How to send money to Ecuador from Australia with the best AUD-USD rate

Of the 9 companies we analysed, Revolut is the cheapest app overall for sending A$2,000 to Ecuador.

On a 2,000 AUD transfer it will get your recipient 1,402.51 USD.

Best companies for AUD/USD transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/USD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $8.44 1 AUD = 0.7032 USD -0.01% vs mid-market Recipient gets $1,400.46 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Ecuador with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7032 USD
$1,400.46You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 0.7002 USD +0.41% vs mid-market Recipient gets $1,400.44 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Ecuador with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.7002 USD
$1,400.44You pay$2,000.00

Run a live search

Showing top Australia to Ecuador deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 0.7023 USD +0.11% vs mid-market Recipient gets $1,402.51 Within minutes
CheapestFastest
Receive to bank account

Ways to receive money in Ecuador with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 0.7023 USD
$1,402.51You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $8.44 1 AUD = 0.7032 USD -0.01% vs mid-market Recipient gets $1,400.46 Same day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Ecuador with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7032 USD
$1,400.46You pay$2,000.00

Wise

Pay via Osko
Fees: $8.44 1 AUD = 0.7032 USD -0.01% vs mid-market Recipient gets $1,400.46 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Ecuador with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7032 USD
$1,400.46You pay$2,000.00

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 0.7002 USD +0.41% vs mid-market Recipient gets $1,400.44 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Ecuador with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.7002 USD
$1,400.44You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.7002 USD +0.41% vs mid-market Recipient gets $1,400.44 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Ecuador with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.7002 USD
$1,400.44You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 0.7002 USD +0.41% vs mid-market Recipient gets $1,400.44 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Ecuador with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.7002 USD
$1,400.44You pay$2,000.00

Wise

Pay via Debit Card
Fees: $13.98 1 AUD = 0.7032 USD -0.01% vs mid-market Recipient gets $1,396.57 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Ecuador with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$13.981 AUD = 0.7032 USD
$1,396.57You pay$2,000.00

Remitly

Pay via PayTo
Fees: $3.99 1 AUD = 0.6955 USD +1.09% vs mid-market Recipient gets $1,391.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Ecuador with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
$3.991 AUD = 0.6955 USD
$1,391.00You pay$2,003.99

Remitly

Pay via Debit Card
Fees: $5.99 1 AUD = 0.6955 USD +1.09% vs mid-market Recipient gets $1,391.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Ecuador with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$5.991 AUD = 0.6955 USD
$1,391.00You pay$2,005.99

Remitly

Pay via Credit Card
Fees: $5.99 1 AUD = 0.6955 USD +1.09% vs mid-market Recipient gets $1,391.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Ecuador with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$5.991 AUD = 0.6955 USD
$1,391.00You pay$2,005.99

Wise

Pay via Credit Card
Fees: $27.51 1 AUD = 0.7032 USD -0.01% vs mid-market Recipient gets $1,387.05 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Ecuador with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$27.511 AUD = 0.7032 USD
$1,387.05You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 0.6913 USD +1.69% vs mid-market Recipient gets $1,380.60 6-12 Hours

Ways to receive money in Ecuador with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.6913 USD
$1,380.60You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 0.6913 USD +1.69% vs mid-market Recipient gets $1,380.60 6-12 Hours

Ways to receive money in Ecuador with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.6913 USD
$1,380.60You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 0.6913 USD +1.69% vs mid-market Recipient gets $1,380.60 6-12 Hours

Ways to receive money in Ecuador with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.6913 USD
$1,380.60You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.6878 USD
$1,373.61You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 0.6900 USD +1.88% vs mid-market Recipient gets $1,380.00 Minutes
Receive to bank account

Ways to receive money in Ecuador with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 0.6900 USD
$1,380.00You pay$2,000.00
Cash pickupMinutesAvailable via:Delgado Cash Pickup, Easypagos Cash Pickup, Global Envios Cash Pickup
Free1 AUD = 0.6900 USD
$1,380.00You pay$2,000.00
Card depositMinutesAvailable via:Pay To Card
$2.781 AUD = 0.6900 USD
$1,380.00You pay$2,002.78
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 0.6891 USD +2.01% vs mid-market Recipient gets $1,378.20 6-12 Hours

