How to send money to Georgia from Germany with the best EUR-GEL rate

MoneyGram is the best and cheapest service overall. On €7,000 you will get 20,010.2 GEL after fees and the exchange rate.

We’ve compared 5 money transfer companies in more detail below.

Best companies for EUR/GEL transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/GEL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €104.58 1 EUR = 2.8834 GEL -0.91% vs mid-market Recipient gets ₾19,881.98 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.581 EUR = 2.8834 GEL
₾19,881.98You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.8357 GEL +0.76% vs mid-market Recipient gets ₾19,849.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.8357 GEL
₾19,849.90You pay€7,000.00

Run a live search

Showing top Germany to Georgia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 2.8586 GEL -0.04% vs mid-market Recipient gets ₾20,010.20 Minutes - 24 hours
Cheapest

Ways to receive money in Georgia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 2.8586 GEL
₾20,010.20You pay€7,000.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.8516 GEL
₾19,961.20You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €1.49 1 EUR = 2.8516 GEL +0.20% vs mid-market Recipient gets ₾19,961.20 Minutes - 24 hours

Ways to receive money in Georgia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.491 EUR = 2.8516 GEL
₾19,961.20You pay€7,001.49
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.8516 GEL
₾19,961.20You pay€7,009.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 2.8414 GEL
₾19,889.80You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €1.49 1 EUR = 2.8516 GEL +0.20% vs mid-market Recipient gets ₾19,961.20 Minutes - 24 hours

Ways to receive money in Georgia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.491 EUR = 2.8516 GEL
₾19,961.20You pay€7,001.49
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.8516 GEL
₾19,961.20You pay€7,009.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 2.8414 GEL
₾19,889.80You pay€7,003.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 2.8496 GEL +0.27% vs mid-market Recipient gets ₾19,947.24 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Georgia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.8496 GEL
₾19,947.24You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €31.15 1 EUR = 2.8545 GEL +0.10% vs mid-market Recipient gets ₾19,892.24 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Georgia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€31.151 EUR = 2.8545 GEL
₾19,892.24You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €104.58 1 EUR = 2.8834 GEL -0.91% vs mid-market Recipient gets ₾19,881.98 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.581 EUR = 2.8834 GEL
₾19,881.98You pay€7,000.00

Wise

Pay via iDEAL
Fee €114.52 1 EUR = 2.8834 GEL -0.91% vs mid-market Recipient gets ₾19,853.32 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€114.521 EUR = 2.8834 GEL
₾19,853.32You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.8357 GEL +0.76% vs mid-market Recipient gets ₾19,849.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.8357 GEL
₾19,849.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 2.8357 GEL +0.76% vs mid-market Recipient gets ₾19,849.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.8357 GEL
₾19,849.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 2.8357 GEL +0.76% vs mid-market Recipient gets ₾19,849.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Georgia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.8357 GEL
₾19,849.90You pay€7,000.00

Wise

Pay via Debit card
Fee €158.51 1 EUR = 2.8834 GEL -0.91% vs mid-market Recipient gets ₾19,726.48 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€158.511 EUR = 2.8834 GEL
₾19,726.48You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €100.00 1 EUR = 2.8545 GEL +0.10% vs mid-market Recipient gets ₾19,695.71 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Georgia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€100.001 EUR = 2.8545 GEL
₾19,695.71You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €199.72 1 EUR = 2.8834 GEL -0.91% vs mid-market Recipient gets ₾19,607.66 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Georgia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€199.721 EUR = 2.8834 GEL
₾19,607.66You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 2.8573 GEL Updates every 60 minutes.

How to send money from Germany to Georgia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is MoneyGram.

MoneyGram was the cheapest on 2 of the 30 days it quoted €7,000 transfers to Georgia.

On a 7,000 EUR transfer, MoneyGram delivers the most GEL.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/GEL rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Georgia?

How much EUR you send to Georgia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 9% of the transfers from €7,000 it quoted, and in 23% of all the transfers it quoted.

