How to send money to the UAE from Australia with the best AUD-AED rate

Of the 11 companies we analysed, Remitly is the cheapest app overall for sending A$2,000 to the United Arab Emirates, giving your recipient 5,077 AED.

Best companies for AUD/AED transfers

11 of 11 providers

Last updated on 10 November 2026

Based on 2,000 AUD transfer

Best companies for AUD/AED transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $10.03 1 AUD = 2.5440 AED -0.03% vs mid-market Recipient gets AED 5,062.38 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.031 AUD = 2.5440 AED
AED 5,062.38You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 2.5018 AED +1.64% vs mid-market Recipient gets AED 5,003.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5018 AED
AED 5,003.60You pay$2,000.00

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Showing top Australia to United Arab Emirates deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5385 AED +0.19% vs mid-market Recipient gets AED 5,077.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 2.5385 AED
AED 5,077.00You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 2.5385 AED +0.19% vs mid-market Recipient gets AED 5,077.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 2.5385 AED
AED 5,077.00You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.70 1 AUD = 2.5410 AED +0.09% vs mid-market Recipient gets AED 5,072.59 Within 3 hours
Receive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hours
$3.701 AUD = 2.5410 AED
AED 5,072.59You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $10.03 1 AUD = 2.5440 AED -0.03% vs mid-market Recipient gets AED 5,062.38 Within 3 hours
FastestOur top pick
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.031 AUD = 2.5440 AED
AED 5,062.38You pay$2,000.00

Wise

Pay via Osko
Fees: $10.03 1 AUD = 2.5440 AED -0.03% vs mid-market Recipient gets AED 5,062.38 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$10.031 AUD = 2.5440 AED
AED 5,062.38You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5267 AED +0.65% vs mid-market Recipient gets AED 5,053.50 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5267 AED
AED 5,053.50You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 2.5258 AED +0.69% vs mid-market Recipient gets AED 5,051.60 Within minutes
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 2.5258 AED
AED 5,051.60You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 2.5258 AED +0.69% vs mid-market Recipient gets AED 5,051.60 Within minutes
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 2.5258 AED
AED 5,051.60You pay$2,000.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5248 AED +0.73% vs mid-market Recipient gets AED 5,049.60 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5248 AED
AED 5,049.60You pay$2,000.00

Wise

Pay via Debit Card
Fees: $15.56 1 AUD = 2.5440 AED -0.03% vs mid-market Recipient gets AED 5,048.32 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$15.561 AUD = 2.5440 AED
AED 5,048.32You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 2.5150 AED +1.12% vs mid-market Recipient gets AED 5,030.00 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5150 AED
AED 5,030.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4292 AED
AED 4,858.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 2.5150 AED +1.12% vs mid-market Recipient gets AED 5,030.00 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5150 AED
AED 5,030.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4292 AED
AED 4,858.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $2.99 1 AUD = 2.5150 AED +1.12% vs mid-market Recipient gets AED 5,030.00 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 2.5150 AED
AED 5,030.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 2.4292 AED
AED 4,858.40You pay$2,003.99

Wise

Pay via Credit Card
Fees: $29.08 1 AUD = 2.5440 AED -0.03% vs mid-market Recipient gets AED 5,013.92 Within 3 hours
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
$29.081 AUD = 2.5440 AED
AED 5,013.92You pay$2,000.00

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 2.5018 AED +1.64% vs mid-market Recipient gets AED 5,003.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5018 AED
AED 5,003.60You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.5018 AED +1.64% vs mid-market Recipient gets AED 5,003.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5018 AED
AED 5,003.60You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 2.5018 AED +1.64% vs mid-market Recipient gets AED 5,003.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 2.5018 AED
AED 5,003.60You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.4975 AED +1.80% vs mid-market Recipient gets AED 4,995.00 Next Day

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.4975 AED
AED 4,995.00You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.4647 AED +3.14% vs mid-market Recipient gets AED 4,929.35 3-5 Days
0 reviews

Ways to receive money in United Arab Emirates with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 2.4647 AED
AED 4,929.35You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 2.4553 AED +3.52% vs mid-market Recipient gets AED 4,903.50 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 2.4553 AED +3.52% vs mid-market Recipient gets AED 4,903.50 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 2.4553 AED +3.52% vs mid-market Recipient gets AED 4,903.50 6-12 Hours

Ways to receive money in United Arab Emirates with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 2.4553 AED
AED 4,903.50You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 2.4094 AED +5.40% vs mid-market Recipient gets AED 4,818.89 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.4094 AED
AED 4,818.89You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 2.4094 AED +5.40% vs mid-market Recipient gets AED 4,818.89 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 2.4094 AED
AED 4,818.89You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 2.5433 AED Updates every 60 minutes.

