How to send money to UAE from Australia with the best AUD-AED rate

Of the 11 companies we analysed, Remitly is the cheapest app overall for sending $2,000 to United Arab Emirates.

On a 2,000 AUD transfer it will get your recipient 5,148.6 AED.

Best companies for AUD/AED transfers

11 of 11 providers

Last updated on 28 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/AED transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $10.03 1 AUD = 2.5777 AED -0.02% vs mid-market Recipient gets AED 5,129.51 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$10.031 AUD = 2.5777 AED
AED 5,129.51You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 2.5538 AED +0.91% vs mid-market Recipient gets AED 5,107.60 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5538 AED
AED 5,107.60You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4695 AED
AED 4,939.00You pay$2,003.99

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Showing top Australia to United Arab Emirates deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 2.5743 AED +0.11% vs mid-market Recipient gets AED 5,148.60 2 Days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 2.5743 AED
AED 5,148.60You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.70 1 AUD = 2.5753 AED +0.07% vs mid-market Recipient gets AED 5,141.11 Same day
Receive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
$3.701 AUD = 2.5753 AED
AED 5,141.11You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $10.03 1 AUD = 2.5777 AED -0.02% vs mid-market Recipient gets AED 5,129.51 Same day
FastestRecommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$10.031 AUD = 2.5777 AED
AED 5,129.51You pay$2,000.00

Wise

Pay via Osko
Fees: $10.03 1 AUD = 2.5777 AED -0.02% vs mid-market Recipient gets AED 5,129.51 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$10.031 AUD = 2.5777 AED
AED 5,129.51You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 2.5627 AED +0.56% vs mid-market Recipient gets AED 5,125.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 2.5627 AED
AED 5,125.40You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 2.5627 AED +0.56% vs mid-market Recipient gets AED 5,125.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 2.5627 AED
AED 5,125.40You pay$2,020.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5603 AED +0.65% vs mid-market Recipient gets AED 5,120.63 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5603 AED
AED 5,120.63You pay$2,000.00

Wise

Pay via Debit Card
Fees: $15.56 1 AUD = 2.5777 AED -0.02% vs mid-market Recipient gets AED 5,115.25 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$15.561 AUD = 2.5777 AED
AED 5,115.25You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 2.5538 AED +0.91% vs mid-market Recipient gets AED 5,107.60 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5538 AED
AED 5,107.60You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4695 AED
AED 4,939.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 2.5538 AED +0.91% vs mid-market Recipient gets AED 5,107.60 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5538 AED
AED 5,107.60You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4695 AED
AED 4,939.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 2.5538 AED +0.91% vs mid-market Recipient gets AED 5,107.60 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$32.991 AUD = 2.5538 AED
AED 5,107.60You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 2.4695 AED
AED 4,939.00You pay$2,032.99

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5501 AED +1.05% vs mid-market Recipient gets AED 5,100.20 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5501 AED
AED 5,100.20You pay$2,000.00

Wise

Pay via Credit Card
Fees: $29.08 1 AUD = 2.5777 AED -0.02% vs mid-market Recipient gets AED 5,080.40 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$29.081 AUD = 2.5777 AED
AED 5,080.40You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5369 AED +1.57% vs mid-market Recipient gets AED 5,073.72 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5369 AED
AED 5,073.72You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5307 AED +1.80% vs mid-market Recipient gets AED 5,061.36 Next Day

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.5307 AED
AED 5,061.36You pay$2,000.00

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 2.5369 AED +1.57% vs mid-market Recipient gets AED 5,058.50 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 2.5369 AED
AED 5,058.50You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 2.5238 AED +2.09% vs mid-market Recipient gets AED 5,040.31 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.891 AUD = 2.5238 AED
AED 5,040.31You pay$2,000.00
Bank deposit6-12 Hours
$2.891 AUD = 2.5236 AED
AED 5,039.91You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 2.5238 AED +2.09% vs mid-market Recipient gets AED 5,040.31 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.891 AUD = 2.5238 AED
AED 5,040.31You pay$2,000.00
Bank deposit6-12 Hours
$2.891 AUD = 2.5236 AED
AED 5,039.91You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 2.5238 AED +2.09% vs mid-market Recipient gets AED 5,040.31 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.891 AUD = 2.5238 AED
AED 5,040.31You pay$2,000.00
Bank deposit6-12 Hours
$2.891 AUD = 2.5236 AED
AED 5,039.91You pay$2,000.00