Cheapest service
€1,000-0.88%€0.00₾2,883.60with debit card to bank deposit+₾37.79
€5,000€0.99₾14,293.00with bank transfer to bank deposit+₾114.59
€7,000This page-0.04%€0.99₾20,010.20with bank transfer to bank deposit+₾157.36
€50,000-0.01%€0.99₾142,930.00with bank transfer to bank deposit+₾2,372.09

Mid-market rate: 1 EUR = 2.8573 GEL

EUR/GEL Exchange Rate History

Is today a good time to send money from Germany to Georgia?

The cheapest way to send EUR to GEL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 7,000 EUR transfers to Georgia.

GEL received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₾20,001.24 MoneyGram ₾20,010.20MoneyGram₾20,010.20Regency FX₾19,947.24Revolut₾19,892.24

19.600
19.800
20.000
20.200
20.400
20.600
20.800
At the mid-market rateWith the cheapest optionMoneyGramRegency FXRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9484 – ₾20,638.46
Regency FX Cheapest 2.9404 €0.00 ₾20,582.74 −₾55.72
MoneyGram 2.9291 €0.99 ₾20,503.70 −₾134.76
Revolut 2.9284 €40.50 ₾20,379.96 −₾258.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9568 – ₾20,697.84
Regency FX Cheapest 2.9489 €0.00 ₾20,641.95 −₾55.89
MoneyGram 2.9187 €0.99 ₾20,430.90 −₾266.94
Revolut 2.9252 €40.50 ₾20,358.17 −₾339.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9357 – ₾20,550.08
Regency FX Cheapest 2.9278 €0.00 ₾20,494.59 −₾55.49
MoneyGram 2.9241 €0.99 ₾20,468.70 −₾81.38
Revolut 2.9154 €40.50 ₾20,289.87 −₾260.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9220 – ₾20,454.25
Regency FX Cheapest 2.9141 €0.00 ₾20,399.03 −₾55.22
MoneyGram 2.9044 €0.99 ₾20,330.80 −₾123.45
Revolut 2.9002 €40.50 ₾20,183.78 −₾270.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9331 – ₾20,531.75
Regency FX Cheapest 2.9252 €0.00 ₾20,476.31 −₾55.44
MoneyGram 2.8961 €0.99 ₾20,272.70 −₾259.05
Revolut 2.8900 €110.50 ₾19,910.46 −₾621.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9331 – ₾20,531.75
Regency FX Cheapest 2.9252 €0.00 ₾20,476.31 −₾55.44
MoneyGram 2.8961 €0.99 ₾20,272.70 −₾259.05
Revolut 2.8897 €110.50 ₾19,908.45 −₾623.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9138 – ₾20,396.59
Regency FX Cheapest 2.9059 €0.00 ₾20,341.52 −₾55.07
MoneyGram 2.8961 €0.99 ₾20,272.70 −₾123.89
Revolut 2.8814 €40.50 ₾20,053.01 −₾343.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9090 – ₾20,363.15
Regency FX Cheapest 2.9012 €0.00 ₾20,308.17 −₾54.98
MoneyGram 2.8814 €0.99 ₾20,169.80 −₾193.35
Revolut 2.8868 €40.50 ₾20,090.90 −₾272.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.8910 – ₾20,237.04
MoneyGram Cheapest 2.8921 €0.99 ₾20,244.70 +₾7.66
Regency FX 2.8832 €0.00 ₾20,182.40 −₾54.64
Revolut 2.8901 €40.50 ₾20,113.63 −₾123.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9052 – ₾20,336.12
Regency FX Cheapest 2.8973 €0.00 ₾20,281.21 −₾54.91
MoneyGram 2.8822 €0.99 ₾20,175.40 −₾160.72
Revolut 2.8818 €40.50 ₾20,055.63 −₾280.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9164 – ₾20,414.91
Regency FX Cheapest 2.9085 €0.00 ₾20,359.78 −₾55.13
MoneyGram 2.8776 €0.99 ₾20,143.20 −₾271.71
Revolut 2.8889 €40.50 ₾20,105.32 −₾309.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9024 – ₾20,316.70
Regency FX Cheapest 2.8945 €0.00 ₾20,261.84 −₾54.85
MoneyGram 2.8886 €0.99 ₾20,220.20 −₾96.49
Revolut 2.8748 €110.50 ₾19,805.80 −₾510.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9024 – ₾20,316.70
Regency FX Cheapest 2.8945 €0.00 ₾20,261.84 −₾54.85
MoneyGram 2.8886 €0.99 ₾20,220.20 −₾96.49
