Best companies for SGD/GEL transfers
3 of 3 providers Last updated on 28 October 2026
Based on 10,000 SGD transfer Best companies for SGD/GEL transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $125.33 1 SGD = 2.0237 GEL -0.92% vs mid-market	Recipient gets ₾19,983.57 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $125.331 SGD = 2.0237 GEL ₾19,983.57You pay$10,000.00
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 SGD = 1.9998 GEL +0.27% vs mid-market	Recipient gets ₾19,998.26 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Georgia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.9998 GEL ₾19,998.26You pay$10,000.00
Run a live search Showing top Singapore to Georgia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to GEL rates.
Run a live search These companies offer multi-currency accounts for spending GEL. We suggest doing a live search based on how much SGD you're planning to spend in Georgia.
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 SGD = 1.9998 GEL +0.27% vs mid-market	Recipient gets ₾19,998.26 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Georgia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.9998 GEL ₾19,998.26You pay$10,000.00
Wise Pay via Bank transfer	Fee $125.33 1 SGD = 2.0237 GEL -0.92% vs mid-market	Recipient gets ₾19,983.57 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $125.331 SGD = 2.0237 GEL ₾19,983.57You pay$10,000.00

Wise Pay via PayNow	Fee $125.33 1 SGD = 2.0237 GEL -0.92% vs mid-market	Recipient gets ₾19,983.57 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Georgia with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $125.331 SGD = 2.0237 GEL ₾19,983.57You pay$10,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $51.65 1 SGD = 2.0047 GEL +0.03% vs mid-market	Recipient gets ₾19,943.73 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Georgia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $51.651 SGD = 2.0047 GEL ₾19,943.73You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee $131.75 1 SGD = 2.0047 GEL +0.03% vs mid-market	Recipient gets ₾19,783.15 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Georgia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 2.0047 GEL ₾19,783.15You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee $573.16 1 SGD = 2.0237 GEL -0.92% vs mid-market	Recipient gets ₾19,077.28 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Georgia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $573.161 SGD = 2.0237 GEL ₾19,077.28You pay$10,000.00
How Our Results Work Mid-market rate: 1 SGD = 2.0052 GEL Updates every 60 minutes.

Why compare

SGD/GEL exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Singapore to Georgia

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending S$10,000.

Regency FX was the cheapest on 27 of the 28 days it quoted S$10,000 transfers to Georgia.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Georgia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Georgia?

How much SGD you send to Georgia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 96% of the transfers from S$5,000 it quoted, and in 96% of all the transfers it quoted.


$1,000	0.02%	$1.65	₾2,001.31with bank transfer to bank deposit	+₾25.48
$5,000	0.02%	$1.65	₾10,018.26with bank transfer to bank deposit	+₾125.77
$10,000This page	0.27%	$0.00	₾19,998.26with bank transfer to bank deposit	+₾203.33

Mid-market rate: 1 SGD = 2.0052 GEL

SGD/GEL Exchange Rate History

Is today a good time to send money from Singapore to Georgia?

The cheapest way to send SGD to GEL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 10,000 SGD transfers to Georgia.

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GEL per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GEL on every transfer from Singapore.

Right now, Regency FX pays 19,998.26 GEL on 10,000 SGD, which is 54.14 GEL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 20,346.79 GEL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Georgia.

We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Regency FXAppeared in 28 comparisons
Cheapest in 96% of them
WiseAppeared in 76 comparisons
Cheapest in 25% of them
RevolutAppeared in 69 comparisons
Cheapest in 43% of them

Based on 76 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to Georgia.

Ways to send money from Singapore to Georgia

There are 5 ways to send money to Georgia across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending GEL from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges S$125.33 to send S$10,000, delivering 19,983.57 GEL after a -0.92% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Georgia.

A currency broker can quote a lower margin on large SGD to GEL transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to GEL before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 19,983.57 GEL after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund SGD and receive GEL in Georgia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 19,998.26 GEL.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Georgia from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Georgia, they can receive GEL using bank deposit.

