How to send money to Colombia from Australia with the best AUD-COP rate

Of the 7 companies we analysed, Remitly is the cheapest app overall for sending A$4,000 to Colombia.

On a 4,000 AUD transfer it will get your recipient 8,862,760 COP.

Best companies for AUD/COP transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 4,000 AUD transfer

Best companies for AUD/COP transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $57.30 1 AUD = 2213.4500 COP +0.14% vs mid-market Recipient gets $8,726,969.32 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$57.301 AUD = 2213.4500 COP
$8,726,969.32You pay$4,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 2186.2200 COP +1.38% vs mid-market Recipient gets $8,744,880.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2186.2200 COP
$8,744,880.00You pay$4,000.00

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Showing top Australia to Colombia deals for 4,000 AUD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 2215.6900 COP +0.04% vs mid-market Recipient gets $8,862,760.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 2215.6900 COP
$8,862,760.00You pay$4,000.00
Bre-BWithin a week
Free1 AUD = 2215.6900 COP
$8,862,760.00You pay$4,000.00
Mobile walletWithin a week
Free1 AUD = 2215.6900 COP
$8,862,760.00You pay$4,000.00
Cash pickupWithin a week
Free1 AUD = 2215.6900 COP
$8,862,760.00You pay$4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.99 1 AUD = 2200.0939 COP +0.75% vs mid-market Recipient gets $8,800,375.60 6-12 Hours

Ways to receive money in Colombia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Nequi, Daviplata
$1.991 AUD = 2200.0939 COP
$8,800,375.60You pay$4,001.99
Bank deposit6-12 HoursAvailable via:Banco Davivienda, Bancolombia, All Banks
$2.491 AUD = 2200.0939 COP
$8,800,375.60You pay$4,002.49
Cash pickup6-12 Hours
$4.991 AUD = 2192.2370 COP
$8,768,948.00You pay$4,004.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $1.99 1 AUD = 2200.0939 COP +0.75% vs mid-market Recipient gets $8,800,375.60 6-12 Hours

Ways to receive money in Colombia with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Daviplata, Nequi
$1.991 AUD = 2200.0939 COP
$8,800,375.60You pay$4,001.99
Bank deposit6-12 HoursAvailable via:Banco Davivienda, All Banks, Bancolombia
$2.491 AUD = 2200.0939 COP
$8,800,375.60You pay$4,002.49
Cash pickup6-12 Hours
$4.991 AUD = 2192.2370 COP
$8,768,948.00You pay$4,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $1.99 1 AUD = 2200.0939 COP +0.75% vs mid-market Recipient gets $8,800,375.60 6-12 Hours

Ways to receive money in Colombia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Daviplata, Nequi
$1.991 AUD = 2200.0939 COP
$8,800,375.60You pay$4,001.99
Bank deposit6-12 HoursAvailable via:Banco Davivienda, Bancolombia, All Banks
$2.491 AUD = 2200.0939 COP
$8,800,375.60You pay$4,002.49
Cash pickup6-12 Hours
$4.991 AUD = 2192.2370 COP
$8,768,948.00You pay$4,004.99

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 2191.8300 COP +1.12% vs mid-market Recipient gets $8,767,320.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Bre-BWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Mobile walletWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Cash pickupWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 2191.8300 COP +1.12% vs mid-market Recipient gets $8,767,320.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Bre-BWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Mobile walletWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00
Cash pickupWithin minutes
Free1 AUD = 2191.8300 COP
$8,767,320.00You pay$4,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 2190.3349 COP +1.19% vs mid-market Recipient gets $8,761,340.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2190.3349 COP
$8,761,340.00You pay$4,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2190.3349 COP +1.19% vs mid-market Recipient gets $8,761,340.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2190.3349 COP
$8,761,340.00You pay$4,000.00

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 2186.2200 COP +1.38% vs mid-market Recipient gets $8,744,880.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2186.2200 COP
$8,744,880.00You pay$4,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2186.2200 COP +1.38% vs mid-market Recipient gets $8,744,880.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2186.2200 COP
$8,744,880.00You pay$4,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 2186.2200 COP +1.38% vs mid-market Recipient gets $8,744,880.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2186.2200 COP
$8,744,880.00You pay$4,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 2185.4900 COP +1.41% vs mid-market Recipient gets $8,741,960.00 Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 2185.4900 COP
$8,741,960.00You pay$4,000.00
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 AUD = 2185.4900 COP
$8,741,960.00You pay$4,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 AUD = 2185.4900 COP
$8,741,960.00You pay$4,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 AUD = 2185.4900 COP
$8,741,960.00You pay$4,000.00
Cash pickupMinutesAvailable via:Exito
$2.891 AUD = 2185.4900 COP
$8,741,960.00You pay$4,002.89

