Usually the cheapest
Online transfers
Companies like Xe will get you 20,697.6 GEL on €7,000 transfer.
If it's the only time you send money to Georgia, then it's the best option.
For recurring transfers, an app is a bit more convenient.
We’ve compared and analysed 4 money transfer companies in Finland.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/GEL transfers | |||
| Promoted Wise Pay via Bank transfer | Fee €104.58 1 EUR = 2.9638 GEL +0.38% vs mid-market | Recipient gets ₾20,436.92 Within minutes | |
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.581 EUR = 2.9638 GEL ₾20,436.92You pay€7,000.00 | |||
| Promoted Xe Pay via Debit card | Fee €0.00 1 EUR = 2.9568 GEL +0.62% vs mid-market | Recipient gets ₾20,697.60 Minutes - 24 hours | |
Ways to receive money in Georgia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.9568 GEL ₾20,697.60You pay€7,000.00 | |||
Run a live search Showing top Finland to Georgia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GEL rates. | |||
Run a live search These companies offer multi-currency accounts for spending GEL. We suggest doing a live search based on how much EUR you're planning to spend in Georgia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 2.9672 GEL +0.27% vs mid-market | Recipient gets ₾20,770.40 Minutes - 24 hours | |
Ways to receive money in Georgia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.9672 GEL ₾20,770.40You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 2.9568 GEL +0.62% vs mid-market | Recipient gets ₾20,697.60 Minutes - 24 hours | |
Ways to receive money in Georgia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.9568 GEL ₾20,697.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 2.9568 GEL +0.62% vs mid-market | Recipient gets ₾20,697.60 Minutes - 24 hours | |
Ways to receive money in Georgia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.9568 GEL ₾20,697.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 2.9568 GEL +0.62% vs mid-market | Recipient gets ₾20,697.60 Minutes - 24 hours | |
Ways to receive money in Georgia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.9568 GEL ₾20,697.60You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €104.58 1 EUR = 2.9638 GEL +0.38% vs mid-market | Recipient gets ₾20,436.92 Within minutes | |
Ways to receive money in Georgia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.581 EUR = 2.9638 GEL ₾20,436.92You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €114.52 1 EUR = 2.9638 GEL +0.38% vs mid-market | Recipient gets ₾20,407.46 Within minutes | |
Ways to receive money in Georgia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €114.521 EUR = 2.9638 GEL ₾20,407.46You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 2.9349 GEL +1.36% vs mid-market | Recipient gets ₾20,337.32 Within minutes | |
Ways to receive money in Georgia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 2.9349 GEL ₾20,337.32You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €158.51 1 EUR = 2.9638 GEL +0.38% vs mid-market | Recipient gets ₾20,277.08 Within minutes | |
Ways to receive money in Georgia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €158.511 EUR = 2.9638 GEL ₾20,277.08You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €130.00 1 EUR = 2.9349 GEL +1.36% vs mid-market | Recipient gets ₾20,162.69 Within minutes | |
Ways to receive money in Georgia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €130.001 EUR = 2.9349 GEL ₾20,162.69You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €199.72 1 EUR = 2.9638 GEL +0.38% vs mid-market | Recipient gets ₾20,154.94 Within minutes | |
Ways to receive money in Georgia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €199.721 EUR = 2.9638 GEL ₾20,154.94You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 2.9752 GEL Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Georgia, start with Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most GEL.
The cheapest option depends on the amount, so I suggest to get the best EUR/GEL rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Georgia they can receive it via bank deposit.
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
4 companies send money from Finland to Georgia, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
Usually the cheapest
Companies like Xe will get you 20,697.6 GEL on €7,000 transfer.
If it's the only time you send money to Georgia, then it's the best option.
For recurring transfers, an app is a bit more convenient.
For regular transfers
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 20,697.6 GEL arrives in minutes - 24 hours.
In Georgia they can receive money via bank deposit.
Moving money between your own accounts
Companies like Wise let you hold EUR and GEL balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to GEL with Wise gets you 20,436.92 GEL (€104.58 in fees and 0.39% markup).
This is especially useful travel since you are spending in GEL (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts are for companies and freelancers making payments to Georgia.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers are good for sending €10,000+ to Georgia. They charge no fees and add a markup on the rate.
Regency FX charges no fee but adds 0.27% markup on top of the EUR/GEL rate.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 20,770.4 GEL.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Georgia directly.
For withdrawals in Georgia, use bank deposit.
Receive GEL
The name should match the account holder's bank record, so double check it before sending.
You pay €7,000.00
GEL20,770
Cheapest
You pay €7,000.00
GEL20,698
-GEL73
You pay €7,000.00
GEL20,698
-GEL73
You pay €7,000.00
GEL20,407
-GEL363
For a transfer from Finland, compare the GEL received and check whether the payment is a taxable gift rather than ordinary family support.
For a €7,000 transfer to Georgia, these are the current cheapest, fastest and easiest options.
Cheapest
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 20,770.4 GEL, which is 0.35% more than the next best option.
Fastest
Revolut delivers 20,337.32 GEL in within minutes when you pay by bank transfer and choose bank deposit.
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Georgia.
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
The exchange rate has a direct impact on how much GEL your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 2.972497 GEL
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 4 of them on EUR to Georgia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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