How to send money to Guatemala from France with the best EUR-GTQ rate

Xe offers the best exchange rate from France to Guatemala at 8.7313 GTQ per EUR.

But Xe is cheapest overall, turning EUR 7,000 into 61,119.1 GTQ after its fee and exchange-rate markup.

Best companies for EUR/GTQ transfers

8 of 8 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/GTQ transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,847.18 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€235.911 EUR = 8.6999 GTQ
Q 58,847.18You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

Run a live search

Showing top France to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 8.6784 GTQ +0.27% vs mid-market Recipient gets Q 60,748.48 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guatemala with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.6784 GTQ
Q 60,748.48You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 8.6200 GTQ +0.95% vs mid-market Recipient gets Q 60,340.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Guatemala with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo)
Free1 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Tigo
Free1 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.00
Bank depositMinutes
€0.891 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.89
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.00 1 EUR = 8.6108 GTQ +1.05% vs mid-market Recipient gets Q 60,275.74 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Guatemala with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 8.6108 GTQ
Q 60,275.74You pay€7,000.00
Cash pickupMinutes - 3 days
Free1 EUR = 8.5673 GTQ
Q 59,971.31You pay€7,000.00
Card depositMinutes - 3 days
Free1 EUR = 8.4962 GTQ
Q 59,473.26You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 8.5236 GTQ +2.07% vs mid-market Recipient gets Q 59,665.20 Minutes - 24 hours

Ways to receive money in Guatemala with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Banco Azteca, Banco Promerica, All Banks, Banrural
€2.991 EUR = 8.5236 GTQ
Q 59,665.20You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 8.4819 GTQ
Q 59,373.30You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 8.5236 GTQ +2.07% vs mid-market Recipient gets Q 59,665.20 Minutes - 24 hours

Ways to receive money in Guatemala with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks, Banrural, Banco Azteca, Banco Promerica
€2.991 EUR = 8.5236 GTQ
Q 59,665.20You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 8.4819 GTQ
Q 59,373.30You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 8.5236 GTQ +2.07% vs mid-market Recipient gets Q 59,665.20 Minutes - 24 hours

Ways to receive money in Guatemala with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Banco Azteca, Banco Promerica, All Banks, Banrural
€2.991 EUR = 8.5236 GTQ
Q 59,665.20You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 8.4819 GTQ
Q 59,373.30You pay€7,004.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 8.4943 GTQ +2.41% vs mid-market Recipient gets Q 59,459.89 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Guatemala with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 8.4943 GTQ
Q 59,459.89You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 8.4667 GTQ
Q 59,266.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €140.50 1 EUR = 8.6338 GTQ +0.79% vs mid-market Recipient gets Q 59,223.61 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€140.501 EUR = 8.6338 GTQ
Q 59,223.61You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,847.18 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€235.911 EUR = 8.6999 GTQ
Q 58,847.18You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €245.49 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,763.83 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€245.491 EUR = 8.6999 GTQ
Q 58,763.83You pay€7,000.00

Wise

Pay via Debit card
Fee €287.86 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,395.22 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€287.861 EUR = 8.6999 GTQ
Q 58,395.22You pay€7,000.00

Wise

Pay via Credit card
Fee €327.57 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,049.74 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€327.571 EUR = 8.6999 GTQ
Q 58,049.74You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €291.00 1 EUR = 8.6338 GTQ +0.79% vs mid-market Recipient gets Q 57,924.23 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€291.001 EUR = 8.6338 GTQ
Q 57,924.23You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 8.7018 GTQ Updates every 60 minutes.

How to send money from France to Guatemala

Pick a company

Start with the cheapest, which is Xe at 61,119.1 GTQ on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Guatemala

8 companies send money from France to Guatemala. You can do it via app, online, broker, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Guatemala, apps like Xe are the easiest way.

Xe charges €0 on a €7,000 transfer, and the GTQ arrives in minutes - 24 hours.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to GTQ, an online service like Xe is always cheaper than the bank's international virement.

Sending €7,000 with Xe gets you 61,119.1 GTQ with a €0 fee and -0.34% markup.

For travelling & receiving

Challenger banks

Challenger banks like Revolut are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Guatemala.

On €7,000 transfer, Revolut gets you 59,223.61 GTQ vs 61,119.1 GTQ using Xe.

It's always , and choosing based on purpose and how much you get.

Companies like Revolut offer great multi-currency features:

  • Hold EUR and GTQ

  • Convert between them any time

  • Spend in GTQ abroad or online

  • Receive EUR or GTQ like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Guatemala, or making any other large transfer, then you need a currency broker.

Xe charges no fee but adds -0.34% markup on EUR/GTQ interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive GTQ in Guatemala

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 61,119.1 GTQ.

Fund the transfer from France by debit card, bank transfer, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Guatemala depends on the payout method.

Your recipient in Guatemala can collect GTQ through bank deposit, cash pickup, card deposit, and mobile money.

They can collect cash in Guatemala

Your recipient can collect GTQ from a participating agent location in Guatemala. They should take a valid photo ID and the collection reference.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Q61,119

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    Q61,119

    Q0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Q61,119

    Q0

  4. 4
    Debit card Cash pickup

    You pay €7,000.00

    Q60,340

    -Q779

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    Q60,340

    -Q779

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,000.00

    Q59,473

    -Q1,646

  2. 7
    Bank transfer Cash pickup

    You pay €7,004.99

    Q59,373

    -Q1,746

  3. 8
    Credit card Cash pickup

    You pay €7,004.99

    Q59,373

    -Q1,746

  4. 9
    Ideal Bank deposit

    You pay €7,000.00

    Q58,764

    -Q2,355

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Guatemala, these are the best ways to start with:

Cheapest way to send money to Guatemala

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 61,119.1 GTQ, which is 0.61% more than the next best option.

Fastest way to send money to Guatemala

The fastest option is TapTap Send. Pay by debit card and choose cash pickup for the payout. Your recipient gets 60,340 GTQ in minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-GTQ Exchange Rate

Finding the best rate to send money from France to Guatemala

The exchange rate determines how much GTQ your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 8.701849 GTQ

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 8 ACPR-registered companies sending EUR to Guatemala, with the rates refreshed in real time on live EUR/GTQ searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.