Wise

Pay via Bank Transfer
Fees: $57.30 1 AUD = 2213.4500 COP +0.14% vs mid-market Recipient gets $8,726,969.32 Same day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$57.301 AUD = 2213.4500 COP
$8,726,969.32You pay$4,000.00

Wise

Pay via Osko
Fees: $57.30 1 AUD = 2213.4500 COP +0.14% vs mid-market Recipient gets $8,726,969.32 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$57.301 AUD = 2213.4500 COP
$8,726,969.32You pay$4,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $16.00 1 AUD = 2187.8437 COP +1.30% vs mid-market Recipient gets $8,716,369.44 Within minutes
Fastest
Receive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$16.001 AUD = 2187.8437 COP
$8,716,369.44You pay$4,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit Card
Fees: $68.16 1 AUD = 2213.4500 COP +0.14% vs mid-market Recipient gets $8,702,931.25 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$68.161 AUD = 2213.4500 COP
$8,702,931.25You pay$4,000.00

Wise

Pay via Credit Card
Fees: $94.66 1 AUD = 2213.4500 COP +0.14% vs mid-market Recipient gets $8,644,274.82 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$94.661 AUD = 2213.4500 COP
$8,644,274.82You pay$4,000.00
How Our Results Work
Mid-market rate: 1 AUD = 2216.5771 COP Updates every 60 minutes.

How to send money from Australia to Colombia

Pick a company

Start with the cheapest, which is Remitly at 8,862,760 COP on A$4,000.

Remitly was the cheapest on 17 of the 20 days it quoted A$4,000 transfers to Colombia.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, payto, poli, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Colombia?

How much AUD you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 54% of the transfers up to A$2,000 it quoted, and in 63% of all the transfers it quoted.

Cheapest service
$1,000-1.12%$0.00$2,242,190.00with payto to bank deposit+$85,598.88
$1,5000.78%$1.99$3,300,140.85with debit card to mobile wallet+$97,683.55
$2,0000.72%$1.99$4,400,187.80with debit card to mobile wallet+$7,710.61
$3,000-0.15%$0.00$6,659,400.00with payto to bank deposit+$91,586.11
$4,000This page0.04%$0.00$8,862,760.00with payto to bank deposit+$108,917.59
$7,5000.73%$1.99$16,500,704.25with debit card to mobile wallet+$106,805.47
$12,0000.27%$0.00$26,521,345.16with bank transfer to bank deposit+$277,778.41
$15,0000.27%$0.00$33,147,673.69with bank transfer to bank deposit+$343,131.24
$50,0000.25%$0.00$110,585,929.63with bank transfer to bank deposit$0.00
$100,0000.25%$0.00$221,061,819.45with bank transfer to bank deposit+$1,551,971.31
$250,0000.20%$0.00$552,931,568.45with bank transfer to bank deposit+$4,116,247.16
$500,0000.20%$0.00$1,105,794,752.45with bank transfer to bank deposit+$10,306,186.90

Mid-market rate: 1 AUD = 2216.5771 COP

AUD/COP Exchange Rate History

Is today a good time to send money from Australia to Colombia?

The cheapest way to send AUD to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 4,000 AUD transfers to Colombia.

COP received for $4,000, after fees

Wed, 28 Oct 2026Mid-market rate$8,866,308.25 Remitly $8,862,760.00Remitly$8,862,760.00MoneyGram$8,800,375.60Western Union$8,761,340.00