How to send money from Australia to UAE

Pick a company

Start with the cheapest, which is Remitly at 5,077 AED on A$2,000.

Remitly was the cheapest on 23 of the 30 days it quoted A$2,000 transfers to the UAE.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, PayTo, osko, POLi, and PayID.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to UAE?

How much AUD you send to the UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 68% of the transfers up to A$2,000 it quoted, and in 66% of all the transfers it quoted.

Cheapest service
$1,0000.20%$0.00AED 2,538.60with bank transfer to bank deposit+AED 46.57
$1,5000.20%$0.00AED 3,807.90with bank transfer to bank deposit+AED 58.81
$2,000This page0.19%$0.00AED 5,077.00with bank transfer to bank deposit+AED 77.28
$2,1000.04%$0.00AED 5,339.88with payid to bank deposit+AED 81.93
$3,0000.20%$0.00AED 7,615.80with bank transfer to bank deposit+AED 95.47
$7,5000.30%$0.00AED 19,020.47with bank transfer to bank deposit+AED 200.14
$12,0000.25%$0.00AED 30,448.12with bank transfer to bank deposit+AED 194.20
$15,0000.25%$0.00AED 38,060.16with bank transfer to bank deposit+AED 240.15
$50,0000.20%$0.00AED 126,933.52with bank transfer to bank deposit+AED 802.08
$100,0000.20%$0.00AED 253,628.93with bank transfer to bank deposit+AED 1,527.50
$250,0000.15%$0.00AED 634,969.61with bank transfer to bank deposit+AED 4,202.19
$500,0000.15%$0.00AED 1,269,145.92with bank transfer to bank deposit+AED 7,066.26

Mid-market rate: 1 AUD = 2.5433 AED

AUD/AED Exchange Rate History

Is today a good time to send money from Australia to UAE?

The cheapest way to send AUD to AED can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 2,000 AUD transfers to the UAE.

AED received for $2,000, after fees

Tue, 10 Nov 2026Mid-market rateAED 5,086.56 Remitly AED 5,077.00 NAB AED 4,929.35RemitlyAED 5,077.00RevolutAED 5,072.59WiseAED 5,062.38Extra cost of a bankAED 147.65

