Regular transfers
Money transfer apps
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 61,119.1 GTQ lands in minutes - 24 hours.
Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 61,676.8 GTQ in Guatemala.
For speed, Revolut is fastest, with delivery in within minutes.
| 6 of 6 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze EUR/GTQ exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/GTQ transfersAll money transfer offers for EUR/GTQ transfers, sorted by most GTQ received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted Wise Pay via Bank transfer | Fee €244.97 1 EUR = 8.8241 GTQ +0.12% vs mid-market | Recipient gets Q 59,607.33 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €244.971 EUR = 8.8241 GTQ Q 59,607.33You pay€7,000.00 | |||
| Promoted Xe Pay via Debit card | Fee €0.00 1 EUR = 8.7313 GTQ +1.18% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
Run a live search Showing top Italy to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much EUR you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.8110 GTQ +0.27% vs mid-market | Recipient gets Q 61,676.80 Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8110 GTQ Q 61,676.80You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.7313 GTQ +1.18% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.7313 GTQ +1.18% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.7313 GTQ +1.18% vs mid-market | Recipient gets Q 61,119.10 Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00 | |||
| TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 8.7300 GTQ +1.19% vs mid-market | Recipient gets Q 61,110.00 Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 EUR = 8.7300 GTQ Q 61,110.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 EUR = 8.7300 GTQ Q 61,110.00You pay€7,000.00 Bank depositMinutes €0.891 EUR = 8.7300 GTQ Q 61,110.00You pay€7,000.89 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 8.7674 GTQ +0.77% vs mid-market | Recipient gets Q 60,753.41 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 8.7674 GTQ Q 60,753.41You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Only available via Mobile App WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 8.6464 GTQ +2.16% vs mid-market | Recipient gets Q 60,524.59 Minutes - 2 days | |
Ways to receive money in Guatemala with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.6464 GTQ Q 60,524.59You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €244.97 1 EUR = 8.8241 GTQ +0.12% vs mid-market | Recipient gets Q 59,607.33 Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €244.971 EUR = 8.8241 GTQ Q 59,607.33You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €254.52 1 EUR = 8.8241 GTQ +0.12% vs mid-market | Recipient gets Q 59,523.06 Within a week | |
Ways to receive money in Guatemala with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €254.521 EUR = 8.8241 GTQ Q 59,523.06You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 8.7674 GTQ +0.77% vs mid-market | Recipient gets Q 59,433.93 Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 8.7674 GTQ Q 59,433.93You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €296.77 1 EUR = 8.8241 GTQ +0.12% vs mid-market | Recipient gets Q 59,150.24 Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €296.771 EUR = 8.8241 GTQ Q 59,150.24You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €336.38 1 EUR = 8.8241 GTQ +0.12% vs mid-market | Recipient gets Q 58,800.72 Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €336.381 EUR = 8.8241 GTQ Q 58,800.72You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.834825 GTQ Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Guatemala, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most GTQ.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/GTQ rate.
You have 4 ways to fund your transfer: debit card, bank transfer, credit card, and ideal.
Sending money to Guatemala directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
6 companies send money from Italy to Guatemala. You can send EUR via app, broker, online, multi-currency account, and global account, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 61,119.1 GTQ lands in minutes - 24 hours.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 61,119.1 GTQ on €7,000 with a €0 fee and 1.18% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Guatemala, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/GTQ rate.
Travelling and receiving
If you travel to Guatemala often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and GTQ in one account, and give you local details.
I suggest trying Revolut.
It holds EUR and GTQ balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 61,676.8 GTQ.
In Italy, you can pay by debit card, bank transfer, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send GTQ to Guatemala by themselves.
In Guatemala, the recipient can use bank deposit, cash pickup, and mobile money.
In Guatemala, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Guatemala.
You pay €7,000.00
Q61,677
Cheapest
You pay €7,000.00
Q61,119
-Q558
You pay €7,000.00
Q61,119
-Q558
You pay €7,000.00
Q61,110
-Q567
You pay €7,000.00
Q61,110
-Q567
You pay €7,000.00
Q59,523
-Q2,154
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Guatemala.
Cheapest way to send money to Guatemala
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 61,676.8 GTQ, which is 0.9% more than the next best option.
Fastest way to send money to Guatemala
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 60,753.41 GTQ, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into GTQ and pay your recipient in Guatemala through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final GTQ amount, so compare today's quote with the recent EUR/GTQ range before sending.
Mid-market rate:1 EUR = 8.840373 GTQ
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 6 of them on EUR to Guatemala, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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