MoneyGram is the cheapest way to send money from Brazil to Pakistan. Sending R$40,000 will get your recipient 2,007,880 PKR in minutes - 24 hours.
With MoneyGram, deposit via pix and withdraw in bank deposit to get the most PKR in Pakistan.
| 3 of 3 providers Last updated on 10 November 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/PKR transfers | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 50.0637 PKR +0.27% vs mid-market | Recipient gets Rs 2,002,547.40 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 50.0637 PKR Rs 2,002,547.40You payR$40,000.00 | |||
Run a live search Showing top Brazil to Pakistan deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much BRL you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 50.1970 PKR 0.00% vs mid-market | Recipient gets Rs 2,007,880.00 Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 50.1970 PKR Rs 2,007,880.00You payR$40,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 BRL = 50.1352 PKR Rs 2,005,408.00You payR$40,000.00 Cash pickupMinutes - 24 hours Free1 BRL = 48.8818 PKR Rs 1,955,272.00You payR$40,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 50.0637 PKR +0.27% vs mid-market | Recipient gets Rs 2,002,547.40 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 50.0637 PKR Rs 2,002,547.40You payR$40,000.00 | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 49.7100 PKR +0.98% vs mid-market | Recipient gets Rs 1,988,400.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 BRL = 49.7100 PKR Rs 1,988,400.00You payR$40,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 BRL = 49.7100 PKR Rs 1,988,400.00You payR$40,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash, NayaPay Free1 BRL = 49.7100 PKR Rs 1,988,400.00You payR$40,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 BRL = 49.7100 PKR Rs 1,988,400.00You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 50.1992 PKR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is MoneyGram at 2,007,880 PKR for a R$40,000 transfer.
MoneyGram was the cheapest on 21 of the 29 days it quoted R$40,000 transfers to Pakistan.
The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.
You have 3 ways to pay, including pix, bank transfer, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Pakistan.
How much BRL you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows MoneyGram was the cheapest in 72% of the transfers from R$40,000 it quoted, and in 81% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.02% | R$0.00 | Rs 50,197.00with pix to bank deposit | +Rs 1,773.16 | |
| R$5,000 | 0.00% | R$0.00 | Rs 250,985.00with pix to bank deposit | +Rs 4,401.12 | |
| R$10,000 | 0.02% | R$0.00 | Rs 501,970.00with pix to bank deposit | +Rs 9,235.61 | |
| R$40,000This page | 0.00% | R$0.00 | Rs 2,007,880.00with pix to bank deposit | +Rs 8,270.87 | |
| R$50,000 | 0.27% | R$0.00 | Rs 2,503,392.54with bank transfer to bank deposit | +Rs 8,946.27 | |
| R$100,000 | 0.00% | R$0.00 | Rs 5,019,700.00with pix to bank deposit | +Rs 20,780.45 |
Mid-market rate: 1 BRL = 50.1992 PKR
The cheapest way to send BRL to PKR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 40,000 BRL transfers to Pakistan.
Tue, Nov 10, 2026Mid-market rateRs 2,007,968.92 MoneyGram Rs 2,007,880.00MoneyGramRs 2,007,880.00Regency FXRs 2,002,547.40TapTap SendRs 1,988,400.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.4874 | – | Rs 2,219,495.48 | |
| | 55.3432 | R$0.00 | Rs 2,213,728.00 | −Rs 5,767.48 |
| | 55.3376 | R$0.00 | Rs 2,213,502.84 | −Rs 5,992.64 |
| | 54.9100 | R$0.00 | Rs 2,196,400.00 | −Rs 23,095.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.6296 | – | Rs 2,225,184.96 | |
