How to send money to Georgia from UK with the best GBP-GEL rate

We’ve compared 5 companies, and found Wise to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you GEL20,405.44 with Wise at 3.4486 GEL per GBP, about 0.47% more than the next best option.

Best companies for GBP/GEL transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/GEL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £82.96 1 GBP = 3.4486 GEL Recipient gets ₾20,405.44 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£82.961 GBP = 3.4486 GEL
₾20,405.44You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 3.3733 GEL Recipient gets ₾20,239.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.3733 GEL
₾20,239.80You pay£6,000.00

Run a live search

Showing top United Kingdom to Georgia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee £82.96 1 GBP = 3.4486 GEL Recipient gets ₾20,405.44 Within minutes
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£82.961 GBP = 3.4486 GEL
₾20,405.44You pay£6,000.00

Wise

Pay via Debit card
Fee £101.56 1 GBP = 3.4486 GEL Recipient gets ₾20,341.30 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£101.561 GBP = 3.4486 GEL
₾20,341.30You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £50.95 1 GBP = 3.4139 GEL Recipient gets ₾20,309.70 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Georgia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.951 GBP = 3.4139 GEL
₾20,309.70You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 3.3733 GEL Recipient gets ₾20,239.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.3733 GEL
₾20,239.80You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 3.3733 GEL Recipient gets ₾20,239.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.3733 GEL
₾20,239.80You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 3.3733 GEL Recipient gets ₾20,239.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.3733 GEL
₾20,239.80You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £110.00 1 GBP = 3.4139 GEL Recipient gets ₾20,108.11 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Georgia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£110.001 GBP = 3.4139 GEL
₾20,108.11You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 3.3480 GEL Recipient gets ₾20,088.00 Minutes - 24 hours

Ways to receive money in Georgia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.3480 GEL
₾20,088.00You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 3.3475 GEL
₾20,085.00You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 3.3303 GEL
₾19,981.80You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 3.3480 GEL Recipient gets ₾20,088.00 Minutes - 24 hours

Ways to receive money in Georgia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.3480 GEL
₾20,088.00You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 3.3475 GEL
₾20,085.00You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 3.3303 GEL
₾19,981.80You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 3.3480 GEL Recipient gets ₾20,088.00 Minutes - 24 hours

Ways to receive money in Georgia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 3.3480 GEL
₾20,088.00You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 3.3442 GEL
₾20,065.20You pay£6,000.00

Wise

Pay via Credit card
Fee £213.08 1 GBP = 3.4486 GEL Recipient gets ₾19,956.71 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£213.081 GBP = 3.4486 GEL
₾19,956.71You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 0.0000 GEL +0.27% vs mid-market Recipient gets ₾0.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Georgia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 0.0000 GEL
₾0.00You pay£6,000.00

How to send money from UK to Georgia

Pick a company

For a one-off GBP transfer to Georgia, I suggest picking the cheapest option which is Wise.

Wise was the cheapest on 3 of the 27 days it quoted £6,000 transfers to Georgia.

On a 6,000 GBP transfer, Wise delivers the most GEL.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/GEL rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Georgia?

How much GBP you send to Georgia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 10% of the transfers from £6,000 it quoted, and in 19% of all the transfers it quoted.

Cheapest service
£500£0.00₾1,777.96with bank transfer to bank deposit+₾93.06
£1,000£0.00₾3,550.52with bank transfer to bank deposit+₾178.35
£2,000-0.92%£28.50₾6,791.48with bank transfer to bank deposit+₾95.18
£6,000This page£82.96₾20,405.44with bank transfer to bank deposit+₾1,896.72
£10,0000.27%£0.00₾34,076.95with bank transfer to bank deposit+₾269.02
£50,0000.25%£0.00₾170,227.02with bank transfer to bank deposit+₾3,748.28
£250,0000.20%£0.00₾852,295.24with bank transfer to bank deposit+₾20,996.59
GBP/GEL Exchange Rate History

Is today a good time to send money from UK to Georgia?

The cheapest way to send GBP to GEL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 6,000 GBP transfers to Georgia.

