Regular transfers
Money transfer apps
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 61,119.1 GTQ lands in minutes - 24 hours.
How to send money to Guatemala from Italy with the best EUR-GTQ rate
Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 61,119.1 GTQ in Guatemala.
For speed, Revolut is fastest, with delivery in within minutes.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/GTQ transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €235.91 1 EUR = 8.6892 GTQ +0.10% vs mid-market | Recipient gets Q 58,774.87 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €235.911 EUR = 8.6892 GTQ Q 58,774.87You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 8.7313 GTQ -0.39% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
Run a live search Showing top Italy to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much EUR you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.7313 GTQ -0.39% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.7313 GTQ -0.39% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.7313 GTQ -0.39% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.6742 GTQ +0.27% vs mid-market | Recipient gets Q 60,719.49 Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6742 GTQ Q 60,719.49You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 8.6100 GTQ +1.01% vs mid-market | Recipient gets Q 60,270.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 EUR = 8.6100 GTQ Q 60,270.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 EUR = 8.6100 GTQ Q 60,270.00You pay€7,000.00 Bank depositMinutes €0.891 EUR = 8.6100 GTQ Q 60,270.00You pay€7,000.89 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 8.6332 GTQ +0.74% vs mid-market | Recipient gets Q 59,823.46 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 8.6332 GTQ Q 59,823.46You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 8.5236 GTQ +2.02% vs mid-market | Recipient gets Q 59,665.20 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks €0.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 8.5236 GTQ +2.02% vs mid-market | Recipient gets Q 59,665.20 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, Banco Azteca, Banco Promerica, All Banks €0.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 8.5236 GTQ +2.02% vs mid-market | Recipient gets Q 59,665.20 Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banco Promerica, Banco Azteca, Banrural, All Banks €0.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 8.5236 GTQ Q 59,665.20You pay€7,004.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 8.5157 GTQ +2.12% vs mid-market | Recipient gets Q 59,609.55 Minutes - 2 days | |
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.5157 GTQ Q 59,609.55You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €235.91 1 EUR = 8.6892 GTQ +0.10% vs mid-market | Recipient gets Q 58,774.87 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €235.911 EUR = 8.6892 GTQ Q 58,774.87You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €245.49 1 EUR = 8.6892 GTQ +0.10% vs mid-market | Recipient gets Q 58,691.63 Within a week | |
Ways to receive money in Guatemala with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €245.491 EUR = 8.6892 GTQ Q 58,691.63You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 8.6332 GTQ +0.74% vs mid-market | Recipient gets Q 58,524.17 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 8.6332 GTQ Q 58,524.17You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €287.86 1 EUR = 8.6892 GTQ +0.10% vs mid-market | Recipient gets Q 58,323.46 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €287.861 EUR = 8.6892 GTQ Q 58,323.46You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €327.57 1 EUR = 8.6892 GTQ +0.10% vs mid-market | Recipient gets Q 57,978.41 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €327.571 EUR = 8.6892 GTQ Q 57,978.41You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.6977 GTQ Updates every 60 minutes. | |||
Transfer details
How to send money from Italy to Guatemala
Pick a company
For a one-off transfer to Guatemala, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most GTQ.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/GTQ rate.
Fund your transfer
You have 4 ways to fund your transfer: debit card, bank transfer, credit card, and ideal.
Sending money to Guatemala directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to Guatemala
7 companies send money from Italy to Guatemala. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 61,119.1 GTQ on €7,000 with a €0 fee and -0.39% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to Guatemala, the better rate you will get.
Xe charges no fee and adds -0.39% on EUR/GTQ rate.
Travelling and receiving
Multi-currency accounts
If you travel to Guatemala often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and GTQ in one account, and give you local details.
I suggest trying Revolut.
It holds EUR and GTQ balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive GTQ in Guatemala
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 61,119.1 GTQ.
In Italy, you can pay by debit card, bank transfer, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send GTQ to Guatemala by themselves.
In Guatemala, the recipient can use bank deposit, cash pickup, and mobile money.
In Guatemala, they can collect cash through Banrural, Banco Azteca, Banco Promerica, and All Banks.
They need to take a photo ID and the collection reference to a participating Banrural, Banco Azteca, Banco Promerica, and All Banks location in Guatemala.
- 1 Debit card Bank deposit
You pay €7,000.00
Q61,119
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
Q61,119
Q0
- 3 Credit card Bank deposit
You pay €7,000.00
Q61,119
Q0
- 4 Debit card Cash pickup
You pay €7,000.00
Q60,270
-Q849
- 5 Debit card Mobile money
You pay €7,000.00
Q60,270
-Q849
Show moreShow less
- 6 Bank transfer Cash pickup
You pay €7,004.99
Q59,665
-Q1,454
- 7 Credit card Cash pickup
You pay €7,004.99
Q59,665
-Q1,454
- 8 Ideal Bank deposit
You pay €7,000.00
Q58,692
-Q2,427
Consider this when sending money from Italy to GTQ
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to Guatemala.
Cheapest way to send money to Guatemala
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 61,119.1 GTQ, which is 0.65% more than the next best option.
Fastest way to send money to Guatemala
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 59,823.46 GTQ, with the money arriving in within minutes.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into GTQ and pay your recipient in Guatemala through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to Guatemala
The exchange rate affects the final GTQ amount, so compare today's quote with the recent EUR/GTQ range before sending.
Mid-market rate:1 EUR = 8.682751 GTQ
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 7 of them on EUR to Guatemala, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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