How to send money to US from Singapore with the best SGD-USD rate

Wise is the fastest way to send money to United States from Singapore right now, with delivery in same day. Wise is cheapest overall, paying out 7,874 USD for a $10,000 transfer.

Best companies for SGD/USD transfers

10 of 10 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/USD exchange rates from our comparisons.

Based on 10,000 SGD transfer

Best companies for SGD/USD transfers

All money transfer offers for SGD/USD transfers, sorted by most USD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee $24.43 1 SGD = 0.7893 USD +0.01% vs mid-market Recipient gets $7,874.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$24.431 SGD = 0.7893 USD
$7,874.00You pay$10,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7818 USD +0.96% vs mid-market Recipient gets $7,817.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7818 USD
$7,817.60You pay$10,000.00

Run a live search

Showing top Singapore to United States deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Wise

Wise

Pay via Bank transfer
Fee $24.43 1 SGD = 0.7893 USD +0.01% vs mid-market Recipient gets $7,874.00 Same day
CheapestUsing Bank transfer with Wise is the cheapest way to send money to United States from Singapore.FastestWise with Bank transfer deposit is the fastest way to send SGD to United States.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Singapore to United States.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$24.431 SGD = 0.7893 USD
$7,874.00You pay$10,000.00
Wise

Wise

Pay via PayNow
Fee $24.43 1 SGD = 0.7893 USD +0.01% vs mid-market Recipient gets $7,874.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$24.431 SGD = 0.7893 USD
$7,874.00You pay$10,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7874 USD +0.25% vs mid-market Recipient gets $7,873.99 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 0.7874 USD
$7,873.99You pay$10,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7872 USD +0.27% vs mid-market Recipient gets $7,872.41 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7872 USD
$7,872.41You pay$10,000.00
TorFx

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7870 USD +0.30% vs mid-market Recipient gets $7,870.04 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in US with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7870 USD
$7,870.04You pay$10,000.00
OFX

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7854 USD +0.50% vs mid-market Recipient gets $7,854.25 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in US with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7854 USD
$7,854.25You pay$10,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7850 USD +0.56% vs mid-market Recipient gets $7,850.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in US with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7850 USD
$7,850.00You pay$10,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee $5.07 1 SGD = 0.7848 USD +0.58% vs mid-market Recipient gets $7,844.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in US with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$5.071 SGD = 0.7848 USD
$7,844.00You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 0.7894 USD 0.00% vs mid-market Recipient gets $7,842.44 Within a week
Multi-currency cardReceive to bank account

Ways to receive money in US with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
$65.001 SGD = 0.7894 USD
$7,842.44You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7818 USD +0.96% vs mid-market Recipient gets $7,817.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 0.7818 USD
$7,817.60You pay$10,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 0.7783 USD +1.40% vs mid-market Recipient gets $7,783.21 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 0.7783 USD
$7,783.21You pay$10,000.00
Wise

Wise

Pay via Debit card
Fee $481.22 1 SGD = 0.7893 USD +0.01% vs mid-market Recipient gets $7,513.44 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$481.221 SGD = 0.7893 USD
$7,513.44You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 0.789372 USD Updates every 60 minutes.

How to send money from Singapore to US

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to US, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to US

There are 5 ways to send money to United States across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending USD from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $24.43 to send $10,000, delivering 7,874 USD after a 0.01% markup and 24.43 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to the United States.

A currency broker can quote a lower margin on a large SGD to USD transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to USD before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 7,874 USD after fees when converting 10,000 SGD.

Ways to fund SGD and receive USD in US

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 7,874 USD.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to US from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In United States, they can receive USD using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    $7,874

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    $7,874

    $0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    $7,513

    -$361

Things to know before sending SGD to US

Consider these things before sending money from Singapore to US.

Compare SGD/USD transfers

For a $10,000 transfer to United States, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,874 USD, which is 0% more than the next best option.

  2. Fastest: Wise, funded through bank transfer with bank deposit for the payout. Your recipient gets 7,874 USD in same day.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-USD Exchange Rate

Finding the best SGD to USD exchange rate

The exchange rate directly affects how much USD arrives for your SGD.

Mid-market rate:1 SGD = 0.789066 USD

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to United States, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.