How to send money to Pakistan from Singapore with the best SGD-PKR rate

Revolut is the fastest way to send money to Pakistan from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 2,184,986.57 PKR for a $10,000 transfer.

Best companies for SGD/PKR transfers

5 of 5 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/PKR exchange rates from our comparisons.

Based on 10,000 SGD transfer

Best companies for SGD/PKR transfers

All money transfer offers for SGD/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee $46.79 1 SGD = 219.0490 PKR +0.02% vs mid-market Recipient gets Rs 2,180,240.70 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$46.791 SGD = 219.0490 PKR
Rs 2,180,240.70You pay$10,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 214.7271 PKR +2.01% vs mid-market Recipient gets Rs 2,147,271.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 214.7271 PKR
Rs 2,147,271.00You pay$10,000.00

Run a live search

Showing top Singapore to Pakistan deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 218.4987 PKR +0.27% vs mid-market Recipient gets Rs 2,184,986.57 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Pakistan from Singapore.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 218.4987 PKR
Rs 2,184,986.57You pay$10,000.00
Wise

Wise

Pay via Bank transfer
Fee $46.79 1 SGD = 219.0490 PKR +0.02% vs mid-market Recipient gets Rs 2,180,240.70 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Singapore to Pakistan.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$46.791 SGD = 219.0490 PKR
Rs 2,180,240.70You pay$10,000.00
Wise

Wise

Pay via PayNow
Fee $46.79 1 SGD = 219.0490 PKR +0.02% vs mid-market Recipient gets Rs 2,180,240.70 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$46.791 SGD = 219.0490 PKR
Rs 2,180,240.70You pay$10,000.00
OFX

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 217.9947 PKR +0.50% vs mid-market Recipient gets Rs 2,179,947.50 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 217.9947 PKR
Rs 2,179,947.50You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 218.3938 PKR +0.32% vs mid-market Recipient gets Rs 2,169,742.62 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SGD to Pakistan.
Multi-currency cardReceive to bank account

Ways to receive money in Pakistan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 218.3938 PKR
Rs 2,169,742.62You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 214.7271 PKR +2.01% vs mid-market Recipient gets Rs 2,147,271.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 214.7271 PKR
Rs 2,147,271.00You pay$10,000.00
Wise

Wise

Pay via Debit card
Fee $501.57 1 SGD = 219.0490 PKR +0.02% vs mid-market Recipient gets Rs 2,080,621.59 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$501.571 SGD = 219.0490 PKR
Rs 2,080,621.59You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 219.090201 PKR Updates every 60 minutes.

How to send money from Singapore to Pakistan

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Pakistan, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Pakistan

There are 5 ways to send money to Pakistan across 5 money transfer companies.

Cheapest way to send money

Online transfers

Sending PKR from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $46.79 to send $10,000, delivering 2,180,240.7 PKR after a 0.02% markup and 46.79 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Pakistan.

A currency broker can quote a lower margin on a large SGD to PKR transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to PKR before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 2,180,240.7 PKR after fees when converting 10,000 SGD.

Ways to fund SGD and receive PKR in Pakistan

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 2,184,986.57 PKR.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Pakistan from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Pakistan, they can receive PKR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ₨2,184,987

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    ₨2,180,241

    -₨4,746

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    ₨2,080,622

    -₨104,365

Things to know before sending SGD to Pakistan

Consider these things before sending money from Singapore to Pakistan.

Compare SGD/PKR transfers

For a $10,000 transfer to Pakistan, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,184,986.57 PKR, which is 0.22% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 2,169,742.62 PKR in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-PKR Exchange Rate

Finding the best SGD to PKR exchange rate

The exchange rate directly affects how much PKR arrives for your SGD.

Mid-market rate:1 SGD = 219.015014 PKR

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 5 of them on SGD to Pakistan, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.