We’ve compared and analysed 7 money transfer companies in Finland.
| 7 of 7 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PKR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €49.89 1 EUR = 307.8580 PKR +0.14% vs mid-market | Recipient gets Rs 2,139,646.96 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.891 EUR = 307.8580 PKR Rs 2,139,646.96You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 306.2894 PKR +0.65% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
Run a live search Showing top Finland to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much EUR you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 309.8600 PKR -0.51% vs mid-market | Recipient gets Rs 2,169,020.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 309.8600 PKR Rs 2,169,020.00You pay€7,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 EUR = 309.8600 PKR Rs 2,169,020.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 EUR = 309.8600 PKR Rs 2,169,020.00You pay€7,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 EUR = 309.8600 PKR Rs 2,169,020.00You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 307.4462 PKR +0.27% vs mid-market | Recipient gets Rs 2,152,123.05 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 307.4462 PKR Rs 2,152,123.05You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 306.7371 PKR +0.50% vs mid-market | Recipient gets Rs 2,147,159.77 Minutes - 24 hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.7371 PKR Rs 2,147,159.77You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €2.99 1 EUR = 306.6143 PKR +0.54% vs mid-market | Recipient gets Rs 2,145,383.39 Minutes - 2 days | |
Ways to receive money in Pakistan with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 Mobile moneyMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 Bank depositMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 306.2894 PKR +0.65% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 306.2894 PKR +0.65% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 306.2894 PKR +0.65% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €49.89 1 EUR = 307.8580 PKR +0.14% vs mid-market | Recipient gets Rs 2,139,646.96 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.891 EUR = 307.8580 PKR Rs 2,139,646.96You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €59.97 1 EUR = 307.8580 PKR +0.14% vs mid-market | Recipient gets Rs 2,136,543.76 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €59.971 EUR = 307.8580 PKR Rs 2,136,543.76You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 306.4307 PKR +0.60% vs mid-market | Recipient gets Rs 2,123,411.54 Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 306.4307 PKR Rs 2,123,411.54You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €104.66 1 EUR = 307.8580 PKR +0.14% vs mid-market | Recipient gets Rs 2,122,785.58 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.661 EUR = 307.8580 PKR Rs 2,122,785.58You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €146.53 1 EUR = 307.8580 PKR +0.14% vs mid-market | Recipient gets Rs 2,109,895.57 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €146.531 EUR = 307.8580 PKR Rs 2,109,895.57You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 308.2785 PKR Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Pakistan, start with TapTap Send.
TapTap Send was the cheapest on 29 of the 29 days it quoted €7,000 transfers to Pakistan.
On a 7,000 EUR transfer, TapTap Send delivers the most PKR.
The cheapest option depends on the amount, so I suggest to get the best EUR/PKR rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
Select how you want the recipient to pick up the money. For transfers to Pakistan they can receive it via bank deposit, cash pickup, mobile money, and mobile wallet.
If it's your first time using the service, you will need to verify your account.
This usually takes a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
How much EUR you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 100% of the transfers from €2,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.49% | €0.00 | Rs 154,930.00with debit card to bank deposit | +Rs 2,989.88 | |
| €2,000 | -0.51% | €0.00 | Rs 619,720.00with debit card to bank deposit | +Rs 11,687.50 | |
| €7,000This page | -0.51% | €0.00 | Rs 2,169,020.00with debit card to bank deposit | +Rs 29,182.75 |
Mid-market rate: 1 EUR = 308.2785 PKR
The cheapest way to send EUR to PKR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Pakistan.