4,800
4,900
5,000
5,100
5,200
At the mid-market rateWith the cheapest optionWith a bankRemitlyRevolutWise
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5636 – AED 5,127.10
Remitly Cheapest 2.5600 $0.00 AED 5,120.00 −AED 7.10
Revolut 2.5615 $3.70 AED 5,113.55 −AED 13.55
Wise 2.5639 $10.03 AED 5,102.16 −AED 24.94
NAB 2.4952 $0.00 AED 4,990.32 −AED 136.78
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5590 – AED 5,117.96
Remitly Cheapest 2.5549 $0.00 AED 5,109.80 −AED 8.16
Revolut 2.5570 $3.70 AED 5,104.49 −AED 13.47
Wise 2.5593 $10.03 AED 5,093.03 −AED 24.93
NAB 2.4913 $0.00 AED 4,982.67 −AED 135.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5736 – AED 5,147.11
Remitly Cheapest 2.5695 $0.00 AED 5,139.00 −AED 8.11
Revolut 2.5715 $3.70 AED 5,133.43 −AED 13.68
Wise 2.5741 $10.03 AED 5,122.32 −AED 24.79
NAB 2.5045 $0.00 AED 5,009.04 −AED 138.07
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5484 – AED 5,096.80
Remitly Cheapest 2.5449 $0.00 AED 5,089.80 −AED 7.00
Revolut 2.5462 $3.70 AED 5,082.88 −AED 13.92
Wise 2.5487 $10.03 AED 5,071.76 −AED 25.04
NAB 2.5045 $0.00 AED 5,009.04 −AED 87.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5546 – AED 5,109.22
Remitly Cheapest 2.5508 $0.00 AED 5,101.60 −AED 7.62
Revolut 2.5527 $3.70 AED 5,095.89 −AED 13.33
Wise 2.5549 $10.03 AED 5,084.25 −AED 24.97
NAB 2.4846 $0.00 AED 4,969.18 −AED 140.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5575 – AED 5,115.06
Remitly Cheapest 2.5472 $0.00 AED 5,094.40 −AED 20.66
Wise 2.5511 $10.03 AED 5,076.67 −AED 38.39
Revolut 2.5417 $23.70 AED 5,023.18 −AED 91.88
NAB 2.4628 $0.00 AED 4,925.52 −AED 189.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5575 – AED 5,115.06
Remitly Cheapest 2.5474 $0.00 AED 5,094.80 −AED 20.26
Wise 2.5511 $10.03 AED 5,076.67 −AED 38.39
Revolut 2.5417 $23.70 AED 5,023.18 −AED 91.88
NAB 2.4628 $0.00 AED 4,925.52 −AED 189.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5622 – AED 5,124.49
Instarem Cheapest 2.5620 $0.00 AED 5,124.00 −AED 0.49
Remitly 2.5586 $0.00 AED 5,117.20 −AED 7.29
Revolut 2.5606 $3.70 AED 5,111.74 −AED 12.75
Wise 2.5630 $10.03 AED 5,100.25 −AED 24.24
NAB 2.4918 $0.00 AED 4,983.60 −AED 140.89
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5693 – AED 5,138.53
Remitly Cheapest 2.5655 $0.00 AED 5,131.00 −AED 7.53
Wise 2.5696 $10.03 AED 5,113.43 −AED 25.10
NAB 2.4918 $0.00 AED 4,983.60 −AED 154.93
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5777 – AED 5,155.45
Remitly Cheapest 2.5749 $0.00 AED 5,149.80 −AED 5.65
Revolut 2.5756 $3.70 AED 5,141.75 −AED 13.70
Wise 2.5780 $10.03 AED 5,130.22 −AED 25.23
NAB 2.5098 $0.00 AED 5,019.69 −AED 135.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5759 – AED 5,151.90
Remitly Cheapest 2.5717 $0.00 AED 5,143.40 −AED 8.50
Revolut 2.5742 $3.70 AED 5,138.85 −AED 13.05
Wise 2.5762 $10.03 AED 5,126.58 −AED 25.32
NAB 2.5044 $0.00 AED 5,008.78 −AED 143.12
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5784 – AED 5,156.70
Revolut Cheapest 2.5760 $3.70 AED 5,142.43 −AED 14.27
Remitly 2.5704 $0.00 AED 5,140.80 −AED 15.90
Wise 2.5788 $10.03 AED 5,131.75 −AED 24.95
NAB 2.5044 $0.00 AED 5,008.78 −AED 147.92
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5619 – AED 5,123.88
Remitly Cheapest 2.5782 $0.00 AED 5,156.40 +AED 32.52
Wise 2.5839 $10.03 AED 5,141.94 +AED 18.06
Revolut 2.5750 $23.70 AED 5,089.01 −AED 34.87
NAB 2.4931 $0.00 AED 4,986.20 −AED 137.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5619 – AED 5,123.88
Remitly Cheapest 2.5780 $0.00 AED 5,156.00 +AED 32.12
Wise 2.5839 $10.03 AED 5,141.94 +AED 18.06
Revolut 2.5750 $23.70 AED 5,089.01 −AED 34.87
NAB 2.4931 $0.00 AED 4,986.20 −AED 137.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5806 – AED 5,161.12
Instarem Cheapest 2.5795 $0.00 AED 5,159.00 −AED 2.12
Remitly 2.5746 $0.00 AED 5,149.20 −AED 11.92
Revolut 2.5780 $3.70 AED 5,146.52 −AED 14.60
Wise 2.5806 $10.03 AED 5,135.42 −AED 25.70
NAB 2.5110 $0.00 AED 5,022.04 −AED 139.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5766 – AED 5,153.18
