Of the 8 companies we analysed, Remitly is the cheapest app overall for sending $1,000 to Guatemala.
On a 1,000 AUD transfer it will get your recipient 5,418.1 GTQ.
| 8 of 8 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze AUD/GTQ exchange rates from our comparisons. | |||
| Based on 1,000 AUD transfer Best companies for AUD/GTQ transfersAll money transfer offers for AUD/GTQ transfers, sorted by most GTQ received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $44.20 1 AUD = 5.4513 GTQ +0.11% vs mid-market | Recipient gets Q 5,210.35 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $44.201 AUD = 5.4513 GTQ Q 5,210.35You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 5.3360 GTQ +2.25% vs mid-market | Recipient gets Q 5,336.00 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banco Azteca, Banco Promerica, All Banks, Banrural $2.991 AUD = 5.3360 GTQ Q 5,336.00You pay$1,002.99 Cash pickup6-12 Hours $2.991 AUD = 5.1831 GTQ Q 5,183.10You pay$1,002.99 | |||
Run a live search Showing top Australia to Guatemala deals for 1,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much AUD you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 5.4181 GTQ +0.72% vs mid-market | Recipient gets Q 5,418.10 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 5.4181 GTQ Q 5,418.10You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $10.00 1 AUD = 5.4181 GTQ +0.72% vs mid-market | Recipient gets Q 5,418.10 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $10.001 AUD = 5.4181 GTQ Q 5,418.10You pay$1,010.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 5.4181 GTQ +0.72% vs mid-market | Recipient gets Q 5,418.10 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 5.4181 GTQ Q 5,418.10You pay$1,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $1.64 1 AUD = 5.4144 GTQ +0.79% vs mid-market | Recipient gets Q 5,405.49 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $1.641 AUD = 5.4144 GTQ Q 5,405.49You pay$1,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 5.3900 GTQ +1.24% vs mid-market | Recipient gets Q 5,390.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 AUD = 5.3900 GTQ Q 5,390.00You pay$1,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 AUD = 5.3900 GTQ Q 5,390.00You pay$1,000.00 Bank depositMinutes $1.591 AUD = 5.3900 GTQ Q 5,390.00You pay$1,001.59 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 5.3360 GTQ +2.25% vs mid-market | Recipient gets Q 5,336.00 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banco Azteca, Banco Promerica, All Banks, Banrural $2.991 AUD = 5.3360 GTQ Q 5,336.00You pay$1,002.99 Cash pickup6-12 Hours $2.991 AUD = 5.1831 GTQ Q 5,183.10You pay$1,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 5.3360 GTQ +2.25% vs mid-market | Recipient gets Q 5,336.00 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $2.991 AUD = 5.3360 GTQ Q 5,336.00You pay$1,002.99 Cash pickup6-12 Hours $2.991 AUD = 5.1831 GTQ Q 5,183.10You pay$1,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $17.99 1 AUD = 5.3360 GTQ +2.25% vs mid-market | Recipient gets Q 5,336.00 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks, Banrural, Banco Azteca, Banco Promerica $17.991 AUD = 5.3360 GTQ Q 5,336.00You pay$1,017.99 Cash pickup6-12 Hours $17.991 AUD = 5.1831 GTQ Q 5,183.10You pay$1,017.99 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 AUD = 5.3350 GTQ +2.27% vs mid-market | Recipient gets Q 5,334.96 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 5.3350 GTQ Q 5,334.96You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 AUD = 5.3350 GTQ +2.27% vs mid-market | Recipient gets Q 5,334.96 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 5.3350 GTQ Q 5,334.96You pay$1,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 5.3000 GTQ +2.92% vs mid-market | Recipient gets Q 5,300.00 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 5.3000 GTQ Q 5,300.00You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 5.2500 GTQ Q 5,250.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 5.3000 GTQ +2.92% vs mid-market | Recipient gets Q 5,300.00 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 5.3000 GTQ Q 5,300.00You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 5.2500 GTQ Q 5,250.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 5.3000 GTQ +2.92% vs mid-market | Recipient gets Q 5,284.68 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 5.3000 GTQ Q 5,284.68You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 5.2500 GTQ Q 5,234.83You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 5.3000 GTQ +2.92% vs mid-market | Recipient gets Q 5,284.68 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 5.3000 GTQ Q 5,284.68You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 5.2500 GTQ Q 5,234.83You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $44.20 1 AUD = 5.4513 GTQ +0.11% vs mid-market | Recipient gets Q 5,210.35 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $44.201 AUD = 5.4513 GTQ Q 5,210.35You pay$1,000.00 | |||
| Wise Pay via Osko | Fees: $44.20 1 AUD = 5.4513 GTQ +0.11% vs mid-market | Recipient gets Q 5,210.35 Within a week | |
Ways to receive money in Guatemala with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $44.201 AUD = 5.4513 GTQ Q 5,210.35You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 5.1964 GTQ +4.90% vs mid-market | Recipient gets Q 5,197.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 5.1964 GTQ Q 5,197.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 5.1964 GTQ +4.90% vs mid-market | Recipient gets Q 5,197.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 5.1964 GTQ Q 5,197.00You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $46.78 1 AUD = 5.4513 GTQ +0.11% vs mid-market | Recipient gets Q 5,196.29 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $46.781 AUD = 5.4513 GTQ Q 5,196.29You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $53.10 1 AUD = 5.4513 GTQ +0.11% vs mid-market | Recipient gets Q 5,161.84 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $53.101 AUD = 5.4513 GTQ Q 5,161.84You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 5.457315 GTQ Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitly at 5,418.1 GTQ on $1,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, credit card, bank transfer, payto, poli, mobile wallet, and osko.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
8 money transfer companies let you send money from Australia to Guatemala.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Guatemala.
For example, sending $500 with Remitly will get you 5,418.1 GTQ after a $0 fee and 0.72% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Remitly takes $0 in fees and 0.72% markup on a $0 transfer, and your GTQ arrives in 2 days.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in GTQ, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and GTQ in one account, and convert when the rate suits you.
Revolut converts $1,000 at 0.79% markup, and the GTQ sits in your account until you spend or transfer it.
Most useful if you travel often to Guatemala, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With Remitly, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $1,000 gives your recipient 5,418.1 GTQ.
You can fund the transfer with debit card, credit card, bank transfer, payto, poli, mobile wallet, and osko.
Recipients in the Guatemala can collect GTQ through bank deposit, cash pickup, and mobile money.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Guatemala.
You pay $1,000.00
Q5,418
Cheapest
You pay $1,010.00
Q5,418
Q0
You pay $1,000.00
Q5,418
Q0
You pay $1,000.00
Q5,405
-Q13
You pay $1,000.00
Q5,390
-Q28
You pay $1,000.00
Q5,390
-Q28
You pay $1,002.99
Q5,336
-Q82
You pay $1,000.00
Q5,300
-Q118
You pay $1,000.00
Q5,250
-Q168
You pay $1,000.00
Q5,250
-Q168
You pay $1,000.00
Q5,235
-Q183
You pay $1,000.00
Q5,210
-Q208
You pay $1,002.99
Q5,183
-Q235
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $1,000 transfer to Guatemala, these are the best options right now:
Cheapest
Remitly is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 5,418.1 GTQ, which is 0.23% more than the next best option.
Fastest
Revolut delivers 5,405.49 GTQ in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Guatemala.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Guatemala.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/GTQ rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 5.474212 GTQ
We track 8 companies sending AUD to Guatemala, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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