Wed, 28 Oct 2026Mid-market rateRs 2,157,949.51 TapTap Send Rs 2,169,020.00TapTap SendRs 2,169,020.00Regency FXRs 2,152,123.05OFXRs 2,147,159.77
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 314.3049 | – | Rs 2,200,134.24 | |
| | 316.8300 | €0.00 | Rs 2,217,810.00 | +Rs 17,675.76 |
| | 313.4563 | €0.00 | Rs 2,194,193.88 | −Rs 5,940.36 |
| | 312.7334 | €0.00 | Rs 2,189,133.57 | −Rs 11,000.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 313.9890 | – | Rs 2,197,922.98 | |
| | 313.1412 | €0.00 | Rs 2,191,988.59 | −Rs 5,934.39 |
| | 312.4191 | €0.00 | Rs 2,186,933.36 | −Rs 10,989.62 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 313.1750 | – | Rs 2,192,225.07 | |
| | 315.9700 | €0.00 | Rs 2,211,790.00 | +Rs 19,564.93 |
| | 312.3294 | €0.00 | Rs 2,186,306.06 | −Rs 5,919.01 |
| | 311.6091 | €0.00 | Rs 2,181,263.94 | −Rs 10,961.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.9600 | – | Rs 2,183,719.73 | |
| | 313.0000 | €0.00 | Rs 2,191,000.00 | +Rs 7,280.27 |
| | 311.1177 | €0.00 | Rs 2,177,823.68 | −Rs 5,896.05 |
| | 310.4002 | €0.00 | Rs 2,172,801.13 | −Rs 10,918.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.4905 | – | Rs 2,180,433.16 | |
| | 313.2900 | €0.00 | Rs 2,193,030.00 | +Rs 12,596.84 |
| | 310.6494 | €0.00 | Rs 2,174,545.99 | −Rs 5,887.17 |
| | 309.9330 | €0.00 | Rs 2,169,530.99 | −Rs 10,902.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.1705 | – | Rs 2,178,193.26 | |
| | 312.7700 | €0.00 | Rs 2,189,390.00 | +Rs 11,196.74 |
| | 310.3303 | €0.00 | Rs 2,172,312.14 | −Rs 5,881.12 |
| | 309.6146 | €0.00 | Rs 2,167,302.30 | −Rs 10,890.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.8917 | – | Rs 2,169,241.61 | |
| | 311.3000 | €0.00 | Rs 2,179,100.00 | +Rs 9,858.39 |
| | 309.0550 | €0.00 | Rs 2,163,384.65 | −Rs 5,856.96 |
| | 308.3422 | €0.00 | Rs 2,158,395.40 | −Rs 10,846.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.0816 | – | Rs 2,170,571.28 | |
| | 311.6200 | €0.00 | Rs 2,181,340.00 | +Rs 10,768.72 |
| | 309.2444 | €0.00 | Rs 2,164,710.73 | −Rs 5,860.55 |
| | 308.5312 | €0.00 | Rs 2,159,718.42 | −Rs 10,852.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.5040 | – | Rs 2,173,527.97 | |
| | 312.4600 | €0.00 | Rs 2,187,220.00 | +Rs 13,692.03 |
| | 309.6656 | €0.00 | Rs 2,167,659.45 | −Rs 5,868.52 |
| | 308.9515 | €0.00 | Rs 2,162,660.33 | −Rs 10,867.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.7745 | – | Rs 2,168,421.35 | |
| | 311.6400 | €0.00 | Rs 2,181,480.00 | +Rs 13,058.65 |
| | 308.9381 | €0.00 | Rs 2,162,566.62 | −Rs 5,854.73 |
| | 308.2256 | €0.00 | Rs 2,157,579.25 | −Rs 10,842.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.9651 | – | Rs 2,169,755.71 | |
| | 311.8300 | €0.00 | Rs 2,182,810.00 | +Rs 13,054.29 |
| | 309.1282 | €0.00 | Rs 2,163,897.37 | −Rs 5,858.34 |
| | 308.4153 | €0.00 | Rs 2,158,906.94 | −Rs 10,848.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.2856 | – | Rs 2,171,999.13 | |
| | 311.8000 | €0.00 | Rs 2,182,600.00 | +Rs 10,600.87 |
| | 309.4478 | €0.00 | Rs 2,166,134.73 | −Rs 5,864.40 |
| | 308.7342 | €0.00 | Rs 2,161,139.13 | −Rs 10,860.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.2856 | – | Rs 2,171,999.13 | |
| | 311.8000 | €0.00 | Rs 2,182,600.00 | +Rs 10,600.87 |
| | 309.4478 | €0.00 | Rs 2,166,134.73 | −Rs 5,864.40 |
| | 308.7342 | €0.00 | Rs 2,161,139.13 | −Rs 10,860.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.0732 | – | Rs 2,170,512.13 | |
| | 311.6800 | €0.00 | Rs 2,181,760.00 | +Rs 11,247.87 |
| | 309.2360 | €0.00 | Rs 2,164,651.75 | −Rs 5,860.38 |
| | 308.5228 | €0.00 | Rs 2,159,659.57 | −Rs 10,852.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.1601 | – | Rs 2,171,120.76 | |
