Paysend is the cheapest way to send money from Canada to Guatemala based on the 8 companies we analyzed, giving your recipient 5,456.96 GTQ from $1,000.
| 9 of 9 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze CAD/GTQ exchange rates from our comparisons. | |||
| Based on 1,000 CAD transfer Best companies for CAD/GTQ transfersAll money transfer offers for CAD/GTQ transfers, sorted by most GTQ received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $46.38 1 CAD = 5.4808 GTQ +0.11% vs mid-market | Recipient gets Q 5,226.63 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $46.381 CAD = 5.4808 GTQ Q 5,226.63You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 5.3896 GTQ +1.79% vs mid-market | Recipient gets Q 5,389.60 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.3896 GTQ Q 5,389.60You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.2088 GTQ Q 5,208.80You pay$1,003.99 | |||
Run a live search Showing top Canada to Guatemala deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much CAD you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 5.4570 GTQ +0.55% vs mid-market | Recipient gets Q 5,456.96 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 5.4570 GTQ Q 5,456.96You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 5.4570 GTQ +0.55% vs mid-market | Recipient gets Q 5,456.96 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 5.4570 GTQ Q 5,456.96You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 CAD = 5.4400 GTQ +0.86% vs mid-market | Recipient gets Q 5,440.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 CAD = 5.4400 GTQ Q 5,440.00You pay$1,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 CAD = 5.4400 GTQ Q 5,440.00You pay$1,000.00 Bank depositMinutes $1.391 CAD = 5.4400 GTQ Q 5,440.00You pay$1,001.39 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.4123 GTQ +1.37% vs mid-market | Recipient gets Q 5,412.30 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.4123 GTQ Q 5,412.30You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 5.4123 GTQ +1.37% vs mid-market | Recipient gets Q 5,412.30 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.4123 GTQ Q 5,412.30You pay$1,000.00 | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 5.3924 GTQ +1.74% vs mid-market | Recipient gets Q 5,392.40 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.3924 GTQ Q 5,392.40You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 5.3924 GTQ +1.74% vs mid-market | Recipient gets Q 5,392.40 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.3924 GTQ Q 5,392.40You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.3924 GTQ +1.74% vs mid-market | Recipient gets Q 5,392.40 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.3924 GTQ Q 5,392.40You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 5.3896 GTQ +1.79% vs mid-market | Recipient gets Q 5,389.60 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.3896 GTQ Q 5,389.60You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.2088 GTQ Q 5,208.80You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 5.3896 GTQ +1.79% vs mid-market | Recipient gets Q 5,389.60 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.3896 GTQ Q 5,389.60You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.2088 GTQ Q 5,208.80You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 5.3896 GTQ +1.79% vs mid-market | Recipient gets Q 5,389.60 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Promerica, Banco Azteca, All Banks $4.991 CAD = 5.3896 GTQ Q 5,389.60You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.2088 GTQ Q 5,208.80You pay$1,003.99 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 5.3713 GTQ +2.13% vs mid-market | Recipient gets Q 5,371.30 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.3713 GTQ Q 5,371.30You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 5.3713 GTQ +2.13% vs mid-market | Recipient gets Q 5,371.30 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 5.3713 GTQ Q 5,371.30You pay$1,020.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 5.3523 GTQ +2.49% vs mid-market | Recipient gets Q 5,353.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.3523 GTQ Q 5,353.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.3523 GTQ +2.49% vs mid-market | Recipient gets Q 5,353.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.3523 GTQ Q 5,353.00You pay$1,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit Card | Fees: $3.99 1 CAD = 5.3702 GTQ +2.15% vs mid-market | Recipient gets Q 5,348.81 Next Day | |
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupNext Day $3.991 CAD = 5.3702 GTQ Q 5,348.81You pay$1,000.00 Bank depositNext Day $3.991 CAD = 5.3702 GTQ Q 5,348.81You pay$1,000.00 | |||
 Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 CAD = 5.3300 GTQ +2.90% vs mid-market | Recipient gets Q 5,330.00 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 CAD = 5.3300 GTQ Q 5,330.00You pay$1,000.00 Bank deposit6-12 Hours Free1 CAD = 5.3100 GTQ Q 5,310.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $3.99 1 CAD = 5.3300 GTQ +2.90% vs mid-market | Recipient gets Q 5,308.73 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 CAD = 5.3300 GTQ Q 5,308.73You pay$1,000.00 Bank deposit6-12 Hours $3.991 CAD = 5.3100 GTQ Q 5,288.81You pay$1,000.00 | |||
| Ria Money Transfer Pay via Bank Transfer | Fees: $3.99 1 CAD = 5.3300 GTQ +2.90% vs mid-market | Recipient gets Q 5,308.73 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 CAD = 5.3300 GTQ Q 5,308.73You pay$1,000.00 Bank deposit6-12 Hours $3.991 CAD = 5.3100 GTQ Q 5,288.81You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $29.99 1 CAD = 5.3924 GTQ +1.74% vs mid-market | Recipient gets Q 5,230.68 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $29.991 CAD = 5.3924 GTQ Q 5,230.68You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $46.38 1 CAD = 5.4808 GTQ +0.11% vs mid-market | Recipient gets Q 5,226.63 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $46.381 CAD = 5.4808 GTQ Q 5,226.63You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $51.87 1 CAD = 5.4808 GTQ +0.11% vs mid-market | Recipient gets Q 5,196.54 Within a week | |
Ways to receive money in Guatemala with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $51.871 CAD = 5.4808 GTQ Q 5,196.54You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $56.65 1 CAD = 5.4808 GTQ +0.11% vs mid-market | Recipient gets Q 5,170.34 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $56.651 CAD = 5.4808 GTQ Q 5,170.34You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $70.41 1 CAD = 5.4808 GTQ +0.11% vs mid-market | Recipient gets Q 5,094.92 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $70.411 CAD = 5.4808 GTQ Q 5,094.92You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $140.00 1 CAD = 5.3300 GTQ +2.90% vs mid-market | Recipient gets Q 4,583.80 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $140.001 CAD = 5.3300 GTQ Q 4,583.80You pay$1,000.00 Bank deposit6-12 Hours $140.001 CAD = 5.3100 GTQ Q 4,566.60You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 5.487069 GTQ Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Paysend at 5,456.96 GTQ on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
There are 8 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 5,412.3 GTQ within minutes.
Cash transfers cost more
Cash transfer to Guatemala is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Paysend charges $0 in fees and adds 0.55% markup, so your $1,000 delivers 5,456.96 GTQ in 6-12 hours.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 8 online companies, Paysend is the cheapest and currently gets you 5,456.96 GTQ on a $1,000 transfer after a $0 fee and 0.55% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in GTQ.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in GTQ, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and GTQ, and convert between them at low cost.
For example, converting $1,000 costs $46.38 in fees at 0.11% markup, which gets you 5,226.63 GTQ.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 5,456.96 GTQ.
Deposit CAD using debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet. The recipient can receive GTQ through bank deposit, cash pickup, and mobile money.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
For a bank deposit payout, you will need the recipient's bank details in Guatemala.
You pay $1,000.00
Q5,457
Cheapest
You pay $1,000.00
Q5,457
Q0
You pay $1,000.00
Q5,440
-Q17
You pay $1,000.00
Q5,440
-Q17
You pay $1,000.00
Q5,412
-Q45
You pay $1,000.00
Q5,412
-Q45
You pay $1,004.99
Q5,390
-Q67
You pay $1,000.00
Q5,330
-Q127
You pay $1,000.00
Q5,310
-Q147
You pay $1,000.00
Q5,309
-Q148
You pay $1,003.99
Q5,209
-Q248
You pay $1,003.99
Q5,209
-Q248
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Guatemala, these are the cheapest, fastest and easiest options available now.
Best way to send money to Guatemala
Paysend is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 5,456.96 GTQ, which is 0.31% more than the next best option.
Fastest way to send money to Guatemala
TapTap Send is fastest when you pay by debit card and choose cash pickup for the payout. The transfer delivers 5,440 GTQ in minutes.
An Interac e-Transfer cannot go directly to a recipient in Guatemala.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the GTQ amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 5.509977 GTQ
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 8 FINTRAC-registered companies sending CAD to Guatemala, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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