Of the 12 companies we analysed, Revolut is the cheapest app overall for sending $2,000 to Japan.
On a 2,000 AUD transfer it will get your recipient 220,526 JPY.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/JPY transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $10.13 1 AUD = 110.6350 JPY -0.02% vs mid-market | Recipient gets ¥220,149.00 Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $10.131 AUD = 110.6350 JPY ¥220,149.00You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $3.99 1 AUD = 108.1000 JPY +2.30% vs mid-market | Recipient gets ¥216,200.00 6-12 Hours | |
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 108.1000 JPY ¥216,200.00You pay$2,003.99 | |||
Run a live search Showing top Australia to Japan deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to JPY rates. | |||
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much AUD you're planning to spend in Japan. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 110.4290 JPY +0.17% vs mid-market | Recipient gets ¥220,526.00 Same day | |
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $3.001 AUD = 110.4290 JPY ¥220,526.00You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank Transfer | Fees: $10.13 1 AUD = 110.6350 JPY -0.02% vs mid-market | Recipient gets ¥220,149.00 Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $10.131 AUD = 110.6350 JPY ¥220,149.00You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $10.13 1 AUD = 110.6350 JPY -0.02% vs mid-market | Recipient gets ¥220,149.00 Same day | |
Ways to receive money in Japan with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $10.131 AUD = 110.6350 JPY ¥220,149.00You pay$2,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 AUD = 109.9715 JPY +0.58% vs mid-market | Recipient gets ¥219,943.00 6-12 Hours | |
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 109.9715 JPY ¥219,943.00You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 109.8964 JPY +0.65% vs mid-market | Recipient gets ¥219,792.88 6-12 Hours | |
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 109.8964 JPY ¥219,792.88You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $15.66 1 AUD = 110.6350 JPY -0.02% vs mid-market | Recipient gets ¥219,537.00 Same day | |
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $15.661 AUD = 110.6350 JPY ¥219,537.00You pay$2,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 110.0122 JPY +0.55% vs mid-market | Recipient gets ¥219,365.43 6-12 Hours | |
Ways to receive money in Japan with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 110.0122 JPY ¥219,365.43You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 109.6632 JPY +0.86% vs mid-market | Recipient gets ¥219,327.00 Next Day | |
Ways to receive money in Japan with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 109.6632 JPY ¥219,327.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 109.6632 JPY +0.86% vs mid-market | Recipient gets ¥219,327.00 Next Day | |
Ways to receive money in Japan with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 109.6632 JPY ¥219,327.00You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 109.1906 JPY +1.30% vs mid-market | Recipient gets ¥218,381.16 6-12 Hours | |
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 109.1906 JPY ¥218,381.16You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $29.17 1 AUD = 110.6350 JPY -0.02% vs mid-market | Recipient gets ¥218,043.00 Same day | |
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $29.171 AUD = 110.6350 JPY ¥218,043.00You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 109.1906 JPY +1.30% vs mid-market | Recipient gets ¥217,726.02 6-12 Hours | |
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 109.1906 JPY ¥217,726.02You pay$2,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 AUD = 108.6244 JPY +1.80% vs mid-market | Recipient gets ¥217,248.72 Next Day | |
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 108.6244 JPY ¥217,248.72You pay$2,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 108.5000 JPY +1.93% vs mid-market | Recipient gets ¥217,000.00 2 Days | |
Ways to receive money in Japan with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 108.5000 JPY ¥217,000.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 108.5000 JPY +1.93% vs mid-market | Recipient gets ¥217,000.00 2 Days | |
Ways to receive money in Japan with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 108.5000 JPY ¥217,000.00You pay$2,020.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 108.5000 JPY +1.93% vs mid-market | Recipient gets ¥217,000.00 2 Days | |
Ways to receive money in Japan with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 108.5000 JPY ¥217,000.00You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 109.1906 JPY +1.30% vs mid-market | Recipient gets ¥216,743.30 6-12 Hours | |
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 109.1906 JPY ¥216,743.30You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $3.99 1 AUD = 108.1000 JPY +2.30% vs mid-market | Recipient gets ¥216,200.00 6-12 Hours | |
