How to send money to Pakistan from Germany with the best EUR-PKR rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 2,163,000 PKR after fees and the exchange rate.

We’ve compared 9 money transfer companies in more detail below.

Best companies for EUR/PKR transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.89 1 EUR = 307.7330 PKR +0.14% vs mid-market Recipient gets Rs 2,138,778.20 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.891 EUR = 307.7330 PKR
Rs 2,138,778.20You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 306.2894 PKR +0.61% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Run a live search

Showing top Germany to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 309.0000 PKR -0.27% vs mid-market Recipient gets Rs 2,163,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.00 1 EUR = 308.4407 PKR -0.09% vs mid-market Recipient gets Rs 2,159,084.90 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 308.4407 PKR
Rs 2,159,084.90You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 308.4407 PKR
Rs 2,159,084.90You pay€7,000.00
Cash pickupMinutes - 24 hours
€3.991 EUR = 306.9959 PKR
Rs 2,148,971.30You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 308.2304 PKR -0.02% vs mid-market Recipient gets Rs 2,157,612.80 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 308.2304 PKR
Rs 2,157,612.80You pay€7,000.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 308.2243 PKR
Rs 2,157,570.10You pay€7,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€0.991 EUR = 308.1323 PKR
Rs 2,156,926.10You pay€7,000.99
Cash pickupMinutes - 24 hours
€3.991 EUR = 306.9959 PKR
Rs 2,148,971.30You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 308.2304 PKR -0.02% vs mid-market Recipient gets Rs 2,157,612.80 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 308.2304 PKR
Rs 2,157,612.80You pay€7,000.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 308.2243 PKR
Rs 2,157,570.10You pay€7,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€0.991 EUR = 308.1323 PKR
Rs 2,156,926.10You pay€7,000.99
Cash pickupMinutes - 24 hours
€3.991 EUR = 306.9959 PKR
Rs 2,148,971.30You pay€7,003.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 307.3397 PKR +0.27% vs mid-market Recipient gets Rs 2,151,377.71 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 307.3397 PKR
Rs 2,151,377.71You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 306.6309 PKR +0.50% vs mid-market Recipient gets Rs 2,146,416.15 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.6309 PKR
Rs 2,146,416.15You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 306.6987 PKR +0.48% vs mid-market Recipient gets Rs 2,145,973.80 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Pakistan with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€2.991 EUR = 306.6987 PKR
Rs 2,145,973.80You pay€7,000.00
Mobile moneyMinutes - 2 days
€2.991 EUR = 306.6987 PKR
Rs 2,145,973.80You pay€7,000.00
Bank depositMinutes - 2 days
€2.991 EUR = 306.6987 PKR
Rs 2,145,973.80You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 302.7274 PKR
Rs 2,119,091.73You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 306.2894 PKR +0.61% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 306.2894 PKR +0.61% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 306.2894 PKR +0.61% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.89 1 EUR = 307.7330 PKR +0.14% vs mid-market Recipient gets Rs 2,138,778.20 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.891 EUR = 307.7330 PKR
Rs 2,138,778.20You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.97 1 EUR = 307.7330 PKR +0.14% vs mid-market Recipient gets Rs 2,135,676.25 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.971 EUR = 307.7330 PKR
Rs 2,135,676.25You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.60 1 EUR = 306.3122 PKR +0.61% vs mid-market Recipient gets Rs 2,134,812.28 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Pakistan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.601 EUR = 306.3122 PKR
Rs 2,134,812.28You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 304.7588 PKR +1.11% vs mid-market Recipient gets Rs 2,122,020.08 Minutes - 5 days
0 reviews

Ways to receive money in Pakistan with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 304.7588 PKR
Rs 2,122,020.08You pay€7,000.00

Wise

Pay via Debit card
Fee €104.66 1 EUR = 307.7330 PKR +0.14% vs mid-market Recipient gets Rs 2,121,923.66 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.661 EUR = 307.7330 PKR
Rs 2,121,923.66You pay€7,000.00

Wise

Pay via Credit card
Fee €146.53 1 EUR = 307.7330 PKR +0.14% vs mid-market Recipient gets Rs 2,109,038.88 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.531 EUR = 307.7330 PKR
Rs 2,109,038.88You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 308.1717 PKR Updates every 60 minutes.

