The cheapest option overall is Xe, giving your recipient 1,278,945 ETB when you send CHF 6,000.
Below we’ve compared 4 ways to send money from Switzerland to Ethiopia.
| 4 of 4 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze CHF/ETB exchange rates from our comparisons. | |||
| Based on 6,000 CHF transfer Best companies for CHF/ETB transfersAll money transfer offers for CHF/ETB transfers, sorted by most ETB received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 71.16 1 CHF = 199.0340 ETB +0.07% vs mid-market | Recipient gets ETB 1'180'040.74 Within a week | |
Ways to receive money in Ethiopia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT CHF 71.161 CHF = 199.0340 ETB ETB 1'180'040.74You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Debit card | Fee CHF 180.00 1 CHF = 219.7500 ETB -9.82% vs mid-market | Recipient gets ETB 1'278'945.00 Minutes - 24 hours | |
Ways to receive money in Ethiopia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 180.001 CHF = 219.7500 ETB ETB 1'278'945.00You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Ethiopia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to ETB rates. | |||
Run a live search These companies offer multi-currency accounts for spending ETB. We suggest doing a live search based on how much CHF you're planning to spend in Ethiopia. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee CHF 180.00 1 CHF = 219.7500 ETB -9.82% vs mid-market | Recipient gets ETB 1'278'945.00 Minutes - 24 hours | |
Ways to receive money in Ethiopia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 180.001 CHF = 219.7500 ETB ETB 1'278'945.00You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 180.00 1 CHF = 219.7500 ETB -9.82% vs mid-market | Recipient gets ETB 1'278'945.00 Minutes - 24 hours | |
Ways to receive money in Ethiopia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 180.001 CHF = 219.7500 ETB ETB 1'278'945.00You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 180.00 1 CHF = 219.7500 ETB -9.82% vs mid-market | Recipient gets ETB 1'278'945.00 Minutes - 24 hours | |
Ways to receive money in Ethiopia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 180.001 CHF = 219.7500 ETB ETB 1'278'945.00You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 198.6348 ETB +0.27% vs mid-market | Recipient gets ETB 1'191'809.06 Minutes - 24 hours | |
Ways to receive money in Ethiopia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 198.6348 ETB ETB 1'191'809.06You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 71.16 1 CHF = 199.0340 ETB +0.07% vs mid-market | Recipient gets ETB 1'180'040.74 Within a week | |
Ways to receive money in Ethiopia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT CHF 71.161 CHF = 199.0340 ETB ETB 1'180'040.74You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Debit card | Fee CHF 185.50 1 CHF = 198.3851 ETB +0.40% vs mid-market | Recipient gets ETB 1'153'510.20 Within minutes | |
Ways to receive money in Ethiopia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 198.3851 ETB ETB 1'153'510.20You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 199.172609 ETB Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Xe at 1,278,945 ETB for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
4 companies send money from Switzerland to Ethiopia, across app, online, broker, multi-currency account, and global account, and more.
For one-off transfers
Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Xe, 6,000 CHF gets your recipient 1,278,945 ETB.
The fee is 180 CHF, with a -9.82% on top of CHF/ETB rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in ETB (be it payments or travelling).
Wise converts CHF 6,000 with a 0.07% exchange-rate markup and lets you hold CHF and ETB in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Xe charges fr.180 on a fr.6,000 transfer, and the money lands minutes - 24 hours.
You can also save recipients and create automated scheduled transfers to Ethiopia.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Ethiopia or moving your wealth, a broker like Xe charges no fee and works on a margin instead (-9.82% on CHF/ETB).
I suggest , since the more ETB you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/ETB rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Ethiopia.
A global account lets you hold ETB alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 1,278,945 ETB.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Ethiopia.
In Ethiopia, they can get ETB delivered as bank deposit.
You pay fr.6,000.00
Br1,278,945
Cheapest
You pay fr.6,000.00
Br1,278,945
Br0
You pay fr.6,000.00
Br1,278,945
Br0
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Ethiopia, these are the best options in our comparison.
Cheapest way to send money to Ethiopia
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1,278,945 ETB, which is 6.81% more than the next best option.
Fastest way to send money to Ethiopia
The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 1,153,510.2 ETB in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a ETB requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much ETB arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 198.802039 ETB
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 4 of them sending CHF to Ethiopia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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