How to send money to Pakistan from Netherlands with the best EUR-PKR rate

Revolut is the fastest way to send money to Pakistan right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Xe will get you 2,225,501.6 PKR.

Best companies for EUR/PKR transfers

7 of 7 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.88 1 EUR = 315.6730 PKR +0.02% vs mid-market Recipient gets Rs 2,193,965.23 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€49.881 EUR = 315.6730 PKR
Rs 2,193,965.23You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 317.9288 PKR -0.69% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

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Showing top Netherlands to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 317.9288 PKR -0.69% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 317.9288 PKR -0.69% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 317.9288 PKR -0.69% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 314.8941 PKR +0.27% vs mid-market Recipient gets Rs 2,204,258.84 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 314.8941 PKR
Rs 2,204,258.84You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 314.1679 PKR +0.50% vs mid-market Recipient gets Rs 2,199,175.32 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 314.1679 PKR
Rs 2,199,175.32You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 314.0000 PKR +0.55% vs mid-market Recipient gets Rs 2,198,000.00 Minutes
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.88 1 EUR = 315.6730 PKR +0.02% vs mid-market Recipient gets Rs 2,193,965.23 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€49.881 EUR = 315.6730 PKR
Rs 2,193,965.23You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €59.96 1 EUR = 315.6730 PKR +0.02% vs mid-market Recipient gets Rs 2,190,783.25 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€59.961 EUR = 315.6730 PKR
Rs 2,190,783.25You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 312.6018 PKR +1.00% vs mid-market Recipient gets Rs 2,187,277.92 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Pakistan with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€2.991 EUR = 312.6018 PKR
Rs 2,187,277.92You pay€7,000.00
Mobile moneyMinutes - 2 days
€2.991 EUR = 312.6018 PKR
Rs 2,187,277.92You pay€7,000.00
Bank depositMinutes - 2 days
€2.991 EUR = 312.6018 PKR
Rs 2,187,277.92You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 308.2020 PKR
Rs 2,157,414.28You pay€7,000.00

Wise

Pay via Debit card
Fee €104.65 1 EUR = 315.6730 PKR +0.02% vs mid-market Recipient gets Rs 2,176,675.82 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€104.651 EUR = 315.6730 PKR
Rs 2,176,675.82You pay€7,000.00

Wise

Pay via Credit card
Fee €146.52 1 EUR = 315.6730 PKR +0.02% vs mid-market Recipient gets Rs 2,163,458.59 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€146.521 EUR = 315.6730 PKR
Rs 2,163,458.59You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €140.50 1 EUR = 314.0391 PKR +0.54% vs mid-market Recipient gets Rs 2,154,151.52 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Pakistan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€140.501 EUR = 314.0391 PKR
Rs 2,154,151.52You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 315.7466 PKR Updates every 60 minutes.

How to send money from Netherlands to Pakistan

Pick a company

For a one-off transfer to Pakistan, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most PKR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PKR rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Pakistan

7 companies send money from the Netherlands to Pakistan, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Pakistan online is simple.

Pick Pakistan, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 2,225,501.6 PKR with a €0 fee and -0.69% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Pakistan, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with -0.69% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.

You can pay for you transfer via app, broker, online, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of PKR rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and PKR in one account.

This is handy for receiving payments, spending PKR and EUR, or travelling to Pakistan.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.02% markup plus €49.88 fee and holds the PKR until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive PKR in Pakistan

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,225,501.6 PKR.

In Pakistan, the recipient can collect PKR through bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect PKR from a participating location in Pakistan with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/PKR rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₨2,225,502

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    ₨2,225,502

    ₨0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ₨2,225,502

    ₨0

  4. 4
    Debit card Cash pickup

    You pay €7,000.00

    ₨2,198,000

    -₨27,502

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    ₨2,198,000

    -₨27,502

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay €7,000.00

    ₨2,198,000

    -₨27,502

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    ₨2,190,783

    -₨34,718

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    ₨2,157,414

    -₨68,087

Consider this when sending money from Netherlands to Pakistan

A few things to consider before sending money from Netherlands to Pakistan.

Compare your transfer options

Cheapest way to send money to Pakistan

The cheapest option for ₨2,225,501.6 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 2,225,501.6 PKR, which is 0.95% more than the next best option.

Fastest way to send money to Pakistan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Pakistan. Your recipient gets 2,154,151.52 PKR in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-PKR Exchange Rate

Finding the best rate to send money from Netherlands to Pakistan

The EUR/PKR rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 315.746636 PKR

How we analyse the market

We track 7 companies sending EUR to Pakistan, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.