How to send money to Ethiopia from UAE with the best AED-ETB rate

TapTap Send is the cheapest way to send money from the United Arab Emirates to Ethiopia. Sending 25,000 AED will get you 1,175,000 ETB at 47.0000 ETB per AED.

We’ve compared 4 services and apps below in more detail.

Best companies for AED/ETB transfers

4 of 4 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AED/ETB exchange rates from our comparisons.

Based on 25,000 AED transfer

Best companies for AED/ETB transfers

All money transfer offers for AED/ETB transfers, sorted by most ETB received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee AED 429.75 1 AED = 43.7929 ETB +0.08% vs mid-market Recipient gets ETB 1,076,002.50 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 429.751 AED = 43.7929 ETB
ETB 1,076,002.50You payAED 25,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 42.0754 ETB +4.08% vs mid-market Recipient gets ETB 1,051,885.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 42.0754 ETB
ETB 1,051,885.00You payAED 25,000.00

Run a live search

Showing top United Arab Emirates to Ethiopia deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 47.0000 ETB -6.99% vs mid-market Recipient gets ETB 1,175,000.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Ethiopia from United Arab Emirates.FastestTapTap Send with Debit card deposit is the fastest way to send AED to Ethiopia.
Receive to bank account

Ways to receive money in Ethiopia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AED = 47.0000 ETB
ETB 1,175,000.00You payAED 25,000.00
Mobile moneyMinutesAvailable via:Amole, HelloCash, M-PESA, TeleBirr
Free1 AED = 47.0000 ETB
ETB 1,175,000.00You payAED 25,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 43.7074 ETB +0.27% vs mid-market Recipient gets ETB 1,092,685.96 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ethiopia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 43.7074 ETB
ETB 1,092,685.96You payAED 25,000.00
Wise

Wise

Pay via Bank transfer
Fee AED 429.75 1 AED = 43.7929 ETB +0.08% vs mid-market Recipient gets ETB 1,076,002.50 Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Arab Emirates to Ethiopia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 429.751 AED = 43.7929 ETB
ETB 1,076,002.50You payAED 25,000.00
Xe

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 42.0754 ETB +4.08% vs mid-market Recipient gets ETB 1,051,885.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 42.0754 ETB
ETB 1,051,885.00You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 43.825768 ETB Updates every 60 minutes.

How to send money from UAE to Ethiopia

Pick a company

Start with the cheapest, which is TapTap Send at 1,175,000 ETB on AED 25,000.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Ways to send money from the UAE to Ethiopia

4 companies send money from the UAE to Ethiopia, split between app, broker, online, multi-currency account, and global account, and more.

For frequent transfers home

Money transfer apps

If you send ETB home monthly, money transfer apps like TapTap Send are the easiest with good AED/ETB rates.

Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.

On AED 25,000 transfer it will get you 1,175,000 ETB in minutes (after 0 fee and -6.99% markup).

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Ethiopia now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 5,000 to Ethiopia is usually cheaper with online money transfer services like Wise.

Wise gets you 1,076,002.5 ETB on AED 25,000 transfer, with a AED 429.75 fee and 0.08% markup.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/ETB exchange rate with someone on the phone guiding you through the process.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or ETB side by side.

This is useful if you’re getting paid in ETB, or travelling to Ethiopia.

I’d suggest Wise for this.

Wise converts 1,076,002.5 ETB at 0.08% markup and holds it until you send or spend it, and gives you account details to receive ETB.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive ETB in Ethiopia

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 1,175,000 ETB.

You can pay in AED by bank transfer and debit card.

In Ethiopia, the recipient can receive ETB through bank deposit and mobile money.

They can receive money via bank deposit and mobile money.

  1. 1
    Debit card Bank deposit

    You pay .د.إ25,000.00

    Br1,175,000

    Cheapest

  2. 2
    Debit card Mobile money

    You pay .د.إ25,000.00

    Br1,175,000

    Br0

  3. 3
    Bank transfer Bank deposit

    You pay .د.إ25,000.00

    Br1,092,686

    -Br82,314

Before sending AED to Ethiopia, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/ETB transfer options

For an AED 25,000 transfer to Ethiopia, the current options look like this.

  1. The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 1,175,000 ETB, which is 7.01% more than the next best option.

  2. The fastest option is TapTap Send, funded by debit card with bank deposit in Ethiopia. Your recipient gets 1,175,000 ETB in minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

Live AED-ETB Exchange Rate

Get a better UAE Dirham to ETB exchange rate

The dirham is pegged to the US dollar, but the AED/ETB rate still moves. Checking the recent range helps you assess the amount offered in ETB.

Mid-market rate:1 AED = 43.825792 ETB

How we analyse the market

We track 4 licensed companies sending AED to Ethiopia, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in ETB rather than on the fee, alongside the deposit and payout options.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.