Wise is the fastest way to send money to United States from Singapore right now, with delivery in same day. Wise is cheapest overall, paying out 7,802.25 USD for a $10,000 transfer.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/USD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $24.43 1 SGD = 0.7821 USD 0.00% vs mid-market | Recipient gets $7,802.25 Within 3 hours | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $24.431 SGD = 0.7821 USD $7,802.25You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 0.7743 USD +1.01% vs mid-market | Recipient gets $7,743.30 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7743 USD $7,743.30You pay$10,000.00 | |||
Run a live search Showing top Singapore to United States deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much SGD you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $24.43 1 SGD = 0.7821 USD 0.00% vs mid-market | Recipient gets $7,802.25 Within 3 hours | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $24.431 SGD = 0.7821 USD $7,802.25You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $24.43 1 SGD = 0.7821 USD 0.00% vs mid-market | Recipient gets $7,802.25 Within 3 hours | |
Ways to receive money in US with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $24.431 SGD = 0.7821 USD $7,802.25You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 0.7802 USD +0.25% vs mid-market | Recipient gets $7,801.78 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 0.7802 USD $7,801.78You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 0.7800 USD +0.27% vs mid-market | Recipient gets $7,800.21 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7800 USD $7,800.21You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 0.7798 USD +0.30% vs mid-market | Recipient gets $7,797.87 Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7798 USD $7,797.87You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 0.7782 USD +0.50% vs mid-market | Recipient gets $7,782.22 Minutes - 24 hours | |
Ways to receive money in US with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7782 USD $7,782.22You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 0.7780 USD +0.53% vs mid-market | Recipient gets $7,780.00 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7780 USD $7,780.00You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $5.11 1 SGD = 0.7777 USD +0.57% vs mid-market | Recipient gets $7,773.00 Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $5.111 SGD = 0.7777 USD $7,773.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 0.7821 USD 0.00% vs mid-market | Recipient gets $7,770.09 Same day | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $65.001 SGD = 0.7821 USD $7,770.09You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 0.7743 USD +1.01% vs mid-market | Recipient gets $7,743.30 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.7743 USD $7,743.30You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 0.7712 USD +1.40% vs mid-market | Recipient gets $7,711.83 Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 0.7712 USD $7,711.83You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $481.22 1 SGD = 0.7821 USD 0.00% vs mid-market | Recipient gets $7,444.98 Within 3 hours | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $481.221 SGD = 0.7821 USD $7,444.98You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 0.7821 USD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to US, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.00% | $1.50 | $780.71with bank transfer to bank deposit | +$11.20 | |
| $10,000This page | 0.00% | $24.43 | $7,802.25with bank transfer to bank deposit | +$51.44 |
Mid-market rate: 1 SGD = 0.7821 USD
There are 5 ways to send money to United States across 10 money transfer companies.
Cheapest way to send money
Sending USD from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $24.43 to send $10,000, delivering 7,802.25 USD after a 0% markup and 24.43 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to the United States.
A currency broker can quote a lower margin on a large SGD to USD transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to USD before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 7,802.25 USD after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 7,802.25 USD.
Pay in SGD through bank transfer, paynow, and debit card.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to US from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In United States, they can receive USD using bank deposit.
You pay $10,000.00
$7,802
Cheapest
You pay $10,000.00
$7,802
$0
You pay $10,000.00
$7,445
-$357
Consider these things before sending money from Singapore to US.
For a $10,000 transfer to United States, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,802.25 USD, which is 0.01% more than the next best option.
Fastest: Wise, funded through bank transfer with bank deposit for the payout. Your recipient gets 7,802.25 USD in same day.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much USD arrives for your SGD.
Mid-market rate:1 SGD = 0.782745 USD
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to United States, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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