Regency FX is the cheapest way to send money from Brazil to Guatemala. Sending R$40,000 will get your recipient 58,830.05 GTQ in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most GTQ in Guatemala.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/GTQ transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$2,681.58 1 BRL = 1.4742 GTQ +0.04% vs mid-market | Recipient gets Q 55,014.07 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT R$2,681.581 BRL = 1.4742 GTQ Q 55,014.07You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.4708 GTQ +0.27% vs mid-market | Recipient gets Q 58,830.05 Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.4708 GTQ Q 58,830.05You payR$40,000.00 | |||
Run a live search Showing top Brazil to Guatemala deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much BRL you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.4708 GTQ +0.27% vs mid-market | Recipient gets Q 58,830.05 Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.4708 GTQ Q 58,830.05You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 1.4655 GTQ +0.63% vs mid-market | Recipient gets Q 58,530.35 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 1.4655 GTQ Q 58,530.35You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 1.4600 GTQ +1.00% vs mid-market | Recipient gets Q 58,400.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 BRL = 1.4600 GTQ Q 58,400.00You payR$40,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 BRL = 1.4600 GTQ Q 58,400.00You payR$40,000.00 Bank depositMinutes R$5.791 BRL = 1.4600 GTQ Q 58,400.00You payR$40,005.79 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 1.4655 GTQ +0.63% vs mid-market | Recipient gets Q 58,138.34 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 1.4655 GTQ Q 58,138.34You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 1.4323 GTQ +2.92% vs mid-market | Recipient gets Q 57,292.00 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banco Azteca, Banco Promerica, Banrural, All Banks Free1 BRL = 1.4323 GTQ Q 57,292.00You payR$40,000.00 Cash pickupMinutes - 24 hours Free1 BRL = 1.4323 GTQ Q 57,292.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$2,681.58 1 BRL = 1.4742 GTQ +0.04% vs mid-market | Recipient gets Q 55,014.07 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT R$2,681.581 BRL = 1.4742 GTQ Q 55,014.07You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$2,681.58 1 BRL = 1.4742 GTQ +0.04% vs mid-market | Recipient gets Q 55,014.07 Within a week | |
Ways to receive money in Guatemala with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT R$2,681.581 BRL = 1.4742 GTQ Q 55,014.07You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 1.4747 GTQ Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 58,830.05 GTQ for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, debit card, and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Guatemala
How much BRL you send to Guatemala heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 1.03% | R$0.00 | Q 1,460.00with debit card to cash pickup | +Q 46.42 | |
| R$10,000 | 0.69% | R$15.00 | Q 14,628.89with bank transfer to bank deposit | +Q 374.59 | |
| R$40,000This page | 0.27% | R$0.00 | Q 58,830.05with bank transfer to bank deposit | +Q 1,513.07 |
Mid-market rate: 1 BRL = 1.4747 GTQ
There are 6 ways to send money to Guatemala across 5 money transfer companies.
For everyday transfers
For most transfers from Brazil to Guatemala, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, debit card, and pix.
Revolut charges R$60 and adds 0.63% markup when sending R$40,000, this will get you 57,292 GTQ in Guatemala.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/GTQ rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to GTQ with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Guatemala needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you Q57,292 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Guatemala.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and GTQ from one account.
Swapping R$40,000 with Revolut will get you 58,530.35 GTQ after all fees.
You can then spend it in Guatemala or Brazil and receive GTQ payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international GTQ payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 58,830.05 GTQ.
For paying for your transfer, you have bank transfer, debit card, and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Guatemala directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Guatemala, they can get it as bank deposit, cash pickup, and mobile money.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
Q58,830
Cheapest
You pay R$40,005.79
Q58,400
-Q430
You pay R$40,000.00
Q58,400
-Q430
You pay R$40,000.00
Q58,400
-Q430
You pay R$40,000.00
Q57,292
-Q1,538
You pay R$40,000.00
Q57,292
-Q1,538
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Guatemala, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Guatemala. Your recipient gets 58,830.05 GTQ, which is 0.51% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 58,530.35 GTQ in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Guatemala.
The company then switches to local rails or uses an internal network of accounts to move BRL to Guatemala.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the GTQ amount before fees and tax are added. Tracking the recent BRL/GTQ range makes company quotes easier to compare.
Mid-market rate:1 BRL = 1.46495 GTQ
We track 5 authorised companies sending BRL to Guatemala, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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