TapTap Send is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 2,163,000 PKR in Pakistan.
For speed, Revolut is fastest, with delivery in within minutes.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PKR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €49.89 1 EUR = 307.8440 PKR +0.12% vs mid-market | Recipient gets Rs 2,139,549.66 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.891 EUR = 307.8440 PKR Rs 2,139,549.66You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 306.2894 PKR +0.63% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
Run a live search Showing top Italy to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much EUR you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 309.0000 PKR -0.25% vs mid-market | Recipient gets Rs 2,163,000.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 309.0000 PKR Rs 2,163,000.00You pay€7,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 EUR = 309.0000 PKR Rs 2,163,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 EUR = 309.0000 PKR Rs 2,163,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 EUR = 309.0000 PKR Rs 2,163,000.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 308.1323 PKR +0.03% vs mid-market | Recipient gets Rs 2,156,926.10 Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Cash pickupMinutes - 24 hours €3.501 EUR = 306.6771 PKR Rs 2,146,739.70You pay€7,003.50 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 302.2719 PKR Rs 2,115,903.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 308.1323 PKR +0.03% vs mid-market | Recipient gets Rs 2,156,926.10 Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Cash pickupMinutes - 24 hours €3.501 EUR = 306.6771 PKR Rs 2,146,739.70You pay€7,003.50 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 302.2719 PKR Rs 2,115,903.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.00 1 EUR = 308.1323 PKR +0.03% vs mid-market | Recipient gets Rs 2,156,926.10 Minutes - 24 hours | |
Ways to receive money in Pakistan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 308.1323 PKR Rs 2,156,926.10You pay€7,000.00 Cash pickupMinutes - 24 hours €3.501 EUR = 306.6771 PKR Rs 2,146,739.70You pay€7,003.50 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 307.3942 PKR +0.27% vs mid-market | Recipient gets Rs 2,151,759.22 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 307.3942 PKR Rs 2,151,759.22You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 306.6853 PKR +0.50% vs mid-market | Recipient gets Rs 2,146,796.78 Minutes - 24 hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.6853 PKR Rs 2,146,796.78You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €2.99 1 EUR = 306.6143 PKR +0.52% vs mid-market | Recipient gets Rs 2,145,383.39 Minutes - 2 days | |
Ways to receive money in Pakistan with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 Mobile moneyMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 Bank depositMinutes - 2 days €2.991 EUR = 306.6143 PKR Rs 2,145,383.39You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 306.2894 PKR +0.63% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 306.2894 PKR +0.63% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 306.2894 PKR +0.63% vs mid-market | Recipient gets Rs 2,144,025.80 Minutes - 24 hours | |
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 306.2894 PKR Rs 2,144,025.80You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €49.89 1 EUR = 307.8440 PKR +0.12% vs mid-market | Recipient gets Rs 2,139,549.66 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.891 EUR = 307.8440 PKR Rs 2,139,549.66You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €59.97 1 EUR = 307.8440 PKR +0.12% vs mid-market | Recipient gets Rs 2,136,446.60 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €59.971 EUR = 307.8440 PKR Rs 2,136,446.60You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.60 1 EUR = 306.3907 PKR +0.60% vs mid-market | Recipient gets Rs 2,126,167.92 Within minutes | |
Ways to receive money in Pakistan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.601 EUR = 306.3907 PKR Rs 2,126,167.92You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €104.66 1 EUR = 307.8440 PKR +0.12% vs mid-market | Recipient gets Rs 2,122,689.05 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.661 EUR = 307.8440 PKR Rs 2,122,689.05You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €146.53 1 EUR = 307.8440 PKR +0.12% vs mid-market | Recipient gets Rs 2,109,799.62 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €146.531 EUR = 307.8440 PKR Rs 2,109,799.62You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 308.2264 PKR Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Pakistan, I suggest picking the cheapest option which is TapTap Send.
TapTap Send was the cheapest on 28 of the 29 days it quoted €7,000 transfers to Pakistan.