Ways to receive money in Ecuador with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.6891 USD
$1,378.20You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6877 USD
$1,375.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 0.6891 USD +2.01% vs mid-market Recipient gets $1,378.20 6-12 Hours

Ways to receive money in Ecuador with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.6891 USD
$1,378.20You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6877 USD
$1,375.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $2.99 1 AUD = 0.6891 USD +2.01% vs mid-market Recipient gets $1,378.20 6-12 Hours

Ways to receive money in Ecuador with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.6891 USD
$1,378.20You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6877 USD
$1,375.40You pay$2,003.99

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.6859 USD +2.48% vs mid-market Recipient gets $1,371.71 3-5 Days
0 reviews

Ways to receive money in Ecuador with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 0.6859 USD
$1,371.71You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 0.6785 USD +3.56% vs mid-market Recipient gets $1,356.91 Next Day
Receive to bank account or cash pickup

Ways to receive money in Ecuador with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.6785 USD
$1,356.91You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.6785 USD +3.56% vs mid-market Recipient gets $1,356.91 Next Day
Receive to bank account or cash pickup

Ways to receive money in Ecuador with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.6785 USD
$1,356.91You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 0.7031 USD Updates every 60 minutes.

How to send money from Australia to Ecuador

Pick a company

Start with the cheapest, which is Revolut at 1,402.51 USD on A$2,000.

Revolut was the cheapest on 6 of the 29 days it quoted A$2,000 transfers to Ecuador.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, bank transfer, osko, payto, payid, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Ecuador?

How much AUD you send to Ecuador heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 16% of the transfers up to A$2,000 it quoted, and in 4% of all the transfers it quoted.

Cheapest service
$1,000-0.61%$3.99$707.70with payto to bank deposit+$14.42
$1,5000.00%$0.00$1,055.10with payid to bank deposit+$14.01
$2,000This page0.11%$3.00$1,402.51with bank transfer to bank deposit+$16.64
$3,0000.00%$11.83$2,101.43with bank transfer to bank deposit+$23.31
$7,5000.13%$0.00$5,266.73with debit card to bank deposit+$57.96
$12,0000.27%$0.00$8,413.94with bank transfer to bank deposit+$58.71
$15,0000.12%$0.00$10,533.45with bank transfer to bank deposit+$83.09
$50,0000.11%$0.00$35,135.00with bank transfer to bank deposit+$281.07
$100,0000.23%$0.00$70,148.00with bank transfer to bank deposit+$527.75
$250,0000.20%$0.00$175,429.69with bank transfer to bank deposit+$1,362.49
$500,0000.20%$0.00$350,742.61with bank transfer to bank deposit+$1,190.49

Mid-market rate: 1 AUD = 0.7031 USD

AUD/USD Exchange Rate History

Is today a good time to send money from Australia to Ecuador?

The cheapest way to send AUD to USD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 2,000 AUD transfers to Ecuador.

USD received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rate$1,406.20 Revolut $1,402.51 NAB $1,371.71Revolut$1,402.51Wise$1,400.46Xe$1,400.44Extra cost of a bank$30.80

