Of the 11 companies we analysed, Remitly is the cheapest app overall for sending $2,000 to Indonesia.
On a 2,000 AUD transfer it will get your recipient 25,100,840 IDR.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/IDR transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $8.70 1 AUD = 12599.9000 IDR +0.15% vs mid-market | Recipient gets Rp 25,090,181.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $8.701 AUD = 12599.9000 IDR Rp 25,090,181.00You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 12471.7490 IDR +1.18% vs mid-market | Recipient gets Rp 24,943,498.00 6-12 Hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 12471.7490 IDR Rp 24,943,498.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 12465.1966 IDR Rp 24,930,393.20You pay$2,002.99 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 12403.4039 IDR Rp 24,806,807.80You pay$2,000.00 | |||
Run a live search Showing top Australia to Indonesia deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much AUD you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 12550.4200 IDR +0.55% vs mid-market | Recipient gets Rp 25,100,840.00 2 Days | |
Ways to receive money in Indonesia with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 12550.4200 IDR Rp 25,100,840.00You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 12547.5987 IDR +0.57% vs mid-market | Recipient gets Rp 25,095,200.00 Next Day | |
Ways to receive money in Indonesia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 12547.5987 IDR Rp 25,095,200.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 12547.5987 IDR +0.57% vs mid-market | Recipient gets Rp 25,095,200.00 Next Day | |
Ways to receive money in Indonesia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 12547.5987 IDR Rp 25,095,200.00You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 12565.3829 IDR +0.43% vs mid-market | Recipient gets Rp 25,093,069.61 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 12565.3829 IDR Rp 25,093,069.61You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank Transfer | Fees: $8.70 1 AUD = 12599.9000 IDR +0.15% vs mid-market | Recipient gets Rp 25,090,181.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $8.701 AUD = 12599.9000 IDR Rp 25,090,181.00You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $8.70 1 AUD = 12599.9000 IDR +0.15% vs mid-market | Recipient gets Rp 25,090,181.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $8.701 AUD = 12599.9000 IDR Rp 25,090,181.00You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 12537.3615 IDR +0.65% vs mid-market | Recipient gets Rp 25,074,722.99 6-12 Hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 12537.3615 IDR Rp 25,074,722.99You pay$2,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 12571.3935 IDR +0.38% vs mid-market | Recipient gets Rp 25,067,484.35 6-12 Hours | |
Ways to receive money in Indonesia with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 12571.3935 IDR Rp 25,067,484.35You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 12549.5000 IDR +0.56% vs mid-market | Recipient gets Rp 25,062,731.95 6-12 Hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Bank deposit6-12 Hours $2.891 AUD = 12530.6000 IDR Rp 25,024,986.57You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 12549.5000 IDR +0.56% vs mid-market | Recipient gets Rp 25,062,731.95 6-12 Hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Bank deposit6-12 Hours $2.891 AUD = 12530.6000 IDR Rp 25,024,986.57You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 12549.5000 IDR +0.56% vs mid-market | Recipient gets Rp 25,062,731.95 6-12 Hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 12549.5000 IDR Rp 25,062,731.95You pay$2,000.00 Bank deposit6-12 Hours $2.891 AUD = 12530.6000 IDR Rp 25,024,986.57You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 12519.4299 IDR +0.80% vs mid-market | Recipient gets Rp 25,038,859.80 6-12 Hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 12519.4299 IDR Rp 25,038,859.80You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $14.24 1 AUD = 12599.9000 IDR +0.15% vs mid-market | Recipient gets Rp 25,020,377.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $14.241 AUD = 12599.9000 IDR Rp 25,020,377.00You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 12500.0000 IDR +0.95% vs mid-market | Recipient gets Rp 25,000,000.00 Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 12500.0000 IDR Rp 25,000,000.00You pay$2,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 AUD = 12500.0000 IDR Rp 25,000,000.00You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 12519.4299 IDR +0.80% vs mid-market | Recipient gets Rp 24,963,743.22 6-12 Hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 12519.4299 IDR Rp 24,963,743.22You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 12471.7490 IDR +1.18% vs mid-market | Recipient gets Rp 24,943,498.00 6-12 Hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 12471.7490 IDR Rp 24,943,498.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 12465.1966 IDR Rp 24,930,393.20You pay$2,002.99 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 12403.4039 IDR Rp 24,806,807.80You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 12471.7490 IDR +1.18% vs mid-market | Recipient gets Rp 24,943,498.00 6-12 Hours | |
Ways to receive money in Indonesia with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 12471.7490 IDR Rp 24,943,498.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 12465.1966 IDR Rp 24,930,393.20You pay$2,002.99 Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 12403.4039 IDR Rp 24,806,807.80You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 12471.7490 IDR +1.18% vs mid-market | Recipient gets Rp 24,943,498.00 6-12 Hours | |
