Regency FX is the best and cheapest service overall. On €7,000 you will get 2,253,239.77 PKR after fees and the exchange rate.
We’ve compared 8 money transfer companies in more detail below.
| 8 of 8 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/PKR exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/PKR transfersAll money transfer offers for EUR/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €49.87 1 EUR = 322.7200 PKR +0.01% vs mid-market | Recipient gets Rs 2,242,945.95 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €49.871 EUR = 322.7200 PKR Rs 2,242,945.95You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 319.4171 PKR +1.04% vs mid-market | Recipient gets Rs 2,235,919.70 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00 | |||
Run a live search Showing top Germany to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much EUR you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 321.8914 PKR +0.27% vs mid-market | Recipient gets Rs 2,253,239.77 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 321.8914 PKR Rs 2,253,239.77You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 321.1490 PKR +0.50% vs mid-market | Recipient gets Rs 2,248,043.29 Minutes - 24 hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 321.1490 PKR Rs 2,248,043.29You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 320.5000 PKR +0.70% vs mid-market | Recipient gets Rs 2,243,500.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 320.5000 PKR Rs 2,243,500.00You pay€7,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 EUR = 320.5000 PKR Rs 2,243,500.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 EUR = 320.5000 PKR Rs 2,243,500.00You pay€7,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 EUR = 320.5000 PKR Rs 2,243,500.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €49.87 1 EUR = 322.7200 PKR +0.01% vs mid-market | Recipient gets Rs 2,242,945.95 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €49.871 EUR = 322.7200 PKR Rs 2,242,945.95You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €59.95 1 EUR = 322.7200 PKR +0.01% vs mid-market | Recipient gets Rs 2,239,692.94 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €59.951 EUR = 322.7200 PKR Rs 2,239,692.94You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 319.4171 PKR +1.04% vs mid-market | Recipient gets Rs 2,235,919.70 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 319.4171 PKR +1.04% vs mid-market | Recipient gets Rs 2,235,919.70 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 319.4171 PKR +1.04% vs mid-market | Recipient gets Rs 2,235,919.70 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €2.99 1 EUR = 319.5254 PKR +1.01% vs mid-market | Recipient gets Rs 2,235,722.56 Minutes - 2 days | |
Ways to receive money in Pakistan with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €2.991 EUR = 319.5254 PKR Rs 2,235,722.56You pay€7,000.00 Mobile moneyMinutes - 2 days €2.991 EUR = 319.5254 PKR Rs 2,235,722.56You pay€7,000.00 Bank depositMinutes - 2 days €2.991 EUR = 319.5254 PKR Rs 2,235,722.56You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 314.1443 PKR Rs 2,199,010.45You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €51.00 1 EUR = 321.5844 PKR +0.37% vs mid-market | Recipient gets Rs 2,234,690.02 Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €51.001 EUR = 321.5844 PKR Rs 2,234,690.02You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €104.64 1 EUR = 322.7200 PKR +0.01% vs mid-market | Recipient gets Rs 2,225,270.58 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €104.641 EUR = 322.7200 PKR Rs 2,225,270.58You pay€7,000.00 | |||
 Deutsche Bank Pay via Bank transfer | Fee €37.05 1 EUR = 319.5713 PKR +0.99% vs mid-market | Recipient gets Rs 2,225,159.18 Minutes - 5 days | |
Ways to receive money in Pakistan with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 319.5713 PKR Rs 2,225,159.18You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €146.51 1 EUR = 322.7200 PKR +0.01% vs mid-market | Recipient gets Rs 2,211,758.29 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €146.511 EUR = 322.7200 PKR Rs 2,211,758.29You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 322.762856 PKR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most PKR.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/PKR rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 8 companies for sending money from Germany to Pakistan, across app, broker, online, multi-currency account, global account, and bank, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with TapTap Send to Pakistan gets you 2,243,500 PKR with a €0 fee and 0.7% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For Euro transfers only
Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.
Outside the eurozone, banks like Deutsche Bank are much more expensive.
On a €7,000 transfer, Deutsche Bank delivers 2,225,159.18 PKR vs 2,253,239.77 PKR with Regency FX.
For large transfers from Germany
For buying property, moving to Pakistan, or moving pensions, a currency broker is the best option.
A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/PKR which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Pakistan.
Be it overseas suppliers and contractors, receiving PKR payments, or holding PKR and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and PKR in one account.
You get PKR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert PKR to EUR or EUR to PKR whenever you need.
The best multi currency account is Wise, it adds ~0.01% markup and charges small fees.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 2,253,239.77 PKR.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Pakistan.
The recipient in Pakistan can receive PKR by bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.
To receive PKR by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Pakistan
For cash pickup, the recipient needs to visit the nearest branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
₨2,253,240
Cheapest
You pay €7,000.00
₨2,243,500
-₨9,740
You pay €7,000.00
₨2,243,500
-₨9,740
You pay €7,000.00
₨2,243,500
-₨9,740
You pay €7,000.00
₨2,243,500
-₨9,740
You pay €7,000.00
₨2,239,693
-₨13,547
You pay €7,000.00
₨2,235,920
-₨17,320
You pay €7,000.00
₨2,199,010
-₨54,229
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Pakistan, these are the best options:
Cheapest way to send money to Pakistan
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,253,239.77 PKR, which is 0.23% more than the next best option.
Fastest way to send money to Pakistan
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,234,690.02 PKR in within minutes.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into PKR sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/PKR rate can move noticeably within a week, changing the amount your recipient gets in PKR.
Mid-market rate:1 EUR = 322.619114 PKR
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 8 of them on EUR to Pakistan, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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