How to send money from Germany to Pakistan

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 20 of the 29 days it quoted €7,000 transfers to Pakistan.

On a 7,000 EUR transfer, TapTap Send delivers the most PKR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/PKR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Pakistan?

How much EUR you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 69% of the transfers from €7,000 it quoted, and in 45% of all the transfers it quoted.

Cheapest service
€50-1.95%€0.00Rs 15,719.00with debit card to bank deposit+Rs 1,056.70
€1,000-1.95%€0.00Rs 314,380.00with debit card to bank deposit+Rs 7,453.83
€5,000-0.21%€0.00Rs 1,545,000.00with debit card to bank deposit+Rs 13,898.08
€7,000This page-0.27%€0.00Rs 2,163,000.00with debit card to bank deposit+Rs 20,787.19
€50,000-0.20%€0.00Rs 15,450,000.00with debit card to bank deposit+Rs 110,588.90

Mid-market rate: 1 EUR = 308.1717 PKR

EUR/PKR Exchange Rate History

Is today a good time to send money from Germany to Pakistan?

The cheapest way to send EUR to PKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Pakistan.

PKR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateRs 2,157,202.16 TapTap Send Rs 2,163,000.00 Deutsche Bank Rs 2,122,020.08TapTap SendRs 2,163,000.00MoneyGramRs 2,159,084.90Regency FXRs 2,151,377.71Extra cost of a bankRs 40,979.92

