Best companies for EUR/USD transfers
6 of 6 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/USD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €34.28 1 EUR = 1.1240 USD 0.00% vs mid-market	Recipient gets $7,829.12 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ecuador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.281 EUR = 1.1240 USD $7,829.12You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.1178 USD +0.54% vs mid-market	Recipient gets $7,824.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Ecuador with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1178 USD $7,824.60You pay€7,000.00
Run a live search Showing top Spain to Ecuador deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates.
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in Ecuador.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1.1209 USD +0.27% vs mid-market	Recipient gets $7,846.05 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Ecuador with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1209 USD $7,846.05You pay€7,000.00
Wise Pay via Bank transfer	Fee €34.28 1 EUR = 1.1240 USD 0.00% vs mid-market	Recipient gets $7,829.12 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ecuador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.281 EUR = 1.1240 USD $7,829.12You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.1178 USD +0.54% vs mid-market	Recipient gets $7,824.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Ecuador with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1178 USD $7,824.60You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.1178 USD +0.54% vs mid-market	Recipient gets $7,824.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Ecuador with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1178 USD $7,824.60You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.1178 USD +0.54% vs mid-market	Recipient gets $7,824.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Ecuador with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1178 USD $7,824.60You pay€7,000.00
Wise Pay via iDEAL	Fee €44.42 1 EUR = 1.1240 USD 0.00% vs mid-market	Recipient gets $7,817.72 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ecuador with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.421 EUR = 1.1240 USD $7,817.72You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.99 1 EUR = 1.1114 USD +1.12% vs mid-market	Recipient gets $7,779.80 Minutes - 24 hours
2 reviews
Ways to receive money in Ecuador with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €1.991 EUR = 1.1114 USD $7,779.80You pay€7,001.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.1080 USD $7,756.00You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.1059 USD $7,741.30You pay€7,001.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.99 1 EUR = 1.1114 USD +1.12% vs mid-market	Recipient gets $7,779.80 Minutes - 24 hours
2 reviews
Ways to receive money in Ecuador with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €1.991 EUR = 1.1114 USD $7,779.80You pay€7,001.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.1080 USD $7,756.00You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.1059 USD $7,741.30You pay€7,001.99
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.85 1 EUR = 1.1206 USD +0.29% vs mid-market	Recipient gets $7,776.08 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Ecuador with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.851 EUR = 1.1206 USD $7,776.08You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 1.1100 USD +1.24% vs mid-market	Recipient gets $7,770.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Ecuador with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.1100 USD $7,770.00You pay€7,000.00 Cash pickupMinutesAvailable via:Delgado Cash Pickup, Easypagos Cash Pickup, Global Envios Cash Pickup Free1 EUR = 1.1100 USD $7,770.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €1.701 EUR = 1.1100 USD $7,770.00You pay€7,001.70
Wise Pay via Debit card	Fee €89.31 1 EUR = 1.1240 USD 0.00% vs mid-market	Recipient gets $7,767.27 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ecuador with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €89.311 EUR = 1.1240 USD $7,767.27You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €5.90 1 EUR = 1.1080 USD +1.42% vs mid-market	Recipient gets $7,756.00 Minutes - 24 hours
2 reviews
Ways to receive money in Ecuador with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €5.901 EUR = 1.1080 USD $7,756.00You pay€7,005.90 Bank depositMinutes - 24 hoursAvailable via:All Banks €5.501 EUR = 1.1059 USD $7,741.30You pay€7,005.50
Wise Pay via Credit card	Fee €131.35 1 EUR = 1.1240 USD 0.00% vs mid-market	Recipient gets $7,720.02 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ecuador with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €131.351 EUR = 1.1240 USD $7,720.02You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 1.1206 USD +0.29% vs mid-market	Recipient gets $7,596.62 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Ecuador with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.1206 USD $7,596.62You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 1.1239 USD Updates every 60 minutes.

Why compare

EUR/USD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Ecuador

Pick a company

For a one-off transfer from Spain to Ecuador, I suggest picking Regency FX, it will get you the most USD.

Regency FX was the cheapest on 20 of the 26 days it quoted €7,000 transfers to Ecuador.

The best option will change depending on the amount, so it's good to to get the best EUR/USD rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Ecuador?

How much EUR you send to Ecuador heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 78% of the transfers from €5,000 it quoted, and in 78% of all the transfers it quoted.


