From 6 companies analysed, Regency FX is the cheapest way to send money to Guatemala, giving your recipient 61,456.02 GTQ when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most GTQ.
| 6 of 6 providers Last updated on 26 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/GTQ transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 2 661,19 kr 1 SEK = 0.7700 GTQ +0.03% vs mid-market | Recipient gets 59 554,13 Q Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2 661,19 kr1 SEK = 0.7700 GTQ 59 554,13 QYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.7590 GTQ +1.48% vs mid-market | Recipient gets 60 720,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7590 GTQ 60 720,00 QYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Guatemala deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to GTQ rates. | |||
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much SEK you're planning to spend in Guatemala. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7682 GTQ +0.27% vs mid-market | Recipient gets 61 456,02 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7682 GTQ 61 456,02 QYou pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 0.7600 GTQ +1.34% vs mid-market | Recipient gets 60 800,00 Q Minutes | |
Ways to receive money in Guatemala with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) Free1 SEK = 0.7600 GTQ 60 800,00 QYou pay80 000,00 kr Mobile moneyMinutesAvailable via:Tigo Free1 SEK = 0.7600 GTQ 60 800,00 QYou pay80 000,00 kr Bank depositMinutes 10,19 kr1 SEK = 0.7600 GTQ 60 800,00 QYou pay80 010,19 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.7590 GTQ +1.48% vs mid-market | Recipient gets 60 720,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7590 GTQ 60 720,00 QYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7590 GTQ +1.48% vs mid-market | Recipient gets 60 720,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7590 GTQ 60 720,00 QYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.7590 GTQ +1.48% vs mid-market | Recipient gets 60 720,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7590 GTQ 60 720,00 QYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 0.7553 GTQ +1.96% vs mid-market | Recipient gets 60 424,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, All Banks, Banco Promerica, Banco Azteca 30,00 kr1 SEK = 0.7553 GTQ 60 424,00 QYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7512 GTQ 60 096,00 QYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 0.7553 GTQ +1.96% vs mid-market | Recipient gets 60 424,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banrural, All Banks, Banco Promerica, Banco Azteca 30,00 kr1 SEK = 0.7553 GTQ 60 424,00 QYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7512 GTQ 60 096,00 QYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 0.7553 GTQ +1.96% vs mid-market | Recipient gets 60 424,00 Q Minutes - 24 hours | |
Ways to receive money in Guatemala with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Banco Azteca, Banco Promerica, Banrural, All Banks 30,00 kr1 SEK = 0.7553 GTQ 60 424,00 QYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7512 GTQ 60 096,00 QYou pay80 040,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 1 620,00 kr 1 SEK = 0.7642 GTQ +0.79% vs mid-market | Recipient gets 59 894,75 Q Next day | |
Ways to receive money in Guatemala with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day 1 620,00 kr1 SEK = 0.7642 GTQ 59 894,75 QYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee 2 661,19 kr 1 SEK = 0.7700 GTQ +0.03% vs mid-market | Recipient gets 59 554,13 Q Within a week | |
Ways to receive money in Guatemala with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2 661,19 kr1 SEK = 0.7700 GTQ 59 554,13 QYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 3 475,83 kr 1 SEK = 0.7700 GTQ +0.03% vs mid-market | Recipient gets 58 926,82 Q Within a week | |
Ways to receive money in Guatemala with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 3 475,83 kr1 SEK = 0.7700 GTQ 58 926,82 QYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 3 629,40 kr 1 SEK = 0.7700 GTQ +0.03% vs mid-market | Recipient gets 58 808,57 Q Within a week | |
Ways to receive money in Guatemala with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 3 629,40 kr1 SEK = 0.7700 GTQ 58 808,57 QYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 3 340,00 kr 1 SEK = 0.7642 GTQ +0.79% vs mid-market | Recipient gets 58 580,40 Q Within minutes | |
Ways to receive money in Guatemala with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 3 340,00 kr1 SEK = 0.7642 GTQ 58 580,40 QYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.7703 GTQ Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Guatemala, I suggest picking the cheapest option which is Regency FX.
On a 80,000 SEK transfer, Regency FX delivers the most GTQ.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/GTQ rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Guatemala, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
6 companies send money from Sweden to Guatemala, mostly through app, online, broker, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Guatemala, an online service like Xe is usually the simplest place to start.
Xe charges kr0 to send 80,000 SEK, leaving your recipient with 60,720 after a 1.48% markup on SEK/GTQ exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Guatemala.
TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.
You recipient can withdraw via bank deposit, cash pickup, and mobile money.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need GTQ.
You can convert your kronor in advance and use the balance when needed without extra fees.
Revolut converts SEK 80,000 with a 0.79% exchange-rate markup and holds the GTQ in your account.
Paying from business accounts
If your business receives and sends money in Guatemala, a global account keeps the GTQ in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 61,456.02 GTQ.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Guatemala, the recipient can use bank deposit, cash pickup, and mobile money.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Guatemala and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
For cash pickup, they can collect GTQ from a nearby MoneyGram agent in Guatemala.
Swish is useful for payments within Sweden, but it does not send GTQ to Guatemala.
You pay kr80,000.00
Q61,456
Cheapest
You pay kr80,000.00
Q60,800
-Q656
You pay kr80,000.00
Q60,800
-Q656
You pay kr80,010.19
Q60,800
-Q656
You pay kr80,000.00
Q60,720
-Q736
You pay kr80,040.00
Q60,096
-Q1,360
You pay kr80,040.00
Q60,096
-Q1,360
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of GTQ from Sweden.
Cheapest way to send money to Guatemala
The cheapest option for GTQ 61,456.02 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 61,456.02 GTQ, which is 1.07% more than the next best option.
Fastest way to send money to Guatemala
With TapTap Send, a debit card deposit and cash pickup payout delivers 60,800 GTQ in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Guatemala.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Guatemala over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Guatemala may have their own rules on receiving monetary gifts.
The final rate controls how much GTQ you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.77028 GTQ
We track 6 companies sending SEK to Guatemala, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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