Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 59,425.43 GTQ in Guatemala.
For speed, Revolut is fastest, with delivery in within minutes.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/GTQ transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €244.55 1 EUR = 8.4973 GTQ +0.18% vs mid-market | Recipient gets Q 57,403.22 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €244.551 EUR = 8.4973 GTQ Q 57,403.22You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 8.4337 GTQ +0.93% vs mid-market | Recipient gets Q 59,035.90 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.4337 GTQ Q 59,035.90You pay€7,000.00 | |||
Run a live search Showing top Italy to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much EUR you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.4893 GTQ +0.27% vs mid-market | Recipient gets Q 59,425.43 Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.4893 GTQ Q 59,425.43You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.4337 GTQ +0.93% vs mid-market | Recipient gets Q 59,035.90 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.4337 GTQ Q 59,035.90You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.4337 GTQ +0.93% vs mid-market | Recipient gets Q 59,035.90 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.4337 GTQ Q 59,035.90You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.4337 GTQ +0.93% vs mid-market | Recipient gets Q 59,035.90 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.4337 GTQ Q 59,035.90You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.00 1 EUR = 8.4242 GTQ +1.04% vs mid-market | Recipient gets Q 58,969.12 Minutes - 3 days | |
Ways to receive money in Guatemala with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 8.4242 GTQ Q 58,969.12You pay€7,000.00 Cash pickupMinutes - 3 days Free1 EUR = 8.3816 GTQ Q 58,671.27You pay€7,000.00 Card depositMinutes - 3 days Free1 EUR = 8.3592 GTQ Q 58,514.47You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 8.4200 GTQ +1.09% vs mid-market | Recipient gets Q 58,940.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 EUR = 8.4200 GTQ Q 58,940.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 EUR = 8.4200 GTQ Q 58,940.00You pay€7,000.00 Bank depositMinutes €0.891 EUR = 8.4200 GTQ Q 58,940.00You pay€7,000.89 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €61.55 1 EUR = 8.4407 GTQ +0.85% vs mid-market | Recipient gets Q 58,565.28 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €61.551 EUR = 8.4407 GTQ Q 58,565.28You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 8.3428 GTQ +2.01% vs mid-market | Recipient gets Q 58,399.60 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks €0.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 8.3428 GTQ +2.01% vs mid-market | Recipient gets Q 58,399.60 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks €0.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 8.3428 GTQ +2.01% vs mid-market | Recipient gets Q 58,399.60 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banco Promerica, Banco Azteca, Banrural, All Banks €0.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.3428 GTQ Q 58,399.60You pay€7,004.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 8.3382 GTQ +2.07% vs mid-market | Recipient gets Q 58,367.47 Minutes - 2 days | |
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.3382 GTQ Q 58,367.47You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €244.55 1 EUR = 8.4973 GTQ +0.18% vs mid-market | Recipient gets Q 57,403.22 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €244.551 EUR = 8.4973 GTQ Q 57,403.22You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €254.11 1 EUR = 8.4973 GTQ +0.18% vs mid-market | Recipient gets Q 57,321.99 Within a week | |
Ways to receive money in Guatemala with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €254.111 EUR = 8.4973 GTQ Q 57,321.99You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 8.4407 GTQ +0.85% vs mid-market | Recipient gets Q 57,219.41 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 8.4407 GTQ Q 57,219.41You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €296.36 1 EUR = 8.4973 GTQ +0.18% vs mid-market | Recipient gets Q 56,962.97 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €296.361 EUR = 8.4973 GTQ Q 56,962.97You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €335.98 1 EUR = 8.4973 GTQ +0.18% vs mid-market | Recipient gets Q 56,626.31 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €335.981 EUR = 8.4973 GTQ Q 56,626.31You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.5123 GTQ Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Guatemala, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 28 of the 28 days it quoted €7,000 transfers to Guatemala.
On a 7,000 EUR transfer, Regency FX delivers the most GTQ.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/GTQ rate.
You have 4 ways to fund your transfer: debit card, bank transfer, credit card, and iDEAL.
Sending money to Guatemala directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Guatemala heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.64% | €0.00 | Q 4,231.35with debit card to bank deposit | +Q 77.54 | |
| €1,000 | 0.63% | €0.00 | Q 8,458.90with debit card to bank deposit | +Q 136.60 | |
| €2,000 | 0.93% | €0.00 | Q 16,867.40with debit card to bank deposit | +Q 232.93 | |
| €5,000 | 1.12% | €0.00 | Q 42,119.00with debit card to bank deposit | +Q 558.97 | |
| €7,000This page | 0.27% | €0.00 | Q 59,425.43with bank transfer to bank deposit | +Q 1,168.70 |
Mid-market rate: 1 EUR = 8.5123 GTQ
The cheapest way to send EUR to GTQ can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Guatemala.
