From 10 companies analysed, Key Currency is the cheapest way to send money to United States, giving your recipient 8,372.3 USD when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most USD.
| 10 of 10 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/USD exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/USD transfersAll money transfer offers for SEK/USD transfers, sorted by most USD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 355,78 kr 1 SEK = 0.1049 USD 0.00% vs mid-market | Recipient gets 8 355,79 $ Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 355,78 kr1 SEK = 0.1049 USD 8 355,79 $You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1036 USD +1.26% vs mid-market | Recipient gets 8 288,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1036 USD 8 288,00 $You pay80 000,00 kr | |||
Run a live search Showing top Sweden to United States deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much SEK you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1047 USD +0.25% vs mid-market | Recipient gets 8 372,30 $ Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.1047 USD 8 372,30 $You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1046 USD +0.27% vs mid-market | Recipient gets 8 370,62 $ Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1046 USD 8 370,62 $You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1046 USD +0.30% vs mid-market | Recipient gets 8 368,10 $ Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1046 USD 8 368,10 $You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 355,78 kr 1 SEK = 0.1049 USD 0.00% vs mid-market | Recipient gets 8 355,79 $ Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 355,78 kr1 SEK = 0.1049 USD 8 355,79 $You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 38,13 kr 1 SEK = 0.1044 USD +0.49% vs mid-market | Recipient gets 8 348,00 $ Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 38,13 kr1 SEK = 0.1044 USD 8 348,00 $You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1043 USD +0.59% vs mid-market | Recipient gets 8 344,00 $ Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1043 USD 8 344,00 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.1048 USD +0.11% vs mid-market | Recipient gets 8 295,23 $ Within a week | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week 820,00 kr1 SEK = 0.1048 USD 8 295,23 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1036 USD +1.26% vs mid-market | Recipient gets 8 288,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1036 USD 8 288,00 $You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1036 USD +1.26% vs mid-market | Recipient gets 8 288,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1036 USD 8 288,00 $You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.1036 USD +1.26% vs mid-market | Recipient gets 8 288,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1036 USD 8 288,00 $You pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1034 USD +1.40% vs mid-market | Recipient gets 8 275,77 $ Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.1034 USD 8 275,77 $You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 218,66 kr 1 SEK = 0.1049 USD 0.00% vs mid-market | Recipient gets 8 265,27 $ Same day | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 218,66 kr1 SEK = 0.1049 USD 8 265,27 $You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 381,28 kr 1 SEK = 0.1049 USD 0.00% vs mid-market | Recipient gets 8 248,20 $ Same day | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 381,28 kr1 SEK = 0.1049 USD 8 248,20 $You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1030 USD +1.84% vs mid-market | Recipient gets 8 240,00 $ Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 0.1030 USD 8 240,00 $You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.104916 USD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to US, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/USD rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to US, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
10 companies send money from Sweden to United States, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
Medium-sized transfers
For a one-off transfer to United States, an online service like Wise is usually the simplest place to start.
Wise charges kr355.78 to send 80,000 SEK, leaving your recipient with 8,355.79 after a 0.02% markup on SEK/USD exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to United States.
Wise charges kr355.78 on a 80,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need USD.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.02% exchange-rate markup and holds the USD in your account.
Paying from business accounts
If your business receives and sends money in United States, a global account keeps the USD in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 8,372.3 USD.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in United States, the recipient can use bank deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send USD to United States.
You pay kr80,000.00
$8,372
Cheapest
You pay kr80,000.00
$8,288
-$84
You pay kr80,000.00
$8,288
-$84
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of USD from Sweden.
Cheapest way to send money to United States
The cheapest option for USD 8,372.3 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 8,372.3 USD, which is 0.02% more than the next best option.
Fastest way to send money to United States
With TapTap Send, a debit card deposit and bank deposit payout delivers 8,240 USD in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to United States.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to United States over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
United States may have their own rules on receiving monetary gifts.
The final rate controls how much USD you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.104704 USD
We track 10 companies sending SEK to United States, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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