Wise offers the best exchange rate from France to the United States at 1.1228 USD per EUR.
But Key Currency is cheapest overall, turning EUR 7,000 into 7,839.78 USD after its fee and exchange-rate markup.
| 13 of 13 providers Last updated on 10 November 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/USD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1228 USD -0.01% vs mid-market | Recipient gets $7,821.46 Within minutes | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.281 EUR = 1.1228 USD $7,821.46You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1166 USD +0.55% vs mid-market | Recipient gets $7,816.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1166 USD $7,816.20You pay€7,000.00 | |||
Run a live search Showing top France to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.1200 USD +0.25% vs mid-market | Recipient gets $7,839.78 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.1200 USD $7,839.78You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1197 USD +0.27% vs mid-market | Recipient gets $7,838.21 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1197 USD $7,838.21You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.1194 USD +0.30% vs mid-market | Recipient gets $7,835.85 Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1194 USD $7,835.85You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1228 USD -0.01% vs mid-market | Recipient gets $7,821.46 Within minutes | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.281 EUR = 1.1228 USD $7,821.46You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.1173 USD +0.49% vs mid-market | Recipient gets $7,821.10 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1173 USD $7,821.10You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1172 USD +0.50% vs mid-market | Recipient gets $7,820.13 Minutes - 24 hours | |
Ways to receive money in US with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1172 USD $7,820.13You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1166 USD +0.55% vs mid-market | Recipient gets $7,816.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1166 USD $7,816.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.1166 USD +0.55% vs mid-market | Recipient gets $7,816.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1166 USD $7,816.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.1166 USD +0.55% vs mid-market | Recipient gets $7,816.20 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1166 USD $7,816.20You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.56 1 EUR = 1.1166 USD +0.55% vs mid-market | Recipient gets $7,812.20 Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.561 EUR = 1.1166 USD $7,812.20You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €44.42 1 EUR = 1.1228 USD -0.01% vs mid-market | Recipient gets $7,810.07 Within minutes | |
Ways to receive money in US with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.421 EUR = 1.1228 USD $7,810.07You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.1204 USD +0.22% vs mid-market | Recipient gets $7,763.48 Same day | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.1204 USD $7,763.48You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.31 1 EUR = 1.1228 USD -0.01% vs mid-market | Recipient gets $7,759.67 Within minutes | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €89.311 EUR = 1.1228 USD $7,759.67You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.1080 USD +1.32% vs mid-market | Recipient gets $7,756.00 Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.1080 USD $7,756.00You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.1071 USD +1.40% vs mid-market | Recipient gets $7,749.40 Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1071 USD $7,749.40You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 1.1057 USD +1.54% vs mid-market | Recipient gets $7,739.69 Minutes - 2 days | |
Ways to receive money in US with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1057 USD $7,739.69You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.35 1 EUR = 1.1228 USD -0.01% vs mid-market | Recipient gets $7,712.46 Within minutes | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €131.351 EUR = 1.1228 USD $7,712.46You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 1.1000 USD +2.05% vs mid-market | Recipient gets $7,700.00 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 1.1000 USD $7,700.00You pay€7,000.00 Cash pickupMinutes - 24 hours €4.991 EUR = 1.0982 USD $7,687.40You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.00 1 EUR = 1.1000 USD +2.05% vs mid-market | Recipient gets $7,700.00 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 1.1000 USD $7,700.00You pay€7,000.00 Cash pickupMinutes - 24 hours €4.991 EUR = 1.0982 USD $7,687.40You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 1.1000 USD +2.05% vs mid-market | Recipient gets $7,700.00 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 1.1000 USD $7,700.00You pay€7,000.00 Cash pickupMinutes - 24 hours €4.991 EUR = 1.0982 USD $7,687.40You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.1228 USD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 7,839.78 USD on a €7,000 transfer.