1

Bank transfer Bank deposit

You pay S$10,000.00

GEL19,998

Cheapest
2

Paynow Bank deposit

You pay S$10,000.00

GEL19,984

-GEL15
3

Debit card Bank deposit

You pay S$10,000.00

GEL19,783

-GEL215

Things to know before sending SGD to Georgia

Consider these things before sending money from Singapore to Georgia.

Compare SGD/GEL transfers

For a S$10,000 transfer to Georgia, these are the best options to start with:

Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 19,998.26 GEL, which is 0.07% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 19,943.73 GEL in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Georgia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 76 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/GEL transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Singapore

Send money to Georgia

Send money from United States to Georgia Send money from Germany to Georgia Send money from India to Georgia Send money from Poland to Georgia Send money from France to Georgia Send money from United Kingdom to Georgia Send money from Spain to Georgia Send money from Canada to Georgia Send money from Netherlands to Georgia Send money from Israel to Georgia

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0292	–	₾20,292.09
Regency FX Cheapest	2.0237	$0.00	₾20,237.30	−₾54.79
Wise	2.0369	$125.33	₾20,113.81	−₾178.28
Revolut	2.0167	$65.00	₾20,035.73	−₾256.36

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0402	–	₾20,401.88
Regency FX Cheapest	2.0347	$0.00	₾20,346.79	−₾55.09
Wise	2.0403	$125.33	₾20,146.89	−₾254.99
Revolut	2.0198	$65.00	₾20,066.31	−₾335.57

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0267	–	₾20,266.59
Regency FX Cheapest	2.0212	$0.00	₾20,211.87	−₾54.72
Wise	2.0326	$125.33	₾20,071.25	−₾195.34
Revolut	2.0142	$65.00	₾20,011.04	−₾255.55

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0293	–	₾20,292.71
Regency FX Cheapest	2.0238	$0.00	₾20,237.92	−₾54.79
Wise	2.0358	$125.33	₾20,102.95	−₾189.76
Revolut	2.0159	$65.00	₾20,027.61	−₾265.10

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0371	–	₾20,370.91
Regency FX Cheapest	2.0316	$0.00	₾20,315.91	−₾55.00
Wise	2.0330	$125.33	₾20,075.40	−₾295.51
Revolut	2.0109	$165.00	₾19,776.78	−₾594.13

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0374	–	₾20,374.10
Regency FX Cheapest	2.0319	$0.00	₾20,319.09	−₾55.01
Wise	2.0330	$125.33	₾20,075.40	−₾298.70
Revolut	2.0109	$165.00	₾19,776.78	−₾597.32

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0345	–	₾20,345.11
Regency FX Cheapest	2.0290	$0.00	₾20,290.18	−₾54.93
Wise	2.0310	$125.33	₾20,055.55	−₾289.56
Revolut	2.0132	$65.00	₾20,001.53	−₾343.58

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0287	–	₾20,287.23
Wise Cheapest	2.0334	$125.33	₾20,078.96	−₾208.27
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0125	–	₾20,125.38
Wise Cheapest	2.0326	$125.33	₾20,071.55	−₾53.83
Regency FX	2.0071	$0.00	₾20,071.04	−₾54.34
Revolut	2.0136	$65.00	₾20,005.15	−₾120.23

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0256	–	₾20,255.59
Regency FX Cheapest	2.0201	$0.00	₾20,200.90	−₾54.69
Wise	2.0301	$125.33	₾20,046.07	−₾209.52
Revolut	2.0106	$65.00	₾19,975.30	−₾280.29

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0298	–	₾20,298.02
Regency FX Cheapest	2.0243	$0.00	₾20,243.22	−₾54.80
Wise	2.0321	$125.33	₾20,066.12	−₾231.90
Revolut	2.0126	$65.00	₾19,995.23	−₾302.79

