How to send money to Pakistan from Italy with the best EUR-PKR rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 2,225,501.6 PKR in Pakistan.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/PKR transfers

8 of 8 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.88 1 EUR = 315.2850 PKR +0.10% vs mid-market Recipient gets Rs 2,191,268.58 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.881 EUR = 315.2850 PKR
Rs 2,191,268.58You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 317.9288 PKR -0.74% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

Run a live search

Showing top Italy to Pakistan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 317.9288 PKR -0.74% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 317.9288 PKR -0.74% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 317.9288 PKR -0.74% vs mid-market Recipient gets Rs 2,225,501.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 317.9288 PKR
Rs 2,225,501.60You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 315.3439 PKR +0.08% vs mid-market Recipient gets Rs 2,207,407.30 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Cash pickupMinutes - 24 hours
€3.501 EUR = 309.2104 PKR
Rs 2,164,472.80You pay€7,003.50
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 309.2104 PKR
Rs 2,164,472.80You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 315.3439 PKR +0.08% vs mid-market Recipient gets Rs 2,207,407.30 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Cash pickupMinutes - 24 hours
€3.501 EUR = 309.2104 PKR
Rs 2,164,472.80You pay€7,003.50
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 309.2104 PKR
Rs 2,164,472.80You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.00 1 EUR = 315.3439 PKR +0.08% vs mid-market Recipient gets Rs 2,207,407.30 Minutes - 24 hours

Ways to receive money in Pakistan with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 EUR = 315.3439 PKR
Rs 2,207,407.30You pay€7,000.00
Cash pickupMinutes - 24 hours
€3.501 EUR = 309.2104 PKR
Rs 2,164,472.80You pay€7,003.50
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 314.7356 PKR +0.27% vs mid-market Recipient gets Rs 2,203,148.99 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 314.7356 PKR
Rs 2,203,148.99You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 314.0097 PKR +0.50% vs mid-market Recipient gets Rs 2,198,068.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 314.0097 PKR
Rs 2,198,068.03You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 314.0000 PKR +0.50% vs mid-market Recipient gets Rs 2,198,000.00 Minutes
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 EUR = 314.0000 PKR
Rs 2,198,000.00You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.88 1 EUR = 315.2850 PKR +0.10% vs mid-market Recipient gets Rs 2,191,268.58 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.881 EUR = 315.2850 PKR
Rs 2,191,268.58You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €59.96 1 EUR = 315.2850 PKR +0.10% vs mid-market Recipient gets Rs 2,188,090.51 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.961 EUR = 315.2850 PKR
Rs 2,188,090.51You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 312.3174 PKR +1.04% vs mid-market Recipient gets Rs 2,185,287.76 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Pakistan with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€2.991 EUR = 312.3174 PKR
Rs 2,185,287.76You pay€7,000.00
Mobile moneyMinutes - 2 days
€2.991 EUR = 312.3174 PKR
Rs 2,185,287.76You pay€7,000.00
Bank depositMinutes - 2 days
€2.991 EUR = 312.3174 PKR
Rs 2,185,287.76You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 314.1541 PKR +0.46% vs mid-market Recipient gets Rs 2,176,930.59 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Pakistan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 314.1541 PKR
Rs 2,176,930.59You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.65 1 EUR = 315.2850 PKR +0.10% vs mid-market Recipient gets Rs 2,174,000.42 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.651 EUR = 315.2850 PKR
Rs 2,174,000.42You pay€7,000.00

Wise

Pay via Credit card
Fee €146.52 1 EUR = 315.2850 PKR +0.10% vs mid-market Recipient gets Rs 2,160,799.44 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.521 EUR = 315.2850 PKR
Rs 2,160,799.44You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 315.5877 PKR Updates every 60 minutes.

How to send money from Italy to Pakistan

Pick a company

For a one-off transfer to Pakistan, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most PKR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PKR rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to Pakistan directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Pakistan

8 companies send money from Italy to Pakistan. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 2,225,501.6 PKR lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 2,225,501.6 PKR on €7,000 with a €0 fee and -0.74% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Pakistan, the better rate you will get.

Xe charges no fee and adds -0.74% on EUR/PKR rate.

Travelling and receiving

Multi-currency accounts

If you travel to Pakistan often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and PKR in one account, and give you local details.

I suggest trying Wise.

It holds EUR and PKR balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive PKR in Pakistan

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,225,501.6 PKR.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PKR to Pakistan by themselves.

In Pakistan, the recipient can use bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.

In Pakistan, they can collect cash through Select Wallets.

They need to take a photo ID and the collection reference to a participating Select Wallets location in Pakistan.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₨2,225,502

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    ₨2,225,502

    ₨0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ₨2,225,502

    ₨0

  4. 4
    Debit card Mobile wallet

    You pay €7,000.00

    ₨2,207,407

    -₨18,094

  5. 5
    Bank transfer Mobile wallet

    You pay €7,000.00

    ₨2,207,407

    -₨18,094

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay €7,000.00

    ₨2,207,407

    -₨18,094

  2. 7
    Debit card Cash pickup

    You pay €7,000.00

    ₨2,198,000

    -₨27,502

  3. 8
    Debit card Mobile money

    You pay €7,000.00

    ₨2,198,000

    -₨27,502

  4. 9
    Ideal Bank deposit

    You pay €7,000.00

    ₨2,188,091

    -₨37,411

  5. 10
    Debit card Card deposit

    You pay €7,004.99

    ₨2,164,473

    -₨61,029

  6. 11
    Bank transfer Cash pickup

    You pay €7,003.50

    ₨2,164,473

    -₨61,029

  7. 12
    Credit card Cash pickup

    You pay €7,003.50

    ₨2,164,473

    -₨61,029

  8. 13
    Credit card Card deposit

    You pay €7,004.99

    ₨2,164,473

    -₨61,029

Consider this when sending money from Italy to PKR

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Pakistan.

Cheapest way to send money to Pakistan

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 2,225,501.6 PKR, which is 0.81% more than the next best option.

Fastest way to send money to Pakistan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,176,930.59 PKR, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into PKR and pay your recipient in Pakistan through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-PKR Exchange Rate

Finding the best rate to send money from Italy to Pakistan

The exchange rate affects the final PKR amount, so compare today's quote with the recent EUR/PKR range before sending.

Mid-market rate:1 EUR = 315.253238 PKR

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 8 of them on EUR to Pakistan, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.