Of the 7 companies we analysed, MoneyGram is the cheapest app overall for sending $2,000 to Pakistan.
On a 2,000 AUD transfer it will get your recipient 399,767.2 PKR.
| 7 of 7 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/PKR exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/PKR transfersAll money transfer offers for AUD/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $12.57 1 AUD = 199.9900 PKR +0.02% vs mid-market | Recipient gets Rs 397,466.13 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.571 AUD = 199.9900 PKR Rs 397,466.13You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 199.8836 PKR +0.07% vs mid-market | Recipient gets Rs 399,767.20 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 198.2524 PKR Rs 396,504.80You pay$2,003.99 | |||
Run a live search Showing top Australia to Pakistan deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much AUD you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 199.8836 PKR +0.07% vs mid-market | Recipient gets Rs 399,767.20 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 198.2524 PKR Rs 396,504.80You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $0.00 1 AUD = 199.8836 PKR +0.07% vs mid-market | Recipient gets Rs 399,767.20 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 199.8836 PKR Rs 399,767.20You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 198.2524 PKR Rs 396,504.80You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 199.8836 PKR +0.07% vs mid-market | Recipient gets Rs 399,767.20 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 199.8836 PKR Rs 399,767.20You pay$2,032.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 199.8836 PKR Rs 399,767.20You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 198.2524 PKR Rs 396,504.80You pay$2,032.99 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 199.3362 PKR +0.34% vs mid-market | Recipient gets Rs 398,672.46 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 199.3362 PKR Rs 398,672.46You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 199.3362 PKR +0.34% vs mid-market | Recipient gets Rs 398,672.46 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 199.3362 PKR Rs 398,672.46You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $12.57 1 AUD = 199.9900 PKR +0.02% vs mid-market | Recipient gets Rs 397,466.13 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.571 AUD = 199.9900 PKR Rs 397,466.13You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $12.57 1 AUD = 199.9900 PKR +0.02% vs mid-market | Recipient gets Rs 397,466.13 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.571 AUD = 199.9900 PKR Rs 397,466.13You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 198.7201 PKR +0.65% vs mid-market | Recipient gets Rs 397,440.29 6-12 Hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 198.7201 PKR Rs 397,440.29You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 198.2000 PKR +0.91% vs mid-market | Recipient gets Rs 396,400.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 198.2000 PKR Rs 396,400.00You pay$2,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 AUD = 198.2000 PKR Rs 396,400.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 AUD = 198.2000 PKR Rs 396,400.00You pay$2,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 AUD = 198.2000 PKR Rs 396,400.00You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $18.09 1 AUD = 199.9900 PKR +0.02% vs mid-market | Recipient gets Rs 396,362.18 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $18.091 AUD = 199.9900 PKR Rs 396,362.18You pay$2,000.00 | |||
 Xe Pay via Debit Card | Fees: $0.00 1 AUD = 197.7202 PKR +1.16% vs mid-market | Recipient gets Rs 395,440.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 197.7202 PKR Rs 395,440.40You pay$2,000.00 | |||
| Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 197.7202 PKR +1.16% vs mid-market | Recipient gets Rs 395,440.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 197.7202 PKR Rs 395,440.40You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $0.00 1 AUD = 197.7202 PKR +1.16% vs mid-market | Recipient gets Rs 395,440.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 197.7202 PKR Rs 395,440.40You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $31.55 1 AUD = 199.9900 PKR +0.02% vs mid-market | Recipient gets Rs 393,670.32 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $31.551 AUD = 199.9900 PKR Rs 393,670.32You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 193.0065 PKR +3.57% vs mid-market | Recipient gets Rs 386,012.99 3-5 Days | |
Ways to receive money in Pakistan with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 193.0065 PKR Rs 386,012.99You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 200.020279 PKR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is MoneyGram at 399,767.2 PKR on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 5 ways to pay, including debit card, bank transfer, credit card, poli, and osko.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
7 money transfer companies let you send money from Australia to Pakistan.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Pakistan.
For example, sending $500 with MoneyGram will get you 399,767.2 PKR after a $0 fee and 0.07% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
MoneyGram takes $0 in fees and 0.07% markup on a $0 transfer, and your PKR arrives in 6-12 hours.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/PKR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in PKR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and PKR in one account, and convert when the rate suits you.
Wise converts $2,000 at 0.02% markup, and the PKR sits in your account until you spend or transfer it.
Most useful if you travel often to Pakistan, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 3.57% markup and delivers 386,012.99 PKR, against 399,767.2 PKR via MoneyGram (the cheapest option).
With MoneyGram, paying by debit card and receiving through a mobile wallet is the cheapest combination. Sending $2,000 gives your recipient 399,767.2 PKR.
You can fund the transfer with debit card, bank transfer, credit card, poli, and osko.
Recipients in the Pakistan can collect PKR through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have PKR delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive PKR in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via MoneyGram
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Pakistan.
You pay $2,000.00
₨399,767
Cheapest
You pay $2,000.00
₨399,767
₨0
You pay $2,000.00
₨399,767
₨0
You pay $2,000.00
₨399,767
₨0
You pay $2,032.99
₨399,767
₨0
You pay $2,032.99
₨399,767
₨0
You pay $2,000.00
₨398,672
-₨1,095
You pay $2,000.00
₨397,466
-₨2,301
You pay $2,003.99
₨396,505
-₨3,262
You pay $2,003.99
₨396,505
-₨3,262
You pay $2,032.99
₨396,505
-₨3,262
You pay $2,000.00
₨396,400
-₨3,367
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Pakistan, these are the best options right now:
Cheapest
MoneyGram is cheapest when funded by debit card with mobile wallet for the payout. Your recipient gets 399,767.2 PKR, which is 0.27% more than the next best option.
Fastest
Wise delivers 397,466.13 PKR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Pakistan.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Pakistan.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/PKR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 199.834577 PKR
We track 7 companies sending AUD to Pakistan, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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