| | 55.5324 | R$0.00 | Rs 2,221,296.00 | −Rs 3,888.96 |
| | 55.4794 | R$0.00 | Rs 2,219,176.96 | −Rs 6,008.00 |
| | 55.0500 | R$0.00 | Rs 2,202,000.00 | −Rs 23,184.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.9638 | – | Rs 2,198,550.84 | |
| | 55.5412 | R$0.00 | Rs 2,221,648.00 | +Rs 23,097.16 |
| | 54.8154 | R$0.00 | Rs 2,192,614.75 | −Rs 5,936.09 |
| | 54.4200 | R$0.00 | Rs 2,176,800.00 | −Rs 21,750.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.9528 | – | Rs 2,198,111.04 | |
| | 55.0945 | R$0.00 | Rs 2,203,780.00 | +Rs 5,668.96 |
| | 54.8044 | R$0.00 | Rs 2,192,176.14 | −Rs 5,934.90 |
| | 54.3300 | R$0.00 | Rs 2,173,200.00 | −Rs 24,911.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.3083 | – | Rs 2,172,331.80 | |
| | 54.8610 | R$0.00 | Rs 2,194,440.00 | +Rs 22,108.20 |
| | 54.1617 | R$0.00 | Rs 2,166,466.50 | −Rs 5,865.30 |
| | 53.7600 | R$0.00 | Rs 2,150,400.00 | −Rs 21,931.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.7348 | – | Rs 2,189,392.04 | |
| | 54.5870 | R$0.00 | Rs 2,183,480.68 | −Rs 5,911.36 |
| | 54.5692 | R$0.00 | Rs 2,182,768.00 | −Rs 6,624.04 |
| | 54.2100 | R$0.00 | Rs 2,168,400.00 | −Rs 20,992.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.7348 | – | Rs 2,189,392.04 | |
| | 54.5870 | R$0.00 | Rs 2,183,480.68 | −Rs 5,911.36 |
| | 54.5692 | R$0.00 | Rs 2,182,768.00 | −Rs 6,624.04 |
| | 54.2200 | R$0.00 | Rs 2,168,800.00 | −Rs 20,592.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.8394 | – | Rs 2,193,576.96 | |
| | 54.6914 | R$0.00 | Rs 2,187,654.30 | −Rs 5,922.66 |
| | 54.5692 | R$0.00 | Rs 2,182,768.00 | −Rs 10,808.96 |
| | 54.2700 | R$0.00 | Rs 2,170,800.00 | −Rs 22,776.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.9245 | – | Rs 2,196,981.28 | |
| | 54.7801 | R$0.00 | Rs 2,191,204.00 | −Rs 5,777.28 |
| | 54.7762 | R$0.00 | Rs 2,191,049.43 | −Rs 5,931.85 |
| | 54.3900 | R$0.00 | Rs 2,175,600.00 | −Rs 21,381.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.9859 | – | Rs 2,199,436.56 | |
| | 55.1647 | R$0.00 | Rs 2,206,588.00 | +Rs 7,151.44 |
| | 54.8375 | R$0.00 | Rs 2,193,498.08 | −Rs 5,938.48 |
| | 54.4500 | R$0.00 | Rs 2,178,000.00 | −Rs 21,436.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.0890 | – | Rs 2,203,559.28 | |
| | 55.1681 | R$0.00 | Rs 2,206,724.00 | +Rs 3,164.72 |
| | 54.9402 | R$0.00 | Rs 2,197,609.67 | −Rs 5,949.61 |
| | 54.5300 | R$0.00 | Rs 2,181,200.00 | −Rs 22,359.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 54.7539 | – | Rs 2,190,155.20 | |
| | 55.0621 | R$0.00 | Rs 2,202,484.00 | +Rs 12,328.80 |
| | 54.6060 | R$0.00 | Rs 2,184,241.78 | −Rs 5,913.42 |
| | 54.2000 | R$0.00 | Rs 2,168,000.00 | −Rs 22,155.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.6931 | – | Rs 2,227,722.48 | |
| | 55.5427 | R$0.00 | Rs 2,221,707.63 | −Rs 6,014.85 |
| | 54.9800 | R$0.00 | Rs 2,199,200.00 | −Rs 28,522.48 |
| | 54.9297 | R$0.00 | Rs 2,197,188.00 | −Rs 30,534.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.6931 | – | Rs 2,227,722.48 | |
| | 55.5427 | R$0.00 | Rs 2,221,707.63 | −Rs 6,014.85 |
| | 54.9800 | R$0.00 | Rs 2,199,200.00 | −Rs 28,522.48 |
| | 54.9297 | R$0.00 | Rs 2,197,188.00 | −Rs 30,534.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 55.4754 | – | Rs 2,219,017.72 | |
| | 55.3257 | R$0.00 | Rs 2,213,026.37 | −Rs 5,991.35 |
| | 55.0000 | R$0.00 | Rs 2,200,000.00 | −Rs 19,017.72 |
| | 54.9297 | R$0.00 | Rs 2,197,188.00 | −Rs 21,829.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 51.6124 | – | Rs 2,064,494.84 | |
| | 51.4730 | R$0.00 | Rs 2,058,920.70 | −Rs 5,574.14 |
| | 51.1000 | R$0.00 | Rs 2,044,000.00 | −Rs 20,494.84 |
