How to send money to Guatemala from Netherlands with the best EUR-GTQ rate

TapTap Send is the fastest way to send money to Guatemala right now, with delivery in minutes.

For the cheapest option, sending €7,000 with Xe will get you 61,119.1 GTQ.

Best companies for EUR/GTQ transfers

6 of 6 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/GTQ transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,847.18 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€235.911 EUR = 8.6999 GTQ
Q 58,847.18You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

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Showing top Netherlands to Guatemala deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 8.7313 GTQ -0.34% vs mid-market Recipient gets Q 61,119.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guatemala with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.7313 GTQ
Q 61,119.10You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 8.6784 GTQ +0.27% vs mid-market Recipient gets Q 60,748.48 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guatemala with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 8.6784 GTQ
Q 60,748.48You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 8.6200 GTQ +0.95% vs mid-market Recipient gets Q 60,340.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Guatemala with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutesAvailable via:Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo)
Free1 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Tigo
Free1 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.00
Bank depositMinutes
€0.891 EUR = 8.6200 GTQ
Q 60,340.00You pay€7,000.89
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 8.5151 GTQ +2.17% vs mid-market Recipient gets Q 59,580.52 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Guatemala with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€2.991 EUR = 8.5151 GTQ
Q 59,580.52You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 8.4875 GTQ
Q 59,412.57You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €140.50 1 EUR = 8.6338 GTQ +0.79% vs mid-market Recipient gets Q 59,223.61 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€140.501 EUR = 8.6338 GTQ
Q 59,223.61You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €235.91 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,847.18 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€235.911 EUR = 8.6999 GTQ
Q 58,847.18You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €245.49 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,763.83 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€245.491 EUR = 8.6999 GTQ
Q 58,763.83You pay€7,000.00

Wise

Pay via Debit card
Fee €287.86 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,395.22 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€287.861 EUR = 8.6999 GTQ
Q 58,395.22You pay€7,000.00

Wise

Pay via Credit card
Fee €327.57 1 EUR = 8.6999 GTQ +0.02% vs mid-market Recipient gets Q 58,049.74 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€327.571 EUR = 8.6999 GTQ
Q 58,049.74You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €291.00 1 EUR = 8.6338 GTQ +0.79% vs mid-market Recipient gets Q 57,924.23 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€291.001 EUR = 8.6338 GTQ
Q 57,924.23You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 8.7018 GTQ Updates every 60 minutes.

How to send money from Netherlands to Guatemala

Pick a company

For a one-off transfer to Guatemala, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most GTQ.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/GTQ rate.

Fund your transfer

There are 4 ways fund your transfer, including debit card, bank transfer, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Guatemala

6 companies send money from the Netherlands to Guatemala, across app, online, broker, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Guatemala online is simple.

Pick Guatemala, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 61,119.1 GTQ with a €0 fee and -0.34% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Guatemala, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with -0.34% markup and gets you 61,119.1 GTQ.

You can pay for you transfer via app, online, broker, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of GTQ rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and GTQ in one account.

This is handy for receiving payments, spending GTQ and EUR, or travelling to Guatemala.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 0.79% markup plus €140.5 fee and holds the GTQ until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive GTQ in Guatemala

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 61,119.1 GTQ.

In Guatemala, the recipient can collect GTQ through bank deposit, cash pickup, mobile money, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect GTQ from a participating location in Guatemala with valid ID and the transfer reference.

You can deposit EUR using debit card, bank transfer, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/GTQ rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Q61,119

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    Q61,119

    Q0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Q61,119

    Q0

  4. 4
    Debit card Cash pickup

    You pay €7,000.00

    Q60,340

    -Q779

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    Q60,340

    -Q779

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,000.00

    Q59,413

    -Q1,707

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    Q58,764

    -Q2,355

Consider this when sending money from Netherlands to Guatemala

A few things to consider before sending money from Netherlands to Guatemala.

Compare your transfer options

Cheapest way to send money to Guatemala

The cheapest option for Q61,119.1 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 61,119.1 GTQ, which is 0.61% more than the next best option.

Fastest way to send money to Guatemala

The fastest option is TapTap Send. Pay by debit card and choose cash pickup in Guatemala. Your recipient gets 60,340 GTQ in minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-GTQ Exchange Rate

Finding the best rate to send money from Netherlands to Guatemala

The EUR/GTQ rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 8.701849 GTQ

How we analyse the market

We track 6 companies sending EUR to Guatemala, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.