Best companies for MYR/GTQ transfers
3 of 3 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/GTQ transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 325.20 1 MYR = 1.8738 GTQ +0.19% vs mid-market	Recipient gets Q 14,755.56 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT RM 325.201 MYR = 1.8738 GTQ Q 14,755.56You payRM 8,200.00
Run a live search Showing top Malaysia to Guatemala deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to GTQ rates.
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much MYR you're planning to spend in Guatemala.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 1.8723 GTQ +0.27% vs mid-market	Recipient gets Q 15,352.75 Minutes - 24 hours
0 reviews CheapestFastest Personal account manager
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 1.8723 GTQ Q 15,352.75You payRM 8,200.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee RM 5.00 1 MYR = 1.8538 GTQ +1.26% vs mid-market	Recipient gets Q 15,191.65 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days RM 5.001 MYR = 1.8538 GTQ Q 15,191.65You payRM 8,200.00 Cash pickupMinutes - 2 days Free1 MYR = 1.8303 GTQ Q 15,008.54You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 325.20 1 MYR = 1.8738 GTQ +0.19% vs mid-market	Recipient gets Q 14,755.56 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT RM 325.201 MYR = 1.8738 GTQ Q 14,755.56You payRM 8,200.00

Wise Pay via FPX	Fee RM 325.20 1 MYR = 1.8738 GTQ +0.19% vs mid-market	Recipient gets Q 14,755.56 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT RM 325.201 MYR = 1.8738 GTQ Q 14,755.56You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 1.8774 GTQ Updates every 60 minutes.

Why compare

MYR/GTQ exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Guatemala

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Guatemala.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, debit card, and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Guatemala.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Guatemala?

How much MYR you send to Guatemala heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	1.37%	RM 5.00	Q 1,843.01with debit card to bank deposit	+Q 67.73
RM 5,000	1.36%	RM 5.00	Q 9,252.09with debit card to bank deposit	+Q 185.78
RM 8,200This page	0.27%	RM 0.00	Q 15,352.75with bank transfer to bank deposit	+Q 338.87
RM 10,000	0.27%	RM 0.00	Q 18,722.86with bank transfer to bank deposit	+Q 405.40

Mid-market rate: 1 MYR = 1.8774 GTQ

MYR/GTQ Exchange Rate History

Is today a good time to send money from Malaysia to Guatemala?

The cheapest way to send MYR to GTQ can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Guatemala.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GTQ per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GTQ on every transfer from Malaysia.

Right now, Regency FX pays 15,352.75 GTQ on 8,200 MYR, which is 41.57 GTQ less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 15,380.4 GTQ.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guatemala.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
WorldRemitAppeared in 70 comparisons
Cheapest in 33% of them
WiseAppeared in 92 comparisons
Cheapest in 3% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most GTQ, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Guatemala.

WorldRemit (today's second cheapest) was the cheapest in only 33% of its comparisons, so it's rarely the cheapest option for transfers to Guatemala.

Ways to send money from Malaysia to Guatemala

There are 5 ways to send money from Malaysia to Guatemala across 3 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

WorldRemit charges MYR 5.00 and 1.26% markup to send MYR 8,200 and your recipient gets Q15,191.65 in minutes - 2 days.

In our comparisons over the past month, it was the cheapest online service on 24 of the 24 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Guatemala.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/GTQ exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Guatemala, tuition fees, or moving savings from Malaysia to Guatemala.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Guatemala, or travel there often.

Wise lets you hold MYR and GTQ in one account, and convert between them when you need.

When converting MYR to GTQ, 8,200 MYR will get you 14,755.56 GTQ (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive GTQ in Guatemala

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 15,352.75 GTQ.

You can fund your transfer in MYR through bank transfer, debit card, and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Guatemala.

The processing fee may include SST, so double check the final GTQ amount first.

