How to send money to US from Italy with the best EUR-USD rate

TapTap Send is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 7,959 USD in United States.

For speed, TapTap Send is fastest, with delivery in minutes.

Best companies for EUR/USD transfers

12 of 12 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/USD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,924.20 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.281 EUR = 1.1376 USD
$7,924.20You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market Recipient gets $7,917.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1311 USD
$7,917.70You pay€7,000.00

Run a live search

Showing top Italy to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1.1370 USD +0.06% vs mid-market Recipient gets $7,959.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in US with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1.1370 USD
$7,959.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1349 USD +0.25% vs mid-market Recipient gets $7,944.14 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 1.1349 USD
$7,944.14You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1346 USD +0.27% vs mid-market Recipient gets $7,942.54 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1346 USD
$7,942.54You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1343 USD +0.30% vs mid-market Recipient gets $7,940.15 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in US with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1343 USD
$7,940.15You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1321 USD +0.50% vs mid-market Recipient gets $7,924.70 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in US with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1321 USD
$7,924.70You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1320 USD +0.50% vs mid-market Recipient gets $7,924.23 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in US with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1320 USD
$7,924.23You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,924.20 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.281 EUR = 1.1376 USD
$7,924.20You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market Recipient gets $7,917.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1311 USD
$7,917.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market Recipient gets $7,917.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1311 USD
$7,917.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market Recipient gets $7,917.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1311 USD
$7,917.70You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.52 1 EUR = 1.1312 USD +0.57% vs mid-market Recipient gets $7,914.40 Minutes - 24 hours
Receive to bank account

Ways to receive money in US with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.521 EUR = 1.1312 USD
$7,914.40You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €44.42 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,912.67 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.421 EUR = 1.1376 USD
$7,912.67You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1.1351 USD +0.23% vs mid-market Recipient gets $7,865.64 Same day
Multi-currency cardReceive to bank account

Ways to receive money in US with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 1.1351 USD
$7,865.64You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €89.31 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,861.60 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€89.311 EUR = 1.1376 USD
$7,861.60You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1218 USD +1.40% vs mid-market Recipient gets $7,852.55 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 1.1218 USD
$7,852.55You pay€7,000.00

Wise

Pay via Credit card
Fee €131.35 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,813.78 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.351 EUR = 1.1376 USD
$7,813.78You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market Recipient gets $7,812.70 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1.1161 USD
$7,812.70You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.1161 USD
$7,812.70You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market Recipient gets $7,812.70 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1.1161 USD
$7,812.70You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.1161 USD
$7,812.70You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market Recipient gets $7,812.70 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 1.1161 USD
$7,812.70You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.1161 USD
$7,812.70You pay€7,004.99
How Our Results Work
Mid-market rate: 1 EUR = 1.1377 USD Updates every 60 minutes.

How to send money from Italy to US

Pick a company

For a one-off transfer to US, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most USD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/USD rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to US directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to US

12 companies send money from Italy to United States. You can send EUR via broker, app, online, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.

TapTap Send charges €0 on a €7,000 transfer, and 7,959 USD lands in minutes.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Wise delivers 7,924.2 USD on €7,000 with a €34.28 fee and 0.01% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to US, the better rate you will get.

Key Currency charges no fee and adds 0.25% on EUR/USD rate.

Travelling and receiving

Multi-currency accounts

If you travel to US often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and USD in one account, and give you local details.

I suggest trying Currencies Direct.

It holds EUR and USD balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive USD in US

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,959 USD.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send USD to United States by themselves.

In United States, the recipient can use bank deposit and cash pickup.

In US, they can collect cash through All Banks.

They need to take a photo ID and the collection reference to a participating All Banks location in United States.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    $7,959

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    $7,944

    -$15

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $7,918

    -$41

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    $7,913

    -$46

  5. 5
    Debit card Cash pickup

    You pay €7,004.99

    $7,813

    -$146

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay €7,004.99

    $7,813

    -$146

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    $7,813

    -$146

Consider this when sending money from Italy to USD

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to United States.

Cheapest way to send money to United States

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 7,959 USD, which is 0.19% more than the next best option.

Fastest way to send money to United States

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 7,959 USD, with the money arriving in minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like TapTap Send then convert the money into USD and pay your recipient in United States through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-USD Exchange Rate

Finding the best rate to send money from Italy to US

The exchange rate affects the final USD amount, so compare today's quote with the recent EUR/USD range before sending.

Mid-market rate:1 EUR = 1.137715 USD

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 12 of them on EUR to United States, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.