On a 7,000 EUR transfer, TapTap Send delivers the most PKR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PKR rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Pakistan directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 98% of the transfers from €5,000 it quoted, and in 63% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -1.48% | €0.00 | Rs 156,468.10with debit card to bank deposit | +Rs 2,783.83 | |
| €1,000 | -0.26% | €0.00 | Rs 309,000.00with debit card to bank deposit | +Rs 3,489.67 | |
| €2,000 | -0.23% | €0.00 | Rs 618,000.00with debit card to bank deposit | +Rs 4,826.76 | |
| €5,000 | 0.50% | €0.00 | Rs 1,534,570.23with bank transfer to bank deposit | +Rs 2,033.13 | |
| €7,000This page | -0.25% | €0.00 | Rs 2,163,000.00with debit card to bank deposit | +Rs 20,036.80 |
Mid-market rate: 1 EUR = 308.2264 PKR
The cheapest way to send EUR to PKR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Pakistan.
Wed, 28 Oct 2026Mid-market rateRs 2,157,584.70 TapTap Send Rs 2,163,000.00TapTap SendRs 2,163,000.00MoneyGramRs 2,156,926.10Regency FXRs 2,151,759.22
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 314.4542 | – | Rs 2,201,179.13 | |
| | 314.9748 | €0.00 | Rs 2,204,823.60 | +Rs 3,644.47 |
| | 314.0000 | €0.00 | Rs 2,198,000.00 | −Rs 3,179.13 |
| | 313.6051 | €0.00 | Rs 2,195,235.94 | −Rs 5,943.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 313.9746 | – | Rs 2,197,822.16 | |
| | 315.0000 | €0.00 | Rs 2,205,000.00 | +Rs 7,177.84 |
| | 313.8307 | €0.00 | Rs 2,196,814.90 | −Rs 1,007.26 |
| | 313.1269 | €0.00 | Rs 2,191,888.04 | −Rs 5,934.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 313.2383 | – | Rs 2,192,668.39 | |
| | 315.6000 | €0.00 | Rs 2,209,200.00 | +Rs 16,531.61 |
| | 314.4041 | €0.00 | Rs 2,200,828.70 | +Rs 8,160.31 |
| | 312.3926 | €0.00 | Rs 2,186,748.18 | −Rs 5,920.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.9831 | – | Rs 2,183,881.92 | |
| | 314.0000 | €0.00 | Rs 2,198,000.00 | +Rs 14,118.08 |
| | 312.2587 | €0.00 | Rs 2,185,810.90 | +Rs 1,928.98 |
| | 311.1408 | €0.00 | Rs 2,177,985.44 | −Rs 5,896.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.4905 | – | Rs 2,180,433.16 | |
| | 314.0000 | €0.00 | Rs 2,198,000.00 | +Rs 17,566.84 |
| | 311.3383 | €0.00 | Rs 2,179,368.10 | −Rs 1,065.06 |
| | 310.6494 | €0.00 | Rs 2,174,545.99 | −Rs 5,887.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.1705 | – | Rs 2,178,193.26 | |
| | 314.0000 | €0.00 | Rs 2,198,000.00 | +Rs 19,806.74 |
| | 311.3383 | €0.00 | Rs 2,179,368.10 | +Rs 1,174.84 |
| | 310.3303 | €0.00 | Rs 2,172,312.14 | −Rs 5,881.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.8953 | – | Rs 2,169,267.04 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 16,132.96 |
| | 311.3383 | €0.00 | Rs 2,179,368.10 | +Rs 10,101.06 |
| | 309.0586 | €0.00 | Rs 2,163,410.02 | −Rs 5,857.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.2827 | – | Rs 2,171,978.96 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 13,421.04 |
| | 310.1111 | €0.00 | Rs 2,170,777.70 | −Rs 1,201.26 |
| | 309.4449 | €0.00 | Rs 2,166,114.62 | −Rs 5,864.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.3229 | – | Rs 2,172,260.59 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 13,139.41 |
| | 310.8141 | €0.00 | Rs 2,175,698.70 | +Rs 3,438.11 |
| | 309.4851 | €0.00 | Rs 2,166,395.48 | −Rs 5,865.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.6567 | – | Rs 2,167,596.68 | |
| | 311.2000 | €0.00 | Rs 2,178,400.00 | +Rs 10,803.32 |
| | 309.7877 | €0.00 | Rs 2,168,513.90 | +Rs 917.22 |
| | 308.8206 | €0.00 | Rs 2,161,744.16 | −Rs 5,852.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.9651 | – | Rs 2,169,755.71 | |
| | 311.2000 | €0.00 | Rs 2,178,400.00 | +Rs 8,644.29 |
| | 309.4465 | €0.00 | Rs 2,166,125.50 | −Rs 3,630.21 |
| | 309.1282 | €0.00 | Rs 2,163,897.37 | −Rs 5,858.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.2856 | – | Rs 2,171,999.13 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 13,400.87 |
