Best companies for CHF/GTQ transfers
1 of 1 providers Last updated on 28 October 2026
Based on 6,000 CHF transfer Best companies for CHF/GTQ transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 9.1993 GTQ +0.27% vs mid-market	Recipient gets Q 55'195.84 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 9.1993 GTQ Q 55'195.84You payCHF 6'000.00
Run a live search Showing top Switzerland to Guatemala deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to GTQ rates.
Run a live search These companies offer multi-currency accounts for spending GTQ. We suggest doing a live search based on how much CHF you're planning to spend in Guatemala.
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 9.1993 GTQ +0.27% vs mid-market	Recipient gets Q 55'195.84 Minutes - 24 hours
9 reviews CheapestFastestRecommended Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Guatemala with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 9.1993 GTQ Q 55'195.84You payCHF 6'000.00
How Our Results Work Mid-market rate: 1 CHF = 9.2242 GTQ Updates every 60 minutes.

Why compare

CHF/GTQ exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Switzerland to Guatemala

Pick a company

Start with the cheapest, which is Regency FX at 55,195.84 GTQ for a CHF 6,000 transfer.

Regency FX was the cheapest on 27 of the 27 days it quoted fr.6,000 transfers to Guatemala.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 1 ways to pay, including bank transfer.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Guatemala?

How much CHF you send to Guatemala heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.


CHF 1'000	0.78%	CHF 1.90	Q 9'134.90with bank transfer to bank deposit	+Q 217.57
CHF 5'000	0.27%	CHF 0.00	Q 45'961.65with bank transfer to bank deposit	+Q 975.49
CHF 6'000This page	0.27%	CHF 0.00	Q 55'195.84with bank transfer to bank deposit	Q 0.00
CHF 25'000	0.25%	CHF 0.00	Q 229'713.28with bank transfer to bank deposit	+Q 3'610.57

Mid-market rate: 1 CHF = 9.2242 GTQ

CHF/GTQ Exchange Rate History

Is today a good time to send money from Switzerland to Guatemala?

The cheapest way to send CHF to GTQ can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 CHF transfers to Guatemala.

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GTQ per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GTQ on every transfer from Switzerland.

Right now, Regency FX pays 55,195.84 GTQ on 6,000 CHF, which is 149.43 GTQ less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 55,810.58 GTQ.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guatemala.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 71 comparisons
Cheapest every time

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most GTQ, and it was also the cheapest in 100% of the 71 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Guatemala.

Ways to send money from Switzerland to Guatemala

1 companies send money from Switzerland to Guatemala, across broker, and more.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Guatemala or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/GTQ).

I suggest , since the more GTQ you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/GTQ rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Guatemala.

A global account lets you hold GTQ alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive GTQ in Guatemala

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 55,195.84 GTQ.

The transfer can be paid for by bank transfer.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Guatemala.

In Guatemala, they can get GTQ delivered as bank deposit.

1

Bank transfer Bank deposit

You pay fr.6,000.00

Q55,196

Cheapest

Things to know before sending CHF to Guatemala

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/GTQ transfer options

For a CHF 6,000 transfer to Guatemala, these are the best options in our comparison.

Cheapest way to send money to Guatemala

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 55,195.84 GTQ, which is 0% more than the next best option.

Fastest way to send money to Guatemala

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 55,195.84 GTQ in minutes - 24 hours.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to GTQ requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 1 of them sending CHF to Guatemala, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/GTQ transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1699	–	Q 55'019.30
Regency FX Cheapest	9.1451	CHF 0.00	Q 54'870.75	−Q 148.55

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1648	–	Q 54'988.70
Regency FX Cheapest	9.1400	CHF 0.00	Q 54'840.23	−Q 148.47

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1742	–	Q 55'045.42
Regency FX Cheapest	9.1495	CHF 0.00	Q 54'896.79	−Q 148.63

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2800	–	Q 55'679.96
Regency FX Cheapest	9.2549	CHF 0.00	Q 55'529.62	−Q 150.34

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2238	–	Q 55'342.64
Regency FX Cheapest	9.1989	CHF 0.00	Q 55'193.22	−Q 149.42

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Xe Cheapest	9.1080	CHF 0.00	Q 54'648.00	–
Regency FX No quote collected this day	–	–	–	–

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2162	–	Q 55'296.91
Paysend Cheapest	9.0498	CHF 0.00	Q 54'298.67	−Q 998.24
Regency FX No quote collected this day	–	–	–	–

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1698	–	Q 55'018.51
Regency FX Cheapest	9.1450	CHF 0.00	Q 54'869.96	−Q 148.55

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1678	–	Q 55'006.75
Regency FX Cheapest	9.1430	CHF 0.00	Q 54'858.23	−Q 148.52

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1608	–	Q 54'964.54
Regency FX Cheapest	9.1360	CHF 0.00	Q 54'816.13	−Q 148.41

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1758	–	Q 55'054.66
Regency FX Cheapest	9.1510	CHF 0.00	Q 54'906.01	−Q 148.65

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2142	–	Q 55'285.36
Regency FX Cheapest	9.1893	CHF 0.00	Q 55'136.09	−Q 149.27

Sun, 11 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Xe Cheapest	9.0684	CHF 0.00	Q 54'410.40	–
Regency FX No quote collected this day	–	–	–	–

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1870	–	Q 55'122.29
Regency FX Cheapest	9.1622	CHF 0.00	Q 54'973.46	−Q 148.83

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1899	–	Q 55'139.44
Regency FX Cheapest	9.1651	CHF 0.00	Q 54'990.56	−Q 148.88

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.1167	–	Q 54'700.09
Regency FX Cheapest	9.0921	CHF 0.00	Q 54'552.40	−Q 147.69

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2109	–	Q 55'265.66
Regency FX Cheapest	9.1861	CHF 0.00	Q 55'116.44	−Q 149.22

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2636	–	Q 55'581.67
Regency FX Cheapest	9.2386	CHF 0.00	Q 55'431.60	−Q 150.07

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2647	–	Q 55'588.16
Regency FX Cheapest	9.2397	CHF 0.00	Q 55'438.08	−Q 150.08

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2989	–	Q 55'793.70
Regency FX Cheapest	9.2738	CHF 0.00	Q 55'643.06	−Q 150.64

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2659	–	Q 55'595.69
Regency FX Cheapest	9.2409	CHF 0.00	Q 55'445.59	−Q 150.10

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2508	–	Q 55'505.01
Regency FX Cheapest	9.2259	CHF 0.00	Q 55'355.15	−Q 149.86

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.3269	–	Q 55'961.68
Regency FX Cheapest	9.3018	CHF 0.00	Q 55'810.58	−Q 151.10

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2808	–	Q 55'684.84
Regency FX Cheapest	9.2557	CHF 0.00	Q 55'534.49	−Q 150.35

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	9.2581	–	Q 55'548.85
Regency FX Cheapest	9.2331	CHF 0.00	Q 55'398.86	−Q 149.99

How to send money to Guatemala from Switzerland with the best CHF-GTQ rate

Best companies for CHF/GTQ transfers