The recipient can receive GTQ through bank deposit and cash pickup.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Guatemala.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

Q15,353

Cheapest
2

Debit card Bank deposit

You pay RM8,200.00

Q15,192

-Q161
3

Debit card Cash pickup

You pay RM8,200.00

Q15,009

-Q344
4

Fpx Bank deposit

You pay RM8,200.00

Q14,756

-Q597

Things to check before sending MYR to Guatemala

Here are a few things to know about money transfers from Malaysia to Guatemala.

Best ways to send MYR to Guatemala

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,352.75 GTQ, which is 1.05% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,352.75 GTQ in minutes - 24 hours.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to Guatemala, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/GTQ transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Guatemala

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8725	–	Q 15,354.72
Regency FX Cheapest	1.8675	RM 0.00	Q 15,313.26	−Q 41.46
WorldRemit	1.8492	RM 5.00	Q 15,154.36	−Q 200.36
Wise	1.8713	RM 323.70	Q 14,738.92	−Q 615.80

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8726	–	Q 15,354.99
Regency FX Cheapest	1.8675	RM 0.00	Q 15,313.53	−Q 41.46
WorldRemit	1.8451	RM 5.00	Q 15,120.51	−Q 234.48
Wise	1.8711	RM 313.04	Q 14,757.05	−Q 597.94

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8753	–	Q 15,377.71
Regency FX Cheapest	1.8703	RM 0.00	Q 15,336.19	−Q 41.52
WorldRemit	1.8497	RM 5.00	Q 15,158.13	−Q 219.58
Wise	1.8702	RM 315.35	Q 14,746.03	−Q 631.68

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8807	–	Q 15,422.04
Regency FX Cheapest	1.8757	RM 0.00	Q 15,380.40	−Q 41.64
WorldRemit	1.8448	RM 5.00	Q 15,117.89	−Q 304.15
Wise	1.8704	RM 313.06	Q 14,752.05	−Q 669.99

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8705	–	Q 15,337.72
Regency FX Cheapest	1.8654	RM 0.00	Q 15,296.31	−Q 41.41
WorldRemit	1.8511	RM 5.00	Q 15,170.09	−Q 167.63
Wise	1.8697	RM 308.50	Q 14,754.82	−Q 582.90

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8668	–	Q 15,307.48
Regency FX Cheapest	1.8617	RM 0.00	Q 15,266.15	−Q 41.33
WorldRemit	1.8511	RM 5.00	Q 15,170.09	−Q 137.39
Wise	1.8697	RM 308.50	Q 14,754.82	−Q 552.66

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8685	–	Q 15,321.34
Regency FX Cheapest	1.8634	RM 0.00	Q 15,279.97	−Q 41.37
WorldRemit	1.8503	RM 5.00	Q 15,163.04	−Q 158.30
Wise	1.8686	RM 308.51	Q 14,746.12	−Q 575.22

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8671	–	Q 15,310.19
Regency FX Cheapest	1.8621	RM 0.00	Q 15,268.85	−Q 41.34
Wise	1.8698	RM 326.77	Q 14,721.21	−Q 588.98
WorldRemit No quote collected this day	–	–	–	–

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8681	–	Q 15,318.76
Regency FX Cheapest	1.8631	RM 0.00	Q 15,277.40	−Q 41.36
WorldRemit	1.8466	RM 5.00	Q 15,132.97	−Q 185.79
Wise	1.8695	RM 324.50	Q 14,723.33	−Q 595.43

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8662	–	Q 15,302.50
Regency FX Cheapest	1.8611	RM 0.00	Q 15,261.18	−Q 41.32
Wise	1.8681	RM 311.58	Q 14,736.12	−Q 566.38
WorldRemit No quote collected this day	–	–	–	–

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8641	–	Q 15,285.60
Regency FX Cheapest	1.8591	RM 0.00	Q 15,244.32	−Q 41.28
WorldRemit	1.8445	RM 5.00	Q 15,115.76	−Q 169.84
Wise	1.8688	RM 312.34	Q 14,740.85	−Q 544.75

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8712	–	Q 15,343.68
Regency FX Cheapest	1.8661	RM 0.00	Q 15,302.26	−Q 41.42
WorldRemit	1.8468	RM 5.00	Q 15,134.69	−Q 208.99
Wise	1.8707	RM 314.60	Q 14,751.14	−Q 592.54