8.6M
8.8M
9.0M
9.2M
9.4M
9.6M
At the mid-market rateWith the cheapest optionRemitlyMoneyGramWestern Union
Exchange rateFees:Recipient getsDifference
Mid-market rate 2356.2606 – $9,425,042.48
MoneyGram Cheapest 2334.1616 $1.99 $9,336,646.40 −$88,396.08
Western Union 2323.0218 $0.00 $9,292,088.00 −$132,954.48
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2326.9115 – $9,307,646.03
TapTap Send Cheapest 2328.6400 $0.00 $9,314,560.00 +$6,913.97
MoneyGram 2317.0178 $1.99 $9,268,071.20 −$39,574.83
Western Union 2315.1346 $0.00 $9,260,539.00 −$47,107.03
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2304.3094 – $9,217,237.66
TapTap Send Cheapest 2304.8800 $0.00 $9,219,520.00 +$2,282.34
MoneyGram 2288.1055 $1.99 $9,152,422.00 −$64,815.66
Western Union 2279.0110 $0.00 $9,116,044.00 −$101,193.66
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2302.6750 – $9,210,700.19
TapTap Send Cheapest 2283.2300 $0.00 $9,132,920.00 −$77,780.19
MoneyGram 2280.2778 $1.99 $9,121,111.20 −$89,588.99
Western Union 2256.9071 $0.00 $9,027,629.00 −$183,071.19
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2267.2102 – $9,068,840.74
TapTap Send Cheapest 2274.3000 $0.00 $9,097,200.00 +$28,359.26
MoneyGram 2259.2786 $1.99 $9,037,114.40 −$31,726.34
Western Union 2249.0484 $0.00 $8,996,194.00 −$72,646.74
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2292.6406 – $9,170,562.58
TapTap Send Cheapest 2272.9900 $0.00 $9,091,960.00 −$78,602.58
MoneyGram 2259.2786 $1.99 $9,037,114.40 −$133,448.18
Western Union 2249.0484 $0.00 $8,996,194.00 −$174,368.58
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2291.0206 – $9,164,082.20
TapTap Send Cheapest 2290.8000 $0.00 $9,163,200.00 −$882.20
MoneyGram 2259.6042 $1.99 $9,038,416.80 −$125,665.40
Western Union 2254.2358 $0.00 $9,016,944.00 −$147,138.20
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2234.3379 – $8,937,351.46
TapTap Send Cheapest 2257.8500 $0.00 $9,031,400.00 +$94,048.54
MoneyGram 2226.4831 $1.99 $8,905,932.40 −$31,419.06
Western Union 2225.2755 $0.00 $8,901,102.00 −$36,249.46
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2258.8050 – $9,035,220.18
MoneyGram Cheapest 2229.0612 $1.99 $8,916,244.80 −$118,975.38
Western Union 2226.6902 $0.00 $8,906,761.00 −$128,459.18
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2256.7469 – $9,026,987.76
MoneyGram Cheapest 2240.8690 $1.99 $8,963,476.00 −$63,511.76
Western Union 2233.3740 $0.00 $8,933,497.00 −$93,490.76
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2252.6960 – $9,010,784.10
Remitly Cheapest 2232.0800 $0.00 $8,928,320.00 −$82,464.10
MoneyGram 2231.5830 $1.99 $8,926,332.00 −$84,452.10
Western Union 2225.0166 $0.00 $8,900,067.00 −$110,717.10
Exchange rateFees:Recipient getsDifference
Mid-market rate 2225.8388 – $8,903,355.32
TapTap Send Cheapest 2222.2300 $0.00 $8,888,920.00 −$14,435.32
MoneyGram 2216.6344 $1.99 $8,866,537.60 −$36,817.72
Remitly 2215.8600 $0.00 $8,863,440.00 −$39,915.32
Western Union 2215.8199 $0.00 $8,863,280.00 −$40,075.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 2225.8388 – $8,903,355.32
TapTap Send Cheapest 2222.2300 $0.00 $8,888,920.00 −$14,435.32
MoneyGram 2216.6344 $1.99 $8,866,537.60 −$36,817.72
Remitly 2215.8600 $0.00 $8,863,440.00 −$39,915.32
Western Union 2215.8199 $0.00 $8,863,280.00 −$40,075.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 2235.8026 – $8,943,210.60
TapTap Send Cheapest 2221.0500 $0.00 $8,884,200.00 −$59,010.60
Western Union 2218.0430 $0.00 $8,872,172.00 −$71,038.60
MoneyGram 2217.5872 $1.99 $8,870,348.80 −$72,861.80
Remitly 2213.9600 $0.00 $8,855,840.00 −$87,370.60
Exchange rateFees:Recipient getsDifference
Mid-market rate 2226.8218 – $8,907,287.02
Remitly Cheapest 2225.0300 $0.00 $8,900,120.00 −$7,167.02
MoneyGram 2209.6468 $1.99 $8,838,587.20 −$68,699.82
