How to send money to Ethiopia from Switzerland with the best CHF-ETB rate

The cheapest option overall is Xe, giving your recipient 1,242,453.6 ETB when you send CHF 6,000.

Below we’ve compared 4 ways to send money from Switzerland to Ethiopia.

Best companies for CHF/ETB transfers

4 of 4 providers

Last updated on 28 September 2026

Based on 6,000 CHF transfer

Best companies for CHF/ETB transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 71.32 1 CHF = 194.1560 ETB +0.72% vs mid-market Recipient gets ETB 1'151'088.79 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
CHF 71.321 CHF = 194.1560 ETB
ETB 1'151'088.79You payCHF 6'000.00
Promoted

Xe

Pay via Debit card
Fee CHF 180.00 1 CHF = 213.4800 ETB -8.76% vs mid-market Recipient gets ETB 1'242'453.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 213.4800 ETB
ETB 1'242'453.60You payCHF 6'000.00

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Showing top Switzerland to Ethiopia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee CHF 180.00 1 CHF = 213.4800 ETB -8.76% vs mid-market Recipient gets ETB 1'242'453.60 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 213.4800 ETB
ETB 1'242'453.60You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 180.00 1 CHF = 213.4800 ETB -8.76% vs mid-market Recipient gets ETB 1'242'453.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 213.4800 ETB
ETB 1'242'453.60You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 180.00 1 CHF = 213.4800 ETB -8.76% vs mid-market Recipient gets ETB 1'242'453.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Ethiopia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 180.001 CHF = 213.4800 ETB
ETB 1'242'453.60You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 195.0312 ETB +0.27% vs mid-market Recipient gets ETB 1'170'187.47 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ethiopia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 195.0312 ETB
ETB 1'170'187.47You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 71.32 1 CHF = 194.1560 ETB +0.72% vs mid-market Recipient gets ETB 1'151'088.79 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ethiopia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
CHF 71.321 CHF = 194.1560 ETB
ETB 1'151'088.79You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 185.50 1 CHF = 193.1312 ETB +1.25% vs mid-market Recipient gets ETB 1'122'961.49 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Ethiopia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 185.501 CHF = 193.1312 ETB
ETB 1'122'961.49You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 195.5593 ETB Updates every 60 minutes.

How to send money from Switzerland to Ethiopia

Pick a company

Start with the cheapest, which is Xe at 1,242,453.6 ETB for CHF 6,000 transfer.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Ethiopia?

How much CHF you send to Ethiopia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
CHF 1'000-8.81%CHF 50.00ETB 202'806.00with debit card to bank deposit+ETB 13'546.94
CHF 6'000This page-8.76%CHF 180.00ETB 1'242'453.60with debit card to bank deposit+ETB 47'187.18
CHF 25'000CHF 750.00ETB 5'202'352.50with debit card to bank deposit+ETB 1'024'302.55

Mid-market rate: 1 CHF = 195.5593 ETB

Ways to send money from Switzerland to Ethiopia

4 companies send money from Switzerland to Ethiopia, across app, online, broker, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Xe, 6,000 CHF gets your recipient 1,242,453.6 ETB.

The fee is 180 CHF, with a -8.76% on top of CHF/ETB rate.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in ETB (be it payments or travelling).

Wise converts CHF 6,000 with a 0.72% exchange-rate markup and lets you hold CHF and ETB in one account.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfers apps are the easiest to start with.

Xe charges fr.180 on a fr.6,000 transfer, and the money lands minutes - 24 hours.

You can also save recipients and create automated scheduled transfers to Ethiopia.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Ethiopia or moving your wealth, a broker like Xe charges no fee and works on a margin instead (-8.76% on CHF/ETB).

I suggest , since the more ETB you send the better rate you get.

Brokers charge no fees, so settle with the one that gives you the best CHF/ETB rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Ethiopia.

A global account lets you hold ETB alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive ETB in Ethiopia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 1,242,453.6 ETB.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Ethiopia.

In Ethiopia, they can get ETB delivered as bank deposit.

  1. 1
    Debit card Bank deposit

    You pay fr.6,000.00

    Br1,242,454

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay fr.6,000.00

    Br1,242,454

    Br0

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    Br1,242,454

    Br0

Things to know before sending CHF to Serbia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RSD transfer options

For a CHF 6,000 transfer to Ethiopia, these are the best options in our comparison.

Cheapest way to send money to Ethiopia

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1,242,453.6 ETB, which is 5.82% more than the next best option.

Fastest way to send money to Ethiopia

The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 1,122,961.49 ETB in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but CHF transfer to a ETB requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

Live CHF-ETB Exchange Rate

Compare the CHF to ETB exchange rate

The rate you secure determines how much ETB arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.

Mid-market rate:1 CHF = 195.942335 ETB

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 4 of them sending CHF to Ethiopia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.