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8707	–	Q 15,339.65
Regency FX Cheapest	1.8656	RM 0.00	Q 15,298.23	−Q 41.42
Wise	1.8712	RM 314.59	Q 14,755.18	−Q 584.47
WorldRemit No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8746	–	Q 15,371.91
Regency FX Cheapest	1.8696	RM 0.00	Q 15,330.40	−Q 41.51
Wise	1.8705	RM 314.61	Q 14,749.78	−Q 622.13
WorldRemit No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8695	–	Q 15,330.11
Regency FX Cheapest	1.8645	RM 0.00	Q 15,288.71	−Q 41.40
WorldRemit	1.8476	RM 5.00	Q 15,141.16	−Q 188.95
Wise	1.8718	RM 325.23	Q 14,739.84	−Q 590.27

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8710	–	Q 15,342.13
Regency FX Cheapest	1.8659	RM 0.00	Q 15,300.70	−Q 41.43
WorldRemit	1.8475	RM 5.00	Q 15,140.18	−Q 201.95
Wise	1.8721	RM 323.71	Q 14,745.52	−Q 596.61

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8722	–	Q 15,351.93
Regency FX Cheapest	1.8671	RM 0.00	Q 15,310.48	−Q 41.45
WorldRemit	1.8428	RM 5.00	Q 15,101.83	−Q 250.10
Wise	1.8721	RM 322.95	Q 14,746.55	−Q 605.38

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8740	–	Q 15,366.96
Regency FX Cheapest	1.8690	RM 0.00	Q 15,325.47	−Q 41.49
WorldRemit	1.8485	RM 5.00	Q 15,148.79	−Q 218.17
Wise	1.8715	RM 315.35	Q 14,755.73	−Q 611.23

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8779	–	Q 15,399.04
Regency FX Cheapest	1.8729	RM 0.00	Q 15,357.46	−Q 41.58
WorldRemit	1.8482	RM 5.00	Q 15,146.33	−Q 252.71
Wise	1.8722	RM 315.34	Q 14,761.50	−Q 637.54

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8729	–	Q 15,358.16
Regency FX Cheapest	1.8679	RM 0.00	Q 15,316.69	−Q 41.47
WorldRemit	1.8433	RM 5.00	Q 15,105.93	−Q 252.23
Wise	1.8712	RM 322.96	Q 14,739.28	−Q 618.88

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8690	–	Q 15,325.81
Regency FX Cheapest	1.8640	RM 0.00	Q 15,284.43	−Q 41.38
WorldRemit	1.8488	RM 5.00	Q 15,150.83	−Q 174.98
Wise	1.8722	RM 322.94	Q 14,747.83	−Q 577.98

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8725	–	Q 15,354.45
Regency FX Cheapest	1.8674	RM 0.00	Q 15,312.99	−Q 41.46
WorldRemit	1.8473	RM 5.00	Q 15,138.21	−Q 216.24
Wise	1.8723	RM 325.98	Q 14,742.29	−Q 612.16

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8700	–	Q 15,333.88
Regency FX Cheapest	1.8649	RM 0.00	Q 15,292.48	−Q 41.40
Wise	1.8709	RM 319.16	Q 14,744.50	−Q 589.38
WorldRemit No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8698	–	Q 15,332.33
Regency FX Cheapest	1.8647	RM 0.00	Q 15,290.93	−Q 41.40
WorldRemit	1.8466	RM 5.00	Q 15,132.81	−Q 199.52
Wise	1.8708	RM 319.16	Q 14,743.63	−Q 588.70

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.8665	–	Q 15,305.00
Regency FX Cheapest	1.8614	RM 0.00	Q 15,263.67	−Q 41.33
WorldRemit	1.8475	RM 5.00	Q 15,140.18	−Q 164.82
Wise	1.8700	RM 319.18	Q 14,737.29	−Q 567.71

How to send money to Guatemala from Malaysia with the best MYR-GTQ rate

Best companies for MYR/GTQ transfers