Of the 11 companies we analysed, Ria Money Transfer is the cheapest app overall for sending $2,000 to Pakistan.
On a 2,000 AUD transfer it will get your recipient 397,188 PKR.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/PKR transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $12.59 1 AUD = 194.4220 PKR +0.12% vs mid-market | Recipient gets Rs 386,396.23 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.591 AUD = 194.4220 PKR Rs 386,396.23You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 194.3915 PKR +0.14% vs mid-market | Recipient gets Rs 388,783.00 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 194.3915 PKR Rs 388,783.00You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 194.3904 PKR Rs 388,780.80You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 192.5966 PKR Rs 385,193.20You pay$2,003.99 | |||
Run a live search Showing top Australia to Pakistan deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much AUD you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Ria Money Transfer Pay via Credit Card | Fees: $0.00 1 AUD = 198.5940 PKR -2.00% vs mid-market | Recipient gets Rs 397,188.00 6-12 Hours | |
Ways to receive money in Pakistan with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 AUD = 198.5940 PKR Rs 397,188.00You pay$2,000.00 Bank deposit6-12 Hours Free1 AUD = 198.5154 PKR Rs 397,030.80You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 195.9462 PKR Rs 391,892.40You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $0.00 1 AUD = 198.5940 PKR -2.00% vs mid-market | Recipient gets Rs 397,188.00 6-12 Hours | |
Ways to receive money in Pakistan with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 AUD = 198.5940 PKR Rs 397,188.00You pay$2,000.00 Bank deposit6-12 Hours Free1 AUD = 198.5154 PKR Rs 397,030.80You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 195.9462 PKR Rs 391,892.40You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $0.00 1 AUD = 198.5940 PKR -2.00% vs mid-market | Recipient gets Rs 397,188.00 6-12 Hours | |
Ways to receive money in Pakistan with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 AUD = 198.5940 PKR Rs 397,188.00You pay$2,000.00 Bank deposit6-12 Hours Free1 AUD = 198.5154 PKR Rs 397,030.80You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 195.9462 PKR Rs 391,892.40You pay$2,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 198.1399 PKR -1.77% vs mid-market | Recipient gets Rs 395,092.94 6-12 Hours | |
Ways to receive money in Pakistan with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 198.1399 PKR Rs 395,092.94You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 194.3915 PKR +0.14% vs mid-market | Recipient gets Rs 388,783.00 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 194.3915 PKR Rs 388,783.00You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 194.3904 PKR Rs 388,780.80You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 192.5966 PKR Rs 385,193.20You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $0.00 1 AUD = 194.3915 PKR +0.14% vs mid-market | Recipient gets Rs 388,783.00 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks Free1 AUD = 194.3915 PKR Rs 388,783.00You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 194.3904 PKR Rs 388,780.80You pay$2,000.00 Cash pickup6-12 Hours $3.991 AUD = 192.5966 PKR Rs 385,193.20You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 194.3915 PKR +0.14% vs mid-market | Recipient gets Rs 388,783.00 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 194.3915 PKR Rs 388,783.00You pay$2,032.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 194.3904 PKR Rs 388,780.80You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 192.5966 PKR Rs 385,193.20You pay$2,032.99 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 193.9759 PKR +0.35% vs mid-market | Recipient gets Rs 387,951.78 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 193.9759 PKR Rs 387,951.78You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 193.9759 PKR +0.35% vs mid-market | Recipient gets Rs 387,951.78 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 193.9759 PKR Rs 387,951.78You pay$2,000.00 | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 193.7900 PKR +0.45% vs mid-market | Recipient gets Rs 387,580.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 193.7900 PKR Rs 387,580.00You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 193.7864 PKR +0.45% vs mid-market | Recipient gets Rs 386,991.41 Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 193.7864 PKR Rs 386,991.41You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 193.3932 PKR +0.65% vs mid-market | Recipient gets Rs 386,786.35 6-12 Hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 193.3932 PKR Rs 386,786.35You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $12.59 1 AUD = 194.4220 PKR +0.12% vs mid-market | Recipient gets Rs 386,396.23 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.591 AUD = 194.4220 PKR Rs 386,396.23You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $12.59 1 AUD = 194.4220 PKR +0.12% vs mid-market | Recipient gets Rs 386,396.23 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.591 AUD = 194.4220 PKR Rs 386,396.23You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 193.0000 PKR +0.86% vs mid-market | Recipient gets Rs 386,000.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 193.0000 PKR Rs 386,000.00You pay$2,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 AUD = 193.0000 PKR Rs 386,000.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 AUD = 193.0000 PKR Rs 386,000.00You pay$2,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 AUD = 193.0000 PKR Rs 386,000.00You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $18.11 1 AUD = 194.4220 PKR +0.12% vs mid-market | Recipient gets Rs 385,323.02 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $18.111 AUD = 194.4220 PKR Rs 385,323.02You pay$2,000.00 | |||