Wed, 28 Oct 2026Mid-market rateQ 59,586.32 Regency FX Q 59,425.43Regency FXQ 59,425.43XeQ 59,035.90SendwaveQ 58,969.12
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.6739 | – | Q 60,717.46 | |
| | 8.6505 | €0.00 | Q 60,553.52 | −Q 163.94 |
| | 8.5924 | €0.00 | Q 60,146.80 | −Q 570.66 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.6743 | – | Q 60,720.27 | |
| | 8.6509 | €0.00 | Q 60,556.32 | −Q 163.95 |
| | 8.5626 | €0.00 | Q 59,938.20 | −Q 782.07 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.6581 | – | Q 60,606.73 | |
| | 8.6347 | €0.00 | Q 60,443.09 | −Q 163.64 |
| | 8.5428 | €0.00 | Q 59,799.60 | −Q 807.13 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.6483 | – | Q 60,538.37 | |
| | 8.6250 | €0.00 | Q 60,374.91 | −Q 163.46 |
| | 8.4996 | €0.00 | Q 59,497.41 | −Q 1,040.96 |
| | 8.4932 | €0.00 | Q 59,452.40 | −Q 1,085.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.6029 | – | Q 60,219.96 | |
| | 8.5796 | €0.00 | Q 60,057.36 | −Q 162.60 |
| | 8.5031 | €0.00 | Q 59,521.70 | −Q 698.26 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5859 | – | Q 60,101.22 | |
| | 8.5627 | €0.00 | Q 59,938.95 | −Q 162.27 |
| | 8.5101 | €0.00 | Q 59,570.77 | −Q 530.45 |
| | 8.5031 | €0.00 | Q 59,521.70 | −Q 579.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5504 | – | Q 59,852.53 | |
| | 8.5273 | €0.00 | Q 59,690.93 | −Q 161.60 |
| | 8.4535 | €0.00 | Q 59,174.50 | −Q 678.03 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5642 | – | Q 59,949.14 | |
| | 8.5410 | €0.00 | Q 59,787.28 | −Q 161.86 |
| | 8.4833 | €0.00 | Q 59,383.10 | −Q 566.04 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5576 | – | Q 59,903.18 | |
| | 8.5345 | €0.00 | Q 59,741.44 | −Q 161.74 |
| | 8.4932 | €0.00 | Q 59,452.40 | −Q 450.78 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5404 | – | Q 59,782.98 | |
| | 8.5174 | €0.00 | Q 59,621.57 | −Q 161.41 |
| | 8.4762 | €0.00 | Q 59,333.47 | −Q 449.51 |
| | 8.4634 | €0.00 | Q 59,243.80 | −Q 539.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5568 | – | Q 59,897.38 | |
| | 8.5337 | €0.00 | Q 59,735.66 | −Q 161.72 |
| | 8.4883 | €0.00 | Q 59,417.96 | −Q 479.42 |
| | 8.4535 | €0.00 | Q 59,174.50 | −Q 722.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5655 | – | Q 59,958.28 | |
| | 8.5423 | €0.00 | Q 59,796.39 | −Q 161.89 |
| | 8.4760 | €0.00 | Q 59,332.07 | −Q 626.21 |
| | 8.4634 | €0.00 | Q 59,243.80 | −Q 714.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5655 | – | Q 59,958.28 | |
| | 8.5423 | €0.00 | Q 59,796.39 | −Q 161.89 |
| | 8.4760 | €0.00 | Q 59,332.07 | −Q 626.21 |
| | 8.4634 | €0.00 | Q 59,243.80 | −Q 714.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5636 | – | Q 59,945.47 | |
| | 8.5405 | €0.00 | Q 59,783.62 | −Q 161.85 |
| | 8.4634 | €0.00 | Q 59,243.80 | −Q 701.67 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5635 | – | Q 59,944.57 | |
| | 8.5404 | €0.00 | Q 59,782.72 | −Q 161.85 |
| | 8.4436 | €0.00 | Q 59,105.20 | −Q 839.37 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5404 | – | Q 59,783.13 | |
 | 8.4990 | €0.00 | Q 59,493.11 | −Q 290.02 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5612 | – | Q 59,928.31 | |
| | 8.5381 | €0.00 | Q 59,766.50 | −Q 161.81 |
| | 8.4634 | €0.00 | Q 59,243.80 | −Q 684.51 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5873 | – | Q 60,111.34 | |
| | 8.5641 | €0.00 | Q 59,949.04 | −Q 162.30 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5987 | – | Q 60,190.79 | |
| | 8.5755 | €0.00 | Q 60,028.27 | −Q 162.52 |
| | 8.5037 | €0.00 | Q 59,525.62 | −Q 665.17 |
| | 8.5031 | €0.00 | Q 59,521.70 | −Q 669.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5987 | – | Q 60,190.79 | |
| | 8.5755 | €0.00 | Q 60,028.27 | −Q 162.52 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5888 | – | Q 60,121.46 | |
| | 8.5656 | €0.00 | Q 59,959.13 | −Q 162.33 |
| | 8.5031 | €0.00 | Q 59,521.70 | −Q 599.76 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5868 | – | Q 60,107.85 | |
| | 8.5637 | €0.00 | Q 59,945.56 | −Q 162.29 |
| | 8.4833 | €0.00 | Q 59,383.10 | −Q 724.75 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5623 | – | Q 59,935.81 | |
| | 8.5391 | €0.00 | Q 59,773.98 | −Q 161.83 |
| | 8.4733 | €0.00 | Q 59,313.10 | −Q 622.71 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 8.5000 | €0.00 | Q 59,500.00 | – |
| | 8.4833 | €0.00 | Q 59,383.10 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5561 | – | Q 59,892.50 | |
