Best companies for EUR/PKR transfers
6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/PKR exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze EUR/PKR exchange rates from our comparisons.
Based on 7,000 EUR transfer Best companies for EUR/PKR transfers All money transfer offers for EUR/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for EUR/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €49.87 1 EUR = 322.6640 PKR +0.02% vs mid-market	Recipient gets Rs 2,242,556.75 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €49.871 EUR = 322.6640 PKR Rs 2,242,556.75You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 319.4171 PKR +1.03% vs mid-market	Recipient gets Rs 2,235,919.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00
Run a live search Showing top Spain to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PKR rates.
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much EUR you're planning to spend in Pakistan.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 321.8427 PKR +0.27% vs mid-market	Recipient gets Rs 2,252,898.94 Minutes - 24 hours
9 reviews CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Pakistan from Spain. Using Bank transfer with Regency FX is the cheapest way to send money to Pakistan from Spain. Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 321.8427 PKR Rs 2,252,898.94You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 321.1005 PKR +0.50% vs mid-market	Recipient gets Rs 2,247,703.25 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 321.1005 PKR Rs 2,247,703.25You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 321.0000 PKR +0.53% vs mid-market	Recipient gets Rs 2,247,000.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 321.0000 PKR Rs 2,247,000.00You pay€7,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 EUR = 321.0000 PKR Rs 2,247,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 EUR = 321.0000 PKR Rs 2,247,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 EUR = 321.0000 PKR Rs 2,247,000.00You pay€7,000.00
Wise Pay via Bank transfer	Fee €49.87 1 EUR = 322.6640 PKR +0.02% vs mid-market	Recipient gets Rs 2,242,556.75 Within 3 hours
25 reviews RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Spain to Pakistan. Based on our editorial reviews, Wise is our recommended way to send money from Spain to Pakistan. Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €49.871 EUR = 322.6640 PKR Rs 2,242,556.75You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €59.95 1 EUR = 322.6640 PKR +0.02% vs mid-market	Recipient gets Rs 2,239,304.29 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €59.951 EUR = 322.6640 PKR Rs 2,239,304.29You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 319.4171 PKR +1.03% vs mid-market	Recipient gets Rs 2,235,919.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 319.4171 PKR +1.03% vs mid-market	Recipient gets Rs 2,235,919.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 319.4171 PKR +1.03% vs mid-market	Recipient gets Rs 2,235,919.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 319.4171 PKR Rs 2,235,919.70You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 321.4470 PKR +0.39% vs mid-market	Recipient gets Rs 2,227,466.97 Within minutes
10 reviews FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Pakistan. Revolut with Bank transfer deposit is the fastest way to send EUR to Pakistan. Multi-currency cardReceive to bank account
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 321.4470 PKR Rs 2,227,466.97You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €104.64 1 EUR = 322.6640 PKR +0.02% vs mid-market	Recipient gets Rs 2,224,884.44 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €104.641 EUR = 322.6640 PKR Rs 2,224,884.44You pay€7,000.00
Wise Pay via Credit card	Fee €146.51 1 EUR = 322.6640 PKR +0.02% vs mid-market	Recipient gets Rs 2,211,374.50 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €146.511 EUR = 322.6640 PKR Rs 2,211,374.50You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 322.714034 PKR Updates every 60 minutes.

Why compare

EUR/PKR exchange rate

Best ways to pay & receive

Transfer speed

Historic EUR/PKR options

How to send money from Spain to Pakistan

Pick a company

For a one-off transfer from Spain to Pakistan, I suggest picking Regency FX, it will get you the most Pakistan

The best option will change depending on the amount, so it's good to to get the best EUR/PKR rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Ways to send money from Spain to Pakistan

6 companies send money from Spain to Pakistan, across app, broker, online, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Pakistan.

TapTap Send charges €0 on a €7,000 transfer and pays out 2,247,000 PKR in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.

For one-off transfers

Online transfers

For medium sized or one-off transfers to Pakistan, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 2,242,556.75 PKR with a €49.87 fee and 0.02% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Pakistan. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin (~0.27% on EUR/PKR), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive PKR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive PKR like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with PKR support is offered by Wise.

For example, converting €7,000 gets you 2,242,556.75 PKR.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Pakistan.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive PKR in Pakistan

How you fund the transfer and how your recipient receives it affect the fees and how much PKR they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,252,898.94 PKR.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.

Bizum only supports domestic transfers in Spain, so it cannot send money to Pakistan directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Pakistan depends on the company's payout time and delivery method.

In Pakistan, the recipient can use bank deposit, cash pickup, mobile money, and mobile wallet to receive money.

Payout is available through .

Collect cash in Pakistan

Your recipient can collect PKR from a participating location in Pakistan.

1

Bank transfer Bank deposit

You pay €7,000.00

₨2,252,899

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

₨2,247,000

-₨5,899
3

Debit card Cash pickup

You pay €7,000.00

₨2,247,000

-₨5,899
4

Debit card Mobile money

You pay €7,000.00

₨2,247,000

-₨5,899
5

Debit card Mobile wallet

You pay €7,000.00

₨2,247,000

-₨5,899

Show moreShow less

6

Ideal Bank deposit

You pay €7,000.00

₨2,239,304

-₨13,595
7

Credit card Bank deposit

You pay €7,000.00

₨2,235,920

-₨16,979

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Pakistan.

Find the best EUR/PKR transfer

These are the current best options for sending €7,000 to Pakistan:

Cheapest option

Use ₨2,252,898.94, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,252,898.94 PKR, which is 0.23% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 2,227,466.97 PKR in within minutes.

SEPA & PKR are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Pakistan is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Pakistan.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-PKR Exchange Rate

Finding the best rate to send money from Spain to Pakistan

The exchange rate has a direct impact on how much PKR your recipient gets. A weekly comparison makes it easier to judge today's EUR/PKR rate.

Mid-market rate:1 EUR = 322.488911 PKR

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 6 of them on EUR to PKR, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Pakistan

How to send money to Pakistan from Spain with the best EUR-PKR rate

Best companies for EUR/PKR transfers

Transfer details