Regular transfers
Money transfer apps
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €34.28 on a €7,000 transfer, and 8,099.74 USD lands in same day.
How to send money to US from Italy with the best EUR-USD rate
Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 8,119.37 USD in United States.
For speed, TapTap Send is fastest, with delivery in minutes.
| 12 of 12 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/USD exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/USD transfersAll money transfer offers for EUR/USD transfers, sorted by most USD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1628 USD 0.00% vs mid-market | Recipient gets $8,099.74 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1628 USD $8,099.74You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1496 USD +1.14% vs mid-market | Recipient gets $8,047.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1496 USD $8,047.20You pay€7,000.00 | |||
Run a live search Showing top Italy to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.1599 USD +0.25% vs mid-market | Recipient gets $8,119.37 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.1599 USD $8,119.37You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1597 USD +0.27% vs mid-market | Recipient gets $8,117.74 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1597 USD $8,117.74You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.1593 USD +0.30% vs mid-market | Recipient gets $8,115.30 Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1593 USD $8,115.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1628 USD 0.00% vs mid-market | Recipient gets $8,099.74 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1628 USD $8,099.74You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.1571 USD +0.49% vs mid-market | Recipient gets $8,099.70 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1571 USD $8,099.70You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1570 USD +0.50% vs mid-market | Recipient gets $8,099.02 Minutes - 24 hours | |
Ways to receive money in US with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1570 USD $8,099.02You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.44 1 EUR = 1.1563 USD +0.56% vs mid-market | Recipient gets $8,090.10 Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.441 EUR = 1.1563 USD $8,090.10You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.42 1 EUR = 1.1628 USD 0.00% vs mid-market | Recipient gets $8,087.95 Same day | |
Ways to receive money in US with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.421 EUR = 1.1628 USD $8,087.95You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.1520 USD +0.93% vs mid-market | Recipient gets $8,064.00 Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.1520 USD $8,064.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1496 USD +1.14% vs mid-market | Recipient gets $8,047.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1496 USD $8,047.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.1496 USD +1.14% vs mid-market | Recipient gets $8,047.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1496 USD $8,047.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.1496 USD +1.14% vs mid-market | Recipient gets $8,047.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1496 USD $8,047.20You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.1603 USD +0.22% vs mid-market | Recipient gets $8,040.05 Within a week | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €70.501 EUR = 1.1603 USD $8,040.05You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.31 1 EUR = 1.1628 USD 0.00% vs mid-market | Recipient gets $8,035.75 Same day | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.311 EUR = 1.1628 USD $8,035.75You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.1465 USD +1.40% vs mid-market | Recipient gets $8,025.76 Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1465 USD $8,025.76You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 1.1413 USD +1.87% vs mid-market | Recipient gets $7,988.75 Minutes - 2 days | |
Ways to receive money in US with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1413 USD $7,988.75You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.35 1 EUR = 1.1628 USD 0.00% vs mid-market | Recipient gets $7,986.87 Same day | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.351 EUR = 1.1628 USD $7,986.87You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.162817 USD Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Italy to US
Pick a company
For a one-off transfer to US, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/USD rate.
Fund your transfer
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to US directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to US
12 companies send money from Italy to United States. You can send EUR via broker, app, online, multi-currency account, and global account, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 8,099.74 USD on €7,000 with a €34.28 fee and 0% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to US, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/USD rate.
Travelling and receiving
Multi-currency accounts
If you travel to US often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and USD in one account, and give you local details.
I suggest trying Wise.
It holds EUR and USD balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive USD in US
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 8,119.37 USD.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send USD to United States by themselves.
In United States, the recipient can use bank deposit.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$8,119
Cheapest
- 2 Ideal Bank deposit
You pay €7,000.00
$8,088
-$31
- 3 Debit card Bank deposit
You pay €7,000.00
$8,064
-$55
- 4 Credit card Bank deposit
You pay €7,000.00
$8,047
-$72
Consider this when sending money from Italy to USD
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to United States.
Cheapest way to send money to United States
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 8,119.37 USD, which is 0.02% more than the next best option.
Fastest way to send money to United States
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 8,064 USD, with the money arriving in minutes.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into USD and pay your recipient in United States through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to US
The exchange rate affects the final USD amount, so compare today's quote with the recent EUR/USD range before sending.
Mid-market rate:1 EUR = 1.162088 USD
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 12 of them on EUR to United States, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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