How to send money to Panama from Australia with the best AUD-PAB rate
Of the 2 companies we analysed, is the cheapest app overall for sending $2,000 to Panama.
On a 2,000 AUD transfer it will get your recipient 0 PAB.
| 0 of 0 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/PAB transfers | |||
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Transfer details
How to send money from Australia to Panama
Pick a company
Start with the cheapest, which is at 0 PAB on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
Fund your transfer
You have 0 ways to pay, including .
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
Verify and send
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD are you sending to Panama?
How much AUD you send to Panama heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 3.57% | $0.00 | PAB 677.34with debit card to bank deposit | PAB 0.00 | |
| $12,000 | 0.27% | $0.00 | PAB 8,401.66with bank transfer to bank deposit | PAB 0.00 | |
| $15,000 | 0.27% | $0.00 | PAB 10,500.16with bank transfer to bank deposit | PAB 0.00 | |
| $100,000 | 0.25% | $0.00 | PAB 70,016.62with bank transfer to bank deposit | PAB 0.00 | |
| $250,000 | 0.20% | $0.00 | PAB 175,157.48with bank transfer to bank deposit | PAB 0.00 | |
| $500,000 | 0.20% | $0.00 | PAB 350,238.62with bank transfer to bank deposit | PAB 0.00 |
Mid-market rate: 1 AUD = 0.7020 PAB
Getting a better AUD to PAB rate
Small changes in the AUD/PAB rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 0.703006 PAB
How we analyse the market
We track 2 companies sending AUD to Panama, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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