Regular transfers
Money transfer apps
For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.
TapTap Send charges €0 on a €7,000 transfer, and 7,959 USD lands in minutes.
TapTap Send is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 7,959 USD in United States.
For speed, TapTap Send is fastest, with delivery in minutes.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/USD transfers | |||
| Promoted Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market | Recipient gets $7,924.20 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1376 USD $7,924.20You pay€7,000.00 | |||
| Promoted Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market | Recipient gets $7,917.70 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1311 USD $7,917.70You pay€7,000.00 | |||
Run a live search Showing top Italy to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.1370 USD +0.06% vs mid-market | Recipient gets $7,959.00 Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.1370 USD $7,959.00You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.1349 USD +0.25% vs mid-market | Recipient gets $7,944.14 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.1349 USD $7,944.14You pay€7,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1346 USD +0.27% vs mid-market | Recipient gets $7,942.54 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1346 USD $7,942.54You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.1343 USD +0.30% vs mid-market | Recipient gets $7,940.15 Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1343 USD $7,940.15You pay€7,000.00 | |||
| Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.1321 USD +0.50% vs mid-market | Recipient gets $7,924.70 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1321 USD $7,924.70You pay€7,000.00 | |||
| OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1320 USD +0.50% vs mid-market | Recipient gets $7,924.23 Minutes - 24 hours | |
Ways to receive money in US with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1320 USD $7,924.23You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market | Recipient gets $7,924.20 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1376 USD $7,924.20You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market | Recipient gets $7,917.70 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1311 USD $7,917.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market | Recipient gets $7,917.70 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1311 USD $7,917.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.1311 USD +0.58% vs mid-market | Recipient gets $7,917.70 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1311 USD $7,917.70You pay€7,000.00 | |||
| CurrencyFair Pay via Bank transfer | Fee €3.52 1 EUR = 1.1312 USD +0.57% vs mid-market | Recipient gets $7,914.40 Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.521 EUR = 1.1312 USD $7,914.40You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.42 1 EUR = 1.1376 USD +0.01% vs mid-market | Recipient gets $7,912.67 Same day | |
Ways to receive money in US with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.421 EUR = 1.1376 USD $7,912.67You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.1351 USD +0.23% vs mid-market | Recipient gets $7,865.64 Same day | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.1351 USD $7,865.64You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.31 1 EUR = 1.1376 USD +0.01% vs mid-market | Recipient gets $7,861.60 Same day | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.311 EUR = 1.1376 USD $7,861.60You pay€7,000.00 | |||
| Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.1218 USD +1.40% vs mid-market | Recipient gets $7,852.55 Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1218 USD $7,852.55You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.35 1 EUR = 1.1376 USD +0.01% vs mid-market | Recipient gets $7,813.78 Same day | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.351 EUR = 1.1376 USD $7,813.78You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market | Recipient gets $7,812.70 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.1161 USD $7,812.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.1161 USD $7,812.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market | Recipient gets $7,812.70 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.1161 USD $7,812.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.1161 USD $7,812.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 1.1161 USD +1.92% vs mid-market | Recipient gets $7,812.70 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.1161 USD $7,812.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.1161 USD $7,812.70You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.1377 USD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to US, I suggest picking the cheapest option which is TapTap Send.
On a 7,000 EUR transfer, TapTap Send delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/USD rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to US directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
12 companies send money from Italy to United States. You can send EUR via broker, app, online, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.
TapTap Send charges €0 on a €7,000 transfer, and 7,959 USD lands in minutes.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 7,924.2 USD on €7,000 with a €34.28 fee and 0.01% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to US, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/USD rate.
Travelling and receiving
If you travel to US often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and USD in one account, and give you local details.
I suggest trying Currencies Direct.
It holds EUR and USD balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,959 USD.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send USD to United States by themselves.
In United States, the recipient can use bank deposit and cash pickup.
In US, they can collect cash through All Banks.
They need to take a photo ID and the collection reference to a participating All Banks location in United States.
You pay €7,000.00
$7,959
Cheapest
You pay €7,000.00
$7,944
-$15
You pay €7,000.00
$7,918
-$41
You pay €7,000.00
$7,913
-$46
You pay €7,004.99
$7,813
-$146
You pay €7,004.99
$7,813
-$146
You pay €7,004.99
$7,813
-$146
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to United States.
Cheapest way to send money to United States
The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 7,959 USD, which is 0.19% more than the next best option.
Fastest way to send money to United States
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 7,959 USD, with the money arriving in minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like TapTap Send then convert the money into USD and pay your recipient in United States through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final USD amount, so compare today's quote with the recent EUR/USD range before sending.
Mid-market rate:1 EUR = 1.137715 USD
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 12 of them on EUR to United States, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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