 Xe Pay via Debit Card | Fees: $0.00 1 AUD = 192.6567 PKR +1.03% vs mid-market | Recipient gets Rs 385,313.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 192.6567 PKR Rs 385,313.40You pay$2,000.00 | |||
| Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 192.6567 PKR +1.03% vs mid-market | Recipient gets Rs 385,313.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 192.6567 PKR Rs 385,313.40You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $0.00 1 AUD = 192.6567 PKR +1.03% vs mid-market | Recipient gets Rs 385,313.40 6-12 Hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 192.6567 PKR Rs 385,313.40You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 192.5300 PKR +1.10% vs mid-market | Recipient gets Rs 385,060.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 192.5300 PKR Rs 385,060.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $0.00 1 AUD = 192.5300 PKR +1.10% vs mid-market | Recipient gets Rs 385,060.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 192.5300 PKR Rs 385,060.00You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $31.57 1 AUD = 194.4220 PKR +0.12% vs mid-market | Recipient gets Rs 382,706.10 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $31.571 AUD = 194.4220 PKR Rs 382,706.10You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 185.9349 PKR +4.58% vs mid-market | Recipient gets Rs 371,869.76 3-5 Days | |
Ways to receive money in Pakistan with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 185.9349 PKR Rs 371,869.76You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 194.6585 PKR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Ria Money Transfer at 397,188 PKR on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, bank transfer, credit card, payid, poli, payto, and osko.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -2.01% | $0.00 | Rs 198,594.00with credit card to cash pickup | +Rs 4,660.72 | |
| $1,500 | -2.01% | $0.00 | Rs 297,891.00with credit card to cash pickup | +Rs 7,160.71 | |
| $2,000This page | -2.00% | $0.00 | Rs 397,188.00with credit card to cash pickup | +Rs 9,578.49 | |
| $3,000 | 0.09% | $0.00 | Rs 583,174.50with debit card to bank deposit | +Rs 4,740.54 | |
| $7,500 | 0.14% | $0.00 | Rs 1,457,936.25with debit card to bank deposit | +Rs 8,112.03 | |
| $12,000 | 0.14% | $0.00 | Rs 2,332,698.00with debit card to bank deposit | +Rs 13,500.60 | |
| $15,000 | 0.12% | $0.00 | Rs 2,915,872.50with debit card to bank deposit | +Rs 16,922.61 | |
| $100,000 | 0.13% | $0.00 | Rs 19,439,150.00with debit card to bank deposit | +Rs 93,471.67 | |
| $250,000 | 0.14% | $0.00 | Rs 48,597,875.00with debit card to bank deposit | +Rs 230,871.76 | |
| $500,000 | 0.20% | $0.00 | Rs 97,117,959.83with bank transfer to bank deposit | +Rs 583,861.91 |
Mid-market rate: 1 AUD = 194.6585 PKR
11 money transfer companies let you send money from Australia to Pakistan.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Pakistan.
For example, sending $500 with Ria Money Transfer will get you 397,188 PKR after a $0 fee and -2% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Ria Money Transfer takes $0 in fees and -2% markup on a $0 transfer, and your PKR arrives in 6-12 hours.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/PKR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in PKR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and PKR in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.45% markup, and the PKR sits in your account until you spend or transfer it.
Most useful if you travel often to Pakistan, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 4.58% markup and delivers 371,869.76 PKR, against 397,188 PKR via Ria Money Transfer (the cheapest option).
With Ria Money Transfer, paying by credit card and receiving through a cash pickup is the cheapest combination. Sending $2,000 gives your recipient 397,188 PKR.
You can fund the transfer with debit card, bank transfer, credit card, payid, poli, payto, and osko.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Pakistan can collect PKR through bank deposit, cash pickup, mobile wallet, and mobile money.
Your recipient can have PKR delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive PKR in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Ria Money Transfer
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Pakistan.
You pay $2,000.00
₨397,188
Cheapest
You pay $2,000.00
₨397,188
₨0
You pay $2,000.00
₨397,188
₨0
You pay $2,000.00
₨397,031
-₨157
You pay $2,000.00
₨397,031
-₨157
You pay $2,000.00
₨397,031
-₨157
You pay $2,000.00
₨395,093
-₨2,095
You pay $2,000.00
₨391,892
-₨5,296
You pay $2,000.00
₨391,892
-₨5,296
You pay $2,000.00
₨391,892
-₨5,296
You pay $2,000.00
₨388,783
-₨8,405
You pay $2,000.00
₨388,781
-₨8,407
You pay $2,000.00
₨387,580
-₨9,608
You pay $2,000.00
₨386,396
-₨10,792
You pay $2,000.00
₨386,000
-₨11,188
You pay $2,003.99
₨385,193
-₨11,995
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Pakistan, these are the best options right now:
Cheapest
Ria Money Transfer is cheapest when funded by credit card with cash pickup for the payout. Your recipient gets 397,188 PKR, which is 0.53% more than the next best option.
Fastest
Revolut delivers 386,991.41 PKR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Pakistan.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Pakistan.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/PKR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 194.882349 PKR
We track 11 companies sending AUD to Pakistan, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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