Of the 3 companies we compared, Key Currency is the cheapest for sending SAR to United States, while Regency FX is the fastest. Sending SAR 50,000 with Key Currency gets your recipient 13,278.72 USD.
To get the most USD, deposit money with bank transfer, and withdraw via bank deposit.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 50,000 SAR transfer Best companies for SAR/USD transfers | |||
| Promoted  Key Currency Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.2656 USD +0.25% vs mid-market | Recipient gets $13,278.72 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.2656 USD $13,278.72You paySAR 50,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.2655 USD +0.27% vs mid-market | Recipient gets $13,276.06 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.2655 USD $13,276.06You paySAR 50,000.00 | |||
Run a live search Showing top Saudi Arabia to United States deals for 50,000 SAR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much SAR you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.2656 USD +0.25% vs mid-market | Recipient gets $13,278.72 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.2656 USD $13,278.72You paySAR 50,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.2655 USD +0.27% vs mid-market | Recipient gets $13,276.06 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.2655 USD $13,276.06You paySAR 50,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.2645 USD +0.66% vs mid-market | Recipient gets $13,225.00 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.2645 USD $13,225.00You paySAR 50,000.00 | |||
| How Our Results Work Mid-market rate: 1 SAR = 0.2662 USD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to US, I suggest picking the cheapest option which is Key Currency.
On a 50,000 SAR transfer, Key Currency delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best SAR/USD rate.
You have 1 methods to fund your transfer: bank transfer.
Some other transfer services may accept mada-funded payments, but double check when signing up.
When registering with a new company, you will need to verify your account.
You'll need your Iqama to register and to send.
How much SAR you send to US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| SAR 25,000 | 0.25% | SAR 0.00 | $6,639.36with bank transfer to bank deposit | +$9.40 | |
| SAR 50,000This page | 0.25% | SAR 0.00 | $13,278.72with bank transfer to bank deposit | +$18.79 |
Mid-market rate: 1 SAR = 0.2662 USD
3 companies send money from Saudi Arabia to United States, using broker and multi-currency account and other options.
Very large transfers
A currency broker can help with timing the exchange rate and paperwork on a large transfer to United States from Saudi Arabia.
Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.
You will need your Iqama, salary certificate and source-of-funds documents beforehand.
Paying suppliers and contractors
Holding multiple currencies
Currencies Direct lets you hold multiple currencies in one account and swap them when you need.
Converting SAR 50,000 will get you 13,225 USD with Currencies Direct.
This is useful if you are getting paid from United States, making recurring payments in USD, or frequently travelling to United States.
Another option is a foreign-currency account at your bank or an overseas account.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 13,278.72 USD.
For payment, choose bank transfer.
The recipient can collect USD using bank deposit.
You pay ﷼50,000.00
$13,279
Cheapest
Here are a few things to consider when making money transfers from Saudi Arabia to US.
I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):
Cheapest:
Key Currency, paid by bank transfer with bank deposit in United States. Your recipient gets 13,278.72 USD, which is 0.02% more than the next option.
Fastest:
Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 13,276.06 USD in minutes - 24 hours.
SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.
The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.
That does not mean every money transfer app will let you send the full amount as they can set their own limits.
SARIE and mada card can be used inside Saudi Arabia only
A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.
Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.
Do not hand money to an informal dealer because their rate looks better.
Check the recipient details before paying and keep the receipt.
If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.
Comparing the rate matters because the same SAR amount can produce a different USD payout.
Mid-market rate:1 SAR = 0.266247 USD
We track 3 companies sending SAR to United States, with rates refreshed in real time on live comparisons.
The riyal is fixed to the dollar, so we compare on what lands in USD, along with the fee and the ways to pay and collect.
Each one goes through our review first.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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