| | 50.8434 | R$0.00 | Rs 2,033,736.00 | −Rs 30,758.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 51.8050 | – | Rs 2,072,199.80 | |
| | 51.8036 | R$0.00 | Rs 2,072,144.00 | −Rs 55.80 |
| | 51.6651 | R$0.00 | Rs 2,066,604.86 | −Rs 5,594.94 |
| | 51.2900 | R$0.00 | Rs 2,051,600.00 | −Rs 20,599.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 51.6611 | – | Rs 2,066,445.84 | |
| | 51.9626 | R$0.00 | Rs 2,078,504.00 | +Rs 12,058.16 |
| | 51.5217 | R$0.00 | Rs 2,060,866.44 | −Rs 5,579.40 |
| | 51.1500 | R$0.00 | Rs 2,046,000.00 | −Rs 20,445.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 51.3566 | – | Rs 2,054,263.92 | |
| | 51.7244 | R$0.00 | Rs 2,068,976.00 | +Rs 14,712.08 |
| | 51.2179 | R$0.00 | Rs 2,048,717.41 | −Rs 5,546.51 |
| | 50.8500 | R$0.00 | Rs 2,034,000.00 | −Rs 20,263.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.7903 | – | Rs 2,031,611.64 | |
| | 50.9597 | R$0.00 | Rs 2,038,388.00 | +Rs 6,776.36 |
| | 50.6532 | R$0.00 | Rs 2,026,126.29 | −Rs 5,485.35 |
| | 50.2800 | R$0.00 | Rs 2,011,200.00 | −Rs 20,411.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.7903 | – | Rs 2,031,611.64 | |
| | 50.9597 | R$0.00 | Rs 2,038,388.00 | +Rs 6,776.36 |
| | 50.6532 | R$0.00 | Rs 2,026,126.29 | −Rs 5,485.35 |
| | 50.3000 | R$0.00 | Rs 2,012,000.00 | −Rs 19,611.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.9863 | – | Rs 2,039,451.40 | |
| | 50.9597 | R$0.00 | Rs 2,038,388.00 | −Rs 1,063.40 |
| | 50.8486 | R$0.00 | Rs 2,033,944.88 | −Rs 5,506.52 |
| | 50.4900 | R$0.00 | Rs 2,019,600.00 | −Rs 19,851.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.8006 | – | Rs 2,032,025.72 | |
| | 50.8839 | R$0.00 | Rs 2,035,356.00 | +Rs 3,330.28 |
| | 50.6635 | R$0.00 | Rs 2,026,539.25 | −Rs 5,486.47 |
| | 50.3300 | R$0.00 | Rs 2,013,200.00 | −Rs 18,825.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1302 | – | Rs 2,005,209.28 | |
| | 50.3207 | R$0.00 | Rs 2,012,828.00 | +Rs 7,618.72 |
| | 49.9949 | R$0.00 | Rs 1,999,795.21 | −Rs 5,414.07 |
| | 49.6200 | R$0.00 | Rs 1,984,800.00 | −Rs 20,409.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.6500 | – | Rs 2,025,999.08 | |
| | 50.5132 | R$0.00 | Rs 2,020,528.88 | −Rs 5,470.20 |
| | 50.4861 | R$0.00 | Rs 2,019,444.00 | −Rs 6,555.08 |
| | 50.1500 | R$0.00 | Rs 2,006,000.00 | −Rs 19,999.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.2961 | – | Rs 2,011,843.60 | |
| | 50.8220 | R$0.00 | Rs 2,032,880.00 | +Rs 21,036.40 |
| | 50.1603 | R$0.00 | Rs 2,006,411.62 | −Rs 5,431.98 |
| | 49.8000 | R$0.00 | Rs 1,992,000.00 | −Rs 19,843.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.2507 | – | Rs 2,010,026.20 | |
| | 50.2590 | R$0.00 | Rs 2,010,360.00 | +Rs 333.80 |
| | 50.1150 | R$0.00 | Rs 2,004,599.13 | −Rs 5,427.07 |
| | 49.7400 | R$0.00 | Rs 1,989,600.00 | −Rs 20,426.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.3418 | – | Rs 2,013,672.52 | |
| | 50.2059 | R$0.00 | Rs 2,008,235.60 | −Rs 5,436.92 |
| | 49.8500 | R$0.00 | Rs 1,994,000.00 | −Rs 19,672.52 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.2216 | – | Rs 2,008,866.00 | |
| | 50.2590 | R$0.00 | Rs 2,010,360.00 | +Rs 1,494.00 |
| | 50.0861 | R$0.00 | Rs 2,003,442.06 | −Rs 5,423.94 |
| | 49.7400 | R$0.00 | Rs 1,989,600.00 | −Rs 19,266.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1992 | – | Rs 2,007,968.92 | |
| | 50.1970 | R$0.00 | Rs 2,007,880.00 | −Rs 88.92 |
| | 50.0637 | R$0.00 | Rs 2,002,547.40 | −Rs 5,421.52 |
| | 49.7100 | R$0.00 | Rs 1,988,400.00 | −Rs 19,568.92 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 50.1992 | – | Rs 2,007,968.92 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PKR per BRL than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 15 of the last 30 days.