| | 310.4600 | €0.00 | Rs 2,173,220.00 | +Rs 1,220.87 |
| | 309.4478 | €0.00 | Rs 2,166,134.73 | −Rs 5,864.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.2856 | – | Rs 2,171,999.13 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 13,400.87 |
| | 310.4600 | €0.00 | Rs 2,173,220.00 | +Rs 1,220.87 |
| | 309.4478 | €0.00 | Rs 2,166,134.73 | −Rs 5,864.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.1819 | – | Rs 2,171,273.64 | |
| | 312.2000 | €0.00 | Rs 2,185,400.00 | +Rs 14,126.36 |
| | 310.4600 | €0.00 | Rs 2,173,220.00 | +Rs 1,946.36 |
| | 309.3445 | €0.00 | Rs 2,165,411.20 | −Rs 5,862.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.1845 | – | Rs 2,171,291.21 | |
| | 311.2000 | €0.00 | Rs 2,178,400.00 | +Rs 7,108.79 |
| | 309.4022 | €0.00 | Rs 2,165,815.40 | −Rs 5,475.81 |
| | 309.3470 | €0.00 | Rs 2,165,428.73 | −Rs 5,862.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.2955 | – | Rs 2,165,068.32 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 21,031.68 |
| | 309.1953 | €0.00 | Rs 2,164,367.10 | −Rs 701.22 |
| | 308.4604 | €0.00 | Rs 2,159,222.63 | −Rs 5,845.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.5603 | – | Rs 2,173,922.25 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 12,177.75 |
| | 309.7218 | €0.00 | Rs 2,168,052.66 | −Rs 5,869.59 |
| | 309.6575 | €0.00 | Rs 2,167,602.50 | −Rs 6,319.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.1580 | – | Rs 2,178,105.97 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 7,994.03 |
| | 310.3406 | €0.00 | Rs 2,172,384.20 | −Rs 5,721.77 |
| | 310.3179 | €0.00 | Rs 2,172,225.09 | −Rs 5,880.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.5363 | – | Rs 2,180,754.39 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 5,345.61 |
| | 311.2692 | €0.00 | Rs 2,178,884.40 | −Rs 1,869.99 |
| | 310.6952 | €0.00 | Rs 2,174,866.35 | −Rs 5,888.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.5363 | – | Rs 2,180,754.39 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 5,345.61 |
| | 311.2692 | €0.00 | Rs 2,178,884.40 | −Rs 1,869.99 |
| | 310.6952 | €0.00 | Rs 2,174,866.35 | −Rs 5,888.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.1607 | – | Rs 2,178,124.75 | |
| | 312.3000 | €0.00 | Rs 2,186,100.00 | +Rs 7,975.25 |
| | 311.2692 | €0.00 | Rs 2,178,884.40 | +Rs 759.65 |
| | 310.3205 | €0.00 | Rs 2,172,243.81 | −Rs 5,880.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 310.8681 | – | Rs 2,176,076.74 | |
| | 312.4000 | €0.00 | Rs 2,186,800.00 | +Rs 10,723.26 |
| | 310.0416 | €0.00 | Rs 2,170,291.20 | −Rs 5,785.54 |
| | 310.0288 | €0.00 | Rs 2,170,201.33 | −Rs 5,875.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.8925 | – | Rs 2,169,247.21 | |
| | 312.4000 | €0.00 | Rs 2,186,800.00 | +Rs 17,552.79 |
| | 310.2008 | €0.00 | Rs 2,171,405.60 | +Rs 2,158.39 |
| | 309.0557 | €0.00 | Rs 2,163,390.24 | −Rs 5,856.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 311.0715 | – | Rs 2,177,500.83 | |
| | 312.4000 | €0.00 | Rs 2,186,800.00 | +Rs 9,299.17 |
| | 310.2999 | €0.00 | Rs 2,172,099.30 | −Rs 5,401.53 |
| | 310.2317 | €0.00 | Rs 2,171,621.58 | −Rs 5,879.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.8654 | – | Rs 2,169,057.70 | |
| | 310.4000 | €0.00 | Rs 2,172,800.00 | +Rs 3,742.31 |
| | 310.3175 | €0.00 | Rs 2,172,222.50 | +Rs 3,164.81 |
| | 309.0287 | €0.00 | Rs 2,163,201.24 | −Rs 5,856.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.7755 | – | Rs 2,168,428.49 | |
| | 311.0000 | €0.00 | Rs 2,177,000.00 | +Rs 8,571.51 |
| | 309.6771 | €0.00 | Rs 2,167,739.70 | −Rs 688.79 |
| | 308.9391 | €0.00 | Rs 2,162,573.74 | −Rs 5,854.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.7755 | – | Rs 2,168,428.49 | |
| | 311.0000 | €0.00 | Rs 2,177,000.00 | +Rs 8,571.51 |
| | 309.6771 | €0.00 | Rs 2,167,739.70 | −Rs 688.79 |