2,10M
2,12M
2,14M
2,16M
2,18M
2,20M
2,22M
At the mid-market rateWith the cheapest optionWith a bankTapTap SendMoneyGramRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 314.7758 – Rs 2,203,430.40
MoneyGram Cheapest 315.2900 €0.00 Rs 2,207,030.00 +Rs 3,599.60
TapTap Send 314.0000 €0.00 Rs 2,198,000.00 −Rs 5,430.40
Regency FX 313.9259 €0.00 Rs 2,197,481.13 −Rs 5,949.27
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 313.9600 – Rs 2,197,720.25
TapTap Send Cheapest 314.2000 €0.00 Rs 2,199,400.00 +Rs 1,679.75
MoneyGram 314.1448 €0.00 Rs 2,199,013.60 +Rs 1,293.35
Regency FX 313.1123 €0.00 Rs 2,191,786.41 −Rs 5,933.84
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 313.4577 – Rs 2,194,204.03
MoneyGram Cheapest 314.7188 €0.00 Rs 2,203,031.60 +Rs 8,827.57
TapTap Send 314.2000 €0.00 Rs 2,199,400.00 +Rs 5,195.97
Regency FX 312.6114 €0.00 Rs 2,188,279.68 −Rs 5,924.35
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.9724 – Rs 2,183,806.70
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 +Rs 7,193.30
MoneyGram 312.5713 €0.00 Rs 2,187,999.10 +Rs 4,192.40
Regency FX 311.1301 €0.00 Rs 2,177,910.42 −Rs 5,896.28
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.4905 – Rs 2,180,433.16
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 +Rs 10,566.84
MoneyGram 311.6499 €0.00 Rs 2,181,549.30 +Rs 1,116.14
Regency FX 310.6494 €0.00 Rs 2,174,545.99 −Rs 5,887.17
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.1705 – Rs 2,178,193.26
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 +Rs 12,806.74
MoneyGram 311.6499 €0.00 Rs 2,181,549.30 +Rs 3,356.04
Regency FX 310.3303 €0.00 Rs 2,172,312.14 −Rs 5,881.12
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.6108 – Rs 2,167,275.71
MoneyGram Cheapest 311.6499 €0.00 Rs 2,181,549.30 +Rs 14,273.59
TapTap Send 311.2000 €0.00 Rs 2,178,400.00 +Rs 11,124.29
Regency FX 308.7749 €0.00 Rs 2,161,424.07 −Rs 5,851.64
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.8521 – Rs 2,168,964.91
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 9,435.09
MoneyGram 310.4215 €0.00 Rs 2,172,950.50 +Rs 3,985.59
Regency FX 309.0155 €0.00 Rs 2,163,108.70 −Rs 5,856.21
Deutsche Bank 306.7235 €37.05 Rs 2,135,700.51 −Rs 33,264.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.7968 – Rs 2,175,577.41
MoneyGram Cheapest 311.4370 €0.00 Rs 2,180,059.00 +Rs 4,481.59
TapTap Send 311.2000 €0.00 Rs 2,178,400.00 +Rs 2,822.59
Regency FX 309.9576 €0.00 Rs 2,169,703.35 −Rs 5,874.06
Deutsche Bank 306.7235 €37.05 Rs 2,135,700.51 −Rs 39,876.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.8156 – Rs 2,168,709.43
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 +Rs 2,690.57
MoneyGram 310.0978 €0.00 Rs 2,170,684.60 +Rs 1,975.17
Regency FX 308.9791 €0.00 Rs 2,162,853.92 −Rs 5,855.51
Deutsche Bank 306.6523 €37.05 Rs 2,135,204.39 −Rs 33,505.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.9023 – Rs 2,169,316.13
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 +Rs 2,083.87
MoneyGram 309.7563 €0.00 Rs 2,168,294.10 −Rs 1,022.03
Regency FX 309.0656 €0.00 Rs 2,163,458.97 −Rs 5,857.16
Deutsche Bank 306.6523 €37.05 Rs 2,135,204.39 −Rs 34,111.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2856 – Rs 2,171,999.13
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,400.87
MoneyGram 310.7708 €0.00 Rs 2,175,395.60 +Rs 3,396.47
Regency FX 309.4478 €0.00 Rs 2,166,134.73 −Rs 5,864.40
Deutsche Bank 306.5169 €37.05 Rs 2,134,261.85 −Rs 37,737.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2856 – Rs 2,171,999.13
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,400.87
MoneyGram 310.7708 €0.00 Rs 2,175,395.60 +Rs 3,396.47
Regency FX 309.4478 €0.00 Rs 2,166,134.73 −Rs 5,864.40
Deutsche Bank 306.5169 €37.05 Rs 2,134,261.85 −Rs 37,737.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.1843 – Rs 2,171,289.95
MoneyGram Cheapest 310.7708 €0.00 Rs 2,175,395.60 +Rs 4,105.65
TapTap Send 310.2000 €0.00 Rs 2,171,400.00 +Rs 110.05
Regency FX 309.3468 €0.00 Rs 2,165,427.46 −Rs 5,862.49
Deutsche Bank 306.5851 €37.05 Rs 2,134,736.44 −Rs 36,553.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2190 – Rs 2,171,532.78
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 −Rs 132.78
MoneyGram 309.7119 €0.00 Rs 2,167,983.30 −Rs 3,549.48
Regency FX 309.3814 €0.00 Rs 2,165,669.64 −Rs 5,863.14
Deutsche Bank 305.5061 €37.05 Rs 2,127,223.78 −Rs 44,309.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7254 – Rs 2,168,078.07
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 +Rs 3,321.93
