Revolut is the fastest way to send money to Pakistan from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 2,163,728.53 PKR for a $10,000 transfer.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/PKR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $46.80 1 SGD = 216.7400 PKR +0.10% vs mid-market | Recipient gets Rs 2,157,256.57 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $46.801 SGD = 216.7400 PKR Rs 2,157,256.57You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 212.7803 PKR +1.94% vs mid-market | Recipient gets Rs 2,127,803.00 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 212.7803 PKR Rs 2,127,803.00You pay$10,000.00 | |||
Run a live search Showing top Singapore to Pakistan deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much SGD you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 216.3729 PKR +0.27% vs mid-market | Recipient gets Rs 2,163,728.53 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 216.3729 PKR Rs 2,163,728.53You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 215.8738 PKR +0.50% vs mid-market | Recipient gets Rs 2,158,738.48 Minutes - 24 hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 215.8738 PKR Rs 2,158,738.48You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $46.80 1 SGD = 216.7400 PKR +0.10% vs mid-market | Recipient gets Rs 2,157,256.57 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $46.801 SGD = 216.7400 PKR Rs 2,157,256.57You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $46.80 1 SGD = 216.7400 PKR +0.10% vs mid-market | Recipient gets Rs 2,157,256.57 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $46.801 SGD = 216.7400 PKR Rs 2,157,256.57You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 216.2811 PKR +0.31% vs mid-market | Recipient gets Rs 2,148,752.55 Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 216.2811 PKR Rs 2,148,752.55You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 212.7803 PKR +1.94% vs mid-market | Recipient gets Rs 2,127,803.00 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 212.7803 PKR Rs 2,127,803.00You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $501.58 1 SGD = 216.7400 PKR +0.10% vs mid-market | Recipient gets Rs 2,058,687.55 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $501.581 SGD = 216.7400 PKR Rs 2,058,687.55You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 216.9586 PKR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Pakistan, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -0.37% | $0.00 | Rs 217,739.30with cash deposit to bank deposit | +Rs 4,332.33 | |
| $10,000This page | 0.27% | $0.00 | Rs 2,163,728.53with bank transfer to bank deposit | +Rs 24,839.49 |
Mid-market rate: 1 SGD = 216.9586 PKR
There are 5 ways to send money to Pakistan across 5 money transfer companies.
Cheapest way to send money
Sending PKR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $46.8 to send $10,000, delivering 2,157,256.57 PKR after a 0.1% markup and 46.8 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Pakistan.
A currency broker can quote a lower margin on a large SGD to PKR transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to PKR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 2,157,256.57 PKR after fees when converting 10,000 SGD.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 2,163,728.53 PKR.
Pay in SGD through bank transfer, paynow, and debit card.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Pakistan from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Pakistan, they can receive PKR using bank deposit.
You pay $10,000.00
₨2,163,729
Cheapest
You pay $10,000.00
₨2,157,257
-₨6,472
You pay $10,000.00
₨2,058,688
-₨105,041
Consider these things before sending money from Singapore to Pakistan.
For a $10,000 transfer to Pakistan, these are the best options to start with:
Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,163,728.53 PKR, which is 0.23% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 2,148,752.55 PKR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much PKR arrives for your SGD.
Mid-market rate:1 SGD = 216.9909 PKR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 5 of them on SGD to Pakistan, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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