1,340
1,360
1,380
1,400
1,420
At the mid-market rateWith the cheapest optionWith a bankRevolutWiseXe
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6985 – $1,397.04
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$10.92
Revolut 0.6975 $3.00 $1,392.83 −$4.21
Xe 0.6962 $0.00 $1,392.30 −$4.74
Wise 0.6985 $8.44 $1,391.01 −$6.03
NAB 0.6780 $0.00 $1,355.99 −$41.05
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6977 – $1,395.37
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$12.59
Revolut 0.6968 $3.00 $1,391.59 −$3.78
Xe 0.6955 $0.00 $1,391.00 −$4.37
Wise 0.6977 $8.44 $1,389.51 −$5.86
NAB 0.6803 $0.00 $1,360.54 −$34.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6953 – $1,390.57
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$17.39
Revolut 0.6942 $3.00 $1,386.36 −$4.21
Wise 0.6953 $8.44 $1,384.63 −$5.94
Xe 0.6922 $0.00 $1,384.44 −$6.13
NAB 0.6803 $0.00 $1,360.54 −$30.03
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6939 – $1,387.74
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$20.22
Revolut 0.6929 $3.00 $1,383.71 −$4.03
Xe 0.6916 $0.00 $1,383.22 −$4.52
Wise 0.6939 $8.44 $1,381.94 −$5.80
NAB 0.6782 $0.00 $1,356.35 −$31.39
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6929 – $1,385.80
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$22.16
Wise 0.6956 $8.44 $1,385.43 −$0.37
Xe 0.6904 $0.00 $1,380.88 −$4.92
Revolut 0.6933 $23.00 $1,370.65 −$15.15
NAB 0.6730 $0.00 $1,346.02 −$39.78
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6929 – $1,385.80
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$22.16
Wise 0.6956 $8.44 $1,385.43 −$0.37
Xe 0.6907 $0.00 $1,381.34 −$4.46
Revolut 0.6933 $23.00 $1,370.65 −$15.15
NAB 0.6730 $0.00 $1,346.02 −$39.78
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6944 – $1,388.82
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$19.14
Revolut 0.6934 $3.00 $1,384.62 −$4.20
Xe 0.6920 $0.00 $1,383.96 −$4.86
Wise 0.6944 $8.44 $1,382.94 −$5.88
NAB 0.6730 $0.00 $1,346.02 −$42.80
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6965 – $1,392.91
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$15.05
Revolut 0.6954 $3.00 $1,388.69 −$4.22
Wise 0.6965 $8.44 $1,387.02 −$5.89
Xe 0.6934 $0.00 $1,386.78 −$6.13
NAB 0.6769 $0.00 $1,353.71 −$39.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6969 – $1,393.82
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$14.14
Revolut 0.6960 $3.00 $1,389.84 −$3.98
Xe 0.6946 $0.00 $1,389.22 −$4.60
Wise 0.6968 $8.44 $1,387.82 −$6.00
NAB 0.6789 $0.00 $1,357.83 −$35.99
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6954 – $1,390.72
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$17.24
Revolut 0.6941 $3.00 $1,386.21 −$4.51
Xe 0.6929 $0.00 $1,385.82 −$4.90
Wise 0.6953 $8.44 $1,384.73 −$5.99
NAB 0.6790 $0.00 $1,357.99 −$32.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6983 – $1,396.60
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$11.36
Revolut 0.6973 $3.00 $1,392.49 −$4.11
Xe 0.6960 $0.00 $1,391.96 −$4.64
Wise 0.6983 $8.44 $1,390.61 −$5.99
NAB 0.6805 $0.00 $1,361.01 −$35.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6966 – $1,393.20
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$14.76
Wise 0.6985 $8.44 $1,391.01 −$2.19
Xe 0.6912 $0.00 $1,382.46 −$10.74
Revolut 0.6963 $23.00 $1,376.54 −$16.66
NAB 0.6805 $0.00 $1,361.01 −$32.19
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6966 – $1,393.20
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$14.76
Wise 0.6985 $8.44 $1,391.01 −$2.19
Xe 0.6917 $0.00 $1,383.50 −$9.70
Revolut 0.6963 $23.00 $1,376.54 −$16.66
NAB 0.6770 $0.00 $1,354.00 −$39.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6980 – $1,396.08
Ria Money Transfer Cheapest 0.7050 $2.89 $1,407.96 +$11.88
Revolut 0.6972 $3.00 $1,392.24 −$3.84
Xe 0.6958 $0.00 $1,391.56 −$4.52
Wise 0.6980 $8.44 $1,390.21 −$5.87