Right now, MoneyGram pays 2,007,880 PKR on 40,000 BRL, which is 88.92 PKR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 2,221,707.63 PKR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.
We've tracked 177 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.
Cheapest in 93% of them
Cheapest in 26% of them
Never the cheapest
Based on 42 comparisons across 6 amounts over the last 7 days.
Cheapest in 81% of them
Cheapest in 30% of them
Cheapest in 7% of them
Based on 177 comparisons across 6 amounts over the last 30 days.
Cheapest in 85% of them
Cheapest in 25% of them
Cheapest in 9% of them
Based on 273 comparisons across 6 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today MoneyGram is the cheapest and gets you the most PKR, and it was also the cheapest in 81% of the 171 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Pakistan.
There are 4 ways to send money to Pakistan across 3 money transfer companies.
For everyday transfers
For most transfers from Brazil to Pakistan, money transfer companies like MoneyGram are the cheapest way.
You can fund an online transfer with pix, bank transfer, and debit card.
MoneyGram charges R$0 and adds 0% markup when sending R$40,000, this will get you 2,007,880 PKR in Pakistan.
In our comparisons over the past month, it was the cheapest online service on 25 of the 29 days it quoted.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/PKR rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to PKR with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.
For receiving cash in Portugal
If your recipient in Pakistan needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you Rs2,007,880 after the fees with MoneyGram.
Your recipient will collect cash at the nearest MoneyGram branch in Pakistan.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international PKR payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With MoneyGram, paying by pix and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 2,007,880 PKR.
For paying for your transfer, you have pix, bank transfer, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Pakistan directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Pakistan, they can get it as bank deposit, mobile wallet, cash pickup, and mobile money.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
Rs2,007,880
Cheapest
You pay R$40,000.00
Rs2,005,408
-Rs2,472
You pay R$40,000.00
Rs2,002,547
-Rs5,333
You pay R$40,000.00
Rs1,988,400
-Rs19,480
You pay R$40,000.00
Rs1,988,400
-Rs19,480
You pay R$40,000.00
Rs1,988,400
-Rs19,480
You pay R$40,000.00
Rs1,988,400
-Rs19,480
You pay R$40,000.00
Rs1,955,272
-Rs52,608
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Pakistan, I suggest starting with these:
Cheapest:
MoneyGram, funded by pix with bank deposit in Pakistan. Your recipient gets 2,007,880 PKR, which is 0.27% more than the next best option.
Fastest:
TapTap Send, paid by debit card with bank deposit for the payout. It delivers 1,988,400 PKR in minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Pakistan.
The company then switches to local rails or uses an internal network of accounts to move BRL to Pakistan.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
We track 3 authorised companies sending BRL to Pakistan, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
In the past 30 days alone, we analysed 177 comparisons across 6 amounts.
This page covers the cheapest and fastest options for BRL/PKR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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