How to send money to Pakistan from Netherlands with the best EUR-PKR rate

Revolut is the fastest way to send money to Pakistan right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with TapTap Send will get you 2,163,000 PKR.

Best companies for EUR/PKR transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.89 1 EUR = 307.8720 PKR +0.14% vs mid-market Recipient gets Rs 2,139,744.27 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.891 EUR = 307.8720 PKR
Rs 2,139,744.27You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 306.2894 PKR +0.66% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Run a live search

Showing top Netherlands to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 309.0000 PKR -0.22% vs mid-market Recipient gets Rs 2,163,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 EUR = 309.0000 PKR
Rs 2,163,000.00You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 307.4787 PKR +0.27% vs mid-market Recipient gets Rs 2,152,350.88 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 307.4787 PKR
Rs 2,152,350.88You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 306.7696 PKR +0.50% vs mid-market Recipient gets Rs 2,147,387.07 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.7696 PKR
Rs 2,147,387.07You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 306.6143 PKR +0.55% vs mid-market Recipient gets Rs 2,145,383.39 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Pakistan with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€2.991 EUR = 306.6143 PKR
Rs 2,145,383.39You pay€7,000.00
Mobile moneyMinutes - 2 days
€2.991 EUR = 306.6143 PKR
Rs 2,145,383.39You pay€7,000.00
Bank depositMinutes - 2 days
€2.991 EUR = 306.6143 PKR
Rs 2,145,383.39You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 302.7274 PKR
Rs 2,119,091.73You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 306.2894 PKR +0.66% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 306.2894 PKR +0.66% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 306.2894 PKR +0.66% vs mid-market Recipient gets Rs 2,144,025.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 306.2894 PKR
Rs 2,144,025.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.89 1 EUR = 307.8720 PKR +0.14% vs mid-market Recipient gets Rs 2,139,744.27 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.891 EUR = 307.8720 PKR
Rs 2,139,744.27You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.97 1 EUR = 307.8720 PKR +0.14% vs mid-market Recipient gets Rs 2,136,640.92 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.971 EUR = 307.8720 PKR
Rs 2,136,640.92You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.60 1 EUR = 306.4968 PKR +0.59% vs mid-market Recipient gets Rs 2,126,904.16 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Pakistan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.601 EUR = 306.4968 PKR
Rs 2,126,904.16You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.66 1 EUR = 307.8720 PKR +0.14% vs mid-market Recipient gets Rs 2,122,882.12 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.661 EUR = 307.8720 PKR
Rs 2,122,882.12You pay€7,000.00

Wise

Pay via Credit card
Fee €146.53 1 EUR = 307.8720 PKR +0.14% vs mid-market Recipient gets Rs 2,109,991.52 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.531 EUR = 307.8720 PKR
Rs 2,109,991.52You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 308.3111 PKR Updates every 60 minutes.

How to send money from Netherlands to Pakistan

Pick a company

For a one-off EUR transfer to Pakistan, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 25 of the 25 days it quoted €7,000 transfers to Pakistan.

On a 7,000 EUR transfer, TapTap Send delivers the most PKR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PKR rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Pakistan?

How much EUR you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 100% of the transfers from €5,000 it quoted, and in 48% of all the transfers it quoted.

Cheapest service
€500-2.49%€0.00Rs 158,045.00with debit card to bank deposit+Rs 3,954.57
€1,000-2.39%€0.00Rs 315,940.00with debit card to bank deposit+Rs 8,658.75
€2,000-1.23%€0.00Rs 624,160.00with debit card to bank deposit+Rs 10,853.45
€5,000-0.23%€0.00Rs 1,545,000.00with debit card to bank deposit+Rs 18,255.58
€7,000This page-0.22%€0.00Rs 2,163,000.00with debit card to bank deposit+Rs 23,303.19

Mid-market rate: 1 EUR = 308.3111 PKR

EUR/PKR Exchange Rate History

Is today a good time to send money from Netherlands to Pakistan?

The cheapest way to send EUR to PKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Pakistan.