| | 311.8900 | €0.00 | Rs 2,183,230.00 | +Rs 12,109.24 |
| | 309.3227 | €0.00 | Rs 2,165,258.73 | −Rs 5,862.03 |
| | 308.6093 | €0.00 | Rs 2,160,265.15 | −Rs 10,855.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.3094 | – | Rs 2,165,165.79 | |
| | 310.8400 | €0.00 | Rs 2,175,880.00 | +Rs 10,714.21 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.6324 | – | Rs 2,174,426.64 | |
| | 312.2700 | €0.00 | Rs 2,185,890.00 | +Rs 11,463.36 |
| | 309.7937 | €0.00 | Rs 2,168,555.69 | −Rs 5,870.95 |
| | 309.0792 | €0.00 | Rs 2,163,554.51 | −Rs 10,872.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.2280 | – | Rs 2,178,596.09 | |
| | 312.3500 | €0.00 | Rs 2,186,450.00 | +Rs 7,853.91 |
| | 310.3877 | €0.00 | Rs 2,172,713.88 | −Rs 5,882.21 |
| | 309.6719 | €0.00 | Rs 2,167,703.11 | −Rs 10,892.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.5363 | – | Rs 2,180,754.39 | |
| | 313.1400 | €0.00 | Rs 2,191,980.00 | +Rs 11,225.61 |
| | 310.6952 | €0.00 | Rs 2,174,866.35 | −Rs 5,888.04 |
| | 309.9787 | €0.00 | Rs 2,169,850.62 | −Rs 10,903.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.5363 | – | Rs 2,180,754.39 | |
| | 313.0500 | €0.00 | Rs 2,191,350.00 | +Rs 10,595.61 |
| | 310.6952 | €0.00 | Rs 2,174,866.35 | −Rs 5,888.04 |
| | 309.9787 | €0.00 | Rs 2,169,850.62 | −Rs 10,903.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.1607 | – | Rs 2,178,124.75 | |
| | 313.0700 | €0.00 | Rs 2,191,490.00 | +Rs 13,365.25 |
| | 310.3205 | €0.00 | Rs 2,172,243.81 | −Rs 5,880.94 |
| | 309.6049 | €0.00 | Rs 2,167,234.12 | −Rs 10,890.63 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.8681 | – | Rs 2,176,076.74 | |
| | 312.5500 | €0.00 | Rs 2,187,850.00 | +Rs 11,773.26 |
| | 310.0288 | €0.00 | Rs 2,170,201.33 | −Rs 5,875.41 |
| | 309.3138 | €0.00 | Rs 2,165,196.36 | −Rs 10,880.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.9620 | – | Rs 2,169,734.23 | |
| | 311.6000 | €0.00 | Rs 2,181,200.00 | +Rs 11,465.77 |
| | 309.1251 | €0.00 | Rs 2,163,875.95 | −Rs 5,858.28 |
| | 308.4122 | €0.00 | Rs 2,158,885.56 | −Rs 10,848.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.8551 | – | Rs 2,175,985.83 | |
| | 312.7800 | €0.00 | Rs 2,189,460.00 | +Rs 13,474.17 |
| | 310.0158 | €0.00 | Rs 2,170,110.67 | −Rs 5,875.16 |
| | 309.3008 | €0.00 | Rs 2,165,105.90 | −Rs 10,879.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.8889 | – | Rs 2,169,221.96 | |
| | 311.3500 | €0.00 | Rs 2,179,450.00 | +Rs 10,228.04 |
| | 309.0522 | €0.00 | Rs 2,163,365.06 | −Rs 5,856.90 |
| | 308.3394 | €0.00 | Rs 2,158,375.85 | −Rs 10,846.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 311.3700 | €0.00 | Rs 2,179,590.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 311.3700 | €0.00 | Rs 2,179,590.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.4892 | – | Rs 2,166,424.23 | |
| | 310.9700 | €0.00 | Rs 2,176,790.00 | +Rs 10,365.77 |
| | 308.6536 | €0.00 | Rs 2,160,574.89 | −Rs 5,849.34 |
| | 307.9417 | €0.00 | Rs 2,155,592.11 | −Rs 10,832.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.6053 | – | Rs 2,167,237.43 | |
| | 309.0000 | €0.00 | Rs 2,163,000.00 | −Rs 4,237.43 |
| | 308.7694 | €0.00 | Rs 2,161,385.89 | −Rs 5,851.54 |
| | 308.0573 | €0.00 | Rs 2,156,401.24 | −Rs 10,836.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 308.2785 | – | Rs 2,157,949.51 | |
| | 309.8600 | €0.00 | Rs 2,169,020.00 | +Rs 11,070.49 |
| | 307.4462 | €0.00 | Rs 2,152,123.05 | −Rs 5,826.46 |
| | 306.7371 | €0.00 | Rs 2,147,159.77 | −Rs 10,789.74 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 308.2785 | – | Rs 2,157,949.51 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PKR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 26 of the last 30 days.
