Remitbee is the cheapest way to send money from Canada to Guatemala based on the 10 companies we analyzed, giving your recipient 5,473.8 GTQ from $1,000.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/GTQ transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $45.25 1 CAD = 5.3960 GTQ +0.10% vs mid-market | Recipient gets Q 5,151.82 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $45.251 CAD = 5.3960 GTQ Q 5,151.82You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 5.2958 GTQ +1.98% vs mid-market | Recipient gets Q 5,295.80 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.2958 GTQ Q 5,295.80You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.1146 GTQ Q 5,114.60You pay$1,003.99 | |||
Run a live search Showing top Canada to Guatemala deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much CAD you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 5.4738 GTQ -1.33% vs mid-market | Recipient gets Q 5,473.80 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.4738 GTQ Q 5,473.80You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 5.4738 GTQ -1.33% vs mid-market | Recipient gets Q 5,473.80 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.4738 GTQ Q 5,473.80You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.4738 GTQ -1.33% vs mid-market | Recipient gets Q 5,473.80 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.4738 GTQ Q 5,473.80You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 5.4738 GTQ -1.33% vs mid-market | Recipient gets Q 5,424.59 Next Day | |
Ways to receive money in Guatemala with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 5.4738 GTQ Q 5,424.59You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $3.99 1 CAD = 5.4143 GTQ -0.24% vs mid-market | Recipient gets Q 5,392.70 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 CAD = 5.4143 GTQ Q 5,392.70You pay$1,000.00 Bank deposit6-12 Hours $3.991 CAD = 5.3900 GTQ Q 5,368.49You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 5.3603 GTQ +0.77% vs mid-market | Recipient gets Q 5,360.27 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 5.3603 GTQ Q 5,360.27You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 5.3603 GTQ +0.77% vs mid-market | Recipient gets Q 5,360.27 6-12 Hours | |
Ways to receive money in Guatemala with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 5.3603 GTQ Q 5,360.27You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 CAD = 5.3500 GTQ +0.96% vs mid-market | Recipient gets Q 5,350.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 CAD = 5.3500 GTQ Q 5,350.00You pay$1,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 CAD = 5.3500 GTQ Q 5,350.00You pay$1,000.00 Bank depositMinutes $1.391 CAD = 5.3500 GTQ Q 5,350.00You pay$1,001.39 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.3315 GTQ +1.30% vs mid-market | Recipient gets Q 5,331.50 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.3315 GTQ Q 5,331.50You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 5.3315 GTQ +1.30% vs mid-market | Recipient gets Q 5,331.50 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.3315 GTQ Q 5,331.50You pay$1,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit Card | Fees: $1.99 1 CAD = 5.3220 GTQ +1.48% vs mid-market | Recipient gets Q 5,311.44 2 Days | |
Ways to receive money in Guatemala with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 CAD = 5.3220 GTQ Q 5,311.44You pay$1,000.00 Card deposit2 Days Free1 CAD = 5.2848 GTQ Q 5,284.85You pay$1,000.00 Cash pickup2 Days $2.991 CAD = 5.1817 GTQ Q 5,166.20You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 5.2958 GTQ +1.98% vs mid-market | Recipient gets Q 5,295.80 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.2958 GTQ Q 5,295.80You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.1146 GTQ Q 5,114.60You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 5.2958 GTQ +1.98% vs mid-market | Recipient gets Q 5,295.80 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks $4.991 CAD = 5.2958 GTQ Q 5,295.80You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.1146 GTQ Q 5,114.60You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 5.2958 GTQ +1.98% vs mid-market | Recipient gets Q 5,295.80 6-12 Hours | |
Ways to receive money in Guatemala with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Banrural, Banco Promerica, Banco Azteca, All Banks $4.991 CAD = 5.2958 GTQ Q 5,295.80You pay$1,004.99 Cash pickup6-12 Hours $3.991 CAD = 5.1146 GTQ Q 5,114.60You pay$1,003.99 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 5.2910 GTQ +2.07% vs mid-market | Recipient gets Q 5,291.00 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 5.2910 GTQ Q 5,291.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 5.2910 GTQ +2.07% vs mid-market | Recipient gets Q 5,291.00 2 Days | |
Ways to receive money in Guatemala with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 5.2910 GTQ Q 5,291.00You pay$1,020.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 5.2675 GTQ +2.51% vs mid-market | Recipient gets Q 5,268.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.2675 GTQ Q 5,268.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 5.2675 GTQ +2.51% vs mid-market | Recipient gets Q 5,268.00 Next Day | |