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0247	–	₾20,246.86
Regency FX Cheapest	2.0192	$0.00	₾20,192.19	−₾54.67
Wise	2.0288	$125.33	₾20,033.43	−₾213.43
Revolut	2.0075	$165.00	₾19,743.27	−₾503.59

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0238	–	₾20,237.51
Regency FX Cheapest	2.0183	$0.00	₾20,182.87	−₾54.64
Wise	2.0291	$125.33	₾20,037.09	−₾200.42
Revolut	2.0114	$65.00	₾19,983.45	−₾254.06

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0236	–	₾20,235.57
Regency FX Cheapest	2.0181	$0.00	₾20,180.93	−₾54.64
Wise	2.0281	$125.33	₾20,027.11	−₾208.46
Revolut	2.0102	$65.00	₾19,971.72	−₾263.85

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0170	–	₾20,170.18
Regency FX Cheapest	2.0116	$0.00	₾20,115.72	−₾54.46
Wise	2.0202	$125.33	₾19,948.91	−₾221.27
Revolut	1.9998	$65.00	₾19,868.34	−₾301.84

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0184	–	₾20,183.98
Regency FX Cheapest	2.0129	$0.00	₾20,129.48	−₾54.50
Wise	2.0237	$125.33	₾19,983.27	−₾200.71
Revolut	2.0056	$65.00	₾19,925.46	−₾258.52

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0235	–	₾20,234.67
Regency FX Cheapest	2.0180	$0.00	₾20,180.04	−₾54.63
Wise	2.0283	$125.33	₾20,028.69	−₾205.98
Revolut	2.0101	$65.00	₾19,970.79	−₾263.88

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0204	–	₾20,204.22
Regency FX Cheapest	2.0150	$0.00	₾20,149.67	−₾54.55
Wise	2.0294	$125.33	₾20,039.85	−₾164.37
Revolut	2.0066	$165.00	₾19,734.55	−₾469.67

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0240	–	₾20,239.85
Regency FX Cheapest	2.0185	$0.00	₾20,185.20	−₾54.65
Wise	2.0279	$125.33	₾20,025.24	−₾214.61
Revolut	2.0097	$65.00	₾19,966.79	−₾273.06

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0301	–	₾20,300.83
Regency FX Cheapest	2.0246	$0.00	₾20,246.02	−₾54.81
Wise	2.0311	$125.33	₾20,056.05	−₾244.78
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0266	–	₾20,266.29
Regency FX Cheapest	2.0212	$0.00	₾20,211.57	−₾54.72
Wise	2.0318	$125.33	₾20,063.85	−₾202.44
Revolut	2.0122	$65.00	₾19,991.60	−₾274.69

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0286	–	₾20,286.08
Regency FX Cheapest	2.0231	$0.00	₾20,231.31	−₾54.77
Wise	2.0339	$125.33	₾20,083.89	−₾202.19
Revolut	2.0140	$65.00	₾20,009.16	−₾276.92

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0256	–	₾20,256.27
Regency FX Cheapest	2.0202	$0.00	₾20,201.58	−₾54.69
Wise	2.0303	$125.33	₾20,048.25	−₾208.02
Revolut	2.0114	$65.00	₾19,982.98	−₾273.29

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0286	–	₾20,286.50
Regency FX Cheapest	2.0232	$0.00	₾20,231.73	−₾54.77
Wise	2.0314	$125.33	₾20,059.50	−₾227.00
Revolut	2.0073	$165.00	₾19,742.22	−₾544.28

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0239	–	₾20,238.95
Regency FX Cheapest	2.0184	$0.00	₾20,184.30	−₾54.65
Wise	2.0281	$125.33	₾20,026.42	−₾212.53
Revolut	2.0055	$65.00	₾19,924.40	−₾314.55

How to send money to Georgia from Singapore with the best SGD-GEL rate

Best companies for SGD/GEL transfers