GEL received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Wise ₾20,405.44Wise₾20,405.44Revolut₾20,309.70Xe₾20,239.80

19,800
20,000
20,200
20,400
20,600
20,800
21,000
At the mid-market rateWith the cheapest optionWiseRevolutXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4342 – ₾20,605.07
Regency FX Cheapest 3.4249 £0.00 ₾20,549.44 −₾55.63
Wise 3.4478 £82.96 ₾20,401.07 −₾204.00
Xe 3.3861 £0.00 ₾20,316.60 −₾288.47
Revolut 3.4112 £59.00 ₾20,265.79 −₾339.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4551 – ₾20,730.61
Regency FX Cheapest 3.4458 £0.00 ₾20,674.63 −₾55.98
Wise 3.4554 £82.96 ₾20,445.74 −₾284.87
Xe 3.3743 £0.00 ₾20,245.80 −₾484.81
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4324 – ₾20,594.28
Regency FX Cheapest 3.4231 £0.00 ₾20,538.68 −₾55.60
Wise 3.4427 £82.96 ₾20,370.36 −₾223.92
Xe 3.3806 £0.00 ₾20,283.60 −₾310.68
Revolut 3.4087 £59.00 ₾20,251.15 −₾343.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4281 – ₾20,568.53
Regency FX Cheapest 3.4188 £0.00 ₾20,512.99 −₾55.54
Wise 3.4394 £82.96 ₾20,350.77 −₾217.76
Revolut 3.4030 £59.00 ₾20,216.96 −₾351.57
Xe 3.3642 £0.00 ₾20,185.20 −₾383.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4499 – ₾20,699.13
Regency FX Cheapest 3.4405 £0.00 ₾20,643.24 −₾55.89
Wise 3.4434 £82.96 ₾20,374.74 −₾324.39
Xe 3.3611 £0.00 ₾20,166.60 −₾532.53
Revolut 3.4024 £119.00 ₾20,009.24 −₾689.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4414 – ₾20,648.33
Regency FX Cheapest 3.4321 £0.00 ₾20,592.58 −₾55.75
Wise 3.4434 £82.96 ₾20,374.74 −₾273.59
Xe 3.3611 £0.00 ₾20,166.60 −₾481.73
Revolut 3.4020 £119.00 ₾20,007.23 −₾641.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4455 – ₾20,672.94
Regency FX Cheapest 3.4362 £0.00 ₾20,617.12 −₾55.82
Wise 3.4394 £82.96 ₾20,351.19 −₾321.75
Revolut 3.4068 £59.00 ₾20,239.65 −₾433.29
Xe 3.3611 £0.00 ₾20,166.60 −₾506.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4341 – ₾20,604.65
Regency FX Cheapest 3.4248 £0.00 ₾20,549.02 −₾55.63
Wise 3.4415 £82.96 ₾20,363.55 −₾241.10
Revolut 3.4078 £59.00 ₾20,245.53 −₾359.12
Xe 3.3578 £0.00 ₾20,146.80 −₾457.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4106 – ₾20,463.87
Regency FX Cheapest 3.4014 £0.00 ₾20,408.62 −₾55.25
Wise 3.4443 £82.96 ₾20,380.06 −₾83.81
Revolut 3.4103 £59.00 ₾20,260.35 −₾203.52
Xe 3.3682 £0.00 ₾20,209.20 −₾254.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4258 – ₾20,554.85
Regency FX Cheapest 3.4166 £0.00 ₾20,499.35 −₾55.50
Wise 3.4337 £82.96 ₾20,317.40 −₾237.45
Xe 3.3698 £0.00 ₾20,218.80 −₾336.05
Revolut 3.3983 £59.00 ₾20,189.26 −₾365.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4446 – ₾20,667.59
Regency FX Cheapest 3.4353 £0.00 ₾20,611.79 −₾55.80
Wise 3.4434 £82.96 ₾20,374.68 −₾292.91
Revolut 3.4076 £59.00 ₾20,244.29 −₾423.30
Xe 3.3579 £0.00 ₾20,147.40 −₾520.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4301 – ₾20,580.40
Regency FX Cheapest 3.4208 £0.00 ₾20,524.83 −₾55.57
Revolut 3.3984 £119.00 ₾19,985.91 −₾594.49
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4301 – ₾20,580.40
Regency FX Cheapest 3.4208 £0.00 ₾20,524.83 −₾55.57
Wise 3.4389 £82.96 ₾20,348.23 −₾232.17
Xe 3.3687 £0.00 ₾20,212.20 −₾368.20
Revolut 3.3984 £119.00 ₾19,985.91 −₾594.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4298 – ₾20,578.54
Wise Cheapest 3.4390 £82.96 ₾20,348.40 −₾230.14
Revolut No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4288 – ₾20,572.76