MoneyGram 309.5048 €0.00 Rs 2,166,533.60 −Rs 1,544.47
Regency FX 308.8892 €0.00 Rs 2,162,224.26 −Rs 5,853.81
Deutsche Bank 306.6536 €37.05 Rs 2,135,213.78 −Rs 32,864.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.5037 – Rs 2,173,526.12
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 +Rs 5,573.88
MoneyGram 309.9675 €0.00 Rs 2,169,772.50 −Rs 3,753.62
Regency FX 309.6654 €0.00 Rs 2,167,657.60 −Rs 5,868.52
Deutsche Bank 306.6536 €37.05 Rs 2,135,213.78 −Rs 38,312.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.1334 – Rs 2,177,933.88
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 +Rs 1,166.12
MoneyGram 310.6512 €0.00 Rs 2,174,558.40 −Rs 3,375.48
Regency FX 310.2934 €0.00 Rs 2,172,053.46 −Rs 5,880.42
Deutsche Bank 305.1482 €37.05 Rs 2,124,731.72 −Rs 53,202.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.5363 – Rs 2,180,754.39
MoneyGram Cheapest 311.5808 €0.00 Rs 2,181,065.60 +Rs 311.21
TapTap Send 311.3000 €0.00 Rs 2,179,100.00 −Rs 1,654.39
Regency FX 310.6952 €0.00 Rs 2,174,866.35 −Rs 5,888.04
Deutsche Bank 307.5118 €37.05 Rs 2,141,189.29 −Rs 39,565.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.5363 – Rs 2,180,754.39
MoneyGram Cheapest 311.5808 €0.00 Rs 2,181,065.60 +Rs 311.21
TapTap Send 311.3000 €0.00 Rs 2,179,100.00 −Rs 1,654.39
Regency FX 310.6952 €0.00 Rs 2,174,866.35 −Rs 5,888.04
Deutsche Bank 307.5118 €37.05 Rs 2,141,189.29 −Rs 39,565.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.7226 – Rs 2,182,058.28
MoneyGram Cheapest 311.5808 €0.00 Rs 2,181,065.60 −Rs 992.68
TapTap Send 311.3000 €0.00 Rs 2,179,100.00 −Rs 2,958.28
Regency FX 310.8810 €0.00 Rs 2,176,166.72 −Rs 5,891.56
Deutsche Bank 307.4020 €37.05 Rs 2,140,424.70 −Rs 41,633.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.8987 – Rs 2,176,290.64
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 +Rs 2,809.36
MoneyGram 310.3520 €0.00 Rs 2,172,464.00 −Rs 3,826.64
Regency FX 310.0592 €0.00 Rs 2,170,414.66 −Rs 5,875.98
Deutsche Bank 307.4020 €37.05 Rs 2,140,424.70 −Rs 35,865.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.9793 – Rs 2,169,855.06
TapTap Send Cheapest 311.4000 €0.00 Rs 2,179,800.00 +Rs 9,944.94
MoneyGram 310.5113 €0.00 Rs 2,173,579.10 +Rs 3,724.04
Regency FX 309.1423 €0.00 Rs 2,163,996.45 −Rs 5,858.61
Deutsche Bank 307.4003 €37.05 Rs 2,140,412.86 −Rs 29,442.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.2675 – Rs 2,178,872.44
TapTap Send Cheapest 311.4000 €0.00 Rs 2,179,800.00 +Rs 927.56
MoneyGram 310.6105 €0.00 Rs 2,174,273.50 −Rs 4,598.94
Regency FX 310.4271 €0.00 Rs 2,172,989.49 −Rs 5,882.95
Deutsche Bank 307.1374 €37.05 Rs 2,138,582.42 −Rs 40,290.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.1503 – Rs 2,171,052.44
Regency FX Cheapest 309.3129 €0.00 Rs 2,165,190.59 −Rs 5,861.85
Deutsche Bank 307.1374 €37.05 Rs 2,138,582.42 −Rs 32,470.02
TapTap Send No quote collected this day – – – –
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7755 – Rs 2,168,428.49
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 +Rs 1,571.51
MoneyGram 309.9871 €0.00 Rs 2,169,909.70 +Rs 1,481.21
Regency FX 308.9391 €0.00 Rs 2,162,573.74 −Rs 5,854.75
Deutsche Bank 306.4867 €37.05 Rs 2,134,051.57 −Rs 34,376.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7755 – Rs 2,168,428.49
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 +Rs 1,571.51
MoneyGram 309.9871 €0.00 Rs 2,169,909.70 +Rs 1,481.21
Regency FX 308.9391 €0.00 Rs 2,162,573.74 −Rs 5,854.75
Deutsche Bank 306.4867 €37.05 Rs 2,134,051.57 −Rs 34,376.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.6871 – Rs 2,167,809.49
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 +Rs 2,190.51
MoneyGram 309.9871 €0.00 Rs 2,169,909.70 +Rs 2,100.21
Regency FX 308.8509 €0.00 Rs 2,161,956.40 −Rs 5,853.09
Deutsche Bank 306.4739 €37.05 Rs 2,133,962.23 −Rs 33,847.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.5111 – Rs 2,166,578.03
MoneyGram Cheapest 310.1953 €0.00 Rs 2,171,367.10 +Rs 4,789.07
TapTap Send 309.0000 €0.00 Rs 2,163,000.00 −Rs 3,578.03
Regency FX 308.6755 €0.00 Rs 2,160,728.27 −Rs 5,849.76
Deutsche Bank 305.9482 €37.05 Rs 2,130,302.03 −Rs 36,276.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 308.1717 – Rs 2,157,202.16
TapTap Send Cheapest 309.0000 €0.00 Rs 2,163,000.00 +Rs 5,797.84
MoneyGram 308.4407 €0.00 Rs 2,159,084.90 +Rs 1,882.74
Regency FX 307.3397 €0.00 Rs 2,151,377.71 −Rs 5,824.45
Deutsche Bank 304.7588 €37.05 Rs 2,122,020.08 −Rs 35,182.08