PKR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateRs 2,158,177.96 TapTap Send Rs 2,163,000.00TapTap SendRs 2,163,000.00Regency FXRs 2,152,350.88OFXRs 2,147,387.07

2,14M
2,15M
2,16M
2,17M
2,18M
2,19M
2,20M
2,21M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 314.4183 – Rs 2,200,928.10
TapTap Send Cheapest 314.0000 €0.00 Rs 2,198,000.00 −Rs 2,928.10
Regency FX 313.5694 €0.00 Rs 2,194,985.59 −Rs 5,942.51
OFX 312.8462 €0.00 Rs 2,189,923.46 −Rs 11,004.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 313.8478 – Rs 2,196,934.88
TapTap Send Cheapest 314.2000 €0.00 Rs 2,199,400.00 +Rs 2,465.12
Regency FX 313.0005 €0.00 Rs 2,191,003.16 −Rs 5,931.72
OFX 312.2786 €0.00 Rs 2,185,950.21 −Rs 10,984.67
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 314.2000 €0.00 Rs 2,199,400.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.9472 – Rs 2,183,630.18
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 +Rs 7,369.82
Regency FX 311.1049 €0.00 Rs 2,177,734.37 −Rs 5,895.81
OFX 310.3874 €0.00 Rs 2,172,712.03 −Rs 10,918.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.4905 – Rs 2,180,433.16
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 +Rs 10,566.84
Regency FX 310.6494 €0.00 Rs 2,174,545.99 −Rs 5,887.17
OFX 309.9330 €0.00 Rs 2,169,530.99 −Rs 10,902.17
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 313.0000 €0.00 Rs 2,191,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.9888 – Rs 2,169,921.78
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 8,478.22
Regency FX 309.1519 €0.00 Rs 2,164,062.99 −Rs 5,858.79
OFX 308.4389 €0.00 Rs 2,159,072.17 −Rs 10,849.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2480 – Rs 2,171,735.83
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,664.17
Regency FX 309.4103 €0.00 Rs 2,165,872.14 −Rs 5,863.69
OFX 308.6967 €0.00 Rs 2,160,877.15 −Rs 10,858.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2424 – Rs 2,171,696.61
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,703.39
Regency FX 309.4047 €0.00 Rs 2,165,833.03 −Rs 5,863.58
OFX 308.6912 €0.00 Rs 2,160,838.13 −Rs 10,858.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.8171 – Rs 2,168,719.98
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 +Rs 2,680.02
Regency FX 308.9806 €0.00 Rs 2,162,864.44 −Rs 5,855.54
OFX 308.2681 €0.00 Rs 2,157,876.38 −Rs 10,843.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.9405 – Rs 2,169,583.61
TapTap Send Cheapest 310.2000 €0.00 Rs 2,171,400.00 +Rs 1,816.39
Regency FX 309.1037 €0.00 Rs 2,163,725.74 −Rs 5,857.87
OFX 308.3908 €0.00 Rs 2,158,735.69 −Rs 10,847.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2856 – Rs 2,171,999.13
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,400.87
Regency FX 309.4478 €0.00 Rs 2,166,134.73 −Rs 5,864.40
OFX 308.7342 €0.00 Rs 2,161,139.13 −Rs 10,860.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.2856 – Rs 2,171,999.13
TapTap Send Cheapest 311.2000 €0.00 Rs 2,178,400.00 +Rs 6,400.87
Regency FX 309.4478 €0.00 Rs 2,166,134.73 −Rs 5,864.40
OFX 308.7342 €0.00 Rs 2,161,139.13 −Rs 10,860.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.0246 – Rs 2,170,172.47
Regency FX Cheapest 309.1876 €0.00 Rs 2,164,313.01 −Rs 5,859.46
OFX 308.4745 €0.00 Rs 2,159,321.61 −Rs 10,850.86
TapTap Send No quote collected this day – – – –