Regency FX Cheapest 3.4195 £0.00 ₾20,517.22 −₾55.54
Wise 3.4363 £82.96 ₾20,332.90 −₾239.86
Revolut 3.4035 £59.00 ₾20,220.26 −₾352.50
Xe 3.3590 £0.00 ₾20,154.00 −₾418.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4193 – ₾20,515.76
Regency FX Cheapest 3.4101 £0.00 ₾20,460.37 −₾55.39
Revolut 3.3822 £59.00 ₾20,093.56 −₾422.20
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4300 – ₾20,580.25
Regency FX Cheapest 3.4208 £0.00 ₾20,524.68 −₾55.57
Wise 3.4398 £82.96 ₾20,353.67 −₾226.58
Revolut 3.4064 £50.95 ₾20,265.02 −₾315.23
Xe 3.3712 £0.00 ₾20,227.20 −₾353.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4511 – ₾20,706.73
Regency FX Cheapest 3.4418 £0.00 ₾20,650.82 −₾55.91
Wise 3.4581 £82.96 ₾20,461.78 −₾244.95
Revolut 3.4246 £50.95 ₾20,373.34 −₾333.39
Xe 3.3712 £0.00 ₾20,227.20 −₾479.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4443 – ₾20,665.88
Regency FX Cheapest 3.4350 £0.00 ₾20,610.08 −₾55.80
Wise 3.4608 £82.96 ₾20,477.87 −₾188.01
Xe 3.3869 £0.00 ₾20,321.40 −₾344.48
Revolut 3.4166 £110.95 ₾20,120.59 −₾545.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4443 – ₾20,665.88
Regency FX Cheapest 3.4350 £0.00 ₾20,610.08 −₾55.80
Wise 3.4608 £82.96 ₾20,477.87 −₾188.01
Xe 3.3869 £0.00 ₾20,321.40 −₾344.48
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4506 – ₾20,703.43
Regency FX Cheapest 3.4413 £0.00 ₾20,647.53 −₾55.90
Wise 3.4580 £82.96 ₾20,461.36 −₾242.07
Xe 3.3869 £0.00 ₾20,321.40 −₾382.03
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4644 – ₾20,786.60
Regency FX Cheapest 3.4551 £0.00 ₾20,730.47 −₾56.13
Wise 3.4655 £82.96 ₾20,505.68 −₾280.92
Xe 3.3861 £0.00 ₾20,316.60 −₾470.00
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4694 – ₾20,816.23
Regency FX Cheapest 3.4600 £0.00 ₾20,760.02 −₾56.21
Wise 3.4779 £82.96 ₾20,578.76 −₾237.47
Xe 3.3904 £0.00 ₾20,342.40 −₾473.83
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4723 – ₾20,833.87
Regency FX Cheapest 3.4629 £0.00 ₾20,777.61 −₾56.26
Wise 3.4819 £82.96 ₾20,602.25 −₾231.62
Revolut 3.4452 £50.95 ₾20,495.95 −₾337.92
Xe 3.4016 £0.00 ₾20,409.60 −₾424.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4650 – ₾20,790.04
Regency FX Cheapest 3.4557 £0.00 ₾20,733.91 −₾56.13
Wise 3.4729 £82.96 ₾20,549.35 −₾240.69
Revolut 3.4371 £50.95 ₾20,447.50 −₾342.54
Xe 3.3996 £0.00 ₾20,397.60 −₾392.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4645 – ₾20,787.11
Regency FX Cheapest 3.4552 £0.00 ₾20,730.98 −₾56.13
Revolut 3.4253 £110.95 ₾20,171.58 −₾615.53
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4645 – ₾20,787.11
Regency FX Cheapest 3.4552 £0.00 ₾20,730.98 −₾56.13
Wise 3.4737 £82.96 ₾20,553.84 −₾233.27
Xe 3.3983 £0.00 ₾20,389.80 −₾397.31
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4566 – ₾20,739.32
Wise Cheapest 3.4644 £82.96 ₾20,499.29 −₾240.03
Revolut No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.4549 – ₾20,729.26
Regency FX Cheapest 3.4455 £0.00 ₾20,673.29 −₾55.97
Wise 3.4590 £82.96 ₾20,467.28 −₾261.98
Revolut 3.4222 £50.95 ₾20,358.63 −₾370.63
Xe 3.3817 £0.00 ₾20,290.20 −₾439.06
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 3.4486 £82.96 ₾20,405.44 –
Revolut 3.4139 £50.95 ₾20,309.70 –
Xe 3.3733 £0.00 ₾20,239.80 –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GEL per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GEL on every transfer from UK.