€500	-2.69%	€0.00	$576.65with debit card to bank deposit	+$24.33
€1,000	-0.27%	€0.00	$1,125.90with debit card to bank deposit	+$19.86
€2,000	0.01%	€10.89	$2,232.88with bank transfer to bank deposit	+$10.93
€5,000	0.16%	€0.00	$5,606.50with debit card to bank deposit	+$47.94
€7,000This page	0.27%	€0.00	$7,846.05with bank transfer to bank deposit	+$66.60
€10,000	0.15%	€0.00	$11,222.00with debit card to bank deposit	+$97.07

Mid-market rate: 1 EUR = 1.1239 USD

EUR/USD Exchange Rate History

Is today a good time to send money from Spain to Ecuador?

The cheapest way to send EUR to USD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Ecuador.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more USD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 7,846.05 USD on 7,000 EUR, which is 21.24 USD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,848.58 USD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ecuador.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Regency FXAppeared in 55 comparisons
Cheapest in 78% of them
WiseAppeared in 179 comparisons
Cheapest in 7% of them
XeAppeared in 141 comparisons
Cheapest in 13% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Ecuador.

Ways to send money from Spain to Ecuador

6 companies send money from Spain to Ecuador, across app, online, currency broker, multi-currency account, global business account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Ecuador.

Wise charges €34.28 on a €7,000 transfer and pays out 7,829.12 USD in same day.

Over the past month, Wise was the cheapest app on 43% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Ecuador.

Our data shows MoneyGram came out cheapest among in-person options on 90% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Ecuador, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 7,829.12 USD with a €34.28 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 13 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Ecuador. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 84% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive USD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive USD like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with USD support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 7,829.12 USD.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Ecuador.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive USD in Ecuador

How you fund the transfer and how your recipient receives it affect the fees and how much USD they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,846.05 USD.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Ecuador directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Ecuador depends on the company's payout time and delivery method.

In Ecuador, the recipient can use bank deposit, card deposit, and cash pickup to receive money.

Collect cash in Ecuador

Your recipient can collect USD from a participating MoneyGram location in Ecuador.

1

Bank transfer Bank deposit

You pay €7,000.00

$7,846

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

$7,825

-$21
3

Credit card Bank deposit

You pay €7,000.00

$7,825

-$21
4

iDEAL Bank deposit

You pay €7,000.00

$7,818

-$28
5

Debit card Card deposit

You pay €7,001.99

$7,780

-$66

Show moreShow less

6

Credit card Card deposit

You pay €7,001.99

$7,780

-$66
7

Debit card Cash pickup

You pay €7,000.00

$7,770

-$76
8

Bank transfer Cash pickup

You pay €7,005.90

$7,756

-$90
9

Credit card Cash pickup

You pay €7,004.99

$7,756

-$90

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Ecuador.

Find the best EUR/USD transfer

These are the current best options for sending €7,000 to Ecuador:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,846.05 USD, which is 0.22% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 7,776.08 USD, and its delivery time is within minutes.

SEPA & USD are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Ecuador is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Ecuador.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 6 of them on EUR to USD, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/USD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

Send money to Ecuador

Send money from United States to Ecuador Send money from Brazil to Ecuador Send money from Australia to Ecuador Send money from Canada to Ecuador Send money from United Kingdom to Ecuador

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1205	–	$7,843.31
Regency FX Cheapest	1.1174	€0.00	$7,822.13	−$21.18
Wise	1.1204	€34.28	$7,804.39	−$38.92
Xe	1.1139	€0.00	$7,797.30	−$46.01

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1179	–	$7,825.08
Regency FX Cheapest	1.1148	€0.00	$7,803.95	−$21.13
Wise	1.1179	€34.28	$7,786.63	−$38.45
Xe	1.1121	€0.00	$7,784.70	−$40.38

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1126	–	$7,787.91
MoneyGram Cheapest	1.1114	€1.99	$7,779.80	−$8.11
Regency FX	1.1096	€0.00	$7,766.88	−$21.03
Wise	1.1126	€34.28	$7,750.41	−$37.50
Xe	1.1065	€0.00	$7,745.50	−$42.41

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1206	–	$7,843.98
Regency FX Cheapest	1.1175	€0.00	$7,822.80	−$21.18
Xe	1.1151	€0.00	$7,805.70	−$38.28
Wise	1.1205	€34.28	$7,805.09	−$38.89

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1242	–	$7,869.67
Regency FX Cheapest	1.1212	€0.00	$7,848.42	−$21.25
Wise	1.1243	€34.28	$7,831.91	−$37.76
Xe	1.1183	€0.00	$7,828.10	−$41.57

