From 6 companies analysed, TapTap Send is the cheapest way to send money to Pakistan, giving your recipient 2,245,600 PKR when you send SEK 80,000.
Deposit with debit card and use bank deposit for withdrawal to get the most PKR.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/PKR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 534,83 kr 1 SEK = 27.8764 PKR +0.08% vs mid-market | Recipient gets 2 215 202,86 Rs Same day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 534,83 kr1 SEK = 27.8764 PKR 2 215 202,86 RsYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 27.4020 PKR +1.80% vs mid-market | Recipient gets 2 192 160,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 27.4020 PKR 2 192 160,00 RsYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Pakistan deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much SEK you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 28.0700 PKR -0.61% vs mid-market | Recipient gets 2 245 600,00 Rs Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 28.0700 PKR 2 245 600,00 RsYou pay80 000,00 kr Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 SEK = 28.0700 PKR 2 245 600,00 RsYou pay80 000,00 kr Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 SEK = 28.0700 PKR 2 245 600,00 RsYou pay80 000,00 kr Mobile walletMinutesAvailable via:SadaPay Free1 SEK = 28.0700 PKR 2 245 600,00 RsYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 38,00 kr 1 SEK = 27.8995 PKR 0.00% vs mid-market | Recipient gets 2 231 960,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 38,00 kr1 SEK = 27.8995 PKR 2 231 960,00 RsYou pay80 038,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 SEK = 27.8915 PKR 2 231 320,00 RsYou pay80 000,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 27.8893 PKR 2 231 144,00 RsYou pay80 000,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 720,00 kr1 SEK = 27.4985 PKR 2 199 880,00 RsYou pay80 720,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 38,00 kr 1 SEK = 27.8995 PKR 0.00% vs mid-market | Recipient gets 2 231 960,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 38,00 kr1 SEK = 27.8995 PKR 2 231 960,00 RsYou pay80 038,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 SEK = 27.8915 PKR 2 231 320,00 RsYou pay80 000,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 27.8893 PKR 2 231 144,00 RsYou pay80 000,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 720,00 kr1 SEK = 27.4985 PKR 2 199 880,00 RsYou pay80 720,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 38,00 kr 1 SEK = 27.8995 PKR 0.00% vs mid-market | Recipient gets 2 231 960,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 38,00 kr1 SEK = 27.8995 PKR 2 231 960,00 RsYou pay80 038,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 SEK = 27.8915 PKR 2 231 320,00 RsYou pay80 000,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 27.8893 PKR 2 231 144,00 RsYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 27.8237 PKR +0.27% vs mid-market | Recipient gets 2 225 897,33 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 27.8237 PKR 2 225 897,33 RsYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 534,83 kr 1 SEK = 27.8764 PKR +0.08% vs mid-market | Recipient gets 2 215 202,86 Rs Same day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 534,83 kr1 SEK = 27.8764 PKR 2 215 202,86 RsYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 27.7795 PKR +0.43% vs mid-market | Recipient gets 2 199 578,93 Rs Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 27.7795 PKR 2 199 578,93 RsYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 27.4020 PKR +1.80% vs mid-market | Recipient gets 2 192 160,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 27.4020 PKR 2 192 160,00 RsYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 27.4020 PKR +1.80% vs mid-market | Recipient gets 2 192 160,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 27.4020 PKR 2 192 160,00 RsYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 27.4020 PKR +1.80% vs mid-market | Recipient gets 2 192 160,00 Rs Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 27.4020 PKR 2 192 160,00 RsYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 393,83 kr 1 SEK = 27.8764 PKR +0.08% vs mid-market | Recipient gets 2 191 257,04 Rs Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 393,83 kr1 SEK = 27.8764 PKR 2 191 257,04 RsYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 555,71 kr 1 SEK = 27.8764 PKR +0.08% vs mid-market | Recipient gets 2 186 744,41 Rs Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 555,71 kr1 SEK = 27.8764 PKR 2 186 744,41 RsYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 27.8990 PKR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Pakistan, I suggest picking the cheapest option which is TapTap Send.
On a 80,000 SEK transfer, TapTap Send delivers the most PKR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/PKR rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Pakistan, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
6 companies send money from Sweden to Pakistan, mostly through app, online, broker, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Pakistan, an online service like MoneyGram is usually the simplest place to start.
MoneyGram charges kr38 to send 80,000 SEK, leaving your recipient with 2,231,960 after a 0% markup on SEK/PKR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Pakistan.
TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.
You recipient can withdraw via bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need PKR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.08% exchange-rate markup and holds the PKR in your account.
Paying from business accounts
If your business receives and sends money in Pakistan, a global account keeps the PKR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 2,245,600 PKR.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Pakistan, the recipient can use bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Pakistan and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
For cash pickup, they can collect PKR from a nearby MoneyGram agent in Pakistan.
Swish is useful for payments within Sweden, but it does not send PKR to Pakistan.
You pay kr80,000.00
₨2,245,600
Cheapest
You pay kr80,000.00
₨2,245,600
₨0
You pay kr80,000.00
₨2,245,600
₨0
You pay kr80,000.00
₨2,245,600
₨0
You pay kr80,038.00
₨2,231,960
-₨13,640
You pay kr80,038.00
₨2,231,960
-₨13,640
You pay kr80,000.00
₨2,231,320
-₨14,280
You pay kr80,000.00
₨2,231,320
-₨14,280
You pay kr80,000.00
₨2,231,144
-₨14,456
You pay kr80,000.00
₨2,231,144
-₨14,456
You pay kr80,720.00
₨2,199,880
-₨45,720
You pay kr80,720.00
₨2,199,880
-₨45,720
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of PKR from Sweden.
Cheapest way to send money to Pakistan
The cheapest option for PKR 2,245,600 is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 2,245,600 PKR, which is 0.61% more than the next best option.
Fastest way to send money to Pakistan
With Revolut, a bank transfer deposit and bank deposit payout delivers 2,199,578.93 PKR in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Pakistan.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Pakistan over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Pakistan may have their own rules on receiving monetary gifts.
The final rate controls how much PKR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 27.86159 PKR
We track 6 companies sending SEK to Pakistan, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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