Today's payout isn't the best this month though, since the highest receive amount was 20,777.61 GEL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Georgia.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. WiseAppeared in 186 comparisons

    Cheapest in 19% of them

  2. RevolutAppeared in 173 comparisons

    Cheapest in 8% of them

  3. XeAppeared in 153 comparisons

    Never the cheapest

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most GEL, but it was the cheapest in only 19% of the 186 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in only 8% of its comparisons, so it's rarely the cheapest option for transfers to Georgia.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from the UK to Georgia

There are many ways to send money to Georgia from the UK, including app, online, multi-currency account, global account, broker, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Georgia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £82.96 in fees, has % markup, lets you save recipient details, and GEL will arrive in minutes.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized GEL transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 5 companies we compared, Wise is the cheapest online service and will get you GEL20,405.44 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Georgia, and 24/7 support.

Xe charges no fees on large transfers, but adds % markup on top of the current GBP/GEL rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 6% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Georgia, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Georgia will be able to collect GEL20,088 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Lari abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to GEL will get you GEL20,405.44 after fees.

If you don’t have GEL in your account, your GBP will auto-convert whenever you pay with Wise in Georgia.

Once you have GEL in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Georgia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive GEL in Georgia

Pay-in and pay-out methods will affect how much GBP you deposit and how much GEL your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Georgia is via Wise, using a bank transfer to deposit GBP and bank deposit to receive GEL.

Depositing GBP

You have 3 pay-in options for transfers to Georgia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is bank transfer.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Georgia

Money can reach Georgia by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Georgia is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you GEL20,088 on a £6,000 transfer).

Digital wallets

Your recipient can receive GEL directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    GEL20,405

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    GEL20,341

    -GEL64

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    GEL20,240

    -GEL166

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    GEL20,088

    -GEL317

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    GEL20,088

    -GEL317

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    GEL20,088

    -GEL317

  2. 7
    Debit card Card deposit

    You pay £6,004.99

    GEL20,085

    -GEL320

  3. 8
    Credit card Card deposit

    You pay £6,004.99

    GEL20,085

    -GEL320

Consider this when sending GBP to Georgia

There are a few nuances you should consider before sending GBP to Georgia such as limits, taxes, and safety.

Compare GBP/GEL transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Georgia:

Cheapest way to send money to Georgia

The cheapest way is to use Wise, pay in with a bank transfer and withdraw via bank deposit. You will get GEL20,405.44, which is 0.47% more than the next best option.

Fastest way to send money to Georgia

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get GEL20,309.7 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/GEL transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Wise will get you 20,405.44 GEL, that’s including £82.96 fee and % in exchange rate markup.

A bank like on the other hand, will get you GEL0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Georgia.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 5 regulated companies offering money transfers from the UK to Georgia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/GEL pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/GEL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.