NAB 0.6770 $0.00 $1,354.00 −$42.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6968 – $1,393.59
Revolut Cheapest 0.6959 $3.00 $1,389.67 −$3.92
Xe 0.6945 $0.00 $1,388.92 −$4.67
Wise 0.6968 $8.44 $1,387.72 −$5.87
NAB 0.6795 $0.00 $1,359.00 −$34.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7008 – $1,401.53
Revolut Cheapest 0.6999 $3.00 $1,397.65 −$3.88
Xe 0.6985 $0.00 $1,396.98 −$4.55
Wise 0.7007 $8.44 $1,395.49 −$6.04
NAB 0.6829 $0.00 $1,365.90 −$35.63
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6938 – $1,387.60
Instarem Cheapest 0.6938 $0.00 $1,387.60 Same
Revolut 0.6929 $3.00 $1,383.79 −$3.81
Xe 0.6916 $0.00 $1,383.16 −$4.44
Wise 0.6939 $8.44 $1,382.04 −$5.56
NAB 0.6829 $0.00 $1,365.90 −$21.70
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6956 – $1,391.20
Revolut Cheapest 0.6947 $3.00 $1,387.32 −$3.88
Wise 0.6956 $8.44 $1,385.33 −$5.87
Xe 0.6926 $0.00 $1,385.26 −$5.94
NAB 0.6788 $0.00 $1,357.59 −$33.61
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6964 – $1,392.80
Instarem Cheapest 0.6941 $0.00 $1,388.20 −$4.60
Wise 0.6946 $8.44 $1,383.34 −$9.46
Xe 0.6876 $0.00 $1,375.20 −$17.60
Revolut 0.6922 $23.00 $1,368.47 −$24.33
NAB 0.6735 $0.00 $1,347.00 −$45.80
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6964 – $1,392.80
Wise Cheapest 0.6946 $8.44 $1,383.34 −$9.46
Xe 0.6870 $0.00 $1,374.00 −$18.80
Revolut 0.6922 $23.00 $1,368.47 −$24.33
NAB 0.6735 $0.00 $1,347.00 −$45.80
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6978 – $1,395.58
Revolut Cheapest 0.6969 $3.00 $1,391.66 −$3.92
Wise 0.6978 $8.44 $1,389.71 −$5.87
Xe 0.6948 $0.00 $1,389.62 −$5.96
NAB 0.6797 $0.00 $1,359.44 −$36.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6996 – $1,399.29
Xe Cheapest 0.6974 $0.00 $1,394.74 −$4.55
Wise 0.6996 $8.44 $1,393.30 −$5.99
NAB 0.6797 $0.00 $1,359.44 −$39.85
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7019 – $1,403.81
Instarem Cheapest 0.7019 $0.00 $1,403.80 −$0.01
Revolut 0.7011 $3.00 $1,400.10 −$3.71
Xe 0.6997 $0.00 $1,399.44 −$4.37
Wise 0.7019 $8.44 $1,397.88 −$5.93
NAB 0.6846 $0.00 $1,369.11 −$34.70
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7015 – $1,403.02
Instarem Cheapest 0.7015 $0.00 $1,403.00 −$0.02
Revolut 0.7006 $3.00 $1,399.02 −$4.00
Wise 0.7015 $8.44 $1,396.98 −$6.04
Xe 0.6985 $0.00 $1,396.98 −$6.04
NAB 0.6834 $0.00 $1,366.71 −$36.31
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7020 – $1,404.00
Revolut Cheapest 0.7010 $3.00 $1,399.94 −$4.06
Wise 0.7020 $8.44 $1,398.17 −$5.83
Xe 0.6990 $0.00 $1,397.94 −$6.06
NAB 0.6842 $0.00 $1,368.39 −$35.61
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6976 – $1,395.20
Instarem Cheapest 0.7029 $0.00 $1,405.80 +$10.60
Wise 0.7036 $8.44 $1,401.16 +$5.96
Xe 0.6964 $0.00 $1,392.84 −$2.36
Revolut 0.7013 $23.00 $1,386.53 −$8.67
NAB 0.6818 $0.00 $1,363.62 −$31.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.6976 – $1,395.20
Instarem Cheapest 0.7029 $0.00 $1,405.80 +$10.60
Wise 0.7036 $8.44 $1,401.16 +$5.96
Xe 0.6958 $0.00 $1,391.68 −$3.52
Revolut 0.7013 $23.00 $1,386.53 −$8.67
NAB 0.6818 $0.00 $1,363.62 −$31.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7027 – $1,405.34
Instarem Cheapest 0.7026 $0.00 $1,405.20 −$0.14
Revolut 0.7017 $3.00 $1,401.20 −$4.14
Xe 0.7005 $0.00 $1,400.94 −$4.40
Wise 0.7027 $8.44 $1,399.47 −$5.87
NAB 0.6818 $0.00 $1,363.60 −$41.74
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7017 – $1,403.48
Instarem Cheapest 0.7016 $0.00 $1,403.20 −$0.28
Xe 0.7015 $0.00 $1,403.02 −$0.46
Revolut 0.7008 $3.00 $1,399.54 −$3.94
Wise 0.7017 $8.44 $1,397.48 −$6.00
NAB 0.6833 $0.00 $1,366.65 −$36.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 0.7031 – $1,406.20
Revolut Cheapest 0.7023 $3.00 $1,402.51 −$3.69
Wise 0.7032 $8.44 $1,400.46 −$5.74
Xe 0.7002 $0.00 $1,400.44 −$5.76
NAB 0.6859 $0.00 $1,371.71 −$34.49