Instarem Cheapest 2.5770 $0.00 AED 5,154.00 +AED 0.82
Remitly 2.5733 $0.00 AED 5,146.60 −AED 6.58
Revolut 2.5744 $3.70 AED 5,139.28 −AED 13.90
Wise 2.5766 $10.03 AED 5,127.38 −AED 25.80
NAB 2.5085 $0.00 AED 5,016.98 −AED 136.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5823 – AED 5,164.67
Remitly Cheapest 2.5781 $0.00 AED 5,156.20 −AED 8.47
Revolut 2.5801 $3.70 AED 5,150.56 −AED 14.11
Wise 2.5823 $10.03 AED 5,138.70 −AED 25.97
NAB 2.5144 $0.00 AED 5,028.73 −AED 135.94
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5873 – AED 5,174.51
Remitly Cheapest 2.5827 $0.00 AED 5,165.40 −AED 9.11
Revolut 2.5851 $3.70 AED 5,160.60 −AED 13.91
Wise 2.5876 $10.03 AED 5,149.31 −AED 25.20
NAB 2.5162 $0.00 AED 5,032.43 −AED 142.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5801 – AED 5,160.23
Remitly Cheapest 2.5765 $0.00 AED 5,153.00 −AED 7.23
Revolut 2.5777 $3.70 AED 5,145.94 −AED 14.29
Wise 2.5803 $10.03 AED 5,134.68 −AED 25.55
NAB 2.5110 $0.00 AED 5,022.09 −AED 138.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5814 – AED 5,162.81
Remitly Cheapest 2.5776 $0.00 AED 5,155.20 −AED 7.61
Wise 2.5826 $10.03 AED 5,139.38 −AED 23.43
Revolut 2.5736 $23.70 AED 5,086.29 −AED 76.52
NAB 2.4937 $0.00 AED 4,987.30 −AED 175.51
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5814 – AED 5,162.81
Instarem Cheapest 2.5818 $0.00 AED 5,163.60 +AED 0.79
Remitly 2.5774 $0.00 AED 5,154.80 −AED 8.01
Wise 2.5826 $10.03 AED 5,139.38 −AED 23.43
Revolut 2.5736 $23.70 AED 5,086.29 −AED 76.52
NAB 2.4938 $0.00 AED 4,987.60 −AED 175.21
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5774 – AED 5,154.72
Remitly Cheapest 2.5730 $0.00 AED 5,146.00 −AED 8.72
Revolut 2.5753 $3.70 AED 5,141.01 −AED 13.71
Wise 2.5777 $10.03 AED 5,129.57 −AED 25.15
NAB 2.4938 $0.00 AED 4,987.60 −AED 167.12
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5635 – AED 5,126.97
Instarem Cheapest 2.5634 $0.00 AED 5,126.80 −AED 0.17
Remitly 2.5573 $0.00 AED 5,114.60 −AED 12.37
Revolut 2.5615 $3.70 AED 5,113.43 −AED 13.54
Wise 2.5638 $10.03 AED 5,101.79 −AED 25.18
NAB 2.4961 $0.00 AED 4,992.26 −AED 134.71
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5636 – AED 5,127.11
Remitly Cheapest 2.5579 $0.00 AED 5,115.80 −AED 11.31
Revolut 2.5612 $3.70 AED 5,112.90 −AED 14.21
Wise 2.5634 $10.03 AED 5,101.07 −AED 26.04
NAB 2.4961 $0.00 AED 4,992.26 −AED 134.85
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5766 – AED 5,153.26
Remitly Cheapest 2.5706 $0.00 AED 5,141.20 −AED 12.06
Revolut 2.5742 $3.70 AED 5,138.86 −AED 14.40
Wise 2.5768 $10.03 AED 5,127.73 −AED 25.53
NAB 2.5090 $0.00 AED 5,018.01 −AED 135.25
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5286 – AED 5,057.12
Remitly Cheapest 2.5227 $0.00 AED 5,045.40 −AED 11.72
Revolut 2.5268 $3.70 AED 5,044.32 −AED 12.80
Wise 2.5285 $10.03 AED 5,031.70 −AED 25.42
NAB 2.5090 $0.00 AED 5,018.01 −AED 39.11
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5248 – AED 5,049.70
Instarem Cheapest 2.5207 $0.00 AED 5,041.40 −AED 8.30
Remitly 2.5159 $0.00 AED 5,031.80 −AED 17.90
Wise 2.5221 $10.03 AED 5,018.84 −AED 30.86
Revolut 2.5120 $23.70 AED 4,964.53 −AED 85.17
NAB 2.4330 $0.00 AED 4,865.98 −AED 183.72
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5289 – AED 5,057.77
Remitly Cheapest 2.5159 $0.00 AED 5,031.80 −AED 25.97
Wise 2.5221 $10.03 AED 5,018.84 −AED 38.93
Revolut 2.5120 $23.70 AED 4,964.53 −AED 93.24
NAB 2.4330 $0.00 AED 4,865.98 −AED 191.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5310 – AED 5,061.94
Remitly Cheapest 2.5264 $0.00 AED 5,052.80 −AED 9.14
Revolut 2.5290 $3.70 AED 5,048.65 −AED 13.29
Wise 2.5316 $10.03 AED 5,037.85 −AED 24.09
NAB 2.4647 $0.00 AED 4,929.35 −AED 132.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5433 – AED 5,086.56
Remitly Cheapest 2.5385 $0.00 AED 5,077.00 −AED 9.56
Revolut 2.5410 $3.70 AED 5,072.59 −AED 13.97
Wise 2.5440 $10.03 AED 5,062.38 −AED 24.18
NAB 2.4647 $0.00 AED 4,929.35 −AED 157.21