Western Union 2209.1505 $0.00 $8,836,603.00 −$70,684.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 2231.6898 – $8,926,759.34
Remitly Cheapest 2229.5500 $0.00 $8,918,200.00 −$8,559.34
MoneyGram 2212.0868 $1.99 $8,848,347.20 −$78,412.14
Western Union 2204.8595 $0.00 $8,819,439.00 −$107,320.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 2221.9212 – $8,887,684.68
Remitly Cheapest 2224.7100 $0.00 $8,898,840.00 +$11,155.32
Western Union 2212.3232 $0.00 $8,849,293.00 −$38,391.68
MoneyGram 2210.4372 $1.99 $8,841,748.80 −$45,935.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 2205.0851 – $8,820,340.28
Remitly Cheapest 2202.3000 $0.00 $8,809,200.00 −$11,140.28
MoneyGram 2183.6367 $1.99 $8,734,546.80 −$85,793.48
Western Union 2173.3920 $0.00 $8,693,568.00 −$126,772.28
Exchange rateFees:Recipient getsDifference
Mid-market rate 2210.3411 – $8,841,364.57
Remitly Cheapest 2206.1800 $0.00 $8,824,720.00 −$16,644.57
MoneyGram 2195.0553 $1.99 $8,780,221.20 −$61,143.37
Western Union 2182.7943 $0.00 $8,731,178.00 −$110,186.57
Exchange rateFees:Recipient getsDifference
Mid-market rate 2210.3411 – $8,841,364.57
Remitly Cheapest 2206.1800 $0.00 $8,824,720.00 −$16,644.57
MoneyGram 2195.0553 $1.99 $8,780,221.20 −$61,143.37
Western Union 2182.7943 $0.00 $8,731,178.00 −$110,186.57
Exchange rateFees:Recipient getsDifference
Mid-market rate 2214.6671 – $8,858,668.29
Remitly Cheapest 2215.3900 $0.00 $8,861,560.00 +$2,891.71
MoneyGram 2200.7346 $1.99 $8,802,938.40 −$55,729.89
Western Union 2189.0821 $0.00 $8,756,329.00 −$102,339.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 2207.4053 – $8,829,621.19
Remitly Cheapest 2205.1100 $0.00 $8,820,440.00 −$9,181.19
MoneyGram 2191.7784 $1.99 $8,767,113.60 −$62,507.59
Western Union 2185.0173 $0.00 $8,740,070.00 −$89,551.19
Exchange rateFees:Recipient getsDifference
Mid-market rate 2232.7239 – $8,930,895.74
Remitly Cheapest 2220.4400 $0.00 $8,881,760.00 −$49,135.74
MoneyGram 2204.9535 $1.99 $8,819,814.00 −$111,081.74
Western Union 2191.6925 $0.00 $8,766,771.00 −$164,124.74
Exchange rateFees:Recipient getsDifference
Mid-market rate 2243.5359 – $8,974,143.68
Remitly Cheapest 2240.5200 $0.00 $8,962,080.00 −$12,063.68
Western Union 2228.1197 $0.00 $8,912,479.00 −$61,664.68
MoneyGram 2223.6317 $1.99 $8,894,526.80 −$79,616.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 2236.0561 – $8,944,224.60
Remitly Cheapest 2233.1200 $0.00 $8,932,480.00 −$11,744.60
Western Union 2223.6112 $0.00 $8,894,445.00 −$49,779.60
MoneyGram 2219.7635 $1.99 $8,879,054.00 −$65,170.60
Exchange rateFees:Recipient getsDifference
Mid-market rate 2212.3822 – $8,849,528.65
Remitly Cheapest 2223.0300 $0.00 $8,892,120.00 +$42,591.35
Western Union 2207.1445 $0.00 $8,828,578.00 −$20,950.65
MoneyGram 2201.4051 $1.99 $8,805,620.40 −$43,908.25
Exchange rateFees:Recipient getsDifference
Mid-market rate 2212.3822 – $8,849,528.65
Remitly Cheapest 2223.0300 $0.00 $8,892,120.00 +$42,591.35
Western Union 2207.1445 $0.00 $8,828,578.00 −$20,950.65
MoneyGram 2201.4051 $1.99 $8,805,620.40 −$43,908.25
Exchange rateFees:Recipient getsDifference
Mid-market rate 2219.7350 – $8,878,940.13
Remitly Cheapest 2219.8600 $0.00 $8,879,440.00 +$499.87
Western Union 2209.0288 $0.00 $8,836,116.00 −$42,824.13
MoneyGram 2206.4275 $1.99 $8,825,710.00 −$53,230.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 2212.9377 – $8,851,750.95
Remitly Cheapest 2219.2000 $0.00 $8,876,800.00 +$25,049.05
MoneyGram 2205.9154 $1.99 $8,823,661.60 −$28,089.35
Western Union 2194.4659 $0.00 $8,777,864.00 −$73,886.95
Exchange rateFees:Recipient getsDifference
Mid-market rate 2216.5771 – $8,866,308.25
Remitly Cheapest 2215.6900 $0.00 $8,862,760.00 −$3,548.25
MoneyGram 2200.0939 $1.99 $8,800,375.60 −$65,932.65
Western Union 2190.3349 $0.00 $8,761,340.00 −$104,968.25