Revolut 2.8748 €110.50 ₾19,805.80 −₾510.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9030 – ₾20,321.04
Regency FX Cheapest 2.8952 €0.00 ₾20,266.17 −₾54.87
MoneyGram 2.8886 €0.99 ₾20,220.20 −₾100.83
Revolut 2.8835 €40.50 ₾20,067.38 −₾253.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.8963 – ₾20,273.90
Regency FX Cheapest 2.8885 €0.00 ₾20,219.16 −₾54.74
MoneyGram 2.8680 €0.99 ₾20,076.00 −₾197.90
Revolut 2.8758 €40.50 ₾20,013.79 −₾260.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9077 – ₾20,353.59
Regency FX Cheapest 2.8998 €0.00 ₾20,298.64 −₾54.95
MoneyGram 2.8662 €0.99 ₾20,063.40 −₾290.19
Revolut 2.8808 €40.50 ₾20,049.13 −₾304.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9034 – ₾20,323.58
Regency FX Cheapest 2.8955 €0.00 ₾20,268.71 −₾54.87
MoneyGram 2.8784 €0.99 ₾20,148.80 −₾174.78
Revolut 2.8818 €31.15 ₾20,082.69 −₾240.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9100 – ₾20,369.93
Regency FX Cheapest 2.9021 €0.00 ₾20,314.93 −₾55.00
MoneyGram 2.8795 €0.99 ₾20,156.50 −₾213.43
Revolut 2.8889 €31.15 ₾20,132.38 −₾237.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9109 – ₾20,376.06
Regency FX Cheapest 2.9030 €0.00 ₾20,321.04 −₾55.01
MoneyGram 2.8849 €0.99 ₾20,194.30 −₾181.76
Revolut 2.8791 €101.15 ₾19,862.62 −₾513.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9109 – ₾20,376.06
Regency FX Cheapest 2.9030 €0.00 ₾20,321.04 −₾55.01
MoneyGram 2.8849 €0.99 ₾20,194.30 −₾181.76
Revolut 2.8791 €101.15 ₾19,862.62 −₾513.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9076 – ₾20,353.15
Regency FX Cheapest 2.8997 €0.00 ₾20,298.20 −₾54.95
MoneyGram 2.8778 €1.49 ₾20,144.60 −₾208.55
Revolut 2.8849 €31.15 ₾20,104.24 −₾248.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9144 – ₾20,401.05
Regency FX Cheapest 2.9066 €0.00 ₾20,345.97 −₾55.08
MoneyGram 2.8736 €0.99 ₾20,115.20 −₾285.85
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9064 – ₾20,344.67
Regency FX Cheapest 2.8985 €0.00 ₾20,289.74 −₾54.93
MoneyGram 2.8765 €0.99 ₾20,135.50 −₾209.17
Revolut 2.8835 €31.15 ₾20,094.79 −₾249.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9124 – ₾20,387.09
Regency FX Cheapest 2.9046 €0.00 ₾20,332.04 −₾55.05
Revolut 2.8893 €31.15 ₾20,135.23 −₾251.86
MoneyGram 2.8764 €0.99 ₾20,134.80 −₾252.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9036 – ₾20,325.20
Regency FX Cheapest 2.8958 €0.00 ₾20,270.32 −₾54.88
MoneyGram 2.8767 €0.99 ₾20,136.90 −₾188.30
Revolut 2.8806 €31.15 ₾20,074.54 −₾250.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9018 – ₾20,312.91
Regency FX Cheapest 2.8940 €0.00 ₾20,258.06 −₾54.85
MoneyGram 2.8710 €0.99 ₾20,097.00 −₾215.91
Revolut 2.8675 €101.15 ₾19,782.16 −₾530.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9018 – ₾20,312.91
Regency FX Cheapest 2.8940 €0.00 ₾20,258.06 −₾54.85
MoneyGram 2.8710 €0.99 ₾20,097.00 −₾215.91
Revolut 2.8675 €101.15 ₾19,782.16 −₾530.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.9048 – ₾20,333.73
Regency FX Cheapest 2.8970 €0.00 ₾20,278.83 −₾54.90
MoneyGram 2.8710 €0.99 ₾20,097.00 −₾236.73
Revolut 2.8762 €31.15 ₾20,043.57 −₾290.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.8941 – ₾20,258.38
Regency FX Cheapest 2.8862 €0.00 ₾20,203.68 −₾54.70
MoneyGram 2.8719 €0.99 ₾20,103.30 −₾155.08
Revolut 2.8668 €31.15 ₾19,978.19 −₾280.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.8573 – ₾20,001.24
MoneyGram Cheapest 2.8586 €0.99 ₾20,010.20 +₾8.96
Regency FX 2.8496 €0.00 ₾19,947.24 −₾54.00
Revolut 2.8545 €31.15 ₾19,892.24 −₾109.00

