08 Within minutes | |
Ways to receive money in Ecuador with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.1359 USD $7,700.08You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.1382 USD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to Ecuador, I suggest picking Regency FX, it will get you the most Ecuador
The best option will change depending on the amount, so it's good to to get the best EUR/USD rate today.
You have 2 ways to pay, including bank transfer and debit card.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
How much EUR you send to Ecuador heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -1.59% | €0.00 | $578.14with debit card to bank deposit | +$18.90 | |
| €1,000 | 0.10% | €0.00 | $1,136.40with bank transfer to bank deposit | +$9.86 | |
| €2,000 | 0.50% | €0.00 | $2,264.07with debit card to bank deposit | +$10.63 | |
| €7,000This page | 0.27% | €0.00 | $7,945.80with bank transfer to bank deposit | +$106.83 | |
| €10,000 | 0.27% | €0.00 | $11,351.14with bank transfer to bank deposit | +$85.27 |
Mid-market rate: 1 EUR = 1.1382 USD
2 companies send money from Spain to Ecuador, across broker, app, multi-currency account, and global account, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to Ecuador.
Revolut charges €70.5 on a €7,000 transfer and pays out 7,871.03 USD in within minutes.
You can pay for the transfers via bank transfer and debit card, but Bizum is usually not accepted as a funding method.
Sending large amounts
Currency brokers are best for sending €10,000+ to Ecuador. This can be things like selling property, moving a pension, moving back home, etc…
Regency FX charges no fee and works on a margin (~0.27% on EUR/USD), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive USD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive USD like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with USD support is offered by Revolut.
For example, converting €7,000 gets you 7,871.03 USD.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Ecuador.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much USD they get.
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,945.8 USD.
For funding your transfer from Spain, you can use bank transfer and debit card.
Bizum only supports domestic transfers in Spain, so it cannot send money to Ecuador directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to Ecuador depends on the company's payout time and delivery method.
In Ecuador, the recipient can use bank deposit to receive money.
Collect cash in Ecuador
Some locutorios in Spain can arrange international transfers to Ecuador.
Check that the location serves Ecuador and whether it accepts card or cash before visiting.
You pay €7,000.00
$7,946
Cheapest
You pay €7,000.00
$7,700
-$246
Here are a few things to know before sending money from Spain to Ecuador.
These are the current best options for sending €7,000 to Ecuador:
Cheapest option
Use $7,945.8, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,945.8 USD, which is 0.94% more than the next best option.
Fastest option
With Revolut, a bank transfer payment to bank deposit gives your recipient 7,871.03 USD in within minutes.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to Ecuador is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Ecuador.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much USD your recipient gets. A weekly comparison makes it easier to judge today's EUR/USD rate.
Mid-market rate:1 EUR = 1.137062 USD
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 2 of them on EUR to USD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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