Ways to receive money in Guatemala with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 5.2675 GTQ Q 5,268.00You pay$1,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit Card | Fees: $3.99 1 CAD = 5.2875 GTQ +2.13% vs mid-market | Recipient gets Q 5,266.39 Next Day | |
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupNext Day $3.991 CAD = 5.2875 GTQ Q 5,266.39You pay$1,000.00 Bank depositNext Day $3.991 CAD = 5.2875 GTQ Q 5,266.39You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $45.25 1 CAD = 5.3960 GTQ +0.10% vs mid-market | Recipient gets Q 5,151.82 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $45.251 CAD = 5.3960 GTQ Q 5,151.82You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $50.77 1 CAD = 5.3960 GTQ +0.10% vs mid-market | Recipient gets Q 5,122.04 Within a week | |
Ways to receive money in Guatemala with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $50.771 CAD = 5.3960 GTQ Q 5,122.04You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $55.57 1 CAD = 5.3960 GTQ +0.10% vs mid-market | Recipient gets Q 5,096.13 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $55.571 CAD = 5.3960 GTQ Q 5,096.13You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $69.36 1 CAD = 5.3960 GTQ +0.10% vs mid-market | Recipient gets Q 5,021.72 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $69.361 CAD = 5.3960 GTQ Q 5,021.72You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $140.00 1 CAD = 5.4143 GTQ -0.24% vs mid-market | Recipient gets Q 4,656.30 6-12 Hours | |
Ways to receive money in Guatemala with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $140.001 CAD = 5.4143 GTQ Q 4,656.30You pay$1,000.00 Bank deposit6-12 Hours $140.001 CAD = 5.3900 GTQ Q 4,635.40You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 5.4015 GTQ Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitbee at 5,473.8 GTQ on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, credit card, bank transfer, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Guatemala heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | $0.00 | Q 547.38with interac to bank deposit | +Q 54.10 | ||
| $500 | $0.00 | Q 2,736.90with interac to bank deposit | +Q 122.16 | ||
| $1,000This page | -1.33% | $0.00 | Q 5,473.80with interac to bank deposit | +Q 198.66 | |
| $10,000 | -1.37% | $0.00 | Q 54,738.00with interac to bank deposit | +Q 1,305.35 | |
| $50,000 | -1.36% | $0.00 | Q 273,690.00with interac to bank deposit | +Q 5,020.45 |
Mid-market rate: 1 CAD = 5.4015 GTQ
There are 10 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Ria Money Transfer location, and your recipient picks up 5,392.7 GTQ within minutes.
Cash transfers cost more
Cash transfer to Guatemala is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Remitbee charges $0 in fees and adds -1.33% markup, so your $1,000 delivers 5,473.8 GTQ in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 10 online companies, Remitbee is the cheapest and currently gets you 5,473.8 GTQ on a $1,000 transfer after a $0 fee and -1.33% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in GTQ.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in GTQ, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and GTQ, and convert between them at low cost.
For example, converting $1,000 costs $45.25 in fees at 0.1% markup, which gets you 5,151.82 GTQ.
With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 5,473.8 GTQ.
Deposit CAD using debit card, credit card, bank transfer, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive GTQ through bank deposit, cash pickup, mobile money, and card deposit.
For a bank deposit payout, you will need the recipient's bank details in Guatemala.
You pay $1,000.00
Q5,474
Cheapest
You pay $1,000.00
Q5,474
Q0
You pay $1,000.00
Q5,474
Q0
You pay $1,000.00
Q5,425
-Q49
You pay $1,000.00
Q5,393
-Q81
You pay $1,000.00
Q5,360
-Q114
You pay $1,000.00
Q5,350
-Q124
You pay $1,004.99
Q5,296
-Q178
You pay $1,000.00
Q5,285
-Q189
You pay $1,003.99
Q5,115
-Q359
You pay $1,003.99
Q5,115
-Q359
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Guatemala, these are the cheapest, fastest and easiest options available now.
Best way to send money to Guatemala
Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 5,473.8 GTQ, which is 1.48% more than the next best option.
Fastest way to send money to Guatemala
TapTap Send is fastest when you pay by debit card and choose cash pickup for the payout. The transfer delivers 5,350 GTQ in minutes.
An Interac e-Transfer cannot go directly to a recipient in Guatemala.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the GTQ amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 5.390954 GTQ
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 10 FINTRAC-registered companies sending CAD to Guatemala, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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