Right now, TapTap Send pays 2,169,020 PKR on 7,000 EUR, which is 11,070.49 PKR more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 2,217,810 PKR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.
We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.
Cheapest every time
Never the cheapest
Never the cheapest
Based on 21 comparisons across 3 amounts over the last 7 days.
Cheapest every time
Cheapest in 4% of them
Cheapest in 4% of them
Based on 62 comparisons across 3 amounts over the last 30 days.
Cheapest in 96% of them
Cheapest in 3% of them
Cheapest in 3% of them
Based on 72 comparisons across 3 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most PKR, and it was also the cheapest in 100% of the 59 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Pakistan.
7 companies send money from Finland to Pakistan, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
Usually the cheapest
Companies like Xe will get you 2,144,025.8 PKR on a €7,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 6 of the 28 days it quoted.
If it's the only time you send money to Pakistan, then it's the best option.
For recurring transfers, an app is a bit more convenient.
For regular transfers
For the regular smaller transfer, apps are convenient and cheap.
TapTap Send charges €0 on a €7,000 transfer, and 2,169,020 PKR arrives in minutes.
Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for €7,000 transfers.
In Pakistan they can receive money via bank deposit, cash pickup, mobile money, and mobile wallet.
Moving money between your own accounts
Companies like Wise let you hold EUR and PKR balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to PKR with Wise gets you 2,139,646.96 PKR (€49.89 in fees and 0.14% markup).
This is especially useful for travel since you are spending in PKR (no extra fees from Wise, only local ATMs).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For freelancers and SMEs
Global accounts are for companies and freelancers making payments to Pakistan.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers are good for sending €10,000+ to Pakistan. They charge no fees and add a markup on the rate.
Regency FX charges no fee but adds 0.27% markup on top of the EUR/PKR rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,169,020 PKR.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Pakistan directly.
For withdrawals in Pakistan, use bank deposit, cash pickup, mobile money, and mobile wallet.
Receive PKR
The name should match the account holder's bank record, so double check it before sending.
Your recipient can also collect PKR from a nearby agent in Pakistan.
You pay €7,000.00
Rs2,169,020
Cheapest
You pay €7,000.00
Rs2,169,020
Rs0
You pay €7,000.00
Rs2,169,020
Rs0
You pay €7,000.00
Rs2,169,020
Rs0
You pay €7,000.00
Rs2,152,123
-Rs16,897
You pay €7,000.00
Rs2,144,026
-Rs24,994
You pay €7,000.00
Rs2,136,544
-Rs32,476
For a transfer from Finland, compare the PKR received and check whether the payment is a taxable gift rather than ordinary family support.
For a €7,000 transfer to Pakistan, these are the current cheapest, fastest and easiest options.
Cheapest
TapTap Send is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 2,169,020 PKR, which is 0.78% more than the next best option.
Fastest
Revolut delivers 2,123,411.54 PKR in within minutes when you pay by bank transfer and choose bank deposit.
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Pakistan.
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 7 of them on EUR to Pakistan, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
In the past 30 days alone, we analysed 62 comparisons across 3 amounts.
This page covers the cheapest and fastest options for EUR/PKR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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