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $4,000, after fees, as quoted by each company. The mid-market line shows what $4,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 10 of the last 30 days.

Right now, Remitly pays 8,862,760 COP on 4,000 AUD, which is 3,548.25 COP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 9,336,646.4 COP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 346 comparisons to check how often today's top companies were the cheapest across 12 amounts over the past month.

  1. RemitlyAppeared in 112 comparisons

    Cheapest in 63% of them

  2. MoneyGramAppeared in 302 comparisons

    Cheapest in 9% of them

  3. Western UnionAppeared in 179 comparisons

    Cheapest in 12% of them

Based on 346 comparisons across 12 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

MoneyGram (today's second cheapest) was the cheapest in only 9% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from Australia to Colombia

7 money transfer companies let you send money from Australia to Colombia.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Colombia.

For example, sending A$4,000 with Remitly will get you 8,862,760 COP after a A$0 fee and 0.04% markup.

In our comparisons over the past month, it was the cheapest online service on 17 of the 20 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes A$0 in fees and 0.04% markup on a A$4,000 transfer, and your COP arrives in within a week.

Over the past month, Remitly was the cheapest app on 85% of the days it appeared for A$4,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 1.38% on AUD/COP, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 68% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in COP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and COP in one account, and convert when the rate suits you.

Wise converts A$4,000 at 0.14% markup, and the COP sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 93% of days.

Most useful if you travel often to Colombia, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Colombia

With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending A$4,000 gives your recipient 8,862,760 COP.

You can fund the transfer with debit card, credit card, bank transfer, payto, poli, and osko.

Recipients in Colombia can collect COP through bank deposit, mobile wallet, cash pickup, bre b, and transfiya.

Your recipient can have COP delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Colombia.

  1. 1
    Payto Bank deposit

    You pay A$4,000.00

    COL$8,862,760

    Cheapest

  2. 2
    Payto Bre b

    You pay A$4,000.00

    COL$8,862,760

    COL$0

  3. 3
    Payto Mobile wallet

    You pay A$4,000.00

    COL$8,862,760

    COL$0

  4. 4
    Payto Cash pickup

    You pay A$4,000.00

    COL$8,862,760

    COL$0

  5. 5
    Debit card Bank deposit

    You pay A$4,002.49

    COL$8,800,376

    -COL$62,384

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay A$4,001.99

    COL$8,800,376

    -COL$62,384

  2. 7
    Credit card Bank deposit

    You pay A$4,002.49

    COL$8,800,376

    -COL$62,384

  3. 8
    Credit card Mobile wallet

    You pay A$4,001.99

    COL$8,800,376

    -COL$62,384

  4. 9
    Poli Mobile wallet

    You pay A$4,001.99

    COL$8,800,376

    -COL$62,384

  5. 10
    Poli Bank deposit

    You pay A$4,002.49

    COL$8,800,376

    -COL$62,384

  6. 11
    Debit card Cash pickup

    You pay A$4,004.99

    COL$8,768,948

    -COL$93,812

  7. 12
    Credit card Cash pickup

    You pay A$4,004.99

    COL$8,768,948

    -COL$93,812

  8. 13
    Poli Cash pickup

    You pay A$4,004.99

    COL$8,768,948

    -COL$93,812

  9. 14
    Debit card Bre b

    You pay A$4,000.00

    COL$8,767,320

    -COL$95,440

  10. 15
    Credit card Bre b

    You pay A$4,000.00

    COL$8,767,320

    -COL$95,440

  11. 16
    Bank transfer Bank deposit

    You pay A$4,000.00

    COL$8,761,340

    -COL$101,420

  12. 17
    Debit card Transfiya

    You pay A$4,000.00

    COL$8,741,960

    -COL$120,800

  13. 18
    Osko Bank deposit

    You pay A$4,000.00

    COL$8,726,969

    -COL$135,791

Consider this before sending AUD to Colombia

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/COP transfer options

For a A$4,000 transfer to Colombia, these are the best options right now:

Cheapest

Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 8,862,760 COP, which is 0.7% more than the next best option.

Fastest

Revolut delivers 8,716,369.44 COP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Colombia.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Colombia.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 7 companies sending AUD to Colombia, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 346 comparisons across 12 amounts.

This page covers the cheapest and fastest options for AUD/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.