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PKR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, TapTap Send pays 2,163,000 PKR on 7,000 EUR, which is 5,797.84 PKR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 2,207,030 PKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. TapTap SendAppeared in 93 comparisons

    Cheapest in 45% of them

  2. MoneyGramAppeared in 93 comparisons

    Cheapest in 20% of them

  3. Regency FXAppeared in 46 comparisons

    Cheapest in 2% of them

  4. Deutsche BankAppeared in 87 comparisons

    Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most PKR, but it was the cheapest in only 45% of the 93 comparisons it appeared in over the past month.

MoneyGram (today's second cheapest) was the cheapest in only 20% of its comparisons, so it's rarely the cheapest option for transfers to Pakistan.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from Germany to Pakistan

There are 9 companies for sending money from Germany to Pakistan, across app, online, broker, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Pakistan gets you 2,163,000 PKR with a €0 fee and -0.27% markup.

In our comparisons over the past month, it was the cheapest online service on 20 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Pakistan.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 2,122,020.08 PKR vs 2,163,000 PKR with TapTap Send.

We found Deutsche Bank was the cheapest bank on 23 of the 23 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Pakistan, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/PKR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Pakistan.

Be it overseas suppliers and contractors, receiving PKR payments, or holding PKR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and PKR in one account.

You get PKR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert PKR to EUR or EUR to PKR whenever you need.

The best multi-currency account is Wise, it adds ~0.14% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive PKR in Pakistan

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 2,163,000 PKR.

Our data shows that TapTap Send gets your recipient 40,979.92 PKR more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Pakistan.

The recipient in Pakistan can receive PKR by bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.

To receive PKR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Pakistan

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Rs2,163,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,000.00

    Rs2,163,000

    Rs0

  3. 3
    Debit card Mobile money

    You pay €7,000.00

    Rs2,163,000

    Rs0

  4. 4
    Debit card Mobile wallet

    You pay €7,000.00

    Rs2,163,000

    Rs0

  5. 5
    Bank transfer Mobile wallet

    You pay €7,000.00

    Rs2,159,085

    -Rs3,915

Show moreShow less
  1. 6
    Bank transfer Bank deposit

    You pay €7,000.00

    Rs2,159,085

    -Rs3,915

  2. 7
    Credit card Bank deposit

    You pay €7,000.00

    Rs2,157,613

    -Rs5,387

  3. 8
    Credit card Mobile wallet

    You pay €7,000.00

    Rs2,157,570

    -Rs5,430

  4. 9
    Debit card Card deposit

    You pay €7,000.99

    Rs2,156,926

    -Rs6,074

  5. 10
    Credit card Card deposit

    You pay €7,000.99

    Rs2,156,926

    -Rs6,074

  6. 11
    Bank transfer Cash pickup

    You pay €7,003.99

    Rs2,148,971

    -Rs14,029

  7. 12
    Credit card Cash pickup

    You pay €7,003.99

    Rs2,148,971

    -Rs14,029

  8. 13
    iDEAL Bank deposit

    You pay €7,000.00

    Rs2,135,676

    -Rs27,324

Things to know before sending money from Germany to Pakistan

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/PKR transfer options

For a €7,000 transfer to Pakistan, these are the best options:

Cheapest way to send money to Pakistan

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 2,163,000 PKR, which is 0.18% more than the next best option.

Fastest way to send money to Pakistan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,134,812.28 PKR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into PKR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 9 of them on EUR to Pakistan, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/PKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.