We’ve analysed and compared 5 money transfer companies below for PLN/PKR transfers.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 30,000 PLN transfer Best companies for PLN/PKR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 270,95 zł 1 PLN = 72.2119 PKR +0.02% vs mid-market | Recipient gets 2.146.791,19 Rs Next day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 270,95 zł1 PLN = 72.2119 PKR 2.146.791,19 RsYou pay30.000,00 zł | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 71.3506 PKR +1.22% vs mid-market | Recipient gets 2.140.518,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 71.3506 PKR 2.140.518,00 RsYou pay30.000,00 zł | |||
Run a live search Showing top Poland to Pakistan deals for 30,000 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much PLN you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee 0,00 zł 1 PLN = 72.5600 PKR -0.46% vs mid-market | Recipient gets 2.176.800,00 Rs Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 PLN = 72.5600 PKR 2.176.800,00 RsYou pay30.000,00 zł Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 PLN = 72.5600 PKR 2.176.800,00 RsYou pay30.000,00 zł Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 PLN = 72.5600 PKR 2.176.800,00 RsYou pay30.000,00 zł Mobile walletMinutesAvailable via:SadaPay Free1 PLN = 72.5600 PKR 2.176.800,00 RsYou pay30.000,00 zł | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 zł 1 PLN = 72.0341 PKR +0.27% vs mid-market | Recipient gets 2.161.022,47 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 72.0341 PKR 2.161.022,47 RsYou pay30.000,00 zł | |||
| Wise Pay via Bank transfer | Fee 270,95 zł 1 PLN = 72.2119 PKR +0.02% vs mid-market | Recipient gets 2.146.791,19 Rs Next day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 270,95 zł1 PLN = 72.2119 PKR 2.146.791,19 RsYou pay30.000,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 71.3506 PKR +1.22% vs mid-market | Recipient gets 2.140.518,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 71.3506 PKR 2.140.518,00 RsYou pay30.000,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 71.3506 PKR +1.22% vs mid-market | Recipient gets 2.140.518,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 71.3506 PKR 2.140.518,00 RsYou pay30.000,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 71.3506 PKR +1.22% vs mid-market | Recipient gets 2.140.518,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 71.3506 PKR 2.140.518,00 RsYou pay30.000,00 zł | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 640,00 zł 1 PLN = 71.7836 PKR +0.62% vs mid-market | Recipient gets 2.107.566,62 Rs Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 640,00 zł1 PLN = 71.7836 PKR 2.107.566,62 RsYou pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 PLN = 72.2291 PKR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is TapTap Send. It will get you the most PKR on a PLN 30,000 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/PKR rate.
You can fund your transfer to Pakistan using bank transfer, debit card, and credit card.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
5 companies send money from Poland to Pakistan, across app, broker, online, multi-currency account, and global account, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.
TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 2,176,800 PKR in minutes, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Wise move money inside their own network instead, which is much cheaper and gets you more PKR.
The cheapest way to send money online from Poland to Pakistan is via Wise.
Sending 30,000 PLN gets you 2,146,791.19 PKR (after 270.95 fee and 0.02% markup).
Converting and spending
Multi currency accounts let you hold PLN and PKR in one account.
This is useful for travelling to Pakistan, getting paid in PKR, or pre-converting when PLN/PKR rate is good.
You can convert between them whenever you want, and once you have PKR there are no fees after.
The best multi-currency account for holding PLN and PKR is Wise.
For example, it converts zł30,000 at 0.02% markup and small fee.
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 2,176,800 PKR.
Deposit PLN through bank transfer, debit card, and credit card.
They can receive PKR via bank deposit, cash pickup, mobile money, and mobile wallet.
Collect cash in Pakistan
Cash pickup is also available through participating agent locations in Pakistan.
You pay zł30,000.00
₨2,176,800
Cheapest
You pay zł30,000.00
₨2,176,800
₨0
You pay zł30,000.00
₨2,176,800
₨0
You pay zł30,000.00
₨2,176,800
₨0
You pay zł30,000.00
₨2,161,022
-₨15,778
You pay zł30,000.00
₨2,140,518
-₨36,282
There are a few nuances when sending money from Poland to Pakistan.
For a 30,000 PLN transfer to Pakistan, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Pakistan
The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 2,176,800 PKR, which is 0.72% more than the next best option.
Fastest way to send money to Pakistan
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,107,566.62 PKR, with the money arriving in within minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/PKR rate can make a difference to the amount received, especially on regular transfers to Pakistan.
Mid-market rate:1 PLN = 72.229101 PKR
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 5 of them on PLN to Pakistan in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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