| | 8.5330 | €0.00 | Q 59,730.79 | −Q 161.71 |
| | 8.4908 | €0.00 | Q 59,435.53 | −Q 456.97 |
| | 8.4733 | €0.00 | Q 59,313.10 | −Q 579.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5571 | – | Q 59,899.81 | |
| | 8.5340 | €0.00 | Q 59,738.08 | −Q 161.73 |
| | 8.4760 | €0.00 | Q 59,331.86 | −Q 567.95 |
| | 8.4733 | €0.00 | Q 59,313.10 | −Q 586.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5571 | – | Q 59,899.81 | |
| | 8.5340 | €0.00 | Q 59,738.08 | −Q 161.73 |
| | 8.4760 | €0.00 | Q 59,331.86 | −Q 567.95 |
| | 8.4733 | €0.00 | Q 59,313.10 | −Q 586.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5476 | – | Q 59,833.45 | |
| | 8.5246 | €0.00 | Q 59,671.89 | −Q 161.56 |
| | 8.4891 | €0.00 | Q 59,423.98 | −Q 409.46 |
| | 8.4733 | €0.00 | Q 59,313.10 | −Q 520.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5527 | – | Q 59,868.70 | |
| | 8.5296 | €0.00 | Q 59,707.06 | −Q 161.64 |
| | 8.4500 | €0.00 | Q 59,149.79 | −Q 718.91 |
| | 8.4436 | €0.00 | Q 59,105.20 | −Q 763.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.5123 | – | Q 59,586.32 | |
| | 8.4893 | €0.00 | Q 59,425.43 | −Q 160.89 |
| | 8.4337 | €0.00 | Q 59,035.90 | −Q 550.42 |
| | 8.4242 | €0.00 | Q 58,969.12 | −Q 617.20 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 8.5123 | – | Q 59,586.32 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more GTQ per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GTQ on every transfer from Italy.
Right now, Regency FX pays 59,425.43 GTQ on 7,000 EUR, which is 160.89 GTQ less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 60,556.32 GTQ.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guatemala.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Cheapest in 11% of them
Cheapest in 33% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Cheapest in 7% of them
Cheapest in 22% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 96% of them
Cheapest in 7% of them
Cheapest in 13% of them
Based on 142 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Xe (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Guatemala.
8 companies send money from Italy to Guatemala. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Over the past month, Xe was the cheapest app on 22% of the days it appeared for €7,000 transfers.
Xe charges €0 on a €7,000 transfer, and 59,035.9 GTQ lands in minutes - 24 hours.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 59,035.9 GTQ on €7,000 with a €0 fee and 0.93% markup.
In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Guatemala, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/GTQ rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Guatemala often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and GTQ in one account, and give you local details.
I suggest trying Revolut.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and GTQ balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 59,425.43 GTQ.
In Italy, you can pay by debit card, bank transfer, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send GTQ to Guatemala by themselves.
In Guatemala, the recipient can use bank deposit, cash pickup, mobile money, and card deposit.
In Guatemala, they can collect cash through Banrural, Banco Azteca, Banco Promerica, and All Banks.
They need to take a photo ID and the collection reference to a participating Banrural, Banco Azteca, Banco Promerica, and All Banks location in Guatemala.
You pay €7,000.00
Q59,425
Cheapest
You pay €7,000.00
Q59,036
-Q390
You pay €7,000.00
Q59,036
-Q390
You pay €7,000.00
Q58,940
-Q485
You pay €7,000.00
Q58,940
-Q485
You pay €7,000.00
Q58,514
-Q911
You pay €7,004.99
Q58,400
-Q1,026
You pay €7,004.99
Q58,400
-Q1,026
You pay €7,000.00
Q57,322
-Q2,103
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Guatemala.
Cheapest way to send money to Guatemala
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 59,425.43 GTQ, which is 0.66% more than the next best option.
Fastest way to send money to Guatemala
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 58,565.28 GTQ, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into GTQ and pay your recipient in Guatemala through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 8 of them on EUR to Guatemala, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/GTQ transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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