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GEL per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, MoneyGram pays 20,010.2 GEL on 7,000 EUR, which is 8.96 GEL more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 20,641.95 GEL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Georgia.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. MoneyGramAppeared in 74 comparisons

    Cheapest in 23% of them

  2. Regency FXAppeared in 43 comparisons

    Cheapest in 93% of them

  3. RevolutAppeared in 67 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram is the cheapest and gets you the most GEL, but it was the cheapest in only 23% of the 74 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 93% of its comparisons, so if you send money to Georgia regularly, it's worth comparing it with MoneyGram before each transfer.

If it's a one-off transfer, go with MoneyGram, since it's the cheapest right now.

Ways to send money from Germany to Georgia

There are 5 companies for sending money from Germany to Georgia, across app, online, broker, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with MoneyGram to Georgia gets you 20,010.2 GEL with a €0.99 fee and -0.04% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Georgia.

For large transfers from Germany

Currency brokers

For buying property, moving to Georgia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/GEL which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Georgia.

Be it overseas suppliers and contractors, receiving GEL payments, or holding GEL and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and GEL in one account.

You get GEL bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert GEL to EUR or EUR to GEL whenever you need.

The best multi-currency account is Revolut, it adds ~0.1% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 28% of days.

Ways to fund EUR and receive GEL in Georgia

With MoneyGram, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 20,010.2 GEL.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Georgia.

The recipient in Georgia can receive GEL by bank deposit, cash pickup, and card deposit.

To receive GEL by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Georgia

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.99

    GEL20,010

    Cheapest

  2. 2
    Bank transfer Cash pickup

    You pay €7,009.99

    GEL19,961

    -GEL49

  3. 3
    Debit card Bank deposit

    You pay €7,001.49

    GEL19,961

    -GEL49

  4. 4
    Debit card Cash pickup

    You pay €7,009.99

    GEL19,961

    -GEL49

  5. 5
    Credit card Bank deposit

    You pay €7,001.49

    GEL19,961

    -GEL49

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  1. 6
    Credit card Cash pickup

    You pay €7,009.99

    GEL19,961

    -GEL49

  2. 7
    Debit card Card deposit

    You pay €7,003.99

    GEL19,890

    -GEL120

  3. 8
    Credit card Card deposit

    You pay €7,003.99

    GEL19,890

    -GEL120

  4. 9
    iDEAL Bank deposit

    You pay €7,000.00

    GEL19,853

    -GEL157

Things to know before sending money from Germany to Georgia

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/GEL transfer options

For a €7,000 transfer to Georgia, these are the best options:

Cheapest way to send money to Georgia

The cheapest option is MoneyGram, funded by bank transfer with bank deposit for the payout. Your recipient gets 20,010.2 GEL, which is 0.31% more than the next best option.

Fastest way to send money to Georgia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 19,892.24 GEL in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into GEL sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 5 of them on EUR to Georgia, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/GEL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.