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1237	–	$7,866.02
Regency FX Cheapest	1.1207	€0.00	$7,844.78	−$21.24
Wise	1.1239	€34.28	$7,828.42	−$37.60
Xe	1.1099	€0.00	$7,769.30	−$96.72

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
MoneyGram Cheapest	1.1173	€1.99	$7,821.10	–
Wise	1.1209	€34.28	$7,808.22	–
Regency FX No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1232	–	$7,862.34
Regency FX Cheapest	1.1202	€0.00	$7,841.12	−$21.22
Wise	1.1231	€34.28	$7,823.20	−$39.14
Xe	1.1175	€0.00	$7,822.50	−$39.84

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1218	–	$7,852.29
Regency FX Cheapest	1.1187	€0.00	$7,831.09	−$21.20
Wise	1.1218	€34.28	$7,813.80	−$38.49
Xe	1.1158	€0.00	$7,810.60	−$41.69

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1235	–	$7,864.37
Regency FX Cheapest	1.1204	€0.00	$7,843.14	−$21.23
Wise	1.1236	€34.28	$7,826.68	−$37.69
Xe	1.1171	€0.00	$7,819.70	−$44.67

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1192	–	$7,834.71
Regency FX Cheapest	1.1162	€0.00	$7,813.55	−$21.16
Wise	1.1194	€34.28	$7,797.43	−$37.28
Xe	1.1134	€0.00	$7,793.80	−$40.91

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1202	–	$7,841.64
Regency FX Cheapest	1.1172	€0.00	$7,820.47	−$21.17
Wise	1.1203	€34.28	$7,804.04	−$37.60
Xe	1.1071	€0.00	$7,749.70	−$91.94

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1212	–	$7,848.24
Regency FX Cheapest	1.1181	€0.00	$7,827.05	−$21.19
Wise	1.1212	€34.28	$7,809.97	−$38.27
Xe	1.1144	€0.00	$7,800.80	−$47.44

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1158	–	$7,810.40
MoneyGram Cheapest	1.1128	€1.99	$7,789.60	−$20.80
Regency FX	1.1128	€0.00	$7,789.32	−$21.08
Wise	1.1157	€34.28	$7,771.31	−$39.09
Xe	1.1094	€0.00	$7,765.80	−$44.60

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1126	–	$7,788.34
Regency FX Cheapest	1.1096	€0.00	$7,767.31	−$21.03
Wise	1.1125	€34.28	$7,749.71	−$38.63
Xe	1.1064	€0.00	$7,744.80	−$43.54

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1138	–	$7,796.31
Xe Cheapest	1.1121	€0.00	$7,784.70	−$11.61
Regency FX	1.1108	€0.00	$7,775.26	−$21.05
Wise	1.1138	€34.28	$7,758.07	−$38.24

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Western Union Cheapest	1.1155	€0.00	$7,808.80	–
Wise	1.1198	€34.28	$7,799.86	–
Regency FX No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1202	–	$7,841.46
Xe Cheapest	1.1184	€0.00	$7,828.80	−$12.66
Regency FX	1.1172	€0.00	$7,820.29	−$21.17
Wise	1.1202	€34.28	$7,803.35	−$38.11

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1192	–	$7,834.62
Xe Cheapest	1.1173	€0.00	$7,821.10	−$13.52
Regency FX	1.1162	€0.00	$7,813.47	−$21.15
Wise	1.1193	€34.28	$7,796.38	−$38.24

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Western Union Cheapest	1.1208	€0.00	$7,845.79	–
Wise	1.1245	€34.28	$7,832.95	–
Regency FX No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1177	–	$7,824.03
MoneyGram Cheapest	1.1189	€4.99	$7,832.30	+$8.27
Xe	1.1157	€0.00	$7,809.90	−$14.13
Regency FX	1.1147	€0.00	$7,802.90	−$21.13
Wise	1.1178	€34.28	$7,785.93	−$38.10

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1151	–	$7,805.50
Regency FX Cheapest	1.1121	€0.00	$7,784.42	−$21.08
Wise	1.1140	€34.28	$7,760.16	−$45.34
Xe	1.1004	€0.00	$7,702.80	−$102.70

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1188	–	$7,831.29
Regency FX Cheapest	1.1157	€0.00	$7,810.15	−$21.14
Wise	1.1187	€34.28	$7,792.55	−$38.74
Xe	1.1122	€0.00	$7,785.40	−$45.89

Tue, 10 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.1239	–	$7,867.29
Regency FX Cheapest	1.1209	€0.00	$7,846.05	−$21.24
Wise	1.1240	€34.28	$7,829.12	−$38.17
Xe	1.1178	€0.00	$7,824.60	−$42.69

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