Key Currency was the cheapest on 20 of the 30 days it quoted €7,000 transfers to the US.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to the US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 73% of the transfers from €5,000 it quoted, and in 73% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.36% | €0.00 | $559.25with debit card to bank deposit | +$12.23 | |
| €1,000 | 0.21% | €1.50 | $1,118.74with bank transfer to bank deposit | +$18.02 | |
| €2,000 | 0.49% | €0.00 | $2,234.60with bank transfer to bank deposit | +$22.51 | |
| €5,000 | 0.16% | €0.00 | $5,605.00with debit card to bank deposit | +$54.58 | |
| €7,000This page | 0.25% | €0.00 | $7,839.78with bank transfer to bank deposit | +$58.38 | |
| €25,000 | 0.20% | €0.00 | $28,013.26with bank transfer to bank deposit | +$186.72 |
Mid-market rate: 1 EUR = 1.1228 USD
The cheapest way to send EUR to USD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to the US.
Tue, 10 Nov 2026Mid-market rate$7,859.43 Key Currency $7,839.78Key Currency$7,839.78Regency FX$7,838.21TorFx$7,835.85
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1204 | – | $7,843.05 | |
| | 1.1176 | €0.00 | $7,823.44 | −$19.61 |
| | 1.1174 | €0.00 | $7,821.87 | −$21.18 |
| | 1.1171 | €0.00 | $7,819.52 | −$23.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1190 | – | $7,832.78 | |
| | 1.1162 | €0.00 | $7,813.19 | −$19.59 |
| | 1.1159 | €0.00 | $7,811.63 | −$21.15 |
| | 1.1156 | €0.00 | $7,809.28 | −$23.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1203 | – | $7,841.82 | |
| | 1.1175 | €0.00 | $7,822.22 | −$19.60 |
| | 1.1172 | €0.00 | $7,820.65 | −$21.17 |
| | 1.1169 | €0.00 | $7,818.29 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1214 | – | $7,849.91 | |
| | 1.1186 | €0.00 | $7,830.28 | −$19.63 |
| | 1.1184 | €0.00 | $7,828.71 | −$21.20 |
| | 1.1181 | €0.00 | $7,826.36 | −$23.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1239 | – | $7,867.38 | |
| | 1.1211 | €0.00 | $7,847.72 | −$19.66 |
| | 1.1209 | €0.00 | $7,846.14 | −$21.24 |
| | 1.1205 | €0.00 | $7,843.78 | −$23.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1237 | – | $7,866.02 | |
| | 1.1209 | €0.00 | $7,846.35 | −$19.67 |
| | 1.1207 | €0.00 | $7,844.78 | −$21.24 |
| | 1.1203 | €0.00 | $7,842.42 | −$23.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1237 | – | $7,866.02 | |
| | 1.1209 | €0.00 | $7,846.35 | −$19.67 |
| | 1.1207 | €0.00 | $7,844.78 | −$21.24 |
| | 1.1203 | €0.00 | $7,842.42 | −$23.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1205 | – | $7,843.16 | |
| | 1.1180 | €0.00 | $7,826.00 | −$17.16 |
| | 1.1176 | €0.00 | $7,823.55 | −$19.61 |
| | 1.1174 | €0.00 | $7,821.98 | −$21.18 |
| | 1.1171 | €0.00 | $7,819.63 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1233 | – | $7,862.78 | |
| | 1.1204 | €0.00 | $7,843.13 | −$19.65 |
| | 1.1202 | €0.00 | $7,841.56 | −$21.22 |
| | 1.1199 | €0.00 | $7,839.20 | −$23.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1225 | – | $7,857.67 | |
| | 1.1197 | €0.00 | $7,838.02 | −$19.65 |
| | 1.1195 | €0.00 | $7,836.45 | −$21.22 |
| | 1.1192 | €0.00 | $7,834.09 | −$23.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1238 | – | $7,866.58 | |
| | 1.1210 | €0.00 | $7,846.91 | −$19.67 |
| | 1.1208 | €0.00 | $7,845.34 | −$21.24 |
| | 1.1204 | €0.00 | $7,842.98 | −$23.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1198 | – | $7,838.66 | |
| | 1.1170 | €0.00 | $7,819.06 | −$19.60 |
| | 1.1168 | €0.00 | $7,817.49 | −$21.17 |
| | 1.1164 | €0.00 | $7,815.14 | −$23.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1202 | – | $7,841.64 | |
| | 1.1174 | €0.00 | $7,822.03 | −$19.61 |
| | 1.1172 | €0.00 | $7,820.47 | −$21.17 |
| | 1.1169 | €0.00 | $7,818.11 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1202 | – | $7,841.64 | |
