How to send money to Guatemala from Singapore with the best SGD-GTQ rate

Regency FX is the fastest way to send money to Guatemala from Singapore right now, with delivery in minutes - 24 hours. Regency FX is cheapest overall, paying out 59,619.64 GTQ for a $10,000 transfer.

Best companies for SGD/GTQ transfers

3 of 3 providers

Last updated on 26 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/GTQ transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $314.00 1 SGD = 5.9780 GTQ 0.00% vs mid-market Recipient gets Q 57,903.10 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$314.001 SGD = 5.9780 GTQ
Q 57,903.10You pay$10,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 5.9620 GTQ +0.27% vs mid-market Recipient gets Q 59,619.64 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guatemala with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 5.9620 GTQ
Q 59,619.64You pay$10,000.00

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Showing top Singapore to Guatemala deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 5.9620 GTQ +0.27% vs mid-market Recipient gets Q 59,619.64 Minutes - 24 hours
CheapestFastest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guatemala with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 5.9620 GTQ
Q 59,619.64You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $165.00 1 SGD = 5.9422 GTQ +0.60% vs mid-market Recipient gets Q 58,441.74 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
$165.001 SGD = 5.9422 GTQ
Q 58,441.74You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $231.75 1 SGD = 5.9422 GTQ +0.60% vs mid-market Recipient gets Q 58,045.10 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Guatemala with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$231.751 SGD = 5.9422 GTQ
Q 58,045.10You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee $314.00 1 SGD = 5.9780 GTQ 0.00% vs mid-market Recipient gets Q 57,903.10 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$314.001 SGD = 5.9780 GTQ
Q 57,903.10You pay$10,000.00

Wise

Pay via PayNow
Fee $314.00 1 SGD = 5.9780 GTQ 0.00% vs mid-market Recipient gets Q 57,903.10 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$314.001 SGD = 5.9780 GTQ
Q 57,903.10You pay$10,000.00

Wise

Pay via Debit card
Fee $745.62 1 SGD = 5.9780 GTQ 0.00% vs mid-market Recipient gets Q 55,322.87 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guatemala with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$745.621 SGD = 5.9780 GTQ
Q 55,322.87You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 5.9781 GTQ Updates every 60 minutes.

How to send money from Singapore to Guatemala

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Guatemala, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Guatemala

There are 5 ways to send money to Guatemala across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending GTQ from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges $165 to send $10,000, delivering 58,441.74 GTQ after a 0.6% markup and 165 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Guatemala.

A currency broker can quote a lower margin on a large SGD to GTQ transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to GTQ before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 58,441.74 GTQ after fees when converting 10,000 SGD.

Ways to fund SGD and receive GTQ in Guatemala

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 59,619.64 GTQ.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Guatemala from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Guatemala, they can receive GTQ using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    Q59,620

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $10,000.00

    Q58,045

    -Q1,575

  3. 3
    Paynow Bank deposit

    You pay $10,000.00

    Q57,903

    -Q1,717

Things to know before sending SGD to Guatemala

Consider these things before sending money from Singapore to Guatemala.

Compare SGD/GTQ transfers

For a $10,000 transfer to Guatemala, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 59,619.64 GTQ, which is 1.98% more than the next best option.

  2. Fastest: Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 59,619.64 GTQ in minutes - 24 hours.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-GTQ Exchange Rate

Finding the best SGD to GTQ exchange rate

The exchange rate directly affects how much GTQ arrives for your SGD.

Mid-market rate:1 SGD = 5.978105 GTQ

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Guatemala, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.