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 12471.7490 IDR Rp 24,943,498.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 12465.1966 IDR Rp 24,930,393.20You pay$2,032.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 12403.4039 IDR Rp 24,806,807.80You pay$2,032.99 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 12519.4299 IDR +0.80% vs mid-market | Recipient gets Rp 24,851,068.35 6-12 Hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 12519.4299 IDR Rp 24,851,068.35You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $27.77 1 AUD = 12599.9000 IDR +0.15% vs mid-market | Recipient gets Rp 24,849,901.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.771 AUD = 12599.9000 IDR Rp 24,849,901.00You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 12323.6000 IDR +2.37% vs mid-market | Recipient gets Rp 24,647,200.00 2 Days | |
Ways to receive money in Indonesia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 12323.6000 IDR Rp 24,647,200.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 12323.6000 IDR +2.37% vs mid-market | Recipient gets Rp 24,647,200.00 2 Days | |
Ways to receive money in Indonesia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 12323.6000 IDR Rp 24,647,200.00You pay$2,020.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 12146.2601 IDR +3.82% vs mid-market | Recipient gets Rp 24,292,520.14 3-5 Days | |
Ways to receive money in Indonesia with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 12146.2601 IDR Rp 24,292,520.14You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 12619.3875 IDR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitly at 25,100,840 IDR on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including bank transfer, debit card, credit card, payto, osko, payid, and poli.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.05% | $0.00 | Rp 12,597,900.00with debit card to bank deposit | +Rp 145,908.00 | |
| $1,500 | 0.05% | $0.00 | Rp 18,896,900.00with debit card to bank deposit | +Rp 185,580.36 | |
| $2,000This page | 0.55% | $0.00 | Rp 25,100,840.00with payto to bank deposit | +Rp 142,733.99 | |
| $3,000 | 0.09% | $12.49 | Rp 37,688,634.00with bank transfer to bank deposit | +Rp 239,503.03 | |
| $7,500 | 0.50% | $0.00 | Rp 94,187,963.60with bank transfer to bank deposit | +Rp 414,267.74 | |
| $12,000 | 0.27% | $0.00 | Rp 151,049,095.23with bank transfer to bank deposit | +Rp 1,018,078.01 | |
| $15,000 | 0.27% | $0.00 | Rp 188,724,332.26with bank transfer to bank deposit | +Rp 1,369,111.86 | |
| $100,000 | 0.25% | $0.00 | Rp 1,258,960,070.60with bank transfer to bank deposit | +Rp 8,608,019.82 | |
| $250,000 | 0.20% | $0.00 | Rp 3,149,064,913.67with bank transfer to bank deposit | +Rp 23,075,722.22 | |
| $500,000 | 0.20% | $0.00 | Rp 6,300,205,822.53with bank transfer to bank deposit | +Rp 50,801,630.91 |
Mid-market rate: 1 AUD = 12619.3875 IDR
11 money transfer companies let you send money from Australia to Indonesia.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Indonesia.
For example, sending $500 with Remitly will get you 25,100,840 IDR after a $0 fee and 0.55% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Remitly takes $0 in fees and 0.55% markup on a $0 transfer, and your IDR arrives in 2 days.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/IDR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in IDR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and IDR in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.43% markup, and the IDR sits in your account until you spend or transfer it.
Most useful if you travel often to Indonesia, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 3.82% markup and delivers 24,292,520.14 IDR, against 25,100,840 IDR via Remitly (the cheapest option).
With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 25,100,840 IDR.
You can fund the transfer with bank transfer, debit card, credit card, payto, osko, payid, and poli.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Indonesia can collect IDR through bank deposit, mobile wallet, and cash pickup.
Your recipient can have IDR delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive IDR in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Indonesia.
You pay $2,000.00
Rp25,100,840
Cheapest
You pay $2,000.00
Rp25,095,200
-Rp5,640
You pay $2,000.00
Rp25,095,200
-Rp5,640
You pay $2,000.00
Rp25,090,181
-Rp10,659
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,062,732
-Rp38,108
You pay $2,000.00
Rp25,024,987
-Rp75,853
You pay $2,000.00
Rp25,024,987
-Rp75,853
You pay $2,002.99
Rp24,943,498
-Rp157,342
You pay $2,002.99
Rp24,930,393
-Rp170,447
You pay $2,000.00
Rp24,806,808
-Rp294,032
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Indonesia, these are the best options right now:
Cheapest
Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 25,100,840 IDR, which is 0.02% more than the next best option.
Fastest
Revolut delivers 25,093,069.61 IDR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Indonesia.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Indonesia.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/IDR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 12,671.446179 IDR
We track 11 companies sending AUD to Indonesia, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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