Of the 6 companies we analysed, TapTap Send is the cheapest app overall for sending $4,000 to Colombia.
On a 4,000 AUD transfer it will get your recipient 9,323,360 COP.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 4,000 AUD transfer Best companies for AUD/COP transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $57.30 1 AUD = 2322.6600 COP -0.11% vs mid-market | Recipient gets $9,157,551.58 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $57.301 AUD = 2322.6600 COP $9,157,551.58You pay$4,000.00 | |||
| Ad  Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 2291.7960 COP +1.23% vs mid-market | Recipient gets $9,167,184.00 6-12 Hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2291.7960 COP $9,167,184.00You pay$4,000.00 | |||
Run a live search Showing top Australia to Colombia deals for 4,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to COP rates. | |||
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much AUD you're planning to spend in Colombia. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 2330.8400 COP -0.46% vs mid-market | Recipient gets $9,323,360.00 Minutes | |
Ways to receive money in Colombia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 2330.8400 COP $9,323,360.00You pay$4,000.00 Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay Free1 AUD = 2330.8400 COP $9,323,360.00You pay$4,000.00 TransfiyaMinutesAvailable via:Banks via Trasnfiya Free1 AUD = 2330.8400 COP $9,323,360.00You pay$4,000.00 Bre-BMinutesAvailable via:Bre-B Free1 AUD = 2330.8400 COP $9,323,360.00You pay$4,000.00 Cash pickupMinutesAvailable via:Exito $2.891 AUD = 2330.8400 COP $9,323,360.00You pay$4,002.89 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 2310.2693 COP +0.43% vs mid-market | Recipient gets $9,241,077.20 6-12 Hours | |
Ways to receive money in Colombia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Nequi, Daviplata $1.991 AUD = 2310.2693 COP $9,241,077.20You pay$4,001.99 Bank deposit6-12 HoursAvailable via:Banco Davivienda, Bancolombia, All Banks $2.491 AUD = 2310.2693 COP $9,241,077.20You pay$4,002.49 Cash pickup6-12 Hours $4.991 AUD = 2307.6394 COP $9,230,557.60You pay$4,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $1.99 1 AUD = 2310.2693 COP +0.43% vs mid-market | Recipient gets $9,241,077.20 6-12 Hours | |
Ways to receive money in Colombia with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Daviplata, Nequi $1.991 AUD = 2310.2693 COP $9,241,077.20You pay$4,001.99 Bank deposit6-12 HoursAvailable via:Banco Davivienda, All Banks, Bancolombia $2.491 AUD = 2310.2693 COP $9,241,077.20You pay$4,002.49 Cash pickup6-12 Hours $4.991 AUD = 2307.6394 COP $9,230,557.60You pay$4,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $62.99 1 AUD = 2310.2693 COP +0.43% vs mid-market | Recipient gets $9,241,077.20 6-12 Hours | |
Ways to receive money in Colombia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Daviplata, Nequi $62.991 AUD = 2310.2693 COP $9,241,077.20You pay$4,062.99 Bank deposit6-12 HoursAvailable via:Banco Davivienda, Bancolombia, All Banks $62.991 AUD = 2310.2693 COP $9,241,077.20You pay$4,062.99 Cash pickup6-12 Hours $62.991 AUD = 2307.6394 COP $9,230,557.60You pay$4,062.99 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 2307.8177 COP +0.54% vs mid-market | Recipient gets $9,231,271.00 Next Day | |
Ways to receive money in Colombia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2307.8177 COP $9,231,271.00You pay$4,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 2307.8177 COP +0.54% vs mid-market | Recipient gets $9,231,271.00 Next Day | |
Ways to receive money in Colombia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2307.8177 COP $9,231,271.00You pay$4,000.00 | |||
| Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 2291.7960 COP +1.23% vs mid-market | Recipient gets $9,167,184.00 6-12 Hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2291.7960 COP $9,167,184.00You pay$4,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $57.30 1 AUD = 2322.6600 COP -0.11% vs mid-market | Recipient gets $9,157,551.58 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $57.301 AUD = 2322.6600 COP $9,157,551.58You pay$4,000.00 | |||
| Wise Pay via Osko | Fees: $57.30 1 AUD = 2322.6600 COP -0.11% vs mid-market | Recipient gets $9,157,551.58 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $57.301 AUD = 2322.6600 COP $9,157,551.58You pay$4,000.00 | |||
| Xe Pay via Debit Card | Fees: $12.00 1 AUD = 2291.7960 COP +1.23% vs mid-market | Recipient gets $9,139,682.45 6-12 Hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $12.001 AUD = 2291.7960 COP $9,139,682.45You pay$4,000.00 | |||