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 108.1000 JPY ¥216,200.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $3.99 1 AUD = 108.1000 JPY +2.30% vs mid-market | Recipient gets ¥216,200.00 6-12 Hours | |
Ways to receive money in Japan with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 108.1000 JPY ¥216,200.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 108.1000 JPY +2.30% vs mid-market | Recipient gets ¥216,200.00 6-12 Hours | |
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 108.1000 JPY ¥216,200.00You pay$2,032.99 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 108.1930 JPY +2.21% vs mid-market | Recipient gets ¥216,073.32 6-12 Hours | |
Ways to receive money in Japan with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 108.1930 JPY ¥216,073.32You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 108.1930 JPY +2.21% vs mid-market | Recipient gets ¥216,073.32 6-12 Hours | |
Ways to receive money in Japan with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 108.1930 JPY ¥216,073.32You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 108.1930 JPY +2.21% vs mid-market | Recipient gets ¥216,073.32 6-12 Hours | |
Ways to receive money in Japan with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 108.1930 JPY ¥216,073.32You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 107.2751 JPY +3.07% vs mid-market | Recipient gets ¥214,550.00 3-5 Days | |
Ways to receive money in Japan with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 107.2751 JPY ¥214,550.00You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 110.6154 JPY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Revolut at 220,526 JPY on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including bank transfer, debit card, credit card, osko, payto, poli, and payid.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.30% | $2.05 | ¥110,173.00with bank transfer to bank deposit | +¥1,318.85 | |
| $1,500 | 0.19% | $2.25 | ¥165,387.00with bank transfer to bank deposit | +¥1,870.94 | |
| $2,000This page | 0.17% | $3.00 | ¥220,526.00with bank transfer to bank deposit | +¥2,666.48 | |
| $3,000 | 0.01% | $13.92 | ¥329,827.00with bank transfer to bank deposit | +¥2,220.22 | |
| $7,500 | 0.30% | $0.00 | ¥827,427.14with bank transfer to bank deposit | +¥6,564.86 | |
| $12,000 | 0.25% | $0.00 | ¥1,324,547.35with bank transfer to bank deposit | +¥10,110.58 | |
| $15,000 | 0.25% | $0.00 | ¥1,655,482.83with bank transfer to bank deposit | +¥12,067.76 | |
| $100,000 | 0.20% | $0.00 | ¥11,026,727.95with bank transfer to bank deposit | +¥73,454.09 | |
| $250,000 | 0.15% | $0.00 | ¥27,622,400.41with bank transfer to bank deposit | +¥203,287.67 | |
| $500,000 | 0.15% | $0.00 | ¥55,151,168.97with bank transfer to bank deposit | +¥230,810.04 |
Mid-market rate: 1 AUD = 110.6154 JPY
12 money transfer companies let you send money from Australia to Japan.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Japan.
For example, sending $500 with Wise will get you 220,149 JPY after a $10.13 fee and -0.02% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Revolut takes $3 in fees and 0.17% markup on a $3 transfer, and your JPY arrives in same day.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Currencies Direct drops the fee entirely and works on margin instead.
With Currencies Direct you get 0.58% on AUD/JPY, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in JPY, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and JPY in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.17% markup, and the JPY sits in your account until you spend or transfer it.
Most useful if you travel often to Japan, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 3.07% markup and delivers 214,550 JPY, against 220,526 JPY via Revolut (the cheapest option).
With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 220,526 JPY.
You can fund the transfer with bank transfer, debit card, credit card, osko, payto, poli, and payid.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Japan can collect JPY through bank deposit and cash pickup.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Japan.
You pay $2,000.00
¥220,526
Cheapest
You pay $2,000.00
¥220,149
-¥377
You pay $2,000.00
¥219,537
-¥989
You pay $2,000.00
¥218,043
-¥2,483
You pay $2,000.00
¥217,000
-¥3,526
You pay $2,003.99
¥216,200
-¥4,326
You pay $2,032.99
¥216,200
-¥4,326
You pay $2,003.99
¥216,200
-¥4,326
You pay $2,000.00
¥216,073
-¥4,453
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Japan, these are the best options right now:
Cheapest
Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 220,526 JPY, which is 0.17% more than the next best option.
Fastest
Revolut delivers 220,526 JPY in same day when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Japan.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Japan.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/JPY rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 110.515004 JPY
We track 12 companies sending AUD to Japan, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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