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more USD per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 16 of the last 30 days.

Right now, Revolut pays 1,402.51 USD on 2,000 AUD, which is 3.69 USD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,407.96 USD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ecuador.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. RevolutAppeared in 295 comparisons

    Cheapest in 4% of them

  2. WiseAppeared in 315 comparisons

    Cheapest in 24% of them

  3. XeAppeared in 279 comparisons

    Cheapest in 12% of them

  4. NABAppeared in 119 comparisons

    Never the cheapest

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Revolut is the cheapest and gets you the most USD, but it was the cheapest in only 4% of the 295 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in only 24% of its comparisons, so it's rarely the cheapest option for transfers to Ecuador.

If it's a one-off transfer, go with Revolut, since it's the cheapest right now.

Ways to send money from Australia to Ecuador

9 money transfer companies let you send money from Australia to Ecuador.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Ecuador.

For example, sending A$2,000 with Wise will get you 1,400.46 USD after a A$8.44 fee and -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 5 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes A$3 in fees and 0.11% markup on a A$2,000 transfer, and your USD arrives in within minutes.

Over the past month, Revolut was the cheapest app on 21% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.41% on AUD/USD, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 48% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in USD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and USD in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.11% markup, and the USD sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

Most useful if you travel often to Ecuador, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.48% markup and delivers 1,371.71 USD, against 1,402.51 USD via Revolut (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in Ecuador

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 1,402.51 USD.

Our data shows that Revolut gets your recipient 30.8 USD more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with debit card, credit card, bank transfer, osko, payto, payid, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Ecuador can collect USD through bank deposit, cash pickup, card deposit, and mobile wallet.

Your recipient can have USD delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Ecuador.

  1. 1
    Bank transfer Bank deposit

    You pay A$2,000.00

    $1,403

    Cheapest

  2. 2
    Osko Bank deposit

    You pay A$2,000.00

    $1,400

    -$2

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    $1,400

    -$2

  4. 4
    Credit card Bank deposit

    You pay A$2,000.00

    $1,400

    -$2

  5. 5
    Payto Bank deposit

    You pay A$2,003.99

    $1,391

    -$12

Show moreShow less
  1. 6
    Payid Bank deposit

    You pay A$2,000.00

    $1,381

    -$22

  2. 7
    Debit card Cash pickup

    You pay A$2,000.00

    $1,380

    -$23

  3. 8
    Debit card Card deposit

    You pay A$2,002.78

    $1,380

    -$23

  4. 9
    Poli Bank deposit

    You pay A$2,002.99

    $1,378

    -$24

  5. 10
    Credit card Cash pickup

    You pay A$2,003.99

    $1,375

    -$27

  6. 11
    Poli Cash pickup

    You pay A$2,003.99

    $1,375

    -$27

  7. 12
    Debit card Mobile wallet

    You pay A$2,000.00

    $1,374

    -$29

  8. 13
    Credit card Mobile wallet

    You pay A$2,000.00

    $1,374

    -$29

  9. 14
    Payid Mobile wallet

    You pay A$2,000.00

    $1,374

    -$29

  10. 15
    Payid Cash pickup

    You pay A$2,000.00

    $1,374

    -$29

Consider this before sending AUD to Ecuador

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/USD transfer options

For a A$2,000 transfer to Ecuador, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 1,402.51 USD, which is 0.15% more than the next best option.

Fastest

Revolut delivers 1,402.51 USD in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Ecuador.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Ecuador.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 9 companies sending AUD to Ecuador, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/USD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.