| | 308.9391 | €0.00 | Rs 2,162,573.74 | −Rs 5,854.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.4337 | – | Rs 2,166,035.56 | |
| | 309.6771 | €0.00 | Rs 2,167,739.70 | +Rs 1,704.14 |
| | 308.5982 | €0.00 | Rs 2,160,187.26 | −Rs 5,848.30 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 309.6053 | – | Rs 2,167,237.43 | |
| | 310.0000 | €0.00 | Rs 2,170,000.00 | +Rs 2,762.57 |
| | 309.8851 | €0.00 | Rs 2,169,195.70 | +Rs 1,958.27 |
| | 308.7694 | €0.00 | Rs 2,161,385.89 | −Rs 5,851.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 308.2264 | – | Rs 2,157,584.70 | |
| | 309.0000 | €0.00 | Rs 2,163,000.00 | +Rs 5,415.30 |
| | 308.1323 | €0.00 | Rs 2,156,926.10 | −Rs 658.60 |
| | 307.3942 | €0.00 | Rs 2,151,759.22 | −Rs 5,825.48 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 308.2264 | – | Rs 2,157,584.70 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PKR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.
Right now, TapTap Send pays 2,163,000 PKR on 7,000 EUR, which is 5,415.3 PKR more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 2,209,200 PKR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 48% of them
Cheapest in 3% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 63% of them
Cheapest in 3% of them
Never the cheapest
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 72% of them
Cheapest in 4% of them
Never the cheapest
Based on 142 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most PKR, and it was also the cheapest in 63% of the 89 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Pakistan.
MoneyGram (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to Pakistan.
8 companies send money from Italy to Pakistan. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.
Over the past month, TapTap Send was the cheapest app on 97% of the days it appeared for €7,000 transfers.
TapTap Send charges €0 on a €7,000 transfer, and 2,163,000 PKR lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
MoneyGram delivers 2,156,926.1 PKR on €7,000 with a €0 fee and 0.03% markup.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Pakistan, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/PKR rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Pakistan often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and PKR in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and PKR balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,163,000 PKR.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PKR to Pakistan by themselves.
In Pakistan, the recipient can use bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.
In Pakistan, they can collect cash through Select Wallets.
They need to take a photo ID and the collection reference to a participating Select Wallets location in Pakistan.
You pay €7,000.00
Rs2,163,000
Cheapest
You pay €7,000.00
Rs2,163,000
Rs0
You pay €7,000.00
Rs2,163,000
Rs0
You pay €7,000.00
Rs2,163,000
Rs0
You pay €7,000.00
Rs2,156,926
-Rs6,074
You pay €7,000.00
Rs2,156,926
-Rs6,074
You pay €7,000.00
Rs2,156,926
-Rs6,074
You pay €7,000.00
Rs2,156,926
-Rs6,074
You pay €7,003.50
Rs2,146,740
-Rs16,260
You pay €7,003.50
Rs2,146,740
-Rs16,260
You pay €7,000.00
Rs2,136,447
-Rs26,553
You pay €7,004.99
Rs2,115,903
-Rs47,097
You pay €7,004.99
Rs2,115,903
-Rs47,097
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Pakistan.
Cheapest way to send money to Pakistan
The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 2,163,000 PKR, which is 0.28% more than the next best option.
Fastest way to send money to Pakistan
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,126,167.92 PKR, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like TapTap Send then convert the money into PKR and pay your recipient in Pakistan through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 8 of them on EUR to Pakistan, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/PKR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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