No data was collected on Tue, 13 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 309.3162 – Rs 2,165,213.34
Regency FX Cheapest 308.4810 €0.00 Rs 2,159,367.27 −Rs 5,846.07
OFX 307.7696 €0.00 Rs 2,154,387.28 −Rs 10,826.06
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.2000 – Rs 2,178,399.71
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 +Rs 700.29
Regency FX 310.3597 €0.00 Rs 2,172,518.03 −Rs 5,881.68
OFX 309.6440 €0.00 Rs 2,167,507.71 −Rs 10,892.00
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.5363 – Rs 2,180,754.39
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 −Rs 1,654.39
Regency FX 310.6952 €0.00 Rs 2,174,866.35 −Rs 5,888.04
OFX 309.9787 €0.00 Rs 2,169,850.62 −Rs 10,903.77
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 311.3000 €0.00 Rs 2,179,100.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.8752 – Rs 2,176,126.42
TapTap Send Cheapest 311.4000 €0.00 Rs 2,179,800.00 +Rs 3,673.58
Regency FX 310.0358 €0.00 Rs 2,170,250.88 −Rs 5,875.54
OFX 309.3208 €0.00 Rs 2,165,245.79 −Rs 10,880.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 310.0244 – Rs 2,170,170.95
TapTap Send Cheapest 311.4000 €0.00 Rs 2,179,800.00 +Rs 9,629.05
Regency FX 309.1874 €0.00 Rs 2,164,311.49 −Rs 5,859.46
OFX 308.4743 €0.00 Rs 2,159,320.09 −Rs 10,850.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 311.1065 – Rs 2,177,745.81
TapTap Send Cheapest 311.4000 €0.00 Rs 2,179,800.00 +Rs 2,054.19
Regency FX 310.2666 €0.00 Rs 2,171,865.89 −Rs 5,879.92
OFX 309.5510 €0.00 Rs 2,166,857.08 −Rs 10,888.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7995 – Rs 2,168,596.78
Regency FX Cheapest 308.9631 €0.00 Rs 2,162,741.57 −Rs 5,855.21
OFX 308.2505 €0.00 Rs 2,157,753.80 −Rs 10,842.98
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7755 – Rs 2,168,428.49
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 +Rs 1,571.51
Regency FX 308.9391 €0.00 Rs 2,162,573.74 −Rs 5,854.75
OFX 308.2266 €0.00 Rs 2,157,586.35 −Rs 10,842.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.7755 – Rs 2,168,428.49
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 +Rs 1,571.51
Regency FX 308.9391 €0.00 Rs 2,162,573.74 −Rs 5,854.75
OFX 308.2266 €0.00 Rs 2,157,586.35 −Rs 10,842.14
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 310.0000 €0.00 Rs 2,170,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 309.3980 – Rs 2,165,786.32
Regency FX Cheapest 308.5627 €0.00 Rs 2,159,938.70 −Rs 5,847.62
OFX 307.8511 €0.00 Rs 2,154,957.39 −Rs 10,828.93
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 308.3111 – Rs 2,158,177.96
TapTap Send Cheapest 309.0000 €0.00 Rs 2,163,000.00 +Rs 4,822.04
Regency FX 307.4787 €0.00 Rs 2,152,350.88 −Rs 5,827.08
OFX 306.7696 €0.00 Rs 2,147,387.07 −Rs 10,790.89

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PKR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 17 of the last 30 days.

Right now, TapTap Send pays 2,163,000 PKR on 7,000 EUR, which is 4,822.04 PKR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 2,199,400 PKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. TapTap SendAppeared in 85 comparisons

    Cheapest in 48% of them

  2. Regency FXAppeared in 23 comparisons

    Cheapest in 17% of them

  3. OFXAppeared in 81 comparisons

    Cheapest in 2% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most PKR, but it was the cheapest in only 48% of the 85 comparisons it appeared in over the past month.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the Netherlands to Pakistan

7 companies send money from the Netherlands to Pakistan, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Pakistan online is simple.

Pick Pakistan, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 2,144,025.8 PKR with a €0 fee and 0.66% markup.

In our comparisons over the past month, it was the cheapest online service on 7 of the 25 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Pakistan, apps are the easiest.

TapTap Send charges €0 in fees on a €7,000 transfer with -0.22% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of PKR rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and PKR in one account.

This is handy for receiving payments, spending PKR and EUR, or travelling to Pakistan.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.14% markup plus €49.89 fee and holds the PKR until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive PKR in Pakistan

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,163,000 PKR.

In Pakistan, the recipient can collect PKR through bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect PKR from a participating location in Pakistan with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/PKR rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Rs2,163,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,000.00

    Rs2,163,000

    Rs0

  3. 3
    Debit card Mobile money

    You pay €7,000.00

    Rs2,163,000

    Rs0

  4. 4
    Debit card Mobile wallet

    You pay €7,000.00

    Rs2,163,000

    Rs0

  5. 5
    Bank transfer Bank deposit

    You pay €7,000.00

    Rs2,152,351

    -Rs10,649

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    Rs2,144,026

    -Rs18,974

  2. 7
    iDEAL Bank deposit

    You pay €7,000.00

    Rs2,136,641

    -Rs26,359

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    Rs2,119,092

    -Rs43,908

Consider this when sending money from Netherlands to Pakistan

A few things to consider before sending money from Netherlands to Pakistan.

Compare your transfer options

Cheapest way to send money to Pakistan

The cheapest option for a €7,000 transfer is TapTap Send, funded through debit card with bank deposit for the payout. Your recipient gets 2,163,000 PKR, which is 0.49% more than the next best option.

Fastest way to send money to Pakistan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Pakistan. Your recipient gets 2,126,904.16 PKR in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 7 companies sending EUR to Pakistan, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/PKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.