| Wise Pay via Debit Card | Fees: $68.16 1 AUD = 2322.6600 COP -0.11% vs mid-market | Recipient gets $9,132,327.49 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $68.161 AUD = 2322.6600 COP $9,132,327.49You pay$4,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $16.00 1 AUD = 2284.0513 COP +1.57% vs mid-market | Recipient gets $9,099,660.36 Within minutes | |
Ways to receive money in Colombia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $16.001 AUD = 2284.0513 COP $9,099,660.36You pay$4,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Credit Card | Fees: $30.00 1 AUD = 2291.7960 COP +1.23% vs mid-market | Recipient gets $9,098,430.12 6-12 Hours | |
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $30.001 AUD = 2291.7960 COP $9,098,430.12You pay$4,000.00 | |||
| Wise Pay via Credit Card | Fees: $94.66 1 AUD = 2322.6600 COP -0.11% vs mid-market | Recipient gets $9,070,777.00 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer $94.661 AUD = 2322.6600 COP $9,070,777.00You pay$4,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 2320.1980 COP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is TapTap Send at 9,323,360 COP on $4,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 5 ways to pay, including debit card, bank transfer, credit card, poli, and osko.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -0.48% | $0.00 | $2,330,840.00with debit card to bank deposit | +$121,169.23 | |
| $1,500 | -0.48% | $0.00 | $3,496,260.00with debit card to bank deposit | +$53,899.69 | |
| $2,000 | 0.50% | $0.00 | $4,615,636.00with debit card to bank deposit | +$40,145.99 | |
| $3,000 | -0.50% | $0.00 | $6,992,520.00with debit card to bank deposit | +$108,764.58 | |
| $4,000This page | -0.46% | $0.00 | $9,323,360.00with debit card to bank deposit | +$142,481.56 | |
| $7,500 | -0.51% | $0.00 | $17,481,300.00with debit card to bank deposit | +$268,231.79 | |
| $12,000 | -0.51% | $0.00 | $27,970,080.00with debit card to bank deposit | +$436,726.30 | |
| $15,000 | -0.51% | $0.00 | $34,962,600.00with debit card to bank deposit | +$547,477.39 | |
| $100,000 | -0.50% | $0.00 | $233,084,000.00with debit card to bank deposit | +$2,355,456.45 | |
| $250,000 | -0.51% | $0.00 | $582,710,000.00with debit card to bank deposit | +$6,533,550.82 | |
| $500,000 | -0.46% | $0.00 | $1,164,500,000.00with debit card to bank deposit | +$12,432,902.22 |
Mid-market rate: 1 AUD = 2320.1980 COP
6 money transfer companies let you send money from Australia to Colombia.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Colombia.
For example, sending $500 with MoneyGram will get you 9,241,077.2 COP after a $1.99 fee and 0.43% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
TapTap Send takes $0 in fees and -0.46% markup on a $0 transfer, and your COP arrives in minutes.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 1.23% on AUD/COP, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in COP, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and COP in one account, and convert when the rate suits you.
Wise converts $4,000 at -0.11% markup, and the COP sits in your account until you spend or transfer it.
Most useful if you travel often to Colombia, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With TapTap Send, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $4,000 gives your recipient 9,323,360 COP.
You can fund the transfer with debit card, bank transfer, credit card, poli, and osko.
Recipients in the Colombia can collect COP through bank deposit, mobile wallet, cash pickup, transfiya, and bre b.
Your recipient can have COP delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive COP in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via MoneyGram
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Colombia.
You pay $4,000.00
$9,323,360
Cheapest
You pay $4,000.00
$9,323,360
$0
You pay $4,000.00
$9,323,360
$0
You pay $4,000.00
$9,323,360
$0
You pay $4,002.89
$9,323,360
$0
You pay $4,001.99
$9,241,077
-$82,283
You pay $4,002.49
$9,241,077
-$82,283
You pay $4,062.99
$9,241,077
-$82,283
You pay $4,062.99
$9,241,077
-$82,283
You pay $4,000.00
$9,231,271
-$92,089
You pay $4,004.99
$9,230,558
-$92,802
You pay $4,062.99
$9,230,558
-$92,802
You pay $4,000.00
$9,157,552
-$165,808
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $4,000 transfer to Colombia, these are the best options right now:
Cheapest
TapTap Send is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 9,323,360 COP, which is 0.88% more than the next best option.
Fastest
Revolut delivers 9,099,660.36 COP in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Colombia.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Colombia.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/COP rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 2,364.223613 COP
We track 6 companies sending AUD to Colombia, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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