| | 1.1174 | €0.00 | $7,822.03 | −$19.61 |
| | 1.1172 | €0.00 | $7,820.47 | −$21.17 |
| | 1.1169 | €0.00 | $7,818.11 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1205 | – | $7,843.84 | |
| | 1.1177 | €0.00 | $7,824.23 | −$19.61 |
| | 1.1175 | €0.00 | $7,822.66 | −$21.18 |
| | 1.1172 | €0.00 | $7,820.31 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1164 | – | $7,815.09 | |
| | 1.1150 | €0.00 | $7,805.00 | −$10.09 |
| | 1.1136 | €0.00 | $7,795.55 | −$19.54 |
| | 1.1134 | €0.00 | $7,793.99 | −$21.10 |
| | 1.1131 | €0.00 | $7,791.64 | −$23.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1122 | – | $7,785.65 | |
| | 1.1095 | €0.00 | $7,766.18 | −$19.47 |
| | 1.1092 | €0.00 | $7,764.62 | −$21.03 |
| | 1.1089 | €0.00 | $7,762.29 | −$23.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1138 | – | $7,796.31 | |
| | 1.1118 | €0.00 | $7,782.60 | −$13.71 |
| | 1.1110 | €0.00 | $7,776.82 | −$19.49 |
| | 1.1108 | €0.00 | $7,775.26 | −$21.05 |
| | 1.1104 | €0.00 | $7,772.92 | −$23.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1184 | – | $7,828.49 | |
| | 1.1166 | €0.00 | $7,816.20 | −$12.28 |
| | 1.1156 | €0.00 | $7,808.91 | −$19.57 |
| | 1.1153 | €0.00 | $7,807.35 | −$21.13 |
| | 1.1150 | €0.00 | $7,805.00 | −$23.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1206 | – | $7,843.98 | |
| | 1.1178 | €0.00 | $7,824.37 | −$19.61 |
| | 1.1175 | €0.00 | $7,822.80 | −$21.18 |
| | 1.1172 | €0.00 | $7,820.45 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1206 | – | $7,843.98 | |
| | 1.1178 | €0.00 | $7,824.37 | −$19.61 |
| | 1.1175 | €0.00 | $7,822.80 | −$21.18 |
| | 1.1172 | €0.00 | $7,820.45 | −$23.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1190 | – | $7,833.13 | |
| | 1.1173 | €0.00 | $7,821.10 | −$12.03 |
| | 1.1162 | €0.00 | $7,813.55 | −$19.58 |
| | 1.1160 | €0.00 | $7,811.98 | −$21.15 |
| | 1.1157 | €0.00 | $7,809.63 | −$23.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1201 | – | $7,840.59 | |
| | 1.1182 | €0.00 | $7,827.40 | −$13.19 |
| | 1.1173 | €0.00 | $7,820.99 | −$19.60 |
| | 1.1171 | €0.00 | $7,819.42 | −$21.17 |
| | 1.1167 | €0.00 | $7,817.07 | −$23.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1236 | – | $7,864.99 | |
| | 1.1217 | €0.00 | $7,851.90 | −$13.09 |
| | 1.1208 | €0.00 | $7,845.33 | −$19.66 |
| | 1.1205 | €0.00 | $7,843.75 | −$21.24 |
| | 1.1202 | €0.00 | $7,841.40 | −$23.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1242 | – | $7,869.23 | |
| | 1.1223 | €0.00 | $7,856.10 | −$13.13 |
| | 1.1214 | €0.00 | $7,849.56 | −$19.67 |
| | 1.1211 | €0.00 | $7,847.99 | −$21.24 |
| | 1.1208 | €0.00 | $7,845.62 | −$23.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1171 | – | $7,819.57 | |
| | 1.1170 | €0.00 | $7,819.00 | −$0.57 |
| | 1.1143 | €0.00 | $7,800.02 | −$19.55 |
| | 1.1141 | €0.00 | $7,798.45 | −$21.12 |
| | 1.1137 | €0.00 | $7,796.11 | −$23.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1151 | – | $7,805.50 | |
| | 1.1123 | €0.00 | $7,785.98 | −$19.52 |
| | 1.1121 | €0.00 | $7,784.42 | −$21.08 |
| | 1.1117 | €0.00 | $7,782.08 | −$23.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1151 | – | $7,805.50 | |
| | 1.1123 | €0.00 | $7,785.98 | −$19.52 |
| | 1.1121 | €0.00 | $7,784.42 | −$21.08 |
| | 1.1117 | €0.00 | $7,782.08 | −$23.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1168 | – | $7,817.30 | |
| | 1.1147 | €0.00 | $7,802.90 | −$14.40 |
| | 1.1140 | €0.00 | $7,797.76 | −$19.54 |
| | 1.1137 | €0.00 | $7,796.19 | −$21.11 |
| | 1.1134 | €0.00 | $7,793.85 | −$23.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1228 | – | $7,859.43 | |
| | 1.1200 | €0.00 | $7,839.78 | −$19.65 |
| | 1.1197 | €0.00 | $7,838.21 | −$21.22 |