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 2.5369 AED +1.57% vs mid-market Recipient gets AED 5,035.67 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 2.5369 AED
AED 5,035.67You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.4889 AED +3.48% vs mid-market Recipient gets AED 4,977.86 3-5 Days
0 reviews

Ways to receive money in United Arab Emirates with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 2.4889 AED
AED 4,977.86You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 2.4647 AED +4.46% vs mid-market Recipient gets AED 4,929.40 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.4647 AED
AED 4,929.40You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.4647 AED +4.46% vs mid-market Recipient gets AED 4,929.40 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.4647 AED
AED 4,929.40You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 2.5771 AED Updates every 60 minutes.

How to send money from Australia to UAE

Pick a company

Start with the cheapest, which is Remitly at 5,148.6 AED on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payto, osko, poli, and payid.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to UAE?

How much AUD you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.13%$0.00AED 2,574.30with payto to bank deposit+AED 42.14
$1,500-0.03%$0.00AED 3,867.75with payid to bank deposit+AED 56.66
$2,000This page0.11%$0.00AED 5,148.60with payto to bank deposit+AED 73.57
$3,0000.13%$9.50AED 7,697.34with bank transfer to bank deposit+AED 90.30
$7,5000.30%$0.00AED 19,269.22with bank transfer to bank deposit+AED 184.47
$12,0000.25%$0.00AED 30,846.21with bank transfer to bank deposit+AED 200.13
$15,0000.25%$0.00AED 38,559.42with bank transfer to bank deposit+AED 252.12
$100,0000.20%$0.00AED 257,198.37with bank transfer to bank deposit+AED 1,674.74
$250,0000.15%$0.00AED 643,273.64with bank transfer to bank deposit+AED 4,492.16
$500,0000.15%$0.00AED 1,286,196.31with bank transfer to bank deposit+AED 8,484.07

Mid-market rate: 1 AUD = 2.5771 AED

Ways to send money from Australia to UAE

11 money transfer companies let you send money from Australia to United Arab Emirates.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to United Arab Emirates.

For example, sending $500 with Remitly will get you 5,148.6 AED after a $0 fee and 0.11% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes $0 in fees and 0.11% markup on a $0 transfer, and your AED arrives in 2 days.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/AED, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in AED, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and AED in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.07% markup, and the AED sits in your account until you spend or transfer it.

Most useful if you travel often to the United Arab Emirates, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 3.48% markup and delivers 4,977.86 AED, against 5,148.6 AED via Remitly (the cheapest option).

Ways to fund AUD and receive money in UAE

With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 5,148.6 AED.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, poli, and payid.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the United Arab Emirates can collect AED through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the United Arab Emirates.

  1. 1
    Payto Bank deposit

    You pay $2,000.00

    .د.إ5,149

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay $2,000.00

    .د.إ5,141

    -.د.إ7

  3. 3
    Osko Bank deposit

    You pay $2,000.00

    .د.إ5,130

    -.د.إ19

  4. 4
    Debit card Bank deposit

    You pay $2,000.00

    .د.إ5,125

    -.د.إ23

  5. 5
    Credit card Bank deposit

    You pay $2,020.00

    .د.إ5,125

    -.د.إ23

Show moreShow less
  1. 6
    Poli Bank deposit

    You pay $2,002.99

    .د.إ5,108

    -.د.إ41

  2. 7
    Debit card Cash pickup

    You pay $2,000.00

    .د.إ5,040

    -.د.إ108

  3. 8
    Credit card Cash pickup

    You pay $2,000.00

    .د.إ5,040

    -.د.إ108

  4. 9
    Payid Cash pickup

    You pay $2,000.00

    .د.إ5,040

    -.د.إ108

  5. 10
    Payid Bank deposit

    You pay $2,000.00

    .د.إ5,040

    -.د.إ109

  6. 11
    Poli Cash pickup

    You pay $2,003.99

    .د.إ4,939

    -.د.إ210

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to United Arab Emirates, these are the best options right now:

Cheapest

Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 5,148.6 AED, which is 0.15% more than the next best option.

Fastest

Wise delivers 5,129.51 AED in same day when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in UAE.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the United Arab Emirates.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-AED Exchange Rate

Getting a better AUD to AED rate

Small changes in the AUD/AED rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 2.584483 AED

How we analyse the market

We track 11 companies sending AUD to the United Arab Emirates, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.