From 6 companies analysed, Ria Money Transfer is the cheapest way to send money to Georgia, giving your recipient 20,712.71 GEL when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most GEL.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/GEL transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 1 160,43 kr 1 SEK = 0.2621 GEL +0.40% vs mid-market | Recipient gets 20 660,07 ₾ Same day | |
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 160,43 kr1 SEK = 0.2621 GEL 20 660,07 ₾You pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 1 200,00 kr 1 SEK = 0.2547 GEL +3.24% vs mid-market | Recipient gets 20 376,00 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.2547 GEL 20 376,00 ₾You pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 0.2533 GEL 20 264,00 ₾You pay80 009,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.2529 GEL 20 232,00 ₾You pay80 040,00 kr | |||
Run a live search Showing top Sweden to Georgia deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to GEL rates. | |||
Run a live search These companies offer multi-currency accounts for spending GEL. We suggest doing a live search based on how much SEK you're planning to spend in Georgia. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 0.2591 GEL +1.53% vs mid-market | Recipient gets 20 712,71 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.2591 GEL 20 712,71 ₾You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.2583 GEL 20 648,76 ₾You pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 0.2591 GEL +1.53% vs mid-market | Recipient gets 20 712,71 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.2591 GEL 20 712,71 ₾You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.2583 GEL 20 648,76 ₾You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 1 160,43 kr 1 SEK = 0.2621 GEL +0.40% vs mid-market | Recipient gets 20 660,07 ₾ Same day | |
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 160,43 kr1 SEK = 0.2621 GEL 20 660,07 ₾You pay80 000,00 kr | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 0.2573 GEL +2.23% vs mid-market | Recipient gets 20 587,91 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.2573 GEL 20 587,91 ₾You pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 0.2573 GEL +2.23% vs mid-market | Recipient gets 20 587,91 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.2573 GEL 20 587,91 ₾You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 2 006,11 kr 1 SEK = 0.2621 GEL +0.40% vs mid-market | Recipient gets 20 438,45 ₾ Within minutes | |
Ways to receive money in Georgia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 2 006,11 kr1 SEK = 0.2621 GEL 20 438,45 ₾You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 2 165,49 kr 1 SEK = 0.2621 GEL +0.40% vs mid-market | Recipient gets 20 396,69 ₾ Within minutes | |
Ways to receive money in Georgia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 2 165,49 kr1 SEK = 0.2621 GEL 20 396,69 ₾You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 1 200,00 kr 1 SEK = 0.2547 GEL +3.24% vs mid-market | Recipient gets 20 376,00 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.2547 GEL 20 376,00 ₾You pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 0.2533 GEL 20 264,00 ₾You pay80 009,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.2529 GEL 20 232,00 ₾You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 1 200,00 kr 1 SEK = 0.2547 GEL +3.24% vs mid-market | Recipient gets 20 376,00 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.2547 GEL 20 376,00 ₾You pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 0.2533 GEL 20 264,00 ₾You pay80 009,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.2529 GEL 20 232,00 ₾You pay80 040,00 kr | |||
 Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 0.2537 GEL +3.64% vs mid-market | Recipient gets 20 296,00 ₾ Minutes - 3 days | |
Ways to receive money in Georgia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.2537 GEL 20 296,00 ₾You pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 0.2537 GEL +3.64% vs mid-market | Recipient gets 20 296,00 ₾ Minutes - 3 days | |
Ways to receive money in Georgia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.2537 GEL 20 296,00 ₾You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 9,00 kr 1 SEK = 0.2533 GEL +3.79% vs mid-market | Recipient gets 20 264,00 ₾ Minutes - 24 hours | |
Ways to receive money in Georgia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 0.2533 GEL 20 264,00 ₾You pay80 009,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.2529 GEL 20 232,00 ₾You pay80 040,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 0.2492 GEL +5.42% vs mid-market | Recipient gets 19 933,65 ₾ Minutes - 2 days | |
Ways to receive money in Georgia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.2492 GEL 19 933,65 ₾You pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.2492 GEL +5.42% vs mid-market | Recipient gets 19 933,65 ₾ Minutes - 2 days | |
Ways to receive money in Georgia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.2492 GEL 19 933,65 ₾You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.2631 GEL Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Georgia, I suggest picking the cheapest option which is Ria Money Transfer.
On a 80,000 SEK transfer, Ria Money Transfer delivers the most GEL.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/GEL rate.
You can pay for the transfer using debit card, credit card, and bank transfer.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Georgia, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
6 companies send money from Sweden to Georgia, mostly through online, app, in person, multi-currency account, global account, SNPL, and digital wallet, and a few more ways.
Medium-sized transfers
For a one-off transfer to Georgia, an online service like Ria Money Transfer is usually the simplest place to start.
Ria Money Transfer charges kr59 to send 80,000 SEK, leaving your recipient with 20,712.71 after a 1.53% markup on SEK/GEL exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Georgia.
Ria Money Transfer charges kr59 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need GEL.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.38% exchange-rate markup and holds the GEL in your account.
Paying from business accounts
If your business receives and sends money in Georgia, a global account keeps the GEL in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Ria Money Transfer, paying by credit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 20,712.71 GEL.
From Sweden, you can fund the transfer by debit card, credit card, and bank transfer, and in Georgia, the recipient can use bank deposit, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect GEL from a nearby Ria Money Transfer agent in Georgia.
Swish is useful for payments within Sweden, but it does not send GEL to Georgia.
You pay kr80,000.00
GEL20,713
Cheapest
You pay kr80,000.00
GEL20,713
GEL0
You pay kr80,000.00
GEL20,660
-GEL53
You pay kr80,000.00
GEL20,649
-GEL64
You pay kr80,000.00
GEL20,649
-GEL64
You pay kr81,200.00
GEL20,376
-GEL337
You pay kr81,200.00
GEL20,376
-GEL337
You pay kr80,040.00
GEL20,232
-GEL481
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of GEL from Sweden.
Cheapest way to send money to Georgia
The cheapest option for GEL 20,712.71 is Ria Money Transfer. Pay by credit card and choose bank deposit for the payout. Your recipient gets 20,712.71 GEL, which is 0.25% more than the next best option.
Fastest way to send money to Georgia
With Ria Money Transfer, a credit card deposit and bank deposit payout delivers 20,712.71 GEL in minutes - 24 hours.
Swish moves money between participating Swedish accounts, it cannot send SEK to Georgia.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Georgia over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Georgia may have their own rules on receiving monetary gifts.
The final rate controls how much GEL you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.262478 GEL
We track 6 companies sending SEK to Georgia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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