Best companies for EUR/GTQ transfers
5 of 5 providers Last updated on 26 September 2026
Based on 7,000 EUR transfer Best companies for EUR/GTQ transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market	Recipient gets Q 58,847.18 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €235.911 EUR = 8.6999 GTQ Q 58,847.18You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market	Recipient gets Q 61,119.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00
Run a live search Showing top Finland to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GTQ rates.
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much EUR you're planning to spend in Guatemala.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market	Recipient gets Q 61,119.10 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market	Recipient gets Q 61,119.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Guatemala with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market	Recipient gets Q 61,119.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Guatemala with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7313 GTQ Q 61,119.10You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 8.6784 GTQ +0.27% vs mid-market	Recipient gets Q 60,748.48 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6784 GTQ Q 60,748.48You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 8.6200 GTQ +0.95% vs mid-market	Recipient gets Q 60,340.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 EUR = 8.6200 GTQ Q 60,340.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Tigo Free1 EUR = 8.6200 GTQ Q 60,340.00You pay€7,000.00 Bank depositMinutes €0.891 EUR = 8.6200 GTQ Q 60,340.00You pay€7,000.89
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €140.50 1 EUR = 8.6338 GTQ +0.79% vs mid-market	Recipient gets Q 59,223.61 Next day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day €140.501 EUR = 8.6338 GTQ Q 59,223.61You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market	Recipient gets Q 58,847.18 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €235.911 EUR = 8.6999 GTQ Q 58,847.18You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €245.49 1 EUR = 8.6999 GTQ +0.02% vs mid-market	Recipient gets Q 58,763.83 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €245.491 EUR = 8.6999 GTQ Q 58,763.83You pay€7,000.00
Wise Pay via Debit card	Fee €287.86 1 EUR = 8.6999 GTQ +0.02% vs mid-market	Recipient gets Q 58,395.22 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €287.861 EUR = 8.6999 GTQ Q 58,395.22You pay€7,000.00
Wise Pay via Credit card	Fee €327.57 1 EUR = 8.6999 GTQ +0.02% vs mid-market	Recipient gets Q 58,049.74 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €327.571 EUR = 8.6999 GTQ Q 58,049.74You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €291.00 1 EUR = 8.6338 GTQ +0.79% vs mid-market	Recipient gets Q 57,924.23 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €291.001 EUR = 8.6338 GTQ Q 57,924.23You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 8.7018 GTQ Updates every 60 minutes.

Why compare

EUR/GTQ exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Guatemala

Pick a company

For a one-off transfer to Guatemala, start with Xe.

On a 7,000 EUR transfer, Xe delivers the most GTQ.

The cheapest option depends on the amount, so I suggest to get the best EUR/GTQ rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Guatemala they can receive it via bank deposit, cash pickup, and mobile money.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Guatemala

5 companies send money from Finland to Guatemala, mostly through app, online, broker, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 61,119.1 GTQ on €7,000 transfer.

If it's the only time you send money to Guatemala, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 61,119.1 GTQ arrives in minutes - 24 hours.

In Guatemala they can receive money via bank deposit, cash pickup, and mobile money.

Moving money between your own accounts

Multi-currency accounts

Companies like Revolut let you hold EUR and GTQ balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to GTQ with Revolut gets you 59,223.61 GTQ (€140.5 in fees and 0.79% markup).

This is especially useful travel since you are spending in GTQ (no extra fees from Revolut, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Guatemala.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Guatemala. They charge no fees and add a markup on the rate.

Xe charges no fee but adds -0.34% markup on top of the EUR/GTQ rate.

Ways to fund EUR and receive GTQ in Guatemala

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 61,119.1 GTQ.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Guatemala directly.

For withdrawals in Guatemala, use bank deposit, cash pickup, and mobile money.

Receive GTQ

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect GTQ from a nearby agent in Guatemala.

1

Debit card Bank deposit

You pay €7,000.00

Q61,119

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

Q61,119

Q0
3

Credit card Bank deposit

You pay €7,000.00

Q61,119

Q0
4

Debit card Cash pickup

You pay €7,000.00

Q60,340

-Q779
5

Debit card Mobile money

You pay €7,000.00

Q60,340

-Q779

Show moreShow less

6

Ideal Bank deposit

You pay €7,000.00

Q58,764

-Q2,355

What to consider before sending money from Finland to Guatemala

For a transfer from Finland, compare the GTQ received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/GTQ transfer options

For a €7,000 transfer to Guatemala, these are the current cheapest, fastest and easiest options.

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 61,119.1 GTQ, which is 0.61% more than the next best option.

Fastest

TapTap Send delivers 60,340 GTQ in minutes when you pay by debit card and choose cash pickup.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Guatemala.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-GTQ Exchange Rate

Finding the best rate to send money from Finland to Guatemala

The exchange rate has a direct impact on how much GTQ your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 8.701849 GTQ

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 5 of them on EUR to Guatemala, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to Guatemala from Finland with the best EUR-GTQ rate

Best companies for EUR/GTQ transfers