| | 1.1194 | €0.00 | $7,835.85 | −$23.58 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.1228 | – | $7,859.43 | |
|---|---|---|---|---|
| | ||||
| | ||||
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more USD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of USD on every transfer from France.
Right now, Key Currency pays 7,839.78 USD on 7,000 EUR, which is 19.65 USD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 7,856.10 USD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the US.
We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.
Cheapest in 57% of them
Never the cheapest
Cheapest in 24% of them
Based on 42 comparisons across 6 amounts over the last 7 days.
Cheapest in 73% of them
Never the cheapest
Cheapest in 25% of them
Based on 176 comparisons across 6 amounts over the last 30 days.
Cheapest in 77% of them
Never the cheapest
Cheapest in 15% of them
Based on 296 comparisons across 6 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
13 companies send money from France to the United States. You can do it via currency broker, app, online, multi-currency account, global business account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in the US, apps like Wise are the easiest way.
Over the past month, Wise was the cheapest app on 40% of the days it appeared for €7,000 transfers.
Wise charges €34.28 on a €7,000 transfer, and the USD arrives in same day.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to USD, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 7,821.46 USD with a €34.28 fee and -0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 22 of the 30 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to the United States.
On a €7,000 transfer, Wise gets you 7,821.46 USD vs 7,839.78 USD using Key Currency.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and USD
Convert between them any time
Spend in USD abroad or online
Receive EUR or USD like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 57% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to the United States, or making any other large transfer, then you need a currency broker.
Key Currency charges no fee but adds 0.25% markup on EUR/USD interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Key Currency was the cheapest broker in 80% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,839.78 USD.
Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to the United States depends on the payout method.
Your recipient in the United States can collect USD through bank deposit and cash pickup.
They can collect cash in the United States
Your recipient can collect USD from a participating agent location in the United States. They should take a valid photo ID and the collection reference.
You pay €7,000.00
$7,840
Cheapest
You pay €7,000.00
$7,816
-$24
You pay €7,000.00
$7,816
-$24
You pay €7,000.00
$7,810
-$30
You pay €7,004.99
$7,687
-$152
You pay €7,004.99
$7,687
-$152
You pay €7,004.99
$7,687
-$152
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to the United States, these are the best ways to start with:
Cheapest way to send money to the United States
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,839.78 USD, which is 0.02% more than the next best option.
Fastest way to send money to the United States
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 7,756 USD in minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 13 ACPR-registered companies sending EUR to the United States, with the rates refreshed in real time on live EUR/USD searches.
In the past 30 days alone, we analysed 176 comparisons across 6 amounts.
This page covers the cheapest and fastest options for EUR/USD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the EUR/USD comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …