How to send money to Ethiopia from Switzerland with the best CHF-ETB rate

The cheapest option overall is Xe, giving your recipient 1’285’870.80 ETB when you send CHF 6’000.

Below we’ve compared 3 ways to send money from Switzerland to Ethiopia.

Best companies for CHF/ETB transfers

3 of 3 providers

Last updated on 10 November 2026

Based on 6,000 CHF transfer

Best companies for CHF/ETB transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 71.23 1 CHF = 196.9190 ETB +0.03% vs mid-market Recipient gets ETB 1'167'487.46 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
CHF 71.231 CHF = 196.9190 ETB
ETB 1'167'487.46You payCHF 6'000.00
Promoted

Xe

Pay via Debit card
Fee CHF 180.00 1 CHF = 220.9400 ETB -11.47% vs mid-market Recipient gets ETB 1'285'870.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 220.9400 ETB
ETB 1'285'870.80You payCHF 6'000.00

Run a live search

Showing top Switzerland to Ethiopia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee CHF 180.00 1 CHF = 220.9400 ETB -11.47% vs mid-market Recipient gets ETB 1'285'870.80 Minutes - 24 hours
CheapestFastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 220.9400 ETB
ETB 1'285'870.80You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 180.00 1 CHF = 220.9400 ETB -11.47% vs mid-market Recipient gets ETB 1'285'870.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 220.9400 ETB
ETB 1'285'870.80You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 180.00 1 CHF = 220.9400 ETB -11.47% vs mid-market Recipient gets ETB 1'285'870.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 220.9400 ETB
ETB 1'285'870.80You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 196.4429 ETB +0.27% vs mid-market Recipient gets ETB 1'178'657.41 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ethiopia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 196.4429 ETB
ETB 1'178'657.41You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 71.23 1 CHF = 196.9190 ETB +0.03% vs mid-market Recipient gets ETB 1'167'487.46 Within a week
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
CHF 71.231 CHF = 196.9190 ETB
ETB 1'167'487.46You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 196.9747 ETB Updates every 60 minutes.

How to send money from Switzerland to Ethiopia

Pick a company

Start with the cheapest, which is Xe at 1’285’870.80 ETB for a CHF 6’000 transfer.

Xe was the cheapest on 27 of the 27 days it quoted fr.6’000 transfers to Ethiopia.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Ethiopia?

How much CHF you send to Ethiopia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 1'000-11.46%CHF 50.00ETB 209'893.00with debit card to bank deposit+ETB 16'767.66
CHF 5'000-11.59%CHF 150.00ETB 1'071'559.00with debit card to bank deposit+ETB 75'128.60
CHF 6'000This page-11.47%CHF 180.00ETB 1'285'870.80with debit card to bank deposit+ETB 45'119.35
CHF 25'000-11.59%CHF 750.00ETB 5'357'795.00with debit card to bank deposit+ETB 261'084.82

Mid-market rate: 1 CHF = 196.9747 ETB

CHF/ETB Exchange Rate History

Is today a good time to send money from Switzerland to Ethiopia?

The cheapest way to send CHF to ETB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 6’000 CHF transfers to Ethiopia.

ETB received for CHF 6'000, after fees

Tue, 10 Nov 2026Mid-market rateETB 1'181'848.40 Xe ETB 1'285'870.80XeETB 1'285'870.80Regency FXETB 1'178'657.41WiseETB 1'167'487.46

1.10M
1.15M
1.20M
1.25M
1.30M
At the mid-market rateWith the cheapest optionXeRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 195.2310 – ETB 1'171'386.11
Xe Cheapest 213.8400 CHF 180.00 ETB 1'244'548.80 +ETB 73'162.69
Regency FX 194.7039 CHF 0.00 ETB 1'168'223.37 −ETB 3'162.74
Wise 193.4200 CHF 71.33 ETB 1'146'723.35 −ETB 24'662.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.3619 – ETB 1'178'171.31
Xe Cheapest 213.6600 CHF 180.00 ETB 1'243'501.20 +ETB 65'329.89
Regency FX 195.8317 CHF 0.00 ETB 1'174'990.25 −ETB 3'181.06
Wise 193.1830 CHF 71.34 ETB 1'145'316.32 −ETB 32'854.99
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 213.2700 CHF 180.00 ETB 1'241'231.40 –
Wise 192.0800 CHF 71.38 ETB 1'138'769.33 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.9006 – ETB 1'181'403.82
Xe Cheapest 214.3800 CHF 180.00 ETB 1'247'691.60 +ETB 66'287.78
Regency FX 196.3690 CHF 0.00 ETB 1'178'214.03 −ETB 3'189.79
Wise 194.0900 CHF 71.31 ETB 1'150'699.44 −ETB 30'704.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.0897 – ETB 1'188'538.45
Xe Cheapest 214.3800 CHF 180.00 ETB 1'247'691.60 +ETB 59'153.15
Regency FX 197.5549 CHF 0.00 ETB 1'185'329.40 −ETB 3'209.05
Wise 194.9820 CHF 71.28 ETB 1'155'993.68 −ETB 32'544.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.0624 – ETB 1'188'374.37
Xe Cheapest 215.6900 CHF 180.00 ETB 1'255'315.80 +ETB 66'941.43
Regency FX 197.5276 CHF 0.00 ETB 1'185'165.76 −ETB 3'208.61
Wise 195.2760 CHF 71.27 ETB 1'157'738.68 −ETB 30'635.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.0624 – ETB 1'188'374.37
Xe Cheapest 215.6900 CHF 180.00 ETB 1'255'315.80 +ETB 66'941.43
Regency FX 197.5276 CHF 0.00 ETB 1'185'165.76 −ETB 3'208.61
Wise 195.2760 CHF 71.27 ETB 1'157'738.68 −ETB 30'635.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.7441 – ETB 1'192'464.65
Xe Cheapest 215.6900 CHF 180.00 ETB 1'255'315.80 +ETB 62'851.15
Regency FX 198.2075 CHF 0.00 ETB 1'189'245.00 −ETB 3'219.65
Wise 195.1580 CHF 71.28 ETB 1'157'037.14 −ETB 35'427.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 194.9793 – ETB 1'169'876.05
Xe Cheapest 215.6900 CHF 180.00 ETB 1'255'315.80 +ETB 85'439.75
Regency FX 194.4529 CHF 0.00 ETB 1'166'717.38 −ETB 3'158.67
Wise 194.9220 CHF 71.28 ETB 1'155'637.96 −ETB 14'238.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 197.7647 – ETB 1'186'588.29
Xe Cheapest 219.1700 CHF 180.00 ETB 1'275'569.40 +ETB 88'981.11
Regency FX 197.2308 CHF 0.00 ETB 1'183'384.50 −ETB 3'203.79
Wise 195.1300 CHF 71.28 ETB 1'156'871.13 −ETB 29'717.16
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 219.1500 CHF 180.00 ETB 1'275'453.00 –
Wise 196.5000 CHF 71.24 ETB 1'165'001.34 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.9139 – ETB 1'193'483.34
Regency FX Cheapest 198.3768 CHF 0.00 ETB 1'190'260.93 −ETB 3'222.41
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.9975 – ETB 1'181'985.04
Xe Cheapest 219.6300 CHF 180.00 ETB 1'278'246.60 +ETB 96'261.56
Regency FX 196.4656 CHF 0.00 ETB 1'178'793.68 −ETB 3'191.36
Wise 195.1320 CHF 71.28 ETB 1'156'882.99 −ETB 25'102.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.9975 – ETB 1'181'985.04
Xe Cheapest 219.6300 CHF 180.00 ETB 1'278'246.60 +ETB 96'261.56
Regency FX 196.4656 CHF 0.00 ETB 1'178'793.68 −ETB 3'191.36
Wise 195.1320 CHF 71.28 ETB 1'156'882.99 −ETB 25'102.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.5053 – ETB 1'179'032.09
Wise Cheapest 194.9430 CHF 71.29 ETB 1'155'760.51 −ETB 23'271.58
Xe No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.2063 – ETB 1'189'237.84
Xe Cheapest 217.8500 CHF 180.00 ETB 1'267'887.00 +ETB 78'649.16
Regency FX 197.6711 CHF 0.00 ETB 1'186'026.89 −ETB 3'210.95
Wise 194.3740 CHF 71.30 ETB 1'152'385.13 −ETB 36'852.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.3301 – ETB 1'177'980.41
Xe Cheapest 218.2700 CHF 180.00 ETB 1'270'331.40 +ETB 92'350.99
Regency FX 195.8000 CHF 0.00 ETB 1'174'799.87 −ETB 3'180.54
Wise 193.9900 CHF 71.32 ETB 1'150'104.63 −ETB 27'875.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 197.6558 – ETB 1'185'934.50
Xe Cheapest 217.8000 CHF 180.00 ETB 1'267'596.00 +ETB 81'661.50
Regency FX 197.1221 CHF 0.00 ETB 1'182'732.48 −ETB 3'202.02
Wise 194.6600 CHF 71.30 ETB 1'154'080.74 −ETB 31'853.76
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 218.2200 CHF 180.00 ETB 1'270'040.40 –
Wise 196.0560 CHF 71.25 ETB 1'162'367.01 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 220.2200 CHF 180.00 ETB 1'281'680.40 –
Wise 195.0680 CHF 71.28 ETB 1'156'503.55 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 195.7190 – ETB 1'174'313.93
Xe Cheapest 220.2200 CHF 180.00 ETB 1'281'680.40 +ETB 107'366.47
Regency FX 195.1905 CHF 0.00 ETB 1'171'143.28 −ETB 3'170.65
Wise 195.0680 CHF 71.28 ETB 1'156'503.55 −ETB 17'810.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 197.0775 – ETB 1'182'465.12
Xe Cheapest 220.2200 CHF 180.00 ETB 1'281'680.40 +ETB 99'215.28
Regency FX 196.5454 CHF 0.00 ETB 1'179'272.46 −ETB 3'192.66
Wise 195.8870 CHF 71.26 ETB 1'161'363.09 −ETB 21'102.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 198.8083 – ETB 1'192'849.94
Xe Cheapest 220.1400 CHF 180.00 ETB 1'281'214.80 +ETB 88'364.86
Regency FX 198.2715 CHF 0.00 ETB 1'189'629.25 −ETB 3'220.69
Wise 197.0180 CHF 71.22 ETB 1'168'076.38 −ETB 24'773.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 199.9446 – ETB 1'199'667.75
Xe Cheapest 220.8600 CHF 180.00 ETB 1'285'405.20 +ETB 85'737.45
Regency FX 199.4048 CHF 0.00 ETB 1'196'428.65 −ETB 3'239.10
Wise 197.2160 CHF 71.22 ETB 1'169'250.28 −ETB 30'417.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.1354 – ETB 1'206'812.23
Regency FX Cheapest 200.5923 CHF 0.00 ETB 1'203'553.84 −ETB 3'258.39
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 200.7479 – ETB 1'204'487.54
Xe Cheapest 221.2100 CHF 180.00 ETB 1'287'442.20 +ETB 82'954.66
Regency FX 200.2059 CHF 0.00 ETB 1'201'235.42 −ETB 3'252.12
Wise 196.7220 CHF 71.23 ETB 1'166'319.49 −ETB 38'168.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.4778 – ETB 1'178'866.76
Xe Cheapest 220.9200 CHF 180.00 ETB 1'285'754.40 +ETB 106'887.64
Regency FX 195.9473 CHF 0.00 ETB 1'175'683.82 −ETB 3'182.94
Wise 196.2030 CHF 71.25 ETB 1'163'238.54 −ETB 15'628.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 200.5976 – ETB 1'203'585.68
Xe Cheapest 220.9200 CHF 180.00 ETB 1'285'754.40 +ETB 82'168.72
Regency FX 200.0560 CHF 0.00 ETB 1'200'336.00 −ETB 3'249.68
Wise 196.2030 CHF 71.25 ETB 1'163'238.54 −ETB 40'347.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.0103 – ETB 1'206'061.84
Xe Cheapest 220.1100 CHF 180.00 ETB 1'281'040.20 +ETB 74'978.36
Regency FX 200.4676 CHF 0.00 ETB 1'202'805.48 −ETB 3'256.36
Wise 196.9110 CHF 71.23 ETB 1'167'440.03 −ETB 38'621.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 196.9747 – ETB 1'181'848.40
Xe Cheapest 220.9400 CHF 180.00 ETB 1'285'870.80 +ETB 104'022.40
Regency FX 196.4429 CHF 0.00 ETB 1'178'657.41 −ETB 3'190.99
Wise 196.9190 CHF 71.23 ETB 1'167'487.46 −ETB 14'360.94

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ETB per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 23 of the last 30 days.

Right now, Xe pays 1’285’870.80 ETB on 6’000 CHF, which is 104’022.40 ETB more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 1’287’442.20 ETB.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ethiopia.

We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. XeAppeared in 102 comparisons

    Cheapest every time

  2. Regency FXAppeared in 80 comparisons

    Cheapest in 9% of them

  3. WiseAppeared in 115 comparisons

    Cheapest in 7% of them

Based on 119 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most ETB, and it was also the cheapest in 100% of the 102 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Ethiopia.

Regency FX (today's second cheapest) was the cheapest in only 9% of its comparisons, so it's rarely the cheapest option for transfers to Ethiopia.

Ways to send money from Switzerland to Ethiopia

3 companies send money from Switzerland to Ethiopia, across online, app, currency broker, multi-currency account, and global business account, and more.

For one-off transfers

Online transfers

Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Xe, 6’000 CHF gets your recipient 1’285’870.80 ETB.

The fee is 180 CHF, with a -11.47% markup on top of the CHF/ETB rate.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in ETB (be it payments or travelling).

Wise converts CHF 6’000 with a 0.03% exchange-rate markup and lets you hold CHF and ETB in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Xe charges fr.180 on a fr.6’000 transfer, and the money lands minutes - 24 hours.

Over the past month, Xe was the cheapest app on 100% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to Ethiopia.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Ethiopia or moving your wealth, a broker like Xe charges no fee and works on a margin instead (-11.47% on CHF/ETB).

I suggest , since the more ETB you send the better rate you get.

Our analysis shows Xe was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/ETB rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Ethiopia.

A global account lets you hold ETB alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive ETB in Ethiopia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 1’285’870.80 ETB.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Ethiopia.

In Ethiopia, they can get ETB delivered as bank deposit.

  1. 1
    Debit card Bank deposit

    You pay fr.6,000.00

    Br1,285,871

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay fr.6,000.00

    Br1,285,871

    Br0

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    Br1,285,871

    Br0

Things to know before sending CHF to Ethiopia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/ETB transfer options

For a CHF 6’000 transfer to Ethiopia, these are the best options in our comparison.

Cheapest way to send money to Ethiopia

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1’285’870.80 ETB, which is 8.34% more than the next best option.

Fastest way to send money to Ethiopia

The fastest option is Xe. Pay by debit card and choose bank deposit for the payout. Your recipient gets 1’285’870.80 ETB in minutes - 24 hours.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to ETB requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 3 of them sending CHF to Ethiopia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 119 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/ETB transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.