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AED per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 4 of the last 30 days.

Right now, Remitly pays 5,077 AED on 2,000 AUD, which is 9.56 AED less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 5,165.40 AED.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the UAE.

We've tracked 358 comparisons to check how often today's top companies were the cheapest across 12 amounts over the past month.

  1. RemitlyAppeared in 132 comparisons

    Cheapest in 66% of them

  2. RevolutAppeared in 330 comparisons

    Cheapest in 2% of them

  3. WiseAppeared in 351 comparisons

    Cheapest in 7% of them

  4. NABAppeared in 136 comparisons

    Never the cheapest

Based on 358 comparisons across 12 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to the UAE.

Ways to send money from Australia to UAE

11 money transfer companies let you send money from Australia to the United Arab Emirates.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to the United Arab Emirates.

For example, sending A$2,000 with Remitly will get you 5,077 AED after a A$0 fee and 0.19% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes A$0 in fees and 0.19% markup on a A$2,000 transfer, and your AED arrives in within a week.

Over the past month, Remitly was the cheapest app on 77% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/AED, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 39% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in AED, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and AED in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.09% markup, and the AED sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

Most useful if you travel often to the United Arab Emirates, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 3.14% markup and delivers 4,929.35 AED, against 5,077 AED via Remitly (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in UAE

With Remitly, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 5,077 AED.

Our data shows that Remitly gets your recipient 147.65 AED more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, PayTo, osko, POLi, and PayID.

You can pay with PayID

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the United Arab Emirates can collect AED through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the United Arab Emirates.

  1. 1
    Bank transfer Bank deposit

    You pay A$2,000.00

    AED5,077

    Cheapest

  2. 2
    PayTo Bank deposit

    You pay A$2,000.00

    AED5,077

    AED0

  3. 3
    Osko Bank deposit

    You pay A$2,000.00

    AED5,062

    -AED15

  4. 4
    Debit card Bank deposit

    You pay A$2,000.00

    AED5,052

    -AED25

  5. 5
    Credit card Bank deposit

    You pay A$2,000.00

    AED5,052

    -AED25

Show moreShow less
  1. 6
    POLi Bank deposit

    You pay A$2,002.99

    AED5,030

    -AED47

  2. 7
    Debit card Cash pickup

    You pay A$2,000.00

    AED4,904

    -AED173

  3. 8
    Credit card Cash pickup

    You pay A$2,000.00

    AED4,904

    -AED173

  4. 9
    PayID Bank deposit

    You pay A$2,000.00

    AED4,904

    -AED173

  5. 10
    PayID Cash pickup

    You pay A$2,000.00

    AED4,904

    -AED173

  6. 11
    POLi Cash pickup

    You pay A$2,003.99

    AED4,858

    -AED219

Consider this before sending AUD to UAE

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/AED transfer options

For a A$2,000 transfer to the United Arab Emirates, these are the best options right now:

Cheapest

Remitly is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 5,077 AED, which is 0.09% more than the next best option.

Fastest

Wise delivers 5,062.38 AED in same day when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in the UAE.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the United Arab Emirates.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 11 companies sending AUD to the United Arab Emirates, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 358 comparisons across 12 